Loan Purpose 100.00% 100.00% 100.00% ------------------------ Purchase 47.26% 34.40% 45.59% Cash-Out 48.24% 58.80% 49.61% Rate-Reduction 4.50% 6.80% 4.80% This information is being delivered to a specific number of prospective sophisticated investors...Morgan Stanley Abs Capital I Inc • October 27th, 2005 • Asset-backed securities
Company FiledOctober 27th, 2005 IndustryThis information is being delivered to a specific number of prospective sophisticated investors in order to assist them in determining whether they have an interest in the type of security described herein. It has been prepared solely for information purposes and is not an offer to buy or sell or a solicitation of an offer to buy or sell any security or instrument or to participate in any trading strategy. This material is based on information that Morgan Stanley & Co. Incorporated ("Morgan Stanley") considers reliable. Morgan Stanley makes no representation or warranty with respect to the accuracy or completeness of the information, or with respect to the terms of any future offer of securities conforming to the terms hereof. Any such offer of securities would be made pursuant to a definitive Prospectus or Private Placement Memorandum, as the case may be, prepared by the issuer which could contain material information not contained herein and to which the prospective purchasers are re
Morgan Stanley August 2, 2004 Securitized Products Group [GRAPHIC OMITTED] ---- ---------------------------------------------------------------------------- Computational Materials $536,684,000 Approximately Morgan Stanley ABS Capital I Inc. Series...Morgan Stanley Abs Capital I Inc • August 4th, 2004 • Asset-backed securities
Company FiledAugust 4th, 2004 Industry
TRUST AGREEMENTTrust Agreement • March 10th, 2006 • Morgan Stanley Abs Capital I Inc • Asset-backed securities • Delaware
Contract Type FiledMarch 10th, 2006 Company Industry Jurisdiction
MORGAN STANLEY ABS CAPITAL I INC., Depositor, [___________________________________], Servicer, [_______________________________________], Servicer,Pooling and Servicing Agreement • February 21st, 2006 • Morgan Stanley Abs Capital I Inc • Asset-backed securities • New York
Contract Type FiledFebruary 21st, 2006 Company Industry Jurisdiction
EX-1.1 MORGAN STANLEY ABS CAPITAL I INC. MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-HE2 UNDERWRITING AGREEMENTUnderwriting Agreement • August 8th, 2002 • Morgan Stanley Abs Capital I Inc • Asset-backed securities
Contract Type FiledAugust 8th, 2002 Company Industry
INDEMNIFICATION AGREEMENT Agreement dated as of July 23, 2002 among Financial Security Assurance Inc., a New York corporation ("FSA"), Morgan Stanley ABS Capital I Inc., a Delaware corporation (the "Depositor") and Morgan Stanley & Co. Incorporated, a...Indemnification Agreement • August 8th, 2002 • Morgan Stanley Abs Capital I Inc • Asset-backed securities • New York
Contract Type FiledAugust 8th, 2002 Company Industry Jurisdiction
UNDERWRITING AGREEMENTUnderwriting Agreement • March 10th, 2006 • Morgan Stanley Abs Capital I Inc • Asset-backed securities • New York
Contract Type FiledMarch 10th, 2006 Company Industry Jurisdiction
SAXON MORTGAGE SERVICES INC.Pooling and Servicing Agreement • December 20th, 2005 • Morgan Stanley Abs Capital I Inc • Asset-backed securities • New York
Contract Type FiledDecember 20th, 2005 Company Industry Jurisdiction
------------------------- ---------------------- MORGAN STANLEY April 27, 2005 Securitized Products Group [Morgan Stanley Logo] Computational Materials $951,630,000 Approximately Morgan Stanley ABS Capital I Inc. Series 2005-WMC3 Mortgage Pass-Through...Morgan Stanley Abs Capital I Inc • April 29th, 2005 • Asset-backed securities
Company FiledApril 29th, 2005 Industry
MORGAN STANLEY May 15, 2003 Securitized Products GroupMorgan Stanley Abs Capital I Inc • May 19th, 2003 • Asset-backed securities
Company FiledMay 19th, 2003 Industry
EXECUTION VERSION] MORGAN STANLEY ABS CAPITAL I INC., as Depositor, OCWEN FEDERAL BANK FSB, as Servicer, CDC MORTGAGE CAPITAL INC., as Unaffiliated Seller,Pooling and Servicing Agreement • August 8th, 2002 • Morgan Stanley Abs Capital I Inc • Asset-backed securities • New York
Contract Type FiledAugust 8th, 2002 Company Industry Jurisdiction
CDC MORTGAGE CAPITAL INC. SELLER COUNTRYWIDE HOME LOANS SERVICING LP SERVICERMorgan Stanley Abs Capital I Inc • October 26th, 2004 • Asset-backed securities
Company FiledOctober 26th, 2004 Industry
as Servicer [__________], as Issuer [__________], as Indenture Trustee and Morgan Stanley ABS Capital I Inc., as DepositorServicing Agreement • March 10th, 2006 • Morgan Stanley Abs Capital I Inc • Asset-backed securities • New York
Contract Type FiledMarch 10th, 2006 Company Industry Jurisdiction
by and among MORGAN STANLEY ABS CAPITAL I INC., as Depositor, ABFS MORTGAGE LOAN TRUST 2001-3, as Issuer, AMERICAN BUSINESS CREDIT, INC., as Servicer, andSale and Servicing Agreement • November 30th, 2001 • Morgan Stanley Abs Capital I Inc • Asset-backed securities • New York
Contract Type FiledNovember 30th, 2001 Company Industry Jurisdiction
ABFS MORTGAGE LOAN TRUST 2001-3, as Issuer andMorgan Stanley Abs Capital I Inc • November 30th, 2001 • Asset-backed securities • New York
Company FiledNovember 30th, 2001 Industry Jurisdiction
1 Exhibit 1.1 Subject to Completion MORGAN STANLEY ABS CAPITAL I INC. ASSET BACKED CERTIFICATES UNDERWRITING AGREEMENTMorgan Stanley Abs Capital I Inc • April 29th, 1997 • Asset-backed securities • New York
Company FiledApril 29th, 1997 Industry Jurisdiction
as Depositor andTrust Agreement • August 18th, 2000 • Morgan Stanley Abs Capital I Inc • Asset-backed securities • Delaware
Contract Type FiledAugust 18th, 2000 Company Industry Jurisdiction
EXIBIT 99.27Morgan Stanley Abs Capital I Inc • October 27th, 2005 • Asset-backed securities
Company FiledOctober 27th, 2005 Industry
Morgan Stanley ABS Capital I Inc. Depositor Chase Manhattan Mortgage Corporation Countrywide Home Loans Inc. ServicerMorgan Stanley Abs Capital I Inc • November 3rd, 2004 • Asset-backed securities
Company FiledNovember 3rd, 2004 Industry
andMorgan Stanley Abs Capital I Inc • February 20th, 2002 • Asset-backed securities • New York
Company FiledFebruary 20th, 2002 Industry Jurisdiction
as Depositor,Pooling and Servicing Agreement • September 15th, 2005 • Morgan Stanley Abs Capital I Inc • Asset-backed securities • New York
Contract Type FiledSeptember 15th, 2005 Company Industry Jurisdiction
as Depositor,Pooling and Servicing Agreement • September 14th, 2004 • Morgan Stanley Abs Capital I Inc • Asset-backed securities • New York
Contract Type FiledSeptember 14th, 2004 Company Industry Jurisdiction
August 11, 2003 MORGAN STANLEY SECURITIZED PRODUCTS GROUP [GRAPHIC OMITTED] COMPUTATIONAL MATERIALS $621,712,000 Approximately MORGAN STANLEY ABS CAPITAL I INC. SERIES 2003-NC8 MORTGAGE PASS-THROUGH CERTIFICATES This information is being delivered to...Exhibit 99 • August 13th, 2003 • Morgan Stanley Abs Capital I Inc • Asset-backed securities
Contract Type FiledAugust 13th, 2003 Company Industry
INDENTURE betweenIndenture • August 18th, 2000 • Morgan Stanley Abs Capital I Inc • Asset-backed securities • New York
Contract Type FiledAugust 18th, 2000 Company Industry Jurisdiction
ARTICLE I DEFINITIONSPooling and Servicing Agreement • October 9th, 1998 • Morgan Stanley Abs Capital I Inc • Asset-backed securities • New York
Contract Type FiledOctober 9th, 1998 Company Industry Jurisdiction
INDENTUREIndenture • April 29th, 1997 • Morgan Stanley Abs Capital I Inc • Asset-backed securities • New York
Contract Type FiledApril 29th, 1997 Company Industry Jurisdiction
and'S Agreement • August 8th, 2002 • Morgan Stanley Abs Capital I Inc • Asset-backed securities • New York
Contract Type FiledAugust 8th, 2002 Company Industry Jurisdiction
New York, New York August 30, 2005 Morgan Stanley & Co. Incorporated as representative of the several underwriters listed on the attached Schedule A 1585 Broadway New York, New York 10036 Dear Sirs and Madams: Morgan Stanley ABS Capital I Inc., a...Underwriting Agreement • September 15th, 2005 • Morgan Stanley Abs Capital I Inc • Asset-backed securities
Contract Type FiledSeptember 15th, 2005 Company Industry
2 3 IN WITNESS WHEREOF, each party has caused this Loan Purchase Agreement to be executed by its duly authorized officer or officers as of the day and year first above written. MORGAN STANLEY ABS CAPITAL I INC. By:___________________________________...Loan Purchase Agreement • April 29th, 1997 • Morgan Stanley Abs Capital I Inc • Asset-backed securities • New York
Contract Type FiledApril 29th, 1997 Company Industry Jurisdiction
and as Trustee Relating to the Mortgage Loans Pledged as Collateral for the Issuer's Asset Backed Notes and Asset Backed Certificates, Series 199_, in the Aggregate Initial Principal Amount of $[_______]Master Servicing Agreement • April 29th, 1997 • Morgan Stanley Abs Capital I Inc • Asset-backed securities • New York
Contract Type FiledApril 29th, 1997 Company Industry Jurisdiction
MORGAN STANLEY ABS CAPITAL I INC., Depositor, COUNTRYWIDE HOME LOANS SERVICING LP, Servicer, HOMEQ SERVICING CORPORATION, Servicer,Mortgage Loan Purchase and Warranties Agreement • September 9th, 2005 • Morgan Stanley Abs Capital I Inc • Asset-backed securities • New York
Contract Type FiledSeptember 9th, 2005 Company Industry Jurisdiction
APPROXIMATELYMorgan Stanley Abs Capital I Inc • May 23rd, 2003 • Asset-backed securities
Company FiledMay 23rd, 2003 Industry
Saxon Mortgage Services Inc. Countrywide Home Loans Servicing LP ServicersMorgan Stanley Abs Capital I Inc • July 27th, 2005 • Asset-backed securities
Company FiledJuly 27th, 2005 Industry
MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-3Assignment and Recognition Agreement • September 16th, 2005 • Morgan Stanley Abs Capital I Inc • Asset-backed securities • New York
Contract Type FiledSeptember 16th, 2005 Company Industry Jurisdiction
EXHIBIT 1.1 MORGAN STANLEY ABS CAPITAL I INC. MORTGAGE PASS-THROUGH CERTIFICATES Series 2001-HE1 UNDERWRITING AGREEMENTUnderwriting Agreement • February 20th, 2002 • Morgan Stanley Abs Capital I Inc • Asset-backed securities
Contract Type FiledFebruary 20th, 2002 Company Industry