Jnlny Separate Account I – [2900 Westchester Avenue Purchase, New York 10577] (March 16th, 2011)
This endorsement is made a part of the Contract to which it is attached and is effective on the Issue Date. To the extent any provisions contained in this endorsement are contrary to or inconsistent with those of the Contract to which it is attached, the provisions of this endorsement will control. The benefits described in this endorsement will cease upon termination of the Contract. This 4 Year Withdrawal Charge Schedule Benefit may only be elected prior to the Issue Date.