Senior Subordinated Pass Through Certificates Series 2002-A Sample Contracts

Senior Subordinated Pass Through Certificates Series 2002-A – OAKWOOD MORTGAGE INVESTORS, INC. 2002-A REPORT DATE: 10/07/02 (October 17th, 2002)

OAKWOOD MORTGAGE INVESTORS, INC. 2002-A REPORT DATE: 10/07/02 OAKWOOD ACCEPTANCE CORPORATION, LLC. - SERVICER POOL REPORT #8 REMITTANCE REPORT Page 1 of 7 REPORTING MONTH: 30-Sep-2002 Scheduled Principal Balance of Contracts ---------------------------------------------------------------------------------------------------------- Beginning Ending Principal Scheduled Prepaid Liquidated Pre-Funding Principal Balance Principal Principal Principal Balance ----------------------------------------------------------------------------------------------------------

Senior Subordinated Pass Through Certificates Series 2002-A – OAKWOOD MORTGAGE INVESTORS, INC. 2002-A REPORT DATE: 9/9/2002 (September 26th, 2002)

OAKWOOD MORTGAGE INVESTORS, INC. 2002-A REPORT DATE: 9/9/2002 OAKWOOD ACCEPTANCE CORPORATION, LLC. - SERVICER POOL REPORT #7 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: 31-Aug-2002 Scheduled Principal Balance of Contracts -------------------------------------------------------------------------------------------- Beginning Ending Principal Scheduled Prepaid Liquidated Pre-Funding Principal Balance Principal Principal Principal Balance -----------------------------------------------------------------------------------------------

Senior Subordinated Pass Through Certificates Series 2002-A – OAKWOOD MORTGAGE INVESTORS, INC. 2002-A REPORT DATE: 08/07/02 (August 16th, 2002)

OAKWOOD MORTGAGE INVESTORS, INC. 2002-A REPORT DATE: 08/07/02 OAKWOOD ACCEPTANCE CORPORATION, LLC. - SERVICER POOL REPORT # 6 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: 31-Jul-2002 Scheduled Principal Balance of Contracts --------------------------------------------------------------------------------------- Beginning Ending Scheduled Scheduled Principal Scheduled Prepaid Liquidated Pre-Funding Principal Gross Servicing Pass Thru Balance Principal Principal Principal Balance Interest Fee Interest -------------------------------------------------------------------------------------------------------------------------------

Senior Subordinated Pass Through Certificates Series 2002-A – OAKWOOD MORTGAGE INVESTORS, INC. 2002-A REPORT DATE: 07/08/02 (July 19th, 2002)

EXHIBIT 20.1 OAKWOOD MORTGAGE INVESTORS, INC. 2002-A REPORT DATE: 07/08/02 OAKWOOD ACCEPTANCE CORPORATION, LLC. - SERVICER POOL REPORT # 5 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: 30-Jun-2002 Scheduled Principal Balance of Contracts -------------------------------------------------------------------------------------------------- Beginning Ending Scheduled Principal Scheduled Prepaid Liquidated Pre-Funding Principal Gross Balance Principal Principal Principal Balance Interest ----------------------------------------------------------------------------------------------------------------------

Senior Subordinated Pass Through Certificates Series 2002-A – OAKWOOD MORTGAGE INVESTORS, INC. 2002-A REPORT DATE: 06/07/02 (June 26th, 2002)

OAKWOOD MORTGAGE INVESTORS, INC. 2002-A REPORT DATE: 06/07/02 OAKWOOD ACCEPTANCE CORPORATION, LLC. - SERVICER POOL REPORT #4 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: 31-May-2002 Scheduled Principal Balance of Contracts ------------------------------------------------------------------------------------- Beginning Ending Scheduled Scheduled Principal Scheduled Prepaid Liquidated Pre-Funding Principal Gross Servicing Pass Thru Balance Principal Principal Principal Balance Interest Fee Interest ------------------------------------------------------------------------------------------------------------------------------ 152

Senior Subordinated Pass Through Certificates Series 2002-A – OAKWOOD MORTGAGE INVESTORS, INC. 2002-A REPORT DATE: 05/07/02 (May 21st, 2002)

Exhibit 20.1 OAKWOOD MORTGAGE INVESTORS, INC. 2002-A REPORT DATE: 05/07/02 OAKWOOD ACCEPTANCE CORPORATION, LLC. - SERVICER POOL REPORT 3 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: 30-Apr-2002 Scheduled Principal Balance of Contracts -------------------------------------------------------------------------------------------------------------------- Beginning Ending Scheduled Principal Scheduled Prepaid Liquidated Pre-Funding Principal Gross Balance Principal Principal Principal Balance Interest ----------------------------------------------------------------

Senior Subordinated Pass Through Certificates Series 2002-A – OAKWOOD MORTGAGE INVESTORS, INC. 2002-A REPORT DATE: 04/05/02 (April 16th, 2002)

Exhibit 20.1 OAKWOOD MORTGAGE INVESTORS, INC. 2002-A REPORT DATE: 04/05/02 OAKWOOD ACCEPTANCE CORPORATION, LLC. - SERVICER POOL REPORT 2 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: 31-Mar-2002 Scheduled Principal Balance of Contracts ----------------------------------------------------------------------------------------------------------- Beginning Ending Principal Scheduled Prepaid Liquidated Pre-Funding Principal Balance Principal Principal Principal Balance -----------------------------------------------------------------------------------------------------------