YRS. 11+ ---- ------------ --------------- --------- -------- FUTURITY FLEXIBLE PREMIUM VARIABLE UNIVERSAL LIFE INSURANCE 75 2 2 0 FUTURITY SURVIVORSHIP VARIABLE UNIVERSAL LIFE INSURANCE* 75 2.5 2.5 1 TARGET - Target Premium is the premium on which the First Year Commission rate will apply. This First Year Commission rate will be paid on all cumulative premiums UP TO TARGET in the first three years. EXCESS OF TARGET - If premiums paid exceed the Target Premium WITHIN the first year, the Excess rate will apply to the surplus. RENEWAL - If cumulative premiums paid exceed the Target Premium AFTER the first year, the renewal rate will apply. *COMMISSIONS REDUCED BY 5% ON POLICIES WHERE INSURED REACHES AGE 75 WITHIN THE FIRST 12 MONTHS OF THE POLICY. Trail Commission: Trail Commissions will be computed at an annual rate of 0.10% of the average variable account value for the previous policy year and paid annually beginning when the policy has been in effect for 25 months. Trail Commissions will be paid only if the Sales Operations and General Agent Agreement is in force on the date the commission is payable. CHARGEBACK ---------- Commission Chargeback: In the event that a policy for which a commission has been paid is surrendered by the policy owner, or is lapsed or returned pursuant to the so-called "right of return" provision of the policy, the following percentage of commission will be due and Sun Life of Canada (U.S.) shall be entitled to collect such amount from all entities which received commissions, including by set off of future commissions. SCHEDULE MONTH PERCENTAGE ----- ---------- 1-6 100 7-12 50 FUTURITY SINGLE LIFE VARIABLE UNIVERSAL LIFE INSURANCE BONUS PROGRAM -------------------------------------------------------------------- A production bonus will be paid by Sun Life of Canada (U.S.) at the end of each calendar year based on the aggregate amount paid to Broker-Dealer (or General Agent, if required by law) during the calendar year. A bonus will be earned that calendar year in accordance with the following schedule: TARGETED FIRST YEAR PREMIUM ON WHICH BONUS IS BASED BONUS PERCENTAGE ------------------------------ ---------------- $3,000,000 and greater 2.5 Any production bonus due to the Broker-Dealer (or General Agent) will be paid by Sun Life of Canada (U.S.) prior to January 15th of the following year.
YRS. LESS 1 DAY FROM SPIN-OFF DISTRIBUTION DATE].
YRS. 6 MOS ADV INT ON EXCESS OF 20% OF ORIG PRIN. 2416675 IN Y 5 YRS. 6 MOS ADV INT ON EXCESS OF 20% OF ORIG PRIN. 2416741 VA Y 3 YRS. 1% OF THE AMT OF PREPAYMENT. 2420966 SC N 2421204 MO Y 3 YEARS 2425353 GA Y 5 YRS. 6 MOS ADV INT ON EXCESS OF 20% OF ORIG PRIN. 2425379 MO Y 3 YRS.: 2% OF OUTSTANDING PRIN. BAL. OF NOTE AT TIME OF FULL 2425528 MA Y 1 YR.: BAL. OF 1ST YRS. INT. OR 3 MOS. INT., WHICHEVER IS LESS. 2425650 MI Y 3 YRS. 1% OF THE AMT OF PREPAYMENT. 2425668 MI Y 3 YRS.: 1% OF THE AMT. OF PREPAYMENT. 2425676 MI Y 3 YRS. 1% OF THE AMT OF PREPAYMENT/FULL OR PARTIAL. 2425767 HI Y 5 YEARS 2425908 FL Y 5 YRS. 6 MOS INT ON EXCESS OF 20% OF ORIG PRIN. 2426005 CA Y 5 YRS. 6 MOS ADV INT ON EXCESS OF 20% OF ORIG PRIN. 2426021 CA Y 5 YRS. 6 MOS ADV INT ON EXCESS OF 20% OF ORIG PRIN. 2426039 MO Y 5 YRS.: 2% OF OUTSTANDING PRIN. BAL. OF NOTE AT TIME OF FULL 2426054 OK Y 5 YRS.: 6
YRS. 6 MOS ADV INT ON EXCESS OF 20% OF ORIG PRIN/FULL OR PARTIAL. 2528537 OH Y 3 YRS.: 1% OF THE ORIG. PRIN. AMT. OF THIS NOTE WHEN PREPAID 2537678 CA Y 5 YRS. 6 MOS ADV INT ON EXCESS OF 20% OF ORIG PRIN/FULL OR PARTIAL. EXHIBIT M-2 PREPAYMENT PENALTIES FOR BNC MORTGAGE LOANS (Cont'd) BNC PREPAYMENT PENALTY INFORMATION loan_nbr Description 2 -------- -------------
YRS. $ Amount 46M 42M 35M 28M 14M 7M ----------------- -------------- --------------- -------------- --------------- -------------- --------------
YRS. START AFTER AFTER AFTER AFTER AFTER AFTER AFTER AFTER AFTER HEAD Oct. Effective REGISTERED NURSE; Effective Effective GRADUATE NURSE SUPERIOR CONDITIONS FULL-TIME Previously existing conditions retained as provided for the interest arbitration award dated October include the following:
YRS. The recent published PRESEPT and Exact Sciences trial enriched their screening populations to increase invasive colorectal neoplasm event rates. PRESEPT restricted enrollment to first colonoscopic procedures. PRESEPT did not limit age of enrollment, two thirds of participants were ?:.60 yrs. Exact Sciences required two thirds of enrolled participants be ?:.65 yrs, but permitted prior colonoscopic screens ?:.9 yrs. BliTz has no age limits or prior endoscopy limits, but the low screening adherence rate in Germany suggests that the population represents first colonoscopic screening procedures.
YRS. May only be accessed by those who had entered this column prior to January 1, 1992. Snohomish School District Certificated Instructional Staff 2012-13 TRI Salary Schedule EXP. BA+0 BA+15 BA+30 BA+45 BA+90 *BA+135 BA+45 w MA BA+90 w MA BA+135 w MA YR. 0 9,454 9,832 10,210 10,588 11,723 12,857 11,330 12,464 13,599 YR. 1 9,832 10,210 10,588 10,967 12,101 13,325 11,734 12,869 14,003 YR. 2 10,210 10,588 10,967 11,345 12,480 13,614 12,139 13,274 14,408 YR. 3 10,588 10,967 11,345 11,723 12,857 13,992 12,543 13,678 14,813 YR. 4 10,967 11,345 11,723 12,101 13,235 14,370 12,948 14,043 15,217 YR. 5 11,723 12,101 12,480 13,614 14,748 13,352 14,488 15,622 YR. 6 12,480 12,857 13,992 15,127 13,757 14,892 16,026 YR. 7 13,235 14,370 15,505 14,162 15,297 16,431 YR. 8 13,614 14,748 15,882 14,566 15,701 16,836 YR. 9 13,992 15,127 16,261 14,972 16,106 17,240 YR. 10 14,370 15,505 16,639 15,376 16,511 17,645 YR. 11 14,748 15,882 17,017 15,781 16,915 18,017 YR.12 15,127 16,261 17,395 16,186 17,320 18,454 YR. 13 15,505 16,639 17,774 16,590 17,724 18,859 YR. 14 15,904 17,017 18,152 16,955 18,129 19,263 YR. 15 15,882 17,395 18,530 16,995 18,507 19,642 YRS. 16-19 16,257 17,770 18,905 17,370 18,882 20,017 YRS. 20-23 16,632 18,145 19,280 17,745 19,257 20,392 YRS. 24-27 17,007 18,520 19,655 18,120 19,632 20,767 YRS. 28+ 17,382 18,895 20,030 18,495 20,007 21,142 *Restrictions on the BA + 135 Column: The BA 135 column may be accessed by employees in the District as of the 2005-06 school year if accomplished by October 1, 2006. It may also be accessed by October 31, 2007 if one can certify they are working on a Masters program. Employees entering the column per the above, or already on the column as of 2005-06 shall be grandfathered on this column for as long as they remain in the District or until such time as they obtain a Masters degree Snohomish School District Certificated Instructional Staff 2013-14 TRI Salary Schedule EXP. BA+0 BA+15 BA+30 BA+45 BA+90 *BA+135 BA+45 w MA BA+90 w MA BA+135 w MA YR. 0 10,122 10,526 10,932 11,336 12,552 12,857 13,766 13,344 14,560 YR. 1 10,526 10,932 11,336 11,742 12,956 13,325 14,170 13,779 14,993 YR. 2 10,932 11,336 11,742 12,146 13,362 13,614 14,576 14,212 15,426 YR. 3 11,336 11,742 12,146 12,552 13,766 13,992 14,980 14,645 15,859 YR. 4 11,742 12,146 12,552 12,956 14,170 14,370 15,386 15,078 16,292 YR. 5 12,552 12,956 13,362 14,576 14,748 15,790 15,511 16,726 YR. 6 13,362 13,766 14,980 15,127 16,196 15,945 17,159 YR. 7 14,170 15,386 15,505 16,600 16,...
YRS commencing JULY 1, 1997 ("Commencement Date") and ending as defined in paragraph 3.
