Greenpoint Credit Man Housing Cont Tr Pas Thr Cert Ser 01 1 Sample Contracts

Greenpoint Credit Man Housing Cont Tr Pas Thr Cert Ser 01 1 – GREENPOINT MANUFACTURED HOUSING CONTRACT TRUST [GREENPOINT CREDIT LOGO] (January 4th, 2002)

GREENPOINT MANUFACTURED HOUSING CONTRACT TRUST [GREENPOINT CREDIT LOGO] PASS THROUGH CERTIFICATES SERIES 2001-1 MONTHLY REPORT - COMBINED Determination Date: 15-Nov-01 Distribution Date 20-Nov-01 Month End Date: 31-Oct-01 ------------------------------------------------------------------------------------------------------------------------------------ (a) Class I A Distribution Amount 2,068,795.95 (b) Class I A Distribution Principal 1,862,802.42 Scheduled Payments of Principal 496,452.36

Greenpoint Credit Man Housing Cont Tr Pas Thr Cert Ser 01 1 – GREENPOINT MANUFACTURED HOUSING CONTRACT TRUST (January 4th, 2002)

GREENPOINT MANUFACTURED HOUSING CONTRACT TRUST PASS THROUGH CERTIFICATES SERIES 2001-1 MONTHLY REPORT - COMBINED Determination Date: 17-Dec-01 [GREENPOINT CREDIT LOGO] Distribution Date 20-Dec-01 Month End Date: 30-Nov-01 ------------------------------------------------------------------------------------------------------------------------------------ (a) Class I A Distribution Amount 1,856,759.47 (b) Class I A Distribution Principal 1,674,828.01 Scheduled Payments of Principal 492,909.81 Partial Prepayments

Greenpoint Credit Man Housing Cont Tr Pas Thr Cert Ser 01 1 – GREENPOINT MANUFACTURED HOUSING CONTRACT TRUST [GREENPOINT CREDIT LOGO] (November 30th, 2001)

GREENPOINT MANUFACTURED HOUSING CONTRACT TRUST [GREENPOINT CREDIT LOGO] PASS THROUGH CERTIFICATES SERIES 2001-1 MONTHLY REPORT - COMBINED Determination Date: 17-Oct-01 Distribution Date 22-Oct-01 Month End Date: 30-Sep-01 ----------------------------------------------------------------------------------------------------------------------------------- (a) Class I A Distribution Amount 2,367,991.36 (b) Class I A Distribution Principal 2,086,129.20 Scheduled Payments of Principal 501,049.66

Greenpoint Credit Man Housing Cont Tr Pas Thr Cert Ser 01 1 – GREENPOINT MANUFACTURED HOUSING CONTRACT TRUST [GREENPOINT CREDIT LOGO] (November 30th, 2001)

GREENPOINT MANUFACTURED HOUSING CONTRACT TRUST [GREENPOINT CREDIT LOGO] PASS THROUGH CERTIFICATES SERIES 2001-1 MONTHLY REPORT - COMBINED Determination Date: 15-Nov-01 Distribution Date 20-Nov-01 Month End Date: 31-Oct-01 ------------------------------------------------------------------------------------------------------------------------------------ (a) Class I A Distribution Amount 2,068,795.95 (b) Class I A Distribution Principal 1,862,802.42 Scheduled Payments of Principal 496,452.36

Greenpoint Credit Man Housing Cont Tr Pas Thr Cert Ser 01 1 – GREENPOINT MANUFACTURED HOUSING CONTRACT TRUST (September 28th, 2001)

[GREENPOINT CREDIT LOGO] GREENPOINT MANUFACTURED HOUSING CONTRACT TRUST PASS THROUGH CERTIFICATES SERIES 2001-1 MONTHLY REPORT - COMBINED Determination Date: 17-Sep-01 Distribution Date 20-Sep-01 Month End Date: 31-Aug-01 ---------------------------------------------------------------------------------------------------------------------------------- (a) Class I A Distribution Amount 1,967,128.21 (b) Class I A Distribution Principal 1,644,078.18 Scheduled Payments of Principal 503,863.70 Partial Prepayments

Greenpoint Credit Man Housing Cont Tr Pas Thr Cert Ser 01 1 – GREENPOINT MANUFACTURED HOUSING CONTRACT TRUST (August 29th, 2001)

GREENPOINT MANUFACTURED HOUSING CONTRACT TRUST PASS THROUGH CERTIFICATES SERIES 2001-1 MONTHLY REPORT - COMBINED Determination Date: 15-Aug-01 Distribution Date 20-Aug-01 Month End Date: 31-Jul-01 ------------------------------------------------------------------------------------------------------------------------------------ (a) Class I A Distribution Amount 1,910,666.77 (b) Class I A Distribution Principal 1,564,111.53 Scheduled Payments of Principal

Greenpoint Credit Man Housing Cont Tr Pas Thr Cert Ser 01 1 – GREENPOINT MANUFACTURED HOUSING CONTRACT TRUST (July 25th, 2001)

GREENPOINT MANUFACTURED HOUSING CONTRACT TRUST PASS THROUGH CERTIFICATES SERIES 2001-1 MONTHLY REPORT - COMBINED Determination Date: 17-Jul-01 Distribution Date 20-Jul-01 Month End Date: 30-Jun-01 ------------------------------------------------------------------------------------------------------------------------------------ (a) Class I A Distribution Amount 1,931,640.83 (b) Class I A Distribution Principal 1,586,460.46 Scheduled Payments of Principal 514,817.01 Pa

Greenpoint Credit Man Housing Cont Tr Pas Thr Cert Ser 01 1 – GREENPOINT MANUFACTURED HOUSING CONTRACT TRUST (June 28th, 2001)

GREENPOINT MANUFACTURED HOUSING CONTRACT TRUST PASS THROUGH CERTIFICATES SERIES 2001-1 MONTHLY REPORT - COMBINED Determination Date: 15-Jun-01 Distribution Date 20-Jun-01 Month End Date: 31-May-01 ------------------------------------------------------------------------------------------------------------------------------------ (a) Class I A Distribution Amount 2,185,882.29 (b) Class I A Distribution Principal 1,817,443.14 Scheduled Payments of Principal 515,494.87 Partial Prepayments

Greenpoint Credit Man Housing Cont Tr Pas Thr Cert Ser 01 1 – GREENPOINT MANUFACTURED HOUSING CONTRACT TRUST (May 22nd, 2001)

GREENPOINT MANUFACTURED HOUSING CONTRACT TRUST PASS THROUGH CERTIFICATES SERIES 2001-1 MONTHLY REPORT - COMBINED Determination Date: 16-May-01 Distribution Date 21-May-01 Month End Date: 30-Apr-01 ------------------------------------------------------------------------------------------------------------------------------------ (a) Class I A Distribution Amount 2,251,997.60 (b) Class I A Distribution Principal 1,779,857.93 Scheduled Payments of Principal 516,164.75 Partial Prepayments 95,917.24 Scheduled Principal Balanc

Greenpoint Credit Man Housing Cont Tr Pas Thr Cert Ser 01 1 – POOLING AND SERVICING AGREEMENT (April 18th, 2001)

EXECUTION COPY GREENPOINT CREDIT, LLC, CONTRACT SELLER AND SERVICER, BANK ONE, NATIONAL ASSOCIATION, TRUSTEE and FIRST UNION NATIONAL BANK, CO-TRUSTEE POOLING AND SERVICING AGREEMENT (Series 2001-1) Dated as of March 1, 2001 GreenPoint Manufactured Housing Contract Trust Pass-Through Certificates, Series 2001-1 TABLE OF CONTENTS PAGE ARTICLE I DEFINITIONS......................................................1 Section 1.01 Terms..................