FFD Financial Corp/Oh Sample Contracts

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WITNESSETH:
Change of Control Agreement • September 28th, 2004 • FFD Financial Corp/Oh • Savings institution, federally chartered • Ohio
BUSINESS LOAN AGREEMENT
Business Loan Agreement • September 28th, 2006 • FFD Financial Corp/Oh • Savings institution, federally chartered • Ohio

THIS BUSINESS LOAN AGREEMENT dated March 20, 2006, is made and executed between FFD Financial Corporation ("Borrower") and THE HUNTINGTON NATIONAL BANK ("Lender") on the following terms and conditions. Borrower has received prior commercial loans from Lender or has applied to Lender for a commercial loan or loans or other financial accommodations, including those which may be described on any exhibit or schedule attached to this Agreement ("Loan"). Borrower understands and agrees that: (A) in granting, renewing, or extending any Loan, Lender is relying upon Borrower's representations, warranties, and agreements as set forth in this Agreement; (B) the granting, renewing, or extending of any Loan by Lender at all times shall be subject to Lender's sole judgment and discretion; and (C) all such Loans shall be and remain subject to the terms and conditions of this Agreement.

FIRST FEDERAL SAVINGS BANK OF DOVER RECOGNITION AND RETENTION PLAN AND TRUST AGREEMENT ARTICLE I DEFINITIONS
FFD Financial Corp/Oh • September 28th, 1998 • Savings institution, federally chartered • Ohio
ARTICLE II Representations and Warranties ------------------------------
Stock Purchase Agreement • November 17th, 2008 • FFD Financial Corp/Oh • Savings institution, federally chartered • Ohio
AMENDED AND RESTATED CHANGE OF CONTROL AGREEMENT
Change of Control Agreement • September 28th, 2009 • FFD Financial Corp/Oh • Savings institution, federally chartered • Ohio

THIS AMENDED AND RESTATED CHANGE OF CONTROL AGREEMENT (this “Agreement”) is entered into effective as of the 9th day of December, 2008, by and between First Federal Community Bank, a federal savings bank (the “Bank”), and Trent B. Troyer an individual (the “Employee”).

ARTICLE II Representations and Warranties ------------------------------
Stock Purchase Agreement • October 23rd, 2006 • FFD Financial Corp/Oh • Savings institution, federally chartered • Ohio
Contract
FFD Financial Corp/Oh • May 17th, 2010 • Savings institution, federally chartered

FFD FINANCIAL CORPORATION 321 NORTH WOOSTER AVENUE DOVER, OH 44622 BORROWER'S NAME AND ADDRESS "I" includes each borrower above, jointly and severally. THE HOME LOAN SAVINGS BANK 413 MAIN ST COSHOCTON, OH 43812-1547 LENDER’S NAME AND ADDRESS "You" means the lender, its successors and assigns. Loan Number 01-85-623334_______________ Date 02-25-2010_________________ Maturity Date 02-25-2013_________________ Loan Amount $2,000,000.00______________ Renewal Of __________________________

DEBTOR NAME AND ADDRESS SECURED PARTY NAME AND ADDRESS
Commercial Security Agreement • May 17th, 2010 • FFD Financial Corp/Oh • Savings institution, federally chartered

FFD FINANCIAL CORPORATION 321 NORTH WOOSTER AVENUE DOVER, OH 44622 Type: [ ] individual [ ] partnership [X] corporation [ ]_________ State of organization/registration (if applicable) OH [ ] If checked, refer to addendum for additional Debtors and signatures. THE HOME LOAN SAVINGS BANK 413 MAIN ST COSHOCTON, OH 43812-1547

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