Vnb Capital Trust I Sample Contracts

Vnb Capital Trust I – PREFERRED SECURITIES GUARANTEE AGREEMENT (October 22nd, 2001)

Exhibit 4.8 PREFERRED SECURITIES GUARANTEE AGREEMENT VALLEY NATIONAL BANCORP Dated as of October __, 2001 CROSS REFERENCE TABLE Section of Section of Guarantee Trust Indenture Agreement Act of 1939, as amended 310(a) .......................................... 4.1(a) 310(b) .......................................... 2.8, 4.1(c) 310(c) .......................................... N/A 311(a) .......................................... 2.2(b) 311(b) .......................................... 2.2(b) 311(c) .......................................... N/A 312(a) .......................................... 2.2(a) 312(b) ....

Vnb Capital Trust I – INDENTURE (October 22nd, 2001)

Exhibit 4.1 ________________________________________________________________________________ VALLEY NATIONAL BANCORP ______________________ ______________________ INDENTURE Dated as of October __, 2001 ______________________ THE BANK OF NEW YORK, as Debenture Trustee ______________________ JUNIOR SUBORDINATED DEFERRABLE INTEREST DEBENTURES ________________________________________________________________________________ Tie Sheet of provisions of Trust Indenture Act of 1939 with Indenture dated as of October __, 2001 between Valley National Bancorp and The Bank of New York, as Debenture Trustee: ACT SECTION

Vnb Capital Trust I – COMMON SECURITIES GUARANTEE AGREEMENT (October 22nd, 2001)

Exhibit 4.9 COMMON SECURITIES GUARANTEE AGREEMENT VALLEY NATIONAL BANCORP Dated as of October ___, 2001 TABLE OF CONTENTS Page ---- ARTICLE I DEFINITIONS AND INTERPRETATION............................... 1 SECTION 1.1 Definitions and Interpretation ................................. 1 ARTICLE II GUARANTEE.................................................... 3 SECTION 2.1 Guarantee ...................................................... 3 SECTION 2.2 Waiver of Notice and Demand .................................... 3 SECTION 2.3 Ob