PEOPLE’S CHOICE HOME LOAN SECURITIES CORP., as Purchaser, and PEOPLE’S CHOICE FUNDING, INC., as Seller MORTGAGE LOAN PURCHASE AGREEMENT Dated as of October 1, 2005 FIXED AND ADJUSTABLE RATE MORTGAGE LOANSMortgage Loan Purchase Agreement • November 10th, 2005 • Peoples Choice Home Loan Securities Trust Series 2005-4 • Asset-backed securities • New York
This MORTGAGE LOAN PURCHASE AGREEMENT (this “Agreement”), dated as of October 1, 2005 (the “Cut-off Date”), is made among People’s Choice Funding, Inc. (the “Seller”) and People’s Choice Home Loan Securities Corp. (the “Purchaser”).
ADMINISTRATION AGREEMENT among PEOPLE’S CHOICE HOME LOAN SECURITIES TRUST SERIES 2005-4, as Issuer, WELLS FARGO BANK, NATIONAL ASSOCIATION, as Administrator, WILMINGTON TRUST COMPANY, as Owner Trustee, and PEOPLE’S CHOICE HOME LOAN SECURITIES CORP.,...Administration Agreement • November 10th, 2005 • Peoples Choice Home Loan Securities Trust Series 2005-4 • Asset-backed securities • New York
This Administration Agreement (the “Agreement”) is entered into as of October 26, 2005, among PEOPLE’S CHOICE HOME LOAN SECURITIES TRUST SERIES 2005-4, a Delaware statutory trust (the “Issuer”), WELLS FARGO BANK, NATIONAL ASSOCIATION, as Administrator (the “Administrator”), WILMINGTON TRUST COMPANY, not in its individual capacity but solely as Owner Trustee (the “Owner Trustee”) and PEOPLE’S CHOICE HOME LOAN SECURITIES CORP., as Depositor (the “Depositor”).
PEOPLE’S CHOICE HOME LOAN SECURITIES CORP., as Depositor, PEOPLE’S CHOICE HOME LOAN SECURITIES TRUST SERIES 2005-4, as Issuer, HSBC BANK USA, NATIONAL ASSOCIATION, as Indenture Trustee, WELLS FARGO BANK, NATIONAL ASSOCIATION, as Master Servicer and...Sale and Servicing Agreement • November 10th, 2005 • Peoples Choice Home Loan Securities Trust Series 2005-4 • Asset-backed securities • New York
THIS IS A SALE AND SERVICING AGREEMENT, dated as of October 1, 2005 (the “Agreement”), among People’s Choice Home Loan Securities Corp., a Delaware corporation, as depositor (the “Depositor”), People’s Choice Home Loan Securities Trust Series 2005-4, a Delaware statutory trust, as issuer (the “Issuer”), HSBC Bank USA, National Association, a national banking association, not in its individual capacity but solely as indenture trustee (the “Indenture Trustee”), Wells Fargo Bank, National Association (“Wells Fargo”), as master servicer (in such capacity, the “Master Servicer”) and as securities administrator (in such capacity, the “Securities Administrator”), EMC Mortgage Corporation, a Delaware corporation, as servicer (the “Servicer”), People’s Choice Home Loan, Inc., as the designee of People’s Choice Funding, Inc., to perform the duties of the Subservicer pursuant to the Subservicing Agreement (the “Subservicer”), and People’s Choice Funding, Inc., as seller (in such capacity, the “Se
EMC MORTGAGE CORPORATION as Servicer, WELLS FARGO BANK, NATIONAL ASSOCIATION as Master Servicer, PEOPLE’S CHOICE HOME LOAN, INC. as Subservicer, PEOPLE’S CHOICE HOME LOAN SECURITIES TRUST 2005-4, as Issuer, and HSBC BANK USA, NATIONAL ASSOCIATION, as...Servicing Agreement • November 10th, 2005 • Peoples Choice Home Loan Securities Trust Series 2005-4 • Asset-backed securities • New York
THIS IS A SERVICING AGREEMENT, dated as of October 1, 2005 (the “Agreement”), and is executed among EMC Mortgage Corporation, as servicer (the “Servicer”), Wells Fargo Bank, National Association, as master servicer (the “Master Servicer”), People’s Choice Home Loan, Inc., as the designee of People’s Choice Funding, Inc., to perform the duties of the Subservicer pursuant to the Subservicing Agreement (the “Subservicer”), People’s Choice Home Loan Securities Trust 2005-4, as issuer (the “Issuer” or the “Trust”), and HSBC Bank USA, National Association, as indenture trustee (the “Indenture Trustee”).
PEOPLE’S CHOICE HOME LOAN SECURITIES CORP., as Depositor, WILMINGTON TRUST COMPANY, as Owner Trustee, and WELLS FARGO BANK, NATIONAL ASSOCIATION, not in the individual capacity, but solely in its capacity as Securities Administrator, Certificate...Trust Agreement • November 10th, 2005 • Peoples Choice Home Loan Securities Trust Series 2005-4 • Asset-backed securities • Delaware
This AMENDED AND RESTATED TRUST AGREEMENT, dated as of October 26, 2005 (as amended from time to time, this “Trust Agreement”), among People’s Choice Home Loan Securities Corp., a Delaware corporation, as depositor (the “Depositor”), Wilmington Trust Company, a Delaware banking corporation, as owner trustee (the “Owner Trustee”), and Wells Fargo Bank, National Association, not individually but acting solely as securities administrator (in such capacity, the “Securities Administrator”), certificate registrar (in such capacity, the “Certificate Registrar”) and certificate paying agent (in such capacity, the “Certificate Paying Agent”).
CUSTODIAL AGREEMENTCustodial Agreement • November 10th, 2005 • Peoples Choice Home Loan Securities Trust Series 2005-4 • Asset-backed securities • New York
the Mortgage Note or other document or (y) any assignment is in recordable form or sufficient to effect the assignment of and transfer to the assignee thereof, under the Mortgage to which the assignment relates.
SUBSERVICING AGREEMENTSubservicing Agreement • November 10th, 2005 • Peoples Choice Home Loan Securities Trust Series 2005-4 • Asset-backed securities • New York
ISDA ® International Swap Dealers Association, Inc. SCHEDULE to the Master Agreement dated as of October 26, 2005Master Agreement • November 10th, 2005 • Peoples Choice Home Loan Securities Trust Series 2005-4 • Asset-backed securities • New York
PEOPLE’S CHOICE HOME LOAN SECURITIES TRUST SERIES 2005-4, Issuer, WELLS FARGO BANK, NATIONAL ASSOCIATION, Securities Administrator, and HSBC BANK USA, NATIONAL ASSOCIATION, Indenture TrusteePeoples Choice Home Loan Securities Trust Series 2005-4 • November 10th, 2005 • Asset-backed securities • New York
This Indenture, dated as of October 26, 2005, is entered into among People’s Choice Home Loan Securities Trust Series 2005-4, a Delaware statutory trust, as issuer (the “Issuer”), Wells Fargo Bank, National Association, as securities administrator (the “Securities Administrator”), and HSBC Bank USA, National Association, a national banking association, as indenture trustee (the “Indenture Trustee”).
