Signet Student Loan Trusts Sample Contracts

Signet Student Loan Trusts – TRANSFER AND ASSUMPTION AGREEMENT (December 23rd, 1997)

EXHIBIT 99 SIGNET STUDENT LOAN TRUST 1996-A TRANSFER AND ASSUMPTION AGREEMENT TRANSFER AND ASSUMPTION AGREEMENT dated as of November 28, 1997 by and among SIGNET BANK, a Virginia banking corporation ("Signet"), FIRST UNION NATIONAL BANK, a national banking association headquartered in Charlotte, North Carolina ("FUNB"), SIGNET STUDENT LOAN TRUST 1996-A, a Delaware trust (the "Issuer"), SIGNET STUDENT LOAN CORPORATION, a Virginia corporation maintaining a beneficial and record ownership interest in at least 1% of the Certificate Balance of the Trust Certificates (the "Company"), THE FIRST NATIONAL BANK OF CHICAGO, a national banking association, solely as eligible lender trustee (the "Eligible Lender Trustee"), and THE BANK OF NEW YORK, a New York banking corporation, as indenture trustee (the "Indenture Trustee"). WHEREAS, Signet, as Seller

Signet Student Loan Trusts – TRUST AGREEMENT (March 20th, 1997)

Exhibit 4.1 EXECUTION COPY ------------------------------------------------------------------------------- TRUST AGREEMENT among SIGNET BANK, as Depositor, SIGNET STUDENT LOAN CORPORATION and THE FIRST NATIONAL BANK OF CHICAGO, not in its individual capacity but solely as Eligible Lender Trustee Dated as of November 1, 1996 ------------------------------------------------------------------------------- TABLE OF CONTENTS

Signet Student Loan Trusts – CERTIFICATE UNDERWRITING AGREEMENT (March 20th, 1997)

Exhibit 1.2 SIGNET STUDENT LOAN TRUST 1996-A $14,846,000 FLOATING RATE ASSET BACKED CERTIFICATES CERTIFICATE UNDERWRITING AGREEMENT December 19, 1996 Credit Suisse First Boston Corporation Eleven Madison Avenue New York, New York 10010-3629 Dear Sirs: 1. Introductory. Signet Bank, a Virginia banking corporation ("Signet" or the "Seller"), proposes to cause Signet Student Loan Trust 1996-A (the "Trust") to issue and sell $14,846,000 principal amount of its Floating Rate Asset Backed Certificates (the "Certificates") to you as the underwriter (the "Underwriter"). The assets of the Trust include, among other things, a pool of student loans (the "Initial Financed Student Loans") and certain monies due thereunder after November 1, 1996 (the "Cutoff Date"). Such I

Signet Student Loan Trusts – NOTE UNDERWRITING AGREEMENT (March 20th, 1997)

Exhibit 1.1 SIGNET STUDENT LOAN TRUST 1996-A $252,000,000 FLOATING RATE CLASS A-1 ASSET BACKED NOTES, AND $161,439,000 FLOATING RATE CLASS A-2 ASSET BACKED NOTES NOTE UNDERWRITING AGREEMENT December 19, 1996 Credit Suisse First Boston Corporation As Representative of the several Underwriters Eleven Madison Avenue New York, NY 10010-3629 Dear Sirs: 1. Introductory. Signet Bank, a Virginia banking corporation ("Signet" or the "Seller"), proposes to cause Signet Student Loan Trust 1996-A (the "Trust") to issue and sell $252,000,000 principal amount of its Floating Rate Class A-1 Asset Backed Notes (the "Class A-1 Notes") and $161,439,000 principal amount of its Floating Rate Class A-2 Asset Backed Notes (the

Signet Student Loan Trusts – LOAN SALE AGREEMENT (March 20th, 1997)

Exhibit 99.1 EXECUTION COPY LOAN SALE AGREEMENT among SIGNET STUDENT LOAN TRUST 1996-A, as Issuer, SIGNET BANK, as Seller, and THE FIRST NATIONAL BANK OF CHICAGO, not in its individual capacity but solely as Eligible Lender Trustee Dated as of November 1, 1996 LOAN SALE AGREEMENT dated as of November 1, 1996, among SIGNET STUDENT LOAN TRUST 1996-A, a Delaware trust (the "Issuer"), SIGNET BANK, a

Signet Student Loan Trusts – MASTER SERVICING AGREEMENT (March 20th, 1997)

Exhibit 99.2 EXECUTION COPY ------------------------------------------------------------------------------- MASTER SERVICING AGREEMENT among SIGNET STUDENT LOAN TRUST 1996-A, as Issuer, SIGNET BANK, as Master Servicer, and THE FIRST NATIONAL BANK OF CHICAGO, not in its individual capacity but solely as Eligible Lender Trustee, Dated as of November 1, 1996 ------------------------------------------------------------------------------- MASTER SERVICING AGREEMENT dated as of