Senior Subornated Pass Through Certificates Series 2002-B Sample Contracts

Senior Subornated Pass Through Certificates Series 2002-B – OAKWOOD MORTGAGE INVESTORS, INC. 2002-B REPORT DATE: 10/07/02 (October 17th, 2002)

OAKWOOD MORTGAGE INVESTORS, INC. 2002-B REPORT DATE: 10/07/02 OAKWOOD ACCEPTANCE CORPORATION, LLC.- SERVICER POOL REPORT #5 REMITTANCE REPORT Page 1 of 7 REPORTING MONTH: 30-Sep-2002 Scheduled Principal Balance of Contracts ----------------------------------------------------------------------------------------------------------------- Beginning Ending Principal Scheduled Prepaid Liquidated Principal Balance Principal Principal Principal Pre-Funding Balance ---------------------------------------------------------

Senior Subornated Pass Through Certificates Series 2002-B – OAKWOOD MORTGAGE INVESTORS, INC. 2002-B REPORT DATE: 9/9/2002 (September 26th, 2002)

OAKWOOD MORTGAGE INVESTORS, INC. 2002-B REPORT DATE: 9/9/2002 OAKWOOD ACCEPTANCE CORPORATION, LLC. - SERVICER POOL REPORT #4 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: 31-Aug-2002 Scheduled Principal Balance of Contracts ------------------------------------------------------------------------------------------------------------------------------------ Beginning Ending Principal Scheduled Prepaid Liquidated Principal Balance Principal Principal Principal Pre-Funding Balance ---------------------------------

Senior Subornated Pass Through Certificates Series 2002-B – OAKWOOD MORTGAGE INVESTORS, INC. 2002-B REPORT DATE: 08/07/02 (August 16th, 2002)

OAKWOOD MORTGAGE INVESTORS, INC. 2002-B REPORT DATE: 08/07/02 OAKWOOD ACCEPTANCE CORPORATION, LLC. - SERVICER POOL REPORT # 3 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: 31-Jul-2002 Scheduled Principal Balance of Contracts ---------------------------------------------------------------------------------------- Beginning Ending Scheduled Scheduled Principal Scheduled Prepaid Liquidated Principal Gross Servicing Pass Thru Balance Principal Principal Principal Pre-Funding Balance Interest Fee Interest -----------------------------------------------------------------------------------------------------------------------------------

Senior Subornated Pass Through Certificates Series 2002-B – OAKWOOD MORTGAGE INVESTORS, INC. 2002-B REPORT DATE: 06/07/02 (July 19th, 2002)

Exhibit 20.1 OAKWOOD MORTGAGE INVESTORS, INC. 2002-B REPORT DATE: 06/07/02 OAKWOOD ACCEPTANCE CORPORATION, LLC. - SERVICER POOL REPORT # 2 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: 30-Jun-2002 Scheduled Principal Balance of Contracts ------------------------------------------------------------------------------------------------------ Beginning Ending Scheduled Principal Scheduled Prepaid Liquidated Principal Gross Balance Principal Principal Principal Pre-Funding Balance Interest --------------------------------------------------------------------------------------------------------------------------

Senior Subornated Pass Through Certificates Series 2002-B – OAKWOOD MORTGAGE INVESTORS, INC. 2002-B REPORT DATE: 06/07/02 (June 26th, 2002)

OAKWOOD MORTGAGE INVESTORS, INC. 2002-B REPORT DATE: 06/07/02 OAKWOOD ACCEPTANCE CORPORATION, LLC. - SERVICER POOL REPORT 1 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: 31-May-2002 Scheduled Principal Balance of Contracts ------------------------------------------------------------------------------------------------------------------------------------ Beginning Ending Principal Scheduled Prepaid Liquidated Principal Balance Principal Principal Principal Pre-Funding Balance ------------------------------------------------------------------------------------------------------------------------------------