PRA III, LLC BorrowerLoan and Security Agreement • September 6th, 2002 • Portfolio Recovery Associates Inc • New York
UNDERWRITING AGREEMENT _______________, 2002 William Blair & Company, L.L.C. U.S. Bancorp Piper Jaffray Inc. As Representatives of the Several Underwriters Named in Schedule A c/o William Blair & Company, L.L.C. 222 West Adams Street Chicago, Illinois...Portfolio Recovery Associates Inc • October 15th, 2002 • Services-consumer credit reporting, collection agencies • Illinois
EXHIBIT 10.7 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT is made this 1st day of January, 2002, between Portfolio Recovery Associates, L.L.C., a Delaware limited liability company with its principal place of business in the City of Norfolk,...Employment Agreement • October 30th, 2002 • Portfolio Recovery Associates Inc • Services-consumer credit reporting, collection agencies • New York
Exhibit 1.1 Portfolio Recovery Associates, Inc. 3,000,000 Shares Common Stock(1) UNDERWRITING AGREEMENTUnderwriting Agreement • May 6th, 2003 • Portfolio Recovery Associates Inc • Services-consumer credit reporting, collection agencies • Illinois
EXHIBIT 10.8 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT is made this 1st day of January, 2002, between Portfolio Recovery Associates, L.L.C., a Delaware limited liability company with its principal place of business in the City of Norfolk,...Employment Agreement • October 30th, 2002 • Portfolio Recovery Associates Inc • Services-consumer credit reporting, collection agencies • New York
PRA GROUP, INC. (Issuer) and REGIONS BANK, as Trustee INDENTURE Dated as of May 26, 2017 3.50% Convertible Senior Notes due 2023Indenture • May 26th, 2017 • Pra Group Inc • Services-consumer credit reporting, collection agencies • New York
INDENTURE, dated as of May 26, 2017, between PRA GROUP, INC., a Delaware corporation, as issuer (the “Company,” as more fully set forth in Section 1.01) and REGIONS BANK, an Alabama bank, as trustee (the “Trustee,” as more fully set forth in Section 1.01).
EXHIBIT 10.11 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT is made this 1st day of January, 2002, between Portfolio Recovery Associates, L.L.C., a Delaware limited liability company with its principal place of business in the City of Norfolk,...Employment Agreement • October 30th, 2002 • Portfolio Recovery Associates Inc • Services-consumer credit reporting, collection agencies • New York
CREDIT AGREEMENT Dated as of December 20, 2010 among PORTFOLIO RECOVERY ASSOCIATES, INC. as the Borrower, THE DOMESTIC SUBSIDIARIES OF THE BORROWER, as the Guarantors, BANK OF AMERICA, N.A., as Administrative Agent, Swing Line Lender and L/C Issuer,...Credit Agreement • December 22nd, 2010 • Portfolio Recovery Associates Inc • Services-consumer credit reporting, collection agencies • New York
This CREDIT AGREEMENT is entered into as of December 20, 2010 among PORTFOLIO RECOVERY ASSOCIATES, INC., a Delaware corporation (the “Borrower”), the Guarantors (defined herein), the Lenders (defined herein) and BANK OF AMERICA, N.A., as Administrative Agent, Swing Line Lender and L/C Issuer.
PORTFOLIO RECOVERY ASSOCIATES, INC. (Issuer) and WELLS FARGO BANK, NATIONAL ASSOCIATION, as Trustee INDENTURE Dated as of August 13, 2013 3.00% Convertible Senior Notes due 2020Portfolio Recovery Associates Inc • August 14th, 2013 • Services-consumer credit reporting, collection agencies • New York
INDENTURE, dated as of August 13, 2013, between PORTFOLIO RECOVERY ASSOCIATES, INC., a Delaware corporation, as issuer (the “Company,” as more fully set forth in Section 1.01) and WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking association, as trustee (the “Trustee,” as more fully set forth in Section 1.01).
BUSINESS LOAN AGREEMENTBusiness Loan Agreement • February 18th, 2004 • Portfolio Recovery Associates Inc • Services-consumer credit reporting, collection agencies • Virginia
THIS BUSINESS LOAN AGREEMENT dated January 8, 2004, is made and executed between Portfolio Recovery Associates, Inc. (“Borrower’) and RBC CENTURA BANK (“Lender”) on the following terms and conditions. Borrower has received prior commercial loans from Lender or has applied to Lender for a commercial loan or loans or other financial accommodations, including those which may be described on any exhibit or schedule attached to this Agreement (“Loan”). Borrower understands and agrees that: (A) in granting, renewing, or extending any Loan, Lender is relying upon Borrower’s representations, warranties, and agreements as set forth in this Agreement; (B) the granting, renewing, or extending of any Loan by Lender at all times shall be subject to Lender’s sole judgment and discretion; and (C) all such Loans shall be and remain subject to the terms and conditions of this Agreement.
RECITALSPortfolio Recovery Associates Inc • September 6th, 2002
RECITALSPortfolio Recovery Associates Inc • September 6th, 2002
PRA GROUP, INC., as Issuer, the GUARANTORS named herein, as Guarantors, and Regions Bank, as Trustee INDENTURE Dated as of February 6, 2023 8.375% Senior Notes due 2028Indenture • February 6th, 2023 • Pra Group Inc • Services-consumer credit reporting, collection agencies • New York
INDENTURE dated as of February 6, 2023, among PRA GROUP, INC., a Delaware corporation (together with its successors or assigns, the “Company”), the Guarantors (as defined below) listed on the signature pages hereto and REGIONS BANK, as trustee.
EXHIBIT 4.2 AMENDED AND RESTATED Form of WARRANT Effective as of the date of this Agreement (the "Grant Date"), Portfolio Recovery Associates, Inc. (the "Company") hereby grants to [_________] ("Warrantholder") warrants (the "Warrants") to acquire...Portfolio Recovery Associates Inc • May 6th, 2003 • Services-consumer credit reporting, collection agencies
This Warrant is issued to Warrantholder under and pursuant to the Equity Exchange Agreement between Portfolio Recovery Associates, L.L.C., the Company and the additional parties named therein. The grant of the Warrants has been approved by the sole non-employee director of the Company and by the stockholders of the Company. [Vesting provisions of Warrants to be added.] The Warrants shall cease to be exercisable and shall terminate on [_________] (the "Expiration Date"). The Warrants may be exercised in whole or in part, but not in fractional Shares.
12,500,000 CREDIT AGREEMENT By and Between PRA AG FUNDING, L.L.C. as Borrower and AG PRA 1999 FUNDING CO., LLC as LenderCredit Agreement • September 6th, 2002 • Portfolio Recovery Associates Inc • New York
EMPLOYMENT AGREEMENTEmployment Agreement • November 20th, 2008 • Portfolio Recovery Associates Inc • Services-consumer credit reporting, collection agencies • Virginia
This EMPLOYMENT AGREEMENT (the “Agreement”) is dated as of November 14, 2008, by and between PORTFOLIO RECOVERY ASSOCIATES, INC., a Delaware corporation (the “Company”), and Kevin P. Stevenson (“Employee”).
EMPLOYMENT AGREEMENTEmployment Agreement • May 10th, 2017 • Pra Group Inc • Services-consumer credit reporting, collection agencies • Virginia
This Employment Agreement (the "Agreement") is dated as of February 23, 2017, by and between PRA Group, Inc. (the "Company") and Kevin P. Stevenson (the "Employee").
Portfolio Recovery Associates, Inc. 1,250,000 Shares of Common Stock1 Underwriting AgreementPortfolio Recovery Associates Inc • February 18th, 2010 • Services-consumer credit reporting, collection agencies • Illinois
William Blair & Company, L.L.C. As Representative of the Several Underwriters Named in Schedule A c/o William Blair & Company, L.L.C. 222 West Adams Street Chicago, Illinois 60606
EMPLOYMENT AGREEMENTEmployment Agreement • December 28th, 2011 • Portfolio Recovery Associates Inc • Services-consumer credit reporting, collection agencies • Virginia
This Employment Agreement (the “Agreement”) is dated as of December 1, 2011, by and between Portfolio Recovery Associates, Inc. (the “Company”) and Judith Scott (the “Employee”).
EMPLOYMENT AGREEMENTEmployment Agreement • March 29th, 2004 • Portfolio Recovery Associates Inc • Services-consumer credit reporting, collection agencies • Delaware
This EMPLOYMENT AGREEMENT (the “Agreement”) is dated as of December 8, 2002 by and between PORTFOLIO RECOVERY ASSOCIATES, INC., a Delaware corporation (the “Company”), and Judith S. Scott (“Employee”).
PRA GROUP, INC. PERFORMANCE STOCK UNIT AGREEMENTPerformance Stock Unit Agreement • May 9th, 2023 • Pra Group Inc • Services-consumer credit reporting, collection agencies • Virginia
This Performance Stock Unit Agreement, including the calculations set forth in Annex A and the country-specific terms set forth in the attached Appendix (collectively the “Agreement”), describes in detail your rights with respect to the Performance Stock Units (“PSUs”) granted herein (“LTI Award”) and sets forth the conditions, terms and limitations applicable to this grant, subject to the terms and conditions of the Plan. This Agreement constitutes a legal agreement between you (“Grantee”) and the Company. Capitalized terms used in this Agreement, but not otherwise defined herein, shall have the meanings set forth in the Plan.
EMPLOYMENT AGREEMENTEmployment Agreement • March 17th, 2003 • Portfolio Recovery Associates Inc • Services-consumer credit reporting, collection agencies • Delaware
This EMPLOYMENT AGREEMENT (the “Agreement”) is dated as of December 20, 2002 by and between PORTFOLIO RECOVERY ASSOCIATES, INC., a Delaware corporation (the “Company”), and Andrew J. Holmes (“Employee”).
CREDIT AGREEMENT Dated as of December 19, 2012 among PORTFOLIO RECOVERY ASSOCIATES, INC. as a Borrower and a Guarantor and A DESIGNATED SUBSIDIARY OF PORTFOLIO RECOVERY ASSOCIATES, INC. from time to time party hereto as a Borrower, THE DOMESTIC...Credit Agreement • December 20th, 2012 • Portfolio Recovery Associates Inc • Services-consumer credit reporting, collection agencies • New York
This CREDIT AGREEMENT is entered into as of December 19, 2012 among PORTFOLIO RECOVERY ASSOCIATES, INC., a Delaware corporation (“PRA”), a certain designated Subsidiary of the Borrower from time to time party hereto pursuant to Section 2.02(f)(iii) (the “Designated Borrower”, and, together with PRA, the “Borrowers”), the Guarantors (defined herein), the Lenders (defined herein) and BANK OF AMERICA, N.A., as Administrative Agent, Swing Line Lender and L/C Issuer.
BUSINESS LOAN AGREEMENT (Continued)Business Loan Agreement • September 6th, 2002 • Portfolio Recovery Associates Inc • Virginia
TERM. This agreement shall be effective as of June 28, 2002, and shall continue in full force and effect until such time as all of Borrower's Loans in favor of Lender have been paid in full, including principal, interest, costs, expenses, attorneys' fees, and other fees and charges, or until such time as the parties may agree in writing to terminate this Agreement.
ARTICLE II. REPRESENTATIONS AND WARRANTIESEquity Exchange Agreement • October 30th, 2002 • Portfolio Recovery Associates Inc • Services-consumer credit reporting, collection agencies • Delaware
BANK OF AMERICA LOGO] Exhibit 10.5 BUSINESS LOAN AGREEMENTBusiness Loan Agreement • September 6th, 2002 • Portfolio Recovery Associates Inc • Virginia
AMENDED AND RESTATED LOAN AND SECURITY AGREEMENTLoan and Security Agreement • May 11th, 2006 • Portfolio Recovery Associates Inc • Services-consumer credit reporting, collection agencies • Virginia
This AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT (“Agreement”) is entered into as of the 5th day of May, 2006, by and among BANK OF AMERICA, N.A., WACHOVIA BANK, NATIONAL ASSOCIATION, RBC CENTURA BANK and PORTFOLIO RECOVERY ASSOCIATES, INC., a Delaware corporation (“Borrower”).
ContractPra Group Inc • May 10th, 2022 • Services-consumer credit reporting, collection agencies
USD 750,000,000MULTICURRENCY REVOLVING CREDIT FACILITY AGREEMENToriginally dated 23 October 2014andamended by an amendment letter dated 18 December 2014 and an amendment letter dated 13 January 2015, and as amended and restated by a first amendment and restatement agreement dated 12 June 2015, a second amendment and restatement agreement dated 19 February 2016, a third amendment and restatement agreement dated 2 September 2016,a fourth amendment and restatement agreement dated 23 January 2018, a fifth amendment and restatement agreement dated 25 March 2019, a sixth amendment and restatement agreement dated 27 March 2020, a seventh amendment and restatement agreement dated 12 March 2021 and an eighth amendment and restatement agreement dated 29 March 2022forPRA Group Europe Holding S.à r.l arranged byDNB Bank ASA, Nordea Bank Abp, filial i Norge and Swedbank AB (publ) as Mandated Lead Arrangersand DNB Bank ASA, Nordea Bank Abp, filial i Norge and Swedbank AB (publ)as Bookrunnersand DNB
EXHIBIT 10.13 ONE-STORY OFFICE LEASEOffice Lease • September 6th, 2002 • Portfolio Recovery Associates Inc
RESTRICTED STOCK UNIT AGREEMENTRestricted Stock Unit Agreement • August 7th, 2020 • Pra Group Inc • Services-consumer credit reporting, collection agencies • Virginia
This Restricted Stock Unit Agreement, including the country-specific terms set forth in the attached Appendixes (collectively the “Agreement”), describes in detail your rights with respect to the Restricted Stock Units (“RSUs”) granted herein (“LTI Award”) and sets forth the conditions, terms and limitations applicable to this grant, subject to the terms and conditions of the Plan. This Agreement constitutes a legal agreement between you (“Grantee”) and the Company. Capitalized terms used in this Agreement but not otherwise defined herein, shall have the meanings set forth in the Plan.
FOURTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENTLoan and Security Agreement • September 8th, 2008 • Portfolio Recovery Associates Inc • Services-consumer credit reporting, collection agencies • Virginia
This FOURTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT (“Agreement”) is entered into as of the 3rd day of September, 2008, by and among BANK OF AMERICA, N.A., WACHOVIA BANK, NATIONAL ASSOCIATION, RBC BANK (USA), SUNTRUST BANK, JPMORGAN CHASE BANK, N.A. and PORTFOLIO RECOVERY ASSOCIATES, INC., a Delaware corporation (“Borrower”).
ASSET PURCHASE AGREEMENTAsset Purchase Agreement • August 2nd, 2005 • Portfolio Recovery Associates Inc • Services-consumer credit reporting, collection agencies • Delaware
This Asset Purchase Agreement (this “Agreement”), dated as of July 29, 2005, is by and among Portfolio Recovery Associates, Inc., a Delaware corporation (“Parent”), PRA Government Services, LLC, a Delaware limited liability company and a subsidiary of the Parent (“Buyer”), Alatax, Inc., a Delaware corporation (“Seller”), and Brenda M. Hackney, Lee Walthall, Kennon Walthall and L. Stephen Morris, the stockholders of Seller (each, a “Stockholder” and, collectively, the “Stockholders”).
FOURTH AMENDMENT TO CREDIT AGREEMENT Dated as of July 30, 2021 among PRA GROUP, INC. as a Borrower and a Guarantor, PRA GROUP CANADA INC., as a Borrower and A DESIGNATED SUBSIDIARY OF PRA GROUP, INC. from time to time party hereto as a Borrower, THE...Credit Agreement • November 9th, 2021 • Pra Group Inc • Services-consumer credit reporting, collection agencies • New York
This FOURTH AMENDMENT TO CREDIT AGREEMENT (this “Agreement”) is entered into as of July 30 2021, among PRA GROUP, INC. (f/k/a Portfolio Recovery Associates, Inc.), a Delaware corporation (“PRA”, or the “Company”), PRA GROUP CANADA INC., a Canadian corporation amalgamated under the Canada Business Corporations Act (the “Canadian Borrower”, and, together with PRA, the “Borrowers”) the Guarantors party hereto, the Lenders party hereto, BANK OF AMERICA, N.A., as Administrative Agent and BANK OF AMERICA, N.A., acting through its Canada branch, as Canadian Administrative Agent.
PRA GROUP, INC. (a Delaware corporation)Purchase Agreement • May 26th, 2017 • Pra Group Inc • Services-consumer credit reporting, collection agencies • New York
PRA Group, Inc., a Delaware corporation (the “Company”), confirms its agreement with Merrill Lynch, Pierce, Fenner & Smith Incorporated (“Merrill Lynch”), SunTrust Robinson Humphrey, Inc. (“SunTrust”) and each of the other Initial Purchasers named in Schedule A hereto (collectively, the “Initial Purchasers,” which term shall also include any initial purchaser substituted as hereinafter provided in Section 11 hereof), for whom Merrill Lynch and SunTrust are acting as representatives (in such capacity, the “Representatives”), with respect to (i) the sale by the Company and the purchase by the Initial Purchasers, acting severally and not jointly, of the respective principal amounts set forth in said Schedule A of $300,000,000 aggregate principal amount of the Company’s 3.50% Convertible Senior Notes due 2023 (the “Initial Securities”) and (ii) the grant by the Company to the Initial Purchasers, acting severally and not jointly, of the option to purchase all or any part of an additional $4
THIRD AMENDMENT TO CREDIT AGREEMENTCredit Agreement • June 6th, 2014 • Portfolio Recovery Associates Inc • Services-consumer credit reporting, collection agencies • New York
This THIRD Amendment to Credit Agreement (this “Amendment”) is entered into as of June 5, 2014, among PORTFOLIO RECOVERY ASSOCIATES, INC., a Delaware corporation (“PRA”, or the “Borrower”), the Guarantors, the Lenders party hereto constituting Required Lenders and BANK OF AMERICA, N.A., as Administrative Agent.
