{"component": "clause", "props": {"groups": [{"samples": [{"hash": "kaVBNwLQlzB", "uri": "/contracts/kaVBNwLQlzB#windstorm", "label": "Auto Policy Contract", "score": 27.4572210815, "published": true}, {"hash": "f7PuQwx9RJx", "uri": "/contracts/f7PuQwx9RJx#windstorm", "label": "Auto Policy Contract", "score": 26.8316221766, "published": true}, {"hash": "aFfdWWO67d2", "uri": "/contracts/aFfdWWO67d2#windstorm", "label": "Insurance Policy", "score": 26.2826830938, "published": true}], "snippet_links": [], "size": 9, "snippet": "Hail, water or flood;", "hash": "d01f6b267d94feff3ca8a520aee995ba", "id": 3}, {"samples": [{"hash": "cfECPLThkac", "uri": "/contracts/cfECPLThkac#windstorm", "label": "Multifamily Loan and Security Agreement", "score": 31.340862423, "published": true}, {"hash": "ira9vtA5RIc", "uri": "/contracts/ira9vtA5RIc#windstorm", "label": "Multifamily Loan and Security Agreement (KBS Strategic Opportunity REIT II, Inc.)", "score": 28.0882956879, "published": true}, {"hash": "fzy5PoTwCfy", "uri": "/contracts/fzy5PoTwCfy#windstorm", "label": "Multifamily Loan and Security Agreement (Steadfast Income REIT, Inc.)", "score": 27.5872689938, "published": true}], "snippet_links": [{"key": "named-storm", "type": "definition", "offset": [53, 64]}, {"key": "special-causes-of-loss", "type": "definition", "offset": [89, 111]}, {"key": "coverage-for", "type": "clause", "offset": [169, 181]}, {"key": "windstorm-coverage", "type": "definition", "offset": [195, 213]}, {"key": "a-separate", "type": "definition", "offset": [250, 260]}, {"key": "cost-of", "type": "definition", "offset": [347, 354]}, {"key": "the-mortgaged-property", "type": "clause", "offset": [355, 377]}], "size": 102, "snippet": "If windstorm and/or windstorm related perils and/or \u201cnamed storm\u201d are excluded from the \u201cSpecial Causes of Loss\u201d policy required under Section 6.10(a)(i), then separate coverage for such risks (\u201cWindstorm Coverage\u201d), either through an endorsement or a separate policy. Windstorm Coverage will be written in an amount not less than the Replacement Cost of the Mortgaged Property.", "hash": "57b8aea2eafc2bf8c3810a8db6bf9e7a", "id": 1}, {"samples": [{"hash": "4UAQHFlKvgG", "uri": "/contracts/4UAQHFlKvgG#windstorm", "label": "Seniors Housing Loan and Security Agreement (NorthStar Healthcare Income, Inc.)", "score": 25.1122518823, "published": true}, {"hash": "9K9bxgyfujz", "uri": "/contracts/9K9bxgyfujz#windstorm", "label": "Multifamily Loan and Security Agreement (Independence Realty Trust, Inc)", "score": 25.0054757016, "published": true}, {"hash": "kXYRNVBqji6", "uri": "/contracts/kXYRNVBqji6#windstorm", "label": "Multifamily Loan and Security Agreement (Steadfast Income REIT, Inc.)", "score": 24.8685831622, "published": true}], "snippet_links": [{"key": "windstorm-coverage", "type": "definition", "offset": [69, 87]}, {"key": "all-risks", "type": "definition", "offset": [113, 122]}, {"key": "borrower-will", "type": "clause", "offset": [166, 179]}, {"key": "coverage-for", "type": "clause", "offset": [196, 208]}, {"key": "a-separate", "type": "definition", "offset": [254, 264]}, {"key": "equal-to", "type": "definition", "offset": [321, 329]}, {"key": "replacement-cost", "type": "clause", "offset": [342, 358]}, {"key": "business-income", "type": "definition", "offset": [360, 375]}, {"key": "insurance-required", "type": "clause", "offset": [389, 407]}, {"key": "in-force", "type": "definition", "offset": [443, 451]}, {"key": "covered-by", "type": "definition", "offset": [467, 477]}], "size": 20, "snippet": "If windstorm and/or windstorm related perils and/or \u201cnamed storms\u201d (\u201cWindstorm Coverage\u201d) are excluded from the \u201cAll Risks\u201d policy required under Section 6.10(a)(i), Borrower will obtain separate coverage for such risks, either through an endorsement or a separate policy. Windstorm Coverage will be written in an amount equal to 100% of the Replacement Cost. Business income/rental value Insurance required under Section 6.10(a)(iii) will be in force for all losses covered by Windstorm Coverage.", "hash": "322317e8e91bea3458f822d7b3f8b84f", "id": 2}, {"samples": [{"hash": "59A8eQn0MUk", "uri": "/contracts/59A8eQn0MUk#windstorm", "label": "Private Passenger Auto Policy", "score": 28.5578718888, "published": true}, {"hash": "fA8JOz2ji5D", "uri": "/contracts/fA8JOz2ji5D#windstorm", "label": "Private Passenger Auto Policy", "score": 28.5058619048, "published": true}, {"hash": "jQhM8SXfKtb", "uri": "/contracts/jQhM8SXfKtb#windstorm", "label": "Private Passenger Auto Policy", "score": 26.6564171217, "published": true}], "snippet_links": [{"key": "breakage-of-glass", "type": "clause", "offset": [0, 17]}, {"key": "caused-by", "type": "clause", "offset": [18, 27]}], "size": 7, "snippet": "Breakage of glass caused by impact with another vehicle or object may be considered loss by \u201ccollision\u201d at \u201cyour\u201d option.", "hash": "1212f05e7e3b2b5d26e41b2eece31623", "id": 4}, {"samples": [{"hash": "gkmWoYKbVKn", "uri": "/contracts/gkmWoYKbVKn#windstorm", "label": "Rental Agreement", "score": 25.7065505714, "published": true}, {"hash": "96yG6ofowHQ", "uri": "/contracts/96yG6ofowHQ#windstorm", "label": "Rental Agreement", "score": 25.7065505714, "published": true}], "snippet_links": [{"key": "earth-movement", "type": "clause", "offset": [0, 14]}], "size": 2, "snippet": "Earth Movement;", "hash": "472cf8c7112010fd9b5b29ad31d449dd", "id": 5}, {"samples": [{"hash": "6zXu2ij2vdF", "uri": "/contracts/6zXu2ij2vdF#windstorm", "label": "Deed of Trust, Security Agreement and Fixture Filing (RREEF Property Trust, Inc.)", "score": 29.9445585216, "published": true}, {"hash": "dYSqtWbIiop", "uri": "/contracts/dYSqtWbIiop#windstorm", "label": "Deed of Trust, Security Agreement and Fixture Filing (AmREIT, Inc.)", "score": 24.1430527036, "published": true}], "snippet_links": [{"key": "the-borrower-shall", "type": "clause", "offset": [0, 18]}, {"key": "windstorm-coverage", "type": "definition", "offset": [28, 46]}, {"key": "named-windstorms", "type": "definition", "offset": [65, 81]}, {"key": "a-policy", "type": "clause", "offset": [121, 129]}, {"key": "insurance-coverage-required", "type": "clause", "offset": [154, 181]}], "size": 2, "snippet": "The Borrower shall maintain windstorm coverage that includes all named windstorms. Windstorm coverage may be provided by a policy separate from the other insurance coverage required in this Section.", "hash": "58d3dc0257bf064cad0d34b3ddd25582", "id": 6}, {"samples": [{"hash": "kBIiWjaSbDJ", "uri": "/contracts/kBIiWjaSbDJ#windstorm", "label": "Real Estate Annual Contract Agreement", "score": 27.6555562884, "published": true}, {"hash": "gtoaFmURZTt", "uri": "/contracts/gtoaFmURZTt#windstorm", "label": "Real Estate Annual Contract Agreement", "score": 27.6555562884, "published": true}], "snippet_links": [{"key": "product-damage", "type": "clause", "offset": [33, 47]}, {"key": "product-failures", "type": "clause", "offset": [64, 80]}, {"key": "related-to", "type": "clause", "offset": [81, 91]}, {"key": "caused-by", "type": "clause", "offset": [95, 104]}, {"key": "sole-discretion", "type": "clause", "offset": [150, 165]}, {"key": "the-determination", "type": "clause", "offset": [176, 193]}, {"key": "what-is-not-covered", "type": "clause", "offset": [200, 219]}, {"key": "equipment-failure", "type": "clause", "offset": [249, 266]}, {"key": "electrical-components", "type": "definition", "offset": [276, 297]}, {"key": "storm-damage", "type": "clause", "offset": [468, 480]}, {"key": "period-of", "type": "definition", "offset": [487, 496]}, {"key": "days-after", "type": "definition", "offset": [504, 514]}, {"key": "by-owner", "type": "definition", "offset": [555, 563]}, {"key": "in-addition-to", "type": "clause", "offset": [666, 680]}, {"key": "in-this-contract", "type": "clause", "offset": [696, 712]}, {"key": "by-the-customer", "type": "clause", "offset": [785, 800]}, {"key": "the-service-contract", "type": "definition", "offset": [819, 839]}], "size": 2, "snippet": "This contract does not cover any product damage, replacement or product failures related to or caused by windstorm damage or power surges. ECM at its sole discretion will make the determination as to what is not covered due to windstorm damage. Any equipment failure, such as electrical components, motors, compressors, thermostats, or circuit boards that fail, are damaged or are weakened due to wind, rain, power surges or any condition ECM deems is related to wind storm damage for a period of thirty days after the storm, will be repaired or replaced by owner at owner\u2019s expense. The following exclusions and any labor, material, work, handling or installations in addition to that specified in this contract will be furnished only on customer\u2019s authorization and will be paid for by the customer as extras outside the service contract.", "hash": "b3cc82686d29455eb353f6835c71e0c3", "id": 7}, {"samples": [{"hash": "7mAOhytzgEl", "uri": "/contracts/7mAOhytzgEl#windstorm", "label": "Home Insurance Policy", "score": 24.1622176591, "published": true}, {"hash": "cPR2vBkpGRX", "uri": "/contracts/cPR2vBkpGRX#windstorm", "label": "Insurance Policy", "score": 23.3353867214, "published": true}], "snippet_links": [{"key": "set-out", "type": "definition", "offset": [29, 36]}, {"key": "particular-conditions", "type": "definition", "offset": [44, 65]}, {"key": "the-insured-property", "type": "clause", "offset": [89, 109]}], "size": 2, "snippet": "Granting up, up to the limit set out in the Particular Conditions, the damages caused to the insured property as a consequence of:", "hash": "387c00b9f2b3f34f51a65a6c9639831a", "id": 8}, {"samples": [{"hash": "2IgQREF4DRU", "uri": "/contracts/2IgQREF4DRU#windstorm", "label": "Revolving Working Capital, Land Acquisition and Development and Residential Construction Borrowing Base Facility Agreement (Levitt Corp)", "score": 21.0, "published": true}], "snippet_links": [{"key": "policies-of", "type": "definition", "offset": [12, 23]}, {"key": "windstorm-insurance", "type": "clause", "offset": [24, 43]}, {"key": "insurance-available", "type": "clause", "offset": [69, 88]}, {"key": "with-respect-to", "type": "clause", "offset": [89, 104]}, {"key": "the-collateral", "type": "definition", "offset": [105, 119]}, {"key": "effect-on-the", "type": "clause", "offset": [220, 233]}, {"key": "date-hereof", "type": "clause", "offset": [234, 245]}], "size": 1, "snippet": "A policy or policies of windstorm insurance in the maximum amount of insurance available with respect to the collateral and otherwise meeting Lender\u2019s requirements. Lender hereby acknowledges that Borrower\u2019s coverage in effect on the date hereof is acceptable.", "hash": "de40af341ca59b1ce7c145f124ebd27b", "id": 9}, {"samples": [{"hash": "g9QiimX2XML", "uri": "/contracts/g9QiimX2XML#windstorm", "label": "Master Property Insurance Policy", "score": 17.0, "published": true}], "snippet_links": [{"key": "the-total", "type": "clause", "offset": [0, 9]}, {"key": "period-of", "type": "definition", "offset": [184, 193]}], "size": 1, "snippet": "the total of all Losses resulting in whole or in part from a windstorm, tornado, cyclone, hurricane or hailstorm which takes place during one atmospheric disturbance over a continuous period of one hundred sixty- eight (168) hour period.", "hash": "e490eabb49adae16e29249b3c244341d", "id": 10}], "next_curs": "ClISTGoVc35sYXdpbnNpZGVyY29udHJhY3Rzci4LEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2IhJ3aW5kc3Rvcm0jMDAwMDAwMGEMogECZW4YACAA", "clause": {"title": "Windstorm", "size": 133, "parents": [["property-insurance", "Property Insurance"], ["insurance", "Insurance"], ["hazard-and-other-insurance", "Hazard and Other Insurance"], ["property-and-liability-insurance", "Property and Liability Insurance"], ["borrower-covenants", "Borrower Covenants"]], "children": [["", ""], ["windstorm-exclusions", "Windstorm - Exclusions"]], "id": "windstorm", "related": [["explosion", "Explosion", "Explosion"], ["earthquake", "Earthquake", "Earthquake"], ["windstorm-or-hail", "Windstorm or hail", "<strong>Windstorm</strong> or hail"], ["vandalism", "Vandalism", "Vandalism"], ["fire", "Fire", "Fire"]], "related_snippets": [], "updated": "2025-07-07T12:36:18+00:00", "also_ask": ["What key exclusions or limitations should be negotiated in a windstorm clause?", "How does the definition of 'windstorm' compare to industry standards or local statutes?", "What are the most common pitfalls that render windstorm clauses unenforceable in court?", "Which drafting elements are essential to ensure coverage and minimize ambiguity?", "How can the allocation of risk for windstorm damage be strategically shifted during negotiations?"], "drafting_tip": "Define 'windstorm' precisely to avoid ambiguity; specify coverage limits to clarify insurer liability; reference relevant meteorological standards to ensure enforceability.", "explanation": "A Windstorm clause defines the rights and responsibilities of parties in relation to damage or loss caused by windstorms. Typically, it outlines what constitutes a windstorm event, specifies the types of damages covered, and may set forth procedures for making claims or repairs following such an event. For example, it might clarify whether damage to roofs, windows, or outdoor equipment is included and detail any deductibles or exclusions. The core function of this clause is to allocate risk and ensure clarity regarding coverage and obligations in the event of windstorm-related incidents."}, "json": true, "cursor": ""}}