Annuity & Life Re Holdings LTD Sample Contracts

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Exhibit 10.12 Form of Securities Purchase Agreement SECURITIES PURCHASE AGREEMENT
Securities Purchase Agreement • March 5th, 1998 • Annuity & Life Re Holdings LTD • Life insurance • New York
1 Exhibit 10.19 Letter Agreement [Letterhead of Annuity and Life Re (Holdings), Ltd.]
Letter Agreement • March 20th, 1998 • Annuity & Life Re Holdings LTD • Life insurance
AND
Master Agreement • February 4th, 2005 • Annuity & Life Re (Holdings), Ltd. • Life insurance • Iowa
SECURITIES PURCHASE AGREEMENT
Securities Purchase Agreement • March 20th, 1998 • Annuity & Life Re Holdings LTD • Life insurance • New York
March 4, 1998
Letter Agreement • March 5th, 1998 • Annuity & Life Re Holdings LTD • Life insurance
WITNESSETH:
Employment Agreement • August 14th, 2003 • Annuity & Life Re Holdings LTD • Life insurance • New York
WITNESSETH:
Employment Agreement • November 14th, 2001 • Annuity & Life Re Holdings LTD • Life insurance • New York
WITNESSETH:
Management Agreement • March 5th, 1998 • Annuity & Life Re Holdings LTD • Life insurance
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Exhibit 10.2 AMENDMENT
Annuity & Life Re (Holdings), Ltd. • February 4th, 2005 • Life insurance

This Amendment, effective December 1, 2004, made by and between Transamerica Occidental Life Insurance Company (referred to as the "Reinsurer") and Annuity and Life Reassurance, Ltd. (referred to as the "Retrocessionaire") is attached to and becomes a part of the Automatic Modified Coinsurance Agreement (No. 0676-01), effective September 30, 1998 (referred to as the "Agreement").

EXHIBIT 10.1
Restricted Stock Agreement • August 14th, 2003 • Annuity & Life Re Holdings LTD • Life insurance
between XL LIFE LTD. (hereinafter called the "COMPANY"), AND
Retrocessional Reinsurance Agreement • January 16th, 2003 • Annuity & Life Re Holdings LTD • Life insurance • New York
COINSURANCE AGREEMENT Between ANNUITY AND LIFE REASSURANCE, LTD., (referred to as the Company) and WILTON REINSURANCE BERMUDA LIMITED (referred to as the Retrocessionaire) Dated January 17, 2006 Effective June 30, 2005
Coinsurance Agreement • January 18th, 2006 • Annuity & Life Re (Holdings), Ltd. • Life insurance

THIS COINSURANCE AGREEMENT (the “Agreement”), is made and entered into this 17th day of January, 2006, by and between ANNUITY AND LIFE REASSURANCE, LTD., a Bermuda insurance company (the “Company”) and WILTON REINSURANCE BERMUDA LIMITED, a Bermuda insurance company (“Retrocessionaire”).

AGREEMENT
Agreement • January 15th, 1998 • Annuity & Life Re Holdings LTD • Life insurance • New York
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