Pennfed Capital Trust I Sample Contracts

PENNFED CAPITAL TRUST I (a Delaware business trust) 1,200,000 Preferred Securities _____% Cumulative Trust Preferred Securities (Liquidation Amount $25 per Preferred Security) UNDERWRITING AGREEMENT ----------------------

Underwriting Agreement • September 19th, 1997 • Pennfed Capital Trust I • New York

• Contract Type
  Underwriting Agreement
• Filed
  September 19th, 1997
• Company
  Pennfed Capital Trust I
• Jurisdiction
  New York

TRUST AGREEMENT OF PENNFED CAPITAL TRUST I

Trust Agreement • September 19th, 1997 • Pennfed Capital Trust I • Delaware

• Contract Type
  Trust Agreement
• Filed
  September 19th, 1997
• Company
  Pennfed Capital Trust I
• Jurisdiction
  Delaware

EXHIBIT 4.8 PREFERRED SECURITIES GUARANTEE AGREEMENT BY AND BETWEEN PENNFED FINANCIAL SERVICES, INC.

Preferred Securities Guarantee Agreement • September 19th, 1997 • Pennfed Capital Trust I • New York

• Contract Type
  Preferred Securities Guarantee Agreement
• Filed
  September 19th, 1997
• Company
  Pennfed Capital Trust I
• Jurisdiction
  New York

ARTICLE I

Agreement • September 19th, 1997 • Pennfed Capital Trust I • New York

• Contract Type
  Agreement
• Filed
  September 19th, 1997
• Company
  Pennfed Capital Trust I
• Jurisdiction
  New York

AND

Pennfed Capital Trust I • September 19th, 1997 • New York

• Company
  Pennfed Capital Trust I
• Filed
  September 19th, 1997
• Jurisdiction
  New York