Oakwood Mortgage Investors Inc Omi Trust 1995-B Sample Contracts

Oakwood Mortgage Investors Inc Omi Trust 1995-B – OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: OCTOBER 7, 1997 (October 30th, 1997)

OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: OCTOBER 7, 1997 OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 24 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: SEPTEMBER 30, 1997 Scheduled Principal Balance of Contracts -------------------------------------------------------------------------------------------------------------------------------- Beginning Ending Principal Scheduled Prepaid Liquidated Contracts Principal Balance Principal Principal Principal Repurchased Balance --------------------------------------------------------------------------------------------------------------------------------

Oakwood Mortgage Investors Inc Omi Trust 1995-B – OAKWOOD MORTGAGE INVESTORS, INC. 1995-B (August 27th, 1997)

OAKWOOD MORTGAGE INVESTORS, INC. 1995-B OAKWOOD ACCEPTANCE CORP. - SERVICER REMITTANCE REPORT REPORT DATE: AUGUST 7, 1997 REPORTING MONTH: JULY 31, 1997 POOL REPORT # 22 Page 1 of 6 Scheduled Principal Balance of Contracts ------------------------------------------------------------------------------------------------------------ Beginning Ending Principal Scheduled Prepaid Liquidated Contracts Principal Balance Principal Principal Principal Repurchased Balance ------------------------------------------------------------------------------------------------------------

Oakwood Mortgage Investors Inc Omi Trust 1995-B – OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: JULY 7, 1997 (July 24th, 1997)

OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: JULY 7, 1997 OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 21 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: JUNE 30, 1997 Scheduled Principal Balance of Contracts ----------------------------------------------------------------------------------------------------- Beginning Ending Scheduled Principal Scheduled Prepaid Liquidated Contracts Principal Gross Balance Principal Principal Principal Repurchased Balance Interest ----------------------------------------------------------------------------------------------------------------------------

Oakwood Mortgage Investors Inc Omi Trust 1995-B – OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: JUNE 6, 1997 (June 24th, 1997)

OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: JUNE 6, 1997 OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 20 REMITTANCE REPORT REPORTING MONTH: MAY 31, 1997 Scheduled Principal Balance of Contracts ---------------------------------------------------------------------------------------------------- Beginning Ending Scheduled Principal Scheduled Prepaid Liquidated Contracts Principal Gross Servicing Balance Principal Principal Principal Repurchased Balance Interest Fee ------------------------------------------------------------------------------------------------------------------------------------

Oakwood Mortgage Investors Inc Omi Trust 1995-B – OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: JUNE 6, 1997 (June 24th, 1997)

OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: JUNE 6, 1997 OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 20 REMITTANCE REPORT REPORTING MONTH: MAY 31, 1997 Scheduled Principal Balance of Contracts ---------------------------------------------------------------------------------------------------- Beginning Ending Scheduled Principal Scheduled Prepaid Liquidated Contracts Principal Gross Servicing Balance Principal Principal Principal Repurchased Balance Interest Fee ------------------------------------------------------------------------------------------------------------------------------------

Oakwood Mortgage Investors Inc Omi Trust 1995-B – OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: MAY 6, 1997 (May 28th, 1997)

OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: MAY 6, 1997 OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 19 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH:APRIL 30, 1997 Scheduled Principal Balance of Contracts ----------------------------------------------------------------------------------------------- Beginning Ending Scheduled Scheduled Principal Scheduled Prepaid Liquidated Contracts Principal Gross Servicing Pass Thru Balance Principal Principal Principal Repurchased Balance Interest Fee Interest ---

Oakwood Mortgage Investors Inc Omi Trust 1995-B – OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: APRIL 6, 1997 (April 30th, 1997)

OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: APRIL 6, 1997 OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 18 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: MARCH 31, 1997 Scheduled Principal Balance of Contracts -------------------------------------------------------------------------------------------------------------------------------- Beginning Ending Principal Scheduled Prepaid Liquidated Contracts Principal Balance Principal Principal Principal Repurchased Balance --------------------------------------------------------------------------------------------------------------------------

Oakwood Mortgage Investors Inc Omi Trust 1995-B – OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: MARCH 6, 1997 (April 1st, 1997)

OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: MARCH 6, 1997 OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 17 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: FEBRUARY 28, 1997 Scheduled Principal Balance of Contracts ---------------------------------------------------------------------------------------- Beginning Ending Scheduled Scheduled Principal Scheduled Prepaid Liquidated Contracts Principal Gross Servicing Pass Thru Balance Principal Principal Principal Repurchased Balance Interest Fee Interest ------------------------------------------------------------------------------------------------------------------------------------

Oakwood Mortgage Investors Inc Omi Trust 1995-B – OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: FEBRUARY 6, 1997 (February 26th, 1997)

OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: FEBRUARY 6, 1997 OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 16 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: Jan-97 Scheduled Principal Balance of Contracts ------------------------------------------------------------------------------------------------------------------------------ Beginning Ending Scheduled Principal Scheduled Prepaid Liquidated Contracts Principal Gross Balance Principal Principal Principal Repurchased Balance Interest -----

Oakwood Mortgage Investors Inc Omi Trust 1995-B – OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: JANUARY 6, 1997 (January 22nd, 1997)

OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: JANUARY 6, 1997 OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 15 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: Dec-96 Scheduled Principal Balance of Contracts ---------------------------------------------------------------------------------------------------------------------------- Beginning Ending Principal Scheduled Prepaid Liquidated Contracts Principal Balance Principal Principal Principal Repurchased Balance ----------------------------------------------------------------------------------------------------------------------------

Oakwood Mortgage Investors Inc Omi Trust 1995-B – OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: DECEMBER 4, 1996 (January 22nd, 1997)

OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: DECEMBER 4, 1996 OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 14 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: Nov-96 Scheduled Principal Balance of Contracts ---------------------------------------------------------------------------------------------------------------------------- Beginning Ending Principal Scheduled Prepaid Liquidated Contracts Principal Balance Principal Principal Principal Repurchased Balance ---------------------------------------------------------------------------------------------

Oakwood Mortgage Investors Inc Omi Trust 1995-B – OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: OCTOBER 4, 1996 (January 22nd, 1997)

OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: OCTOBER 4, 1996 OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 12 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: Sep-96 Scheduled Principal Balance of Contracts --------------------------------------------------------------------------------------------- Beginning Ending Scheduled Principal Scheduled Prepaid Liquidated Contracts Principal Gross Balance Principal Principal Principal Repurchased Balance Interest ------------------------------------------------------------------------------------------------------------ 172,054,409.60 (4

Oakwood Mortgage Investors Inc Omi Trust 1995-B – OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: NOVEMBER 4, 1996 (January 22nd, 1997)

OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: NOVEMBER 4, 1996 OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 13 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: Oct-96 Scheduled Principal Balance of Contracts ------------------------------------------------------------------------------------------ Beginning Ending Scheduled Scheduled Principal Scheduled Prepaid Liquidated Contracts Principal Gross Servicing Pass Thru Balance Principal Principal Principal Repurchased Balance Interest Fee Interest -----------------------------------------------------------------------------------------------------------------------------------

Oakwood Mortgage Investors Inc Omi Trust 1995-B – OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: AUGUST 5, 1996 (January 22nd, 1997)

EXHIBIT 20.1 OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: AUGUST 5, 1996 OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 10 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: Jul-96 Scheduled Principal Balance of Contracts ---------------------------------------------------------------------------------------------------------------------------------- Beginning Ending Principal Scheduled Prepaid Liquidated Contracts Principal Balance Principal Principal Principal Repurchased Balance

Oakwood Mortgage Investors Inc Omi Trust 1995-B – OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: SEPTEMBER 5, 1996 (January 22nd, 1997)

OAKWOOD MORTGAGE INVESTORS, INC. 1995-B REPORT DATE: SEPTEMBER 5, 1996 OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 11 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: Aug-96 Scheduled Principal Balance of Contracts ------------------------------------------------------------------------------------------------------------ Beginning Ending Scheduled Principal Scheduled Prepaid Liquidated Contracts Principal Gross Balance Principal Principal Principal Repurchased Balance Interest -------------------------------------------------------------------------------------------------------------- 173,475