LEASE AGREEMENT THIS LEASE AGREEMENT is made and entered into this 24th day of June, 2004, by and between Richard T. Gregg and Joseph Scott Schaefer, Lessor, and Freedom Financial Group, Inc., Lessee. WITNESSETH: That in consideration of the mutual...Lease Agreement • May 2nd, 2005 • Freedom Financial Group Inc
AMENDED AND RESTATED TRUST AGREEMENT OF FREEDOM FINANCIAL GROUP I STATUTORY TRUSTTrust Agreement • May 2nd, 2005 • Freedom Financial Group Inc
ARTICLE I DEFINITIONPurchase and Sale Agreement • July 22nd, 2005 • Freedom Financial Group Inc • Personal credit institutions
Mr. Jerry Fenstermaker President & CEO Freedom Financial Group, Inc. 3058 E Elm Street Springfield, MO 65802 Dear Mr. Fenstermaker: This agreement ("Agreement") sets forth the terms of the engagement by Freedom Financial Group, Inc. (the "Company") of...Freedom Financial Group Inc • May 2nd, 2005 • Delaware
LEASE AGREEMENT THIS LEASE AGREEMENT is made and entered into this 13th day of December, 2001 by and between Richard T. Gregg and Joseph Scott Schaefer, Lessor, and Freedom Financial Group, Inc., Lessee. WITNESSETH: That in consideration of the mutual...Lease Agreement • May 2nd, 2005 • Freedom Financial Group Inc
REAL ESTATE SALE CONTRACT THIS IS A LEGALLY BINDING CONTRACT. 1. PARTIES: This Contract is made by and between Donald D. Bass and Don W. Bass (Buyer) and Freedom Financial Group, Inc. (Seller), and is effective as of the date and time of final...Real Estate Sale Contract • July 22nd, 2005 • Freedom Financial Group Inc • Personal credit institutions • Missouri
EMPLOYMENT AGREEMENT THIS AGREEMENT is entered in between Freedom Financial Group, Inc., a Delaware corporation (hereinafter "Company") and Jerald L. Fenstermaker of Springfield, Missouri, (hereinafter "Employee) and on this 17th day of September,...Employment Agreement • May 2nd, 2005 • Freedom Financial Group Inc • Missouri
EMPLOYMENT AGREEMENTEmployment Agreement • December 18th, 2008 • Freedom Financial Group Inc • Personal credit institutions • Missouri
THIS AGREEMENT is entered in between Freedom Financial Group, Inc., a Delaware corporation (hereinafter “Company”) and Jerald L. Fenstermaker of Springfield, Missouri, (hereinafter “Employee”) and on this 16th day of December, 2008, agree as follows:
ContractRegistration Rights Agreement • August 24th, 2006 • Freedom Financial Group Inc • Personal credit institutions • Delaware
THIS WARRANT AND THE SHARES OF COMMON STOCK PURCHASABLE HEREUNDER HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR UNDER THE SECURITIES LAWS OF ANY STATE OR OTHER JURISDICTION AND MAY NOT BE SOLD, OFFERED FOR SALE OR OTHERWISE TRANSFERRED UNLESS REGISTERED OR QUALIFIED UNDER SAID ACT AND APPLICABLE STATE SECURITIES LAWS OR UNLESS THE COMPANY RECEIVES AN OPINION OF COUNSEL (WHO MAY BE AN EMPLOYEE OF SUCH HOLDER) REASONABLY SATISFACTORY TO THE COMPANY THAT REGISTRATION, QUALIFICATION OR OTHER SUCH ACTIONS ARE NOT REQUIRED UNDER SAID ACT. THE OFFERING OF THIS SECURITY HAS NOT BEEN REVIEWED OR APPROVED BY ANY STATE’S SECURITIES ADMINISTRATOR. THIS WARRANT AND THE SHARES OF COMMON STOCK PURCHASABLE HEREUNDER ARE ALSO BENEFITED BY AND SUBJECT TO A REGISTRATION RIGHTS AGREEMENT, DATED AS OF AUGUST 22, 2006, BY AND AMONG THE COMPANY AND THE OTHER PARTIES LISTED THEREIN, A COPY OF WHICH IS ON FILE WITH THE COMPANY AND WILL BE FURNISHED UPON WRITTEN REQUEST AND WITHOUT C
FREEDOM FINANCIAL GROUP, INC. WARRANT AGREEMENT Dated as of February 22, 2008 Warrants to Purchase 700,000 Shares of Common Stock Issued to Goldman, Sachs & Co. Inc. for the benefit of ReMark Capital Group, LLCWarrant Agreement • February 28th, 2008 • Freedom Financial Group Inc • Personal credit institutions • Delaware
THIS WARRANT AGREEMENT (this “Agreement”) is dated as of February 22, 2008, between FREEDOM FINANCIAL GROUP, INC., a Delaware corporation (the “Company”), and REMARK CAPITAL GROUP, LLC, a Delaware limited liability company (“Purchaser”).
FIRST AMENDMENT TO REVOLVING CREDIT LOAN AND SECURITY AGREEMENTRevolving Credit Loan and Security Agreement • August 17th, 2007 • Freedom Financial Group Inc • Personal credit institutions • Missouri
This FIRST AMENDMENT TO REVOLVING CREDIT LOAN AND SECURITY AGREEMENT (this "Amendment") is made and entered into as of August 15, 2007, by and between FREEDOM FINANCIAL GROUP, INC. and T.C.G. - THE CREDIT GROUP INC. (jointly and severally, the "Borrower") and HEARTLAND BANK ("Lender").
ADDENDUM TO EMPLOYMENT AGREEMENTEmployment Agreement • May 2nd, 2006 • Freedom Financial Group Inc • Personal credit institutions
THIS AGREEMENT is entered in between Freedom Financial Group, Inc., a Delaware corporation (hereinafter "Company") and Jerald L. Fenstermaker of Springfield, Missouri, (hereinafter "Employee") and on this 27th day of April, 2006, agree as follows:
IN WITNESS WHEREOF, Pledgor and Pledgee have executed this Pledge Agreement as of the date set forth above.Freedom Financial Group Inc • February 5th, 2008 • Personal credit institutions
EXTENSION OF EMPLOYMENT AGREEMENTExtension of Employment Agreement • October 10th, 2006 • Freedom Financial Group Inc • Personal credit institutions
COMES NOW Freedom Financial Group, Inc., a Delaware corporation, (hereinafter referred to as "Company") and Jerald L. Fenstermaker of Springfield, Missouri (hereinafter referred to as "Employee") and as of the 15th day of September, 2006, agree as follows:
MANAGEMENT SHAREHOLDER AGREEMENTManagement Shareholder Agreement • December 20th, 2007 • Freedom Financial Group Inc • Personal credit institutions • Delaware
This Management Shareholders Agreement (“the Agreement”) is entered into this 17th day of December, 2007 by and between Freedom Financial Group, Inc., a Delaware corporation (the "Corporation"), and Thomas M. Holgate (the "Management Shareholder").
NOTEFreedom Financial Group Inc • August 24th, 2006 • Personal credit institutions
FOR VALUE RECEIVED, on August 18, 2007, the undersigned, FREEDOM FINANCIAL GROUP, INC., a Delaware corporation, and T.C.G. - THE CREDIT GROUP INC., a Manitoba, Canada corporation, jointly and severally (“Maker”), promise to pay to the order of HEARTLAND BANK (hereinafter, together with any holder hereof, called “Holder”), at St. Louis, Missouri (or such other place as the Holder may designate in writing to the undersigned), in lawful money of the United States of America in immediately available funds, the principal sum of Three Million and No/100 Dollars ($3,000,000.00), or such amount thereof as has been advanced hereunder, together with interest thereon from the date hereof, at the rate or rates hereinafter specified, as follows:
AMENDED AND RESTATED NOTENote • August 17th, 2007 • Freedom Financial Group Inc • Personal credit institutions
FOR VALUE RECEIVED, on February 1, 2008, the undersigned, Freedom Financial Group, Inc., a Delaware corporation, and T.C.G. - The Credit Group Inc., a Manitoba, Canada corporation, jointly and severally ("Maker"), promise to pay to the order of HEARTLAND BANK (hereinafter, together with any holder hereof, called "Holder"), at St. Louis, Missouri (or such other place as the Holder may designate in writing to the undersigned), in lawful money of the United States of America in immediately available funds, the principal sum of Three Million and No/100 Dollars ($3,000,000.00), or such amount thereof as has been advanced hereunder, together with interest thereon from the date hereof, at the rate or rates hereinafter specified, as follows:
REVOLVING CREDIT LOAN AND SECURITY AGREEMENT Dated as of August 18, 2006 among FREEDOM FINANCIAL GROUP, INC. T.C.G. - THE CREDIT GROUP INC. (collectively, the Borrower) AND HEARTLAND BANK (the Lender)Loan and Security Agreement • August 24th, 2006 • Freedom Financial Group Inc • Personal credit institutions • Missouri
FREEDOM FINANCIAL GROUP, INC., a Delaware corporation (“FFG”), and T.C.G. - THE CREDIT GROUP INC. (“TCG”), a Manitoba, Canada corporation (FFG and TCG shall be collectively and jointly and severally referred to as the “Borrower”), and HEARTLAND BANK, a federal savings bank (“Lender”), agree as follows:
STOCK PLEDGE AGREEMENTStock Pledge Agreement • August 24th, 2006 • Freedom Financial Group Inc • Personal credit institutions • Missouri
This Agreement is made and entered into as of the 18th day of August, 2006, by and between HEARTLAND BANK, a federal savings bank (“Pledgee”), and Freedom Financial Group, Inc., a Delaware corporation (“Pledgor”).
STOCK GRANT AGREEMENTStock Grant Agreement • January 11th, 2006 • Freedom Financial Group Inc • Personal credit institutions • Delaware
This Grant Agreement ("Grant") is entered into this 9th day of January, 2006 by and between Freedom Financial Group, Inc., a Delaware corporation (the "Corporation"), and the following members of management: Jerald L. Fenstermaker, Daniel F. Graham, and James K. Browne (the "Management Shareholders").
CONTRACT FOR THE SALE OF REAL ESTATEContract for the Sale of Real Estate • December 12th, 2008 • Freedom Financial Group Inc • Personal credit institutions
THIS AGREEMENT made and entered into on this 11th day of December, 2008, between Thomas M. Holgate and Nancy Holgate of Springfield, Missouri, (hereinafter “Seller”) and Freedom Financial Group, Inc., a Delaware corporation (hereinafter “Buyer”) and agree as follows:
U.S. $15,000,000 REVOLVING LOAN AND SECURITY AGREEMENT Dated as of January 31, 2008 Among FREEDOM FINANCIAL AUTO RECEIVABLES, LLC as the Borrower and FREEDOM FINANCIAL GROUP, INC., individually and as the initial Servicer and ARCHON GROUP, L.P., as...Revolving Loan and Security Agreement • February 5th, 2008 • Freedom Financial Group Inc • Personal credit institutions • New York
Freedom Financial Group, Inc. Management Compensation Plan Calendar 2008 and Calendar 2009Freedom Financial Group Inc • April 25th, 2008 • Personal credit institutions
Freedom Financial Group, Inc., a Delaware Corporation, hereby enters into the following Agreement ("Agreement") with Mr. Jerald L. Fenstermaker, President, Mr. Thomas M. Holgate, Sr. Vice President, and Mr. J. Kevin Maxwell, CFO, effective April 21, 2008.
EMPLOYMENT AGREEMENTEmployment Agreement • August 17th, 2007 • Freedom Financial Group Inc • Personal credit institutions • Missouri
THIS AGREEMENT is entered in between Freedom Financial Group, Inc., a Delaware corporation (hereinafter "Company") and Jerald L. Fenstermaker of Springfield, Missouri, (hereinafter "Employee") and on this 16th day of August, 2007, agree as follows:
MANAGEMENT SHAREHOLDERS AGREEMENTManagement Shareholders Agreement • August 17th, 2007 • Freedom Financial Group Inc • Personal credit institutions • Delaware
This Management Shareholders Agreement ("the Agreement") is entered into this 16th day of August, 2007 by and between Freedom Financial Group, Inc., a Delaware corporation (the "Corporation"), and the following members of management: Jerald L. Fenstermaker ("Fenstermaker") and Dan Graham ("Graham") (collectively the "Management Shareholders").
