Efc Bancorp Inc Sample Contracts

AGENCY AGREEMENT
Agency Agreement • January 5th, 1998 • Efc Bancorp Inc • Savings institutions, not federally chartered
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FORM OF EFC BANCORP, INC. EMPLOYMENT AGREEMENT
Employment Agreement • October 24th, 1997 • Efc Bancorp Inc • Delaware
and
Agreement and Plan of Reorganization • July 1st, 2005 • Efc Bancorp Inc • Savings institutions, not federally chartered • Illinois
June 28, 2005
Efc Bancorp Inc • August 12th, 2005 • Savings institutions, not federally chartered • Illinois
June 28, 2005
Efc Bancorp Inc • August 12th, 2005 • Savings institutions, not federally chartered • Illinois

In connection with the anticipated merger (the “Merger”) of EFC Bancorp, Inc. (the “Company”) with and into MAF Bancorp, Inc. (the “Purchaser”) as contemplated by the Agreement and Plan of Reorganization by and between the Purchaser and the Company (the “Merger Agreement”), the Company, EFS Bank (the “Company Bank”) and you hereby enter into this agreement (this “Agreement”). Capitalized terms used but not otherwise defined in this Agreement shall have the meaning set forth in the Merger Agreement.

ELGIN FINANCIAL SAVINGS BANK SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT
Elgin Financial Savings Bank Supplemental Executive Retirement Agreement • March 20th, 2003 • Efc Bancorp Inc • Savings institutions, not federally chartered • Illinois

THIS AGREEMENT is adopted this 28th day of June, 2002, by and between ELGIN FINANCIAL SAVINGS BANK, a State/Stock Savings Bank located in Elgin, Illinois (the “Company”), and BARRETT J. O’CONNOR (the “Executive”).

ELGIN FINANCIAL SAVINGS BANK DIRECTOR RETIREMENT AGREEMENT
Elgin Financial Savings Bank • March 20th, 2003 • Efc Bancorp Inc • Savings institutions, not federally chartered • Illinois

THIS AGREEMENT is adopted this 19 day of June, 2002, by and between ELGIN FINANCIAL SAVINGS BANK, a State/Stock Savings Bank located in Elgin, Illinois (the “Company”) and JAMES A. ALPETER (the “Director”).

ELGIN FINANCIAL SAVINGS BANK SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT
Elgin Financial Savings Bank Supplemental Executive Retirement Agreement • March 20th, 2003 • Efc Bancorp Inc • Savings institutions, not federally chartered • Illinois

THIS AGREEMENT is adopted this 28th day of June, 2002, by and between ELGIN FINANCIAL SAVINGS BANK, a State/Stock Savings Bank located in Elgin, Illinois (the “Company”), and R. SCOTT REINING (the “Executive”).

June 28, 2005
Efc Bancorp Inc • August 12th, 2005 • Savings institutions, not federally chartered • Illinois

In connection with the anticipated merger (the “Merger”) of EFC Bancorp, Inc. (the “Company”) with and into MAF Bancorp, Inc. (the “Purchaser”) as contemplated by the Agreement and Plan of Reorganization by and between the Purchaser and the Company (the “Merger Agreement”), the Company, EFS Bank (the “Company Bank”) and you hereby enter into this agreement (this “Agreement”). Capitalized terms used but not otherwise defined in this Agreement shall have the meaning set forth in the Merger Agreement.

ELGIN FINANCIAL SAVINGS BANK SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT
Elgin Financial Savings Bank Supplemental Executive Retirement Agreement • March 20th, 2003 • Efc Bancorp Inc • Savings institutions, not federally chartered • Illinois

THIS AGREEMENT is adopted this 1st day of July, 2002, by and between ELGIN FINANCIAL SAVINGS BANK, a State/Stock Savings Bank located in Elgin, Illinois (the “Company”), and JAMES J. KOVAC (the “Executive”).

June 28, 2005
Efc Bancorp Inc • August 12th, 2005 • Savings institutions, not federally chartered • Illinois

In connection with the anticipated merger (the “Merger”) of EFC Bancorp, Inc. (the “Company”) with and into MAF Bancorp, Inc. (the “Purchaser”) as contemplated by the Agreement and Plan of Reorganization by and between the Purchaser and the Company (the “Merger Agreement”), the Company, EFS Bank (the “Company Bank”) and you hereby enter into this agreement (this “Agreement”). Capitalized terms used but not otherwise defined in this Agreement shall have the meaning set forth in the Merger Agreement.

FORM OF ELGIN FINANCIAL CENTER, S.B. EMPLOYMENT AGREEMENT
Employment Agreement • October 24th, 1997 • Efc Bancorp Inc • Illinois
ELGIN FINANCIAL SAVINGS BANK SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT
Elgin Financial Savings Bank Supplemental Executive Retirement Agreement • March 20th, 2003 • Efc Bancorp Inc • Savings institutions, not federally chartered • Illinois

THIS AGREEMENT is adopted this 1st day of July, 2002, by and between ELGIN FINANCIAL SAVINGS BANK, a State/Stock Savings Bank located in Elgin, Illinois (the “Company”), and NANCY L. TOPALOVICH (the “Executive”).

EFS BANK SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT
Efs Bank Supplemental Executive Retirement Agreement • November 12th, 2004 • Efc Bancorp Inc • Savings institutions, not federally chartered • Illinois

THIS AGREEMENT is adopted this 17th day of May, 2004, by and between EFS BANK (formerly Elgin Financial Savings Bank), a State/Stock Savings Bank located in Elgin, Illinois (the “Company”), and ERIC J. WEDEEN (the “Executive”).

FORM OF ELGIN FINANCIAL CENTER, S.B. THREE YEAR CHANGE IN CONTROL AGREEMENT
Control Agreement • October 24th, 1997 • Efc Bancorp Inc • Illinois
AMENDMENT TO THE EFC BANCORP, INC. EMPLOYMENT AGREEMENT WITH BARRETT J. O'CONNOR
Efc Bancorp Inc • February 17th, 2005 • Savings institutions, not federally chartered
FORM OF EFC BANCORP, INC. THREE YEAR CHANGE IN CONTROL AGREEMENT
Control Agreement • October 24th, 1997 • Efc Bancorp Inc • Delaware
AMENDMENT TO THE EFC BANCORP, INC. EMPLOYMENT AGREEMENT WITH JAMES J. KOVAC
Efc Bancorp Inc • February 17th, 2005 • Savings institutions, not federally chartered
AMENDED AND RESTATED ELGIN FINANCIAL SAVINGS BANK SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT
Supplemental Executive Retirement Agreement • November 12th, 2004 • Efc Bancorp Inc • Savings institutions, not federally chartered • Illinois

THIS AMENDMENT executed on this 17th day of May, 2004, by and between ELGIN FINANCIAL SAVINGS BANK, a State/Stock Savings Bank located in Elgin, Illinois (the “Company”), and RANDY BLACKBURN (the “Executive”), amends and restates the Supplemental Executive Retirement Agreement dated June 19, 2002.

ELGIN FINANCIAL SAVINGS BANK DIRECTOR RETIREMENT AGREEMENT
Elgin Financial Savings Bank Director Retirement Agreement • March 20th, 2003 • Efc Bancorp Inc • Savings institutions, not federally chartered • Illinois

THIS AGREEMENT is adopted this 18th day of June, 2002, by and between ELGIN FINANCIAL SAVINGS BANK, a State/Stock Savings Bank located in Elgin, Illinois (the “Company”) and PETER A. TRAEGER (the “Director”).

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ELGIN FINANCIAL SAVINGS BANK DIRECTOR RETIREMENT AGREEMENT
Elgin Financial Savings Bank • March 20th, 2003 • Efc Bancorp Inc • Savings institutions, not federally chartered • Illinois

THIS AGREEMENT is adopted this 20th day of June, 2002, by and between ELGIN FINANCIAL SAVINGS BANK, a State/Stock Savings Bank located in Elgin, Illinois (the “Company”) and LARRY M. NARUM (the “Director”).

EFC BANCORP, INC.
Incentive Stock Option Award Agreement • March 17th, 2005 • Efc Bancorp Inc • Savings institutions, not federally chartered

Vesting Schedule: Subject to the limitations of this Incentive Stock Option Award Agreement, the Incentive Stock Option Award shall vest in installments according to the following schedule:

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