Modern Woodmen of America Variable Annuity Account Sample Contracts

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ARTICLE I DEFINITIONS
Fund Participation Agreement • May 1st, 2002 • Modern Woodmen of America Variable Annuity Account • New York
WITNESSETH
Distribution Agreement • June 27th, 2001 • Modern Woodmen of America Variable Annuity Account • Illinois
PARTICIPATION AGREEMENT
Participation Agreement • January 31st, 2002 • Modern Woodmen of America Variable Annuity Account • Massachusetts
AMONG
Participation Agreement • January 31st, 2002 • Modern Woodmen of America Variable Annuity Account • Iowa
Participation Agreement as of January 15, 2021 Franklin Templeton Variable Insurance Products Trust Franklin/Templeton Distributors, Inc. Modern Woodmen of America MWA Financial Services, Inc. CONTENTS
Participation Agreement • February 12th, 2021 • Modern Woodmen of America Variable Annuity Account • California

As provided by Schedule C of the Agreement, this Notice proposes to Franklin Templeton Variable Insurance Products Trust, and Franklin/Templeton Distributors, Inc. the addition as of the offering date(s) listed below of the following Portfolios as additional investment options listed on Schedule C:

Rule 22c-2 Shareholder Information Agreement Related to Variable Insurance Products
Shareholder Information Agreement • April 30th, 2007 • Modern Woodmen of America Variable Annuity Account

SHAREHOLDER INFORMATION AGREEMENT entered into as of April 10, 2007 by and between the Fidelity Distributors Corporation (the “Underwriter”) and the Company with an effective date of October 16, 2007 (the “Agreement”).

AMENDMENT TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 30th, 2007 • Modern Woodmen of America Variable Annuity Account

The insurance company executing this Amendment, Modern Woodmen of America (“Insurance Company”), and J.P. Morgan Series Trust II (the “Trust”), on behalf of itself and each of its series (each a “Fund”, collectively, the “Funds”), hereby agree to amend the Fund Participation Agreement dated September 14, 2001, to which they are parties (the “Agreement”), as of April 16, 2007, by adding the following provisions effective as of October 16,2007, as mandated by Rule 22c-2 of the Investment Company Act of 1940 (the “Investment Company Act”). This Amendment supplements the Agreement; to the extent terms of this Amendment conflict with the terms of the Agreement, the terms of this Amendment shall control.

Supplemental Agreement
Supplemental Agreement • April 30th, 2007 • Modern Woodmen of America Variable Annuity Account • New York

This Supplemental Agreement is entered into as of April 16, 2007 by and between Dreyfus Service Corporation (“Dreyfus”) on its behalf, and/or on behalf of one or more funds for which it serves as principal underwriter, and the undersigned (the “Intermediary”).

SHAREHOLDER INFORMATION AGREEMENT
Shareholder Information Agreement • April 30th, 2007 • Modern Woodmen of America Variable Annuity Account

THIS AGREEMENT (the “Agreement”) is made and entered into as of April 16, 2007, or such other compliance date mandated by Rule 22c-2 under the Investment Company Act of 1940 (“Rule 22c-2”), whichever is later, by and between AMERICAN CENTURY INVESTMENT SERVICES, INC. (“ACIS”), and Modern Woodmen of America (the “Intermediary”).

PARTICIPATION AGREEMENT Among EQUITRUST VARIABLE INSURANCE SERIES FUND, EQUITRUST MARKETING SERVICES, LLC, and MODERN WOODMEN OF AMERICA
Participation Agreement • April 30th, 2007 • Modern Woodmen of America Variable Annuity Account • Iowa

THIS AGREEMENT, amended and restated as of this 26th day of February, 2007 by and among Modern Woodmen of America (hereinafter, the “Society”), a fraternal benefit society, on its own behalf and on behalf of each segregated asset account of the Society set forth on Schedule A hereto as may be amended from time to time (each account hereinafter referred to as the “Account”), and the undersigned fund, a business trust organized under the laws of the Commonwealth of Massachusetts (hereinafter referred to as the “Fund”) and EquiTrust Marketing Services, LLC (hereinafter the “Underwriter”), a Delaware limited liability company.

Contract
Information Agreement • April 30th, 2007 • Modern Woodmen of America Variable Annuity Account • Illinois

This Agreement is made as of April 16, 2007, or such other compliance date mandated by Rule 22c-2 of the Investment Company Act of 1940 (“Rule 22c-2”), which ever shall last occur, by and between T. Rowe Price Services, Inc. (“Services”), T. Rowe Price Investment Services, Inc., (“Investment Services”) (collectively “T. Rowe Price”) and Modern Woodmen of America (the “Intermediary”).

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 28th, 2023 • Modern Woodmen of America Variable Annuity Account

THIS AGREEMENT, made as of May 1, 2023, by and between LINCOLN VARIABLE INSURANCE PRODUCTS TRUST, a Delaware statutory trust (“Trust”), on its behalf and on behalf of its investment series set forth in Exhibit A (each, a “Fund”), LINCOLN FINANCIAL DISTRIBUTORS, INC., a Connecticut corporation (“Distributor”), LINCOLN FINANCIAL INVESTMENTS CORPORATION, a Tennessee corporation (“Adviser”), and MODERN WOODMEN OF AMERICA (“Society”), a fraternal benefit society organized under the laws of the State of Illinois.

AMENDMENT NO. 2 TO SHAREHOLDER SERVICES AGREEMENT
Shareholder Services Agreement • May 1st, 2006 • Modern Woodmen of America Variable Annuity Account

THIS AMENDMENT NO. 2 TO SHAREHOLDER SERVICES AGREEMENT (“Amendment”) effective as of , by and between MODERN WOODMEN OF AMERICA (the “Society”) and AMERICAN CENTURY INVESTMENT SERVICES, INC. (“Distributor”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Agreement (defined below).

AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT
Participation Agreement • May 1st, 2006 • Modern Woodmen of America Variable Annuity Account

THIS AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT (“Amendment”) effective as of , by and between MODERN WOODMEN OF AMERICA (the “Society”) and AMERICAN CENTURY INVESTMENT SERVICES, INC. (“Distributor”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Agreement (defined below).

AMENDED AND RESTATED PARTICIPATION AGREEMENT Among VARIABLE INSURANCE PRODUCTS FUNDS, FIDELITY DISTRIBUTORS CORPORATION and MODERN WOODMEN OF AMERICA
Participation Agreement • May 1st, 2006 • Modern Woodmen of America Variable Annuity Account • Massachusetts

THIS AMENDED AND RESTATED AGREEMENT, made and entered into as of the day of , 2006 by and among MODERN WOODMEN OF AMERICA, (hereinafter the “Society”), an Illinois corporation, on its own behalf and on behalf of each segregated asset account of the Society set forth on Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the “Account”); and FIDELITY DISTRIBUTORS CORPORATION (hereinafter the “Underwriter”), a Massachusetts corporation; and each of VARIABLE INSURANCE PRODUCTS FUND, VARIABLE INSURANCE PRODUCTS FUND II, VARIABLE INSURANCE PRODUCTS FUND III and VARIABLE INSURANCE PRODUCTS FUND IV, each an unincorporated business trust organized under the laws of the Commonwealth of Massachusetts (each referred to hereinafter as the “Fund”).

AMENDMENT NO. 3 TO PARTICIPATION AGREEMENT
Participation Agreement • April 27th, 2022 • Modern Woodmen of America Variable Annuity Account

THIS AMENDMENT NO. 3 TO PARTICIPATION AGREEMENT (“Amendment”) effective as of April 26, 2014, by and between MODERN WOODMEN OF AMERICA (the “Society”) and AMERICAN CENTURY INVESTMENT SERVICES, INC. (“Distributor’’). Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Agreement (defined below).

SUPPLEMENTAL PAYMENT AGREEMENT
Supplemental Payment Agreement • April 27th, 2022 • Modern Woodmen of America Variable Annuity Account

This Agreement is made effective April 24, 2009 by and between Modem Woodmen of America (the “Society”) and JPMorgan Investment Advisors Inc. (“JPMIA”) and J.P. Morgan Investment Management Inc. (“JPMIM”).

EXPENSE SHARING AGREEMENT
Expense Sharing Agreement • April 20th, 2018 • Modern Woodmen of America Variable Annuity Account • Illinois

EXPENSE SHARING AGREEMENT made this 8th day of August, 2017, by and between MODERN WOODMEN OF AMERICA (“Modern Woodmen”) and MWA Financial Services, Inc. (“MWAFS”), each a “Party” to this Agreement and together, the “Parties”.

NOVATION AGREEMENT
Novation Agreement • April 29th, 2010 • Modern Woodmen of America Variable Annuity Account

THIS NOVATION AGREEMENT (this “Agreement”), dated as of the Effective Time (as defined herein), by and among American Century Investment Services, Inc., the distributor (“Distributor”) of the American Century family of mutual funds (the “Funds”) and Modern Woodmen of America (the “Company”).

MASTER AGREEMENT BY AND BETWEEN
Master Agreement • April 29th, 2013 • Modern Woodmen of America Variable Annuity Account

This MASTER AGREEMENT (this “Agreement”) is effective as of the 15th day of April, 2011 (the “Effective Date”) by and between Modern Woodmen of America (“Customer”), with a place of business at 1701 First Avenue, Rock Island, IL 61201 and se2, inc. (“Vendor”), with a place of business at 5801 SW 6th Avenue, Topeka, Kansas 66636-0001. Capitalized terms used in this Agreement are defined in the Glossary attached to this Agreement and incorporated herein by reference.

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ADMINISTRATIVE SERVICES AGREEMENT
Administrative Services Agreement • April 20th, 2018 • Modern Woodmen of America Variable Annuity Account

THIS ADMINISTRATIVE SERVICES AGREEMENT (“Agreement”), dated this 14th day of September, 2017 with an effective date as of the 30th day of December, 2016, by and among: Calvert Research and Management (“CRM”), a business trust organized under the laws of the Commonwealth of Massachusetts, and Modern Woodmen of America, a life insurance company organized under the laws of the State of Illinois (the “Company”), for the provision of administrative services by the Company.

NOTICES AMENDMENT TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 24th, 2020 • Modern Woodmen of America Variable Annuity Account

THIS NOTICES AMENDMENT TO FUND PARTICIPATION AGREEMENT (“Amendment”) is by and among Federated Securities Corp. (“Distributor”), Federated Insurance Series (“Investment Company”) (Distributor and Investment Company shall collectively be referred to herein as “Federated Hermes”) and Modern Woodmen of America (“Insurer”).

AMENDMENT TO PARTICIPATION AGREEMENT Regarding RULES 30e-3 and 498A
Participation Agreement • April 27th, 2022 • Modern Woodmen of America Variable Annuity Account

Modern Woodmen of America (the “Society”), a fraternal benefit society, JPMorgan Insurance Trust (the “Trust”), an open-end management investment company organized under the laws of Massachusetts, and J. P. Morgan Investment Management Inc. (the “Adviser” and “Administrator”) a Delaware company entered into a certain participation agreement dated April 24, 2009, (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is effective as of May 1, 2021, by and among the Society, on its own behalf and on behalf of the separate account of the Society as set forth in the Participation Agreement, as may be amended from time to time (the “Account”), the Trust, the Advisers and the Administrator (collectively, the “Parties”).

Amendment No. 1 to Master Services Agreement
Master Services Agreement • April 22nd, 2014 • Modern Woodmen of America Variable Annuity Account

This Amendment may be executed in counterparts, each of which will be considered an original, but all of which together will constitute the same instrument. Without limiting the foregoing, a faxed signature will be considered an original.

AMENDMENT TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 30th, 2007 • Modern Woodmen of America Variable Annuity Account

The Fund Participation Agreement dated as of the 1st day of May, 2002 between MODERN WOODMEN OF AMERICA and each of DREYFUS VARIABLE INVESTMENT FUND and THE DREYFUS SOCIALLY RESPONSIBLE GROWTH FUND, INC. is hereby amended, as follows:

AMENDMENT TO PARTICIPATION AGREEMENT Regarding RULES 30e-3 and 498A
Participation Agreement • April 27th, 2022 • Modern Woodmen of America Variable Annuity Account

Modern Woodmen of America (the “Society”) and each of BNY Mellon Variable Investment Fund (f/k/a Dreyfus Variable Investment Fund) and BNY Mellon Sustainable U.S. Equity Portfolio, Inc. (f/k/a The Dreyfus Socially Responsible Growth Fund, Inc.) (each, a “Fund”, and collectively, the “Funds”), entered into a certain participation agreement dated May 1, 2002 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of May 1st, 2021, by and among the Society, on its own behalf and on behalf of the separate account of the Society as set forth in the Participation Agreement, as may be amended from time to time (the “Account”), and the Fund (collectively, the “Parties”).

AMENDMENT TO ADMINISTRATIVE SERVICES AGREEMENT
Administrative Services Agreement • April 27th, 2022 • Modern Woodmen of America Variable Annuity Account

The Administrative Services Agreement effective as of the 1st day of May, 2002 by and between THE DREYFUS CORPORATION and MODERN WOODMEN OF AMERICA is hereby amended as follows:

SHAREHOLDER INFORMATION AGREEMENT
Shareholder Information Agreement • April 27th, 2022 • Modern Woodmen of America Variable Annuity Account • New York

THIS SHAREHOLDER INFORMATION AGREEMENT entered into as June 22, 2012 by and between Federated Securities Corp., (“FSC”) a Pennsylvania Corporation, and Modern Woodmen of America (the “Society”), a fraternal benefit society domiciled in the state of Illinois.

AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT
Participation Agreement • April 29th, 2010 • Modern Woodmen of America Variable Annuity Account

THIS AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT (“Amendment”) effective as of 4/26/06, by and between MODERN WOODMEN OF AMERICA (the “Society”) and AMERICAN CENTURY INVESTMENT SERVICES, INC. (“Distributor”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Agreement (defined below).

ADMINISTRATIVE SERVICES AGREEMENT
Administrative Services Agreement • April 28th, 2023 • Modern Woodmen of America Variable Annuity Account

This ADMINISTRATIVE SERVICES AGREEMENT (“Agreement”) made as of May 1, 2023, is by and between LINCOLN FINANCIAL INVESTMENTS CORPORATION, a Tennessee corporation (“Adviser”) and MODERN WOODMEN OF AMERICA (“Society”), a fraternal benefit society organized under the laws of the State of Illinois.

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 27th, 2022 • Modern Woodmen of America Variable Annuity Account

Modern Woodmen of America (“Modern Woodmen”), a fraternal benefit society organized under the laws of the State of Illinois, on behalf of itself and certain of its segregated asset accounts; MWA Financial Services, Inc., an affiliate of Modern Woodmen and the principal underwriter of certain variable annuity contracts (together with Modern Woodmen, the “Company”); Eaton Vance Distributors, Inc. (“EVD”); and Calvert Variable Products, Inc. (the “Fund”), a Maryland corporation, on its behalf and on behalf of each Portfolio set forth on Schedule A to the participation agreement dated December 30, 2016, which adopted and affirmed the terms of a certain participation agreement dated October 29, 2001 except as set forth therein (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is effective as of May 1, 2021, by and among the Company, on its own behalf and on behalf of the separate account of the Company as set forth in the Participation Agreemen

AMENDMENT TO 12B-1 LETTER AGREEMENT
Letter Agreement • April 27th, 2022 • Modern Woodmen of America Variable Annuity Account

That certain Letter Agreement dated April 16, 2002 by and between MODERN WOODMEN OF AMERICA and MBSC SECURITIES CORPORATION (formerly, Dreyfus Service Corporation)(the “Agreement”) is hereby amended as follows:

PAYMASTER AGREEMENT
Paymaster Agreement • April 20th, 2018 • Modern Woodmen of America Variable Annuity Account • Illinois

AGREEMENT made as of the 23rd day of May, 2001, by and between MODERN WOODMEN OF AMERICA (“Modern Woodmen”) and MWA Financial Services, Inc. (“MWAFS”).

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