Nelnet Inc Sample Contracts

Nelnet Inc – DocuSign Envelope ID: 47D18492-A602-4729-AB95-93322C6405AC AIRCRAFT MANAGEMENT AGREEMENT THIS AIRCRAFT MANAGEMENT AGREEMENT (the “Agreement”) is made and entered into as of the 1st day of January 2019, (the “Effective Date”) by and among Duncan Aviation, Inc. (“Duncan”) and National Education Loan Network, Inc. (“Nelnet”) and MSD711, LLC (“MSD”) as joint owners and Michael S. Dunlap as lessee of MSD711 and an operator of the Aircraft (“Dunlap”) (Nelnet and MSD being sometimes referred to herein individually as a “Joint Owner” and collectively as the “Joint Owners”) and is made with reference t (February 27th, 2019)
Nelnet Inc – AMENDED AND RESTATED TRUST AGREEMENT among NELNET PRIVATE STUDENT LOAN FINANCING CORPORATION, as Depositor, UNION BANK AND TRUST COMPANY, as Trustee, and U.S. BANK TRUST NATIONAL ASSOCIATION, as Delaware Trustee Dated as of December 21, 2018 4814-8521-2291.2 (February 27th, 2019)
Nelnet Inc – AGREEMENT FOR PURCHASE AND SALE OF INTEREST IN AIRCRAFT This Agreement for Purchase and Sale of Interest in Aircraft, effective as of December 31, 2018 (the “Agreement”) is by and between National Education Loan Network, Inc. (“Purchaser”) and Union Financial Services, Inc. (“Seller”). RECITALS WHEREAS, the Purchaser and the Seller own jointly, as tenants in common, that certain Cessna Citation XLS model aircraft, Serial No. 560-5597 U.S. Registration No. N711LV (the “Aircraft”); and WHEREAS, the Seller wishes to sell seventeen and one-half percent (17.5%) of its ownership in the Aircraft (the (February 27th, 2019)
Nelnet Inc – DocuSign Envelope ID: 1F6DFE32-CC17-4D15-AB49-43340C5484BD AIRCRAFT JOINT OWNERSHIP AGREEMENT CITATION XLS s/n 560-5597 THIS AIRCRAFT JOINT OWNERSHIP AGREEMENT (the "Agreement") is made and entered into as of the 1st day of January, 2019 (“Effective Date”), by and between National Education Loan Network, Inc. ("Nelnet"), and MSD711, LLC (“MSD”), (Nelnet and MSD being referred to herein individually as a “Joint Owner” and collectively as the "Joint Owners") and Michael S. Dunlap, as Lessee and operator (“Dunlap”). A. Joint Owners are the registered joint owners, as tenants in common in the prop (February 27th, 2019)
Nelnet Inc – Nelnet, Inc. supplemental financial information for the fourth quarter 2018 (All dollars are in thousands, except per share amounts, unless otherwise noted) The following information should be read in connection with Nelnet, Inc.'s (the “Company's”) press release for fourth quarter 2018 earnings, dated February 27, 2019, and the Company's Annual Report on Form 10-K for the year ended December 31, 2018. Forward-looking and cautionary statements (February 27th, 2019)

This report contains forward-looking statements and information that are based on management's current expectations as of the date of this document.  Statements that are not historical facts, including statements about the Company's plans and expectations for future financial condition, results of operations or economic performance, or that address management's plans and objectives for future operations, and statements that assume or are dependent upon future events, are forward-looking statements. The words “anticipate,” “assume,” “believe,” “continue,” “could,” “estimate,” “expect,” “forecast,” “future,” “intend,” “may,” “plan,” “potential,” “predict,” “scheduled,” “should,” “will,” “would,” and similar expressions, as well as statements in future tense, are intended to identify forward-looking statements.

Nelnet Inc – PORTIONS OF THIS EXHIBIT HAVE BEEN REDACTED PURSUANT TO A REQUEST FOR CONFIDENTIAL TREATMENT BY NELNET, INC. UNDER RULES AND REGULATIONS PROMULGATED BY THE SECURITIES AND EXCHANGE COMMISSION. THE REDACTED PORTIONS ARE MARKED WITH [*****] AND HAVE BEEN FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION ALONG WITH SUCH REQUEST FOR CONFIDENTIAL TREATMENT. PRIVATE STUDENT LOAN ORIGINATION AND SERVICING AGREEMENT (November 8th, 2018)

This agreement is entered into and effective as of the August 22nd, 2018, by and between Nelnet Servicing, LLC, d/b/a Firstmark Services, a Nebraska limited liability company, (“Firstmark”), and Union Bank and Trust Company, a Nebraska state banking corporation, (“Lender”).

Nelnet Inc – PORTIONS OF THIS EXHIBIT HAVE BEEN REDACTED PURSUANT TO A REQUEST FOR CONFIDENTIAL TREATMENT BY NELNET, INC. UNDER RULES AND REGULATIONS PROMULGATED BY THE SECURITIES AND EXCHANGE COMMISSION. THE REDACTED PORTIONS ARE MARKED WITH [*****] AND HAVE BEEN FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION ALONG WITH SUCH REQUEST FOR CONFIDENTIAL TREATMENT. LOAN PARTICIPATION AGREEMENT (November 8th, 2018)

This Loan Participation Agreement (the “Agreement”) is made and entered into effective as of this 22nd day of August, 2018, by and between Union Bank and Trust Company, a Nebraska banking corporation, in its own right (the “Lender”) and National Education Loan Network, Inc., a Nebraska corporation (the “Participant”).

Nelnet Inc – (All dollars are in thousands, except per share amounts, unless otherwise noted) The following information should be read in connection with Nelnet, Inc.'s (the “Company's”) press release for third quarter 2018 earnings, dated November 8, 2018, and the Company's Quarterly Report on Form 10-Q for the quarter ended September 30, 2018. Forward-looking and cautionary statements (November 8th, 2018)

This report contains forward-looking statements and information that are based on management's current expectations as of the date of this document.  Statements that are not historical facts, including statements about the Company's plans and expectations for future financial condition, results of operations or economic performance, or that address management's plans and objectives for future operations, and statements that assume or are dependent upon future events, are forward-looking statements. The words “may,” “should,” “could,” “would,” “predict,” “potential,” “continue,” “expect,” “anticipate,” “future,” “intend,” “scheduled,” “plan,” “believe,” “estimate,” “assume,” “forecast,” “will,” and similar expressions, as well as statements in future tense, are intended to identify forward-looking statements.

Nelnet Inc – MASTER PRIVATE LOAN PROGRAM AGREEMENT (November 8th, 2018)

This Master Private Loan Program Agreement dated as of August 22nd, 2018 (the “Master Agreement”) is by and between Union Bank and Trust Company, a Nebraska state banking corporation (“Union Bank”), and Nelnet, Inc., a Nebraska corporation, and its affiliates (collectively, “Nelnet”).

Nelnet Inc – PORTIONS OF THIS EXHIBIT HAVE BEEN REDACTED PURSUANT TO A REQUEST FOR CONFIDENTIAL TREATMENT BY NELNET, INC. UNDER RULES AND REGULATIONS PROMULGATED BY THE SECURITIES AND EXCHANGE COMMISSION. THE REDACTED PORTIONS ARE MARKED WITH [*****] AND HAVE BEEN FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION ALONG WITH SUCH REQUEST FOR CONFIDENTIAL TREATMENT. EDUCATION LOAN MARKETING AGREEMENT (November 8th, 2018)

This Education Loan Marketing Agreement is made as of this 22nd day of August, 2018, by and between Nelnet Consumer Finance, Inc., a Nebraska corporation (“Nelnet”), and Union Bank and Trust Company, a Nebraska state banking corporation (the “Lender”).

Nelnet Inc – (All dollars are in thousands, except per share amounts, unless otherwise noted) The following information should be read in connection with Nelnet, Inc.'s (the “Company's”) press release for second quarter 2018 earnings, dated August 7, 2018, and the Company's Quarterly Report on Form 10-Q for the quarter ended June 30, 2018. Forward-looking and cautionary statements (August 7th, 2018)

This supplemental financial information contains forward-looking statements and information that are based on management's current expectations as of the date of this document.  Statements that are not historical facts, including statements about the Company's plans and expectations for future financial condition, results of operations or economic performance, or that address management's plans and objectives for future operations, and statements that assume or are dependent upon future events, are forward-looking statements. The words “may,” “should,” “could,” “would,” “predict,” “potential,” “continue,” “expect,” “anticipate,” “future,” “intend,” “scheduled,” “plan,” “believe,” “estimate,” “assume,” “forecast,” “will,” and similar expressions, as well as statements in future tense, are intended to identify forward-looking statements.

Nelnet Inc – EXHIBIT A-1 Blacklined Amended Credit Agreement Attached (June 28th, 2018)
Nelnet Inc – Nelnet Files Application for Industrial Bank Charter with the FDIC and the Utah Department of Financial Institutions LINCOLN, Neb., June 28, 2018 – Nelnet (NYSE: NNI) today announced it has filed an application with the Federal Deposit Insurance Corporation (FDIC) and the Utah Department of Financial Institutions (UDFI) to establish Nelnet Bank, a Utah-chartered industrial bank. If the charter is granted, Nelnet Bank would operate as an internet bank franchise with a home office in Salt Lake City. Nelnet Bank would be a separate subsidiary of Nelnet, and the industrial bank charter would allow (June 28th, 2018)
Nelnet Inc – NELNET, INC. DIRECTORS STOCK COMPENSATION PLAN (May 24th, 2018)
Nelnet Inc – PORTIONS OF THIS EXHIBIT HAVE BEEN REDACTED PURSUANT TO A REQUEST FOR CONFIDENTIAL TREATMENT BY NELNET, INC. UNDER RULES AND REGULATIONS PROMULGATED BY THE SECURITIES AND EXCHANGE COMMISSION. THE REDACTED PORTIONS ARE MARKED WITH [*****] AND HAVE BEEN FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION ALONG WITH SUCH REQUEST FOR CONFIDENTIAL TREATMENT. enable Participant to make credit decisions with respect to Consumer Loans. Lender shall make such transfer and shall keep its interest in the Consumer Loans free and clear of all security interests, liens or encumbrances of any nature (May 8th, 2018)
Nelnet Inc – (All dollars are in thousands, except per share amounts, unless otherwise noted) The following information should be read in connection with Nelnet, Inc.'s (the “Company's”) press release for first quarter 2018 earnings, dated May 8, 2018, and the Company's Quarterly Report on Form 10-Q for the quarter ended March 31, 2018. Forward-looking and cautionary statements (May 8th, 2018)

This supplemental financial information contains forward-looking statements and information that are based on management's current expectations as of the date of this document.  Statements that are not historical facts, including statements about the Company's plans and expectations for future financial condition, results of operations or economic performance, or that address management's plans and objectives for future operations, and statements that assume or are dependent upon future events, are forward-looking statements. The words “may,” “should,” “could,” “would,” “predict,” “potential,” “continue,” “expect,” “anticipate,” “future,” “intend,” “scheduled,” “plan,” “believe,” “estimate,” “assume,” “forecast,” “will,” and similar expressions, as well as statements in future tense, are intended to identify forward-looking statements.

Nelnet Inc – 2017 Letter to Shareholders | Page 2 It may sound strange in today’s asset- hungry financial services environment, but we intend to invest our capital in businesses and loan assets that will generate positive cash flow, grow profitably over time, and hit the appropriate risk-adjusted returns on our invested capital. If we can’t accomplish those goals, we will either wait until we can, or return capital to our shareholders in the form of dividends and stock repurchases. At the senior management level, if we are doing our jobs, we are establishing solid business strategies, recruiting top talent (February 27th, 2018)
Nelnet Inc – (All dollars are in thousands, except per share amounts, unless otherwise noted) The following information should be read in connection with Nelnet, Inc.'s (the “Company's”) press release for fourth quarter 2017 earnings, dated February 27, 2018, and the Company's Annual Report on Form 10-K for the year ended December 31, 2017. Forward-looking and cautionary statements (February 27th, 2018)

This supplemental financial information contains forward-looking statements and information that are based on management's current expectations as of the date of this document.  Statements that are not historical facts, including statements about the Company's plans and expectations for future financial condition, results of operations or economic performance, or that address management's plans and objectives for future operations, and statements that assume or are dependent upon future events, are forward-looking statements. The words “may,” “should,” “could,” “would,” “predict,” “potential,” “continue,” “expect,” “anticipate,” “future,” “intend,” “scheduled,” “plan,” “believe,” “estimate,” “assume,” “forecast,” “will,” and similar expressions, as well as statements in future tense, are intended to identify forward-looking statements.

Nelnet Inc – _X_ACCEPT ____DO NOT ACCEPT The Trustee may be required by federal regulations to supply to the Principal, within five business days, notification of any securities transactions effected on behalf of the Principal. The Principal hereby waives any such right to notification. The Trustee shall make available to the Principal a statement on a quarterly basis showing all receipts and disbursements, along with information concerning the purchase or sale of any securities in the Account. At any time, the Principal may request confirmations within governing regulatory time frames at no additional cos (February 27th, 2018)
Nelnet Inc – (All dollars are in thousands, except per share amounts, unless otherwise noted) The following information should be read in connection with Nelnet, Inc.'s (the “Company's”) press release for third quarter 2017 earnings, dated November 7, 2017, and the Company's Quarterly Report on Form 10-Q for the quarter ended September 30, 2017. Forward-looking and cautionary statements (November 7th, 2017)

This supplemental financial information contains forward-looking statements and information that are based on management's current expectations as of the date of this document.  Statements that are not historical facts, including statements about the Company's plans and expectations for future financial condition, results of operations or economic performance, or that address management's plans and objectives for future operations, and statements that assume or are dependent upon future events, are forward-looking statements. The words “may,” “should,” “could,” “would,” “predict,” “potential,” “continue,” “expect,” “anticipate,” “future,” “intend,” “scheduled,” “plan,” “believe,” “estimate,” “assume,” “forecast,” “will,” and similar expressions, as well as statements in future tense, are intended to identify forward-looking statements.

Nelnet Inc – (All dollars are in thousands, except per share amounts, unless otherwise noted) The following information should be read in connection with Nelnet, Inc.'s (the “Company's”) press release for second quarter 2017 earnings, dated August 7, 2017, and the Company's Quarterly Report on Form 10-Q for the quarter ended June 30, 2017. Forward-looking and cautionary statements (August 7th, 2017)

This supplemental financial information contains forward-looking statements and information that are based on management's current expectations as of the date of this document.  Statements that are not historical facts, including statements about the Company's plans and expectations for future financial condition, results of operations or economic performance, or that address management's plans and objectives for future operations, and statements that assume or are dependent upon future events, are forward-looking statements. The words “may,” “should,” “could,” “would,” “predict,” “potential,” “continue,” “expect,” “anticipate,” “future,” “intend,” “plan,” “believe,” “estimate,” “assume,” “forecast,” “will,” and similar expressions, as well as statements in future tense, are intended to identify forward-looking statements.

Nelnet Inc – EXECUTION VERSION US-DOCS\79034473.5 NELNET, INC., and DEUTSCHE BANK TRUST COMPANY AMERICAS, as Trustee _______________________________ SECOND SUPPLEMENTAL INDENTURE Dated as of February 6, 2017 to INDENTURE Dated as of September 27, 2006 _______________________________ 7.400% Fixed-to-Floating Rate Capital Efficient Notes (May 8th, 2017)
Nelnet Inc – NELNET, INC. EXECUTIVE OFFICERS INCENTIVE COMPENSATION PLAN (as amended effective March 9, 2017) 1. Purpose. The purpose of the Nelnet, Inc. Executive Officers Incentive Compensation Plan is to advance the interests of Nelnet, Inc. and its shareholders by strengthening its ability to attract, retain, and motivate executive officers of Nelnet, Inc. upon whose judgment, initiative and efforts the continued success, growth and development of Nelnet, Inc. is dependent, by providing them with opportunities to earn performance-based incentive compensation that aligns their interests with the interes (May 8th, 2017)
Nelnet Inc – (All dollars are in thousands, except per share amounts, unless otherwise noted) The following information should be read in connection with Nelnet, Inc.'s (the “Company's”) press release for first quarter 2017 earnings, dated May 8, 2017, and the Company's Quarterly Report on Form 10-Q for the quarter ended March 31, 2017. Forward-looking and cautionary statements (May 8th, 2017)

This supplemental financial information contains forward-looking statements and information that are based on management's current expectations as of the date of this document.  Statements that are not historical facts, including statements about the Company's plans and expectations for future financial condition, results of operations or economic performance, or that address management's plans and objectives for future operations, and statements that assume or are dependent upon future events, are forward-looking statements. The words “may,” “should,” “could,” “would,” “predict,” “potential,” “continue,” “expect,” “anticipate,” “future,” “intend,” “plan,” “believe,” “estimate,” “assume,” “forecast,” “will,” and similar expressions, as well as statements in future tense, are intended to identify forward-looking statements.

Nelnet Inc – 2016 Letter to Shareholders | Page 1 Dear Shareholders: Nelnet closed out another solid year in 2016. With the addition of our fiber-optic communications business, ALLO, and our preparation for the federal student loan servicing procurement, it was a transitional year for the company. As anticipated, we grew our payment processing and loan servicing businesses, we experienced runoff in our Federal Family Education Loan (FFEL) Program student loan portfolio, and we invested significant time and capital in ALLO. The year began on a high note when we took ownership of ALLO Communications on Decem (February 27th, 2017)
Nelnet Inc – (All dollars are in thousands, except per share amounts, unless otherwise noted) The following information should be read in connection with Nelnet, Inc.'s (the “Company's”) press release for fourth quarter 2016 earnings, dated February 27, 2017, and the Company's Annual Report on Form10-K for the year ended December 31, 2016 (the "2016 Annual Report"). Forward-looking and cautionary statements (February 27th, 2017)

This supplement contains forward-looking statements and information that are based on management's current expectations as of the date of this document.  Statements that are not historical facts, including statements about the Company's plans and expectations for future financial condition, results of operations or economic performance, or that address management's plans and objectives for future operations, and statements that assume or are dependent upon future events, are forward-looking statements. The words “may,” “should,” “could,” “would,” “predict,” “potential,” “continue,” “expect,” “anticipate,” “future,” “intend,” “plan,” “believe,” “estimate,” “assume,” “forecast,” “will,” and similar expressions, as well as statements in future tense, are intended to identify forward-looking statements.

Nelnet Inc – (All dollars are in thousands, except per share amounts, unless otherwise noted) The following information should be read in connection with Nelnet, Inc.'s (the “Company's”) press release for third quarter 2016 earnings, dated November 9, 2016, and the Company's Quarterly Report on Form 10-Q for the quarter ended September 30, 2016. Forward-looking and cautionary statements (November 9th, 2016)

This report contains forward-looking statements and information that are based on management's current expectations as of the date of this document.  Statements that are not historical facts, including statements about the Company's plans and expectations for future financial condition, results of operations or economic performance, or that address management's plans and objectives for future operations, and statements that assume or are dependent upon future events, are forward-looking statements. The words “may,” “should,” “could,” “would,” “predict,” “potential,” “continue,” “expect,” “anticipate,” “future,” “intend,” “plan,” “believe,” “estimate,” “assume,” “forecast,” “will,” and similar expressions, as well as statements in future tense, are intended to identify forward-looking statements.

Nelnet Inc – (All dollars are in thousands, except per share amounts, unless otherwise noted) The following information should be read in connection with Nelnet, Inc.'s (the “Company's”) press release for second quarter 2016 earnings, dated August 4, 2016, and the Company's Quarterly Report on Form 10-Q for the quarter ended June 30, 2016. Forward-looking and cautionary statements (August 5th, 2016)

This report contains forward-looking statements and information that are based on management's current expectations as of the date of this document.  Statements that are not historical facts, including statements about the Company's plans and expectations for future financial condition, results of operations or economic performance, or that address management's plans and objectives for future operations, and statements that assume or are dependent upon future events, are forward-looking statements. The words “may,” “should,” “could,” “would,” “predict,” “potential,” “continue,” “expect,” “anticipate,” “future,” “intend,” “plan,” “believe,” “estimate,” “assume,” “forecast,” “will,” and similar expressions, as well as statements in future tense, are intended to identify forward-looking statements.

Nelnet Inc – (All dollars are in thousands, except per share amounts, unless otherwise noted) The following information should be read in connection with Nelnet, Inc.'s (the “Company's”) press release for second quarter 2016 earnings, dated August 4, 2016, and the Company's Quarterly Report on Form 10-Q for the quarter ended June 30, 2016. Forward-looking and cautionary statements (August 4th, 2016)

This report contains forward-looking statements and information that are based on management's current expectations as of the date of this document.  Statements that are not historical facts, including statements about the Company's plans and expectations for future financial condition, results of operations or economic performance, or that address management's plans and objectives for future operations, and statements that assume or are dependent upon future events, are forward-looking statements. The words “may,” “should,” “could,” “would,” “predict,” “potential,” “continue,” “expect,” “anticipate,” “future,” “intend,” “plan,” “believe,” “estimate,” “assume,” “forecast,” “will,” and similar expressions, as well as statements in future tense, are intended to identify forward-looking statements.

Nelnet Inc – ARTICLES OF AMENDMENT TO SECOND AMENDED AND RESTATED ARTICLES OF INCORPORATION OF NELNET, INC. Pursuant to the provisions of the Nebraska Business Corporation Act, the undersigned corporation adopts the following Articles of Amendment to its Second Amended and Restated Articles of Incorporation: 1. The name of the corporation is Nelnet, Inc. 2. The following amendment to the Second Amended and Restated Articles of Incorporation was adopted by the shareholders of the corporation in the manner prescribed by the Nebraska Business Corporation Act: The text of the amendment to the corporation’s Sec (May 31st, 2016)
Nelnet Inc – (All dollars are in thousands, except per share amounts, unless otherwise noted) The following information should be read in connection with Nelnet, Inc.'s (the “Company's”) press release for first quarter 2016 earnings, dated May 5, 2016, and the Company's Quarterly Report on Form 10-Q for the quarter ended March 31, 2016 . (May 5th, 2016)

This report contains forward-looking statements and information that are based on management's current expectations as of the date of this document.  Statements that are not historical facts, including statements about the Company's plans and expectations for future financial condition, results of operations or economic performance, or that address management's plans and objectives for future operations, and statements that assume or are dependent upon future events, are forward-looking statements. The words “may,” “should,” “could,” “would,” “predict,” “potential,” “continue,” “expect,” “anticipate,” “future,” “intend,” “plan,” “believe,” “estimate,” “assume,” “forecast,” “will,” and similar expressions, as well as statements in future tense, are intended to identify forward-looking statements.

Nelnet Inc – (All dollars are in thousands, except per share amounts, unless otherwise noted) The following information should be read in connection with Nelnet, Inc.'s (the “Company's”) press release for fourth quarter 2015 earnings, dated February 25, 2016, and the Company's Annual Report on Form 10-K for the year ended December 31, 2015 (the "2015 Annual Report"). (February 25th, 2016)

This report contains forward-looking statements and information that are based on management's current expectations as of the date of this document.  Statements that are not historical facts, including statements about the Company's plans and expectations for future financial condition, results of operations or economic performance, or that address management's plans and objectives for future operations, and statements that assume or are dependent upon future events, are forward-looking statements. The words “may,” “should,” “could,” “would,” “predict,” “potential,” “continue,” “expect,” “anticipate,” “future,” “intend,” “plan,” “believe,” “estimate,” “assume,” “forecast,” “will,” and similar expressions, as well as statements in future tense, are intended to identify forward-looking statements.

Nelnet Inc – 2015 Letter to Shareholders | Page 1 Shareholder Letter Dear Shareholders: Nelnet had an excellent year in 2015, during which we achieved many successes, and I will spend a significant portion of this letter discussing these successes. However, before I dive into the details of each business, I feel it is necessary to address our stock price due to recent market valuations. Mike Dunlap, our Executive Chairman, ended each of his past annual shareholder letters discussing what he has labeled “our fair value approach,” in relation to the market value of the company. When he reviewed my letter las (February 25th, 2016)
Nelnet Inc – Execution Version ACTIVE 210468486v.8 Deal CUSIP 64031YAC8 Revolving Loan CUSIP 64031YAD6 AMENDED AND RESTATED CREDIT AGREEMENT DATED AS OF OCTOBER 30, 2015 AMONG NELNET, INC. THE LENDERS PARTY HERETO, U.S. BANK NATIONAL ASSOCIATION AS ADMINISTRATIVE AGENT, WELLS FARGO BANK, NATIONAL ASSOCIATION AS SYNDICATION AGENT, AND CITIBANK, N.A. AND ROYAL BANK OF CANADA AS CO-DOCUMENTATION AGENTS, AND U.S. BANK NATIONAL ASSOCIATION AS LEAD ARRANGER AND BOOK RUNNER (November 5th, 2015)
Nelnet Inc – Nelnet, Inc. supplemental financial information for the third quarter 2015 (All dollars are in thousands, except per share amounts, unless otherwise noted) The following information should be read in connection with Nelnet, Inc.'s (the “Company's”) press release for third quarter 2015 earnings, dated November 5, 2015, and the Company's Quarterly Report on Form 10-Q for the quarter ended September 30, 2015. (November 5th, 2015)

This report contains forward-looking statements and information that are based on management's current expectations as of the date of this document.  Statements that are not historical facts, including statements about the Company's plans and expectations for future financial condition, results of operations or economic performance, or that address management's plans and objectives for future operations, and statements that assume or are dependent upon future events, are forward-looking statements. The words “may,” “should,” “could,” “would,” “predict,” “potential,” “continue,” “expect,” “anticipate,” “future,” “intend,” “plan,” “believe,” “estimate,” “assume,” “forecast,” “will,” and similar expressions, as well as statements in future tense, are intended to identify forward-looking statements.