Bear Stearns Arm Trust 2003-5 Sample Contracts

Bear Stearns Arm Trust 2003-5 – POOLING AND SERVICING AGREEMENT (August 18th, 2003)

STRUCTURED ASSET MORTGAGE INVESTMENTS INC., SELLER JPMORGAN CHASE BANK, TRUSTEE WELLS FARGO BANK MINNESOTA, NATIONAL ASSOCIATION, MASTER SERVICER AND SECURITIES ADMINISTRATOR and EMC MORTGAGE CORPORATION -------------------------------------------------------------- POOLING AND SERVICING AGREEMENT Dated as of July 1, 2003 -------------------------------------------------------------- Structured Asset Mortgage Investments Inc. Bear Stearns ARM Trust 2003-5, Mortgage Pass-Through Certificates Series 2003-5 TABLE OF CONTENTS