What We Do Not Pay For Clause Samples
What We Do Not Pay For a. Loss of earnings caused by the suspension, lapse or cancellation of any lease, contract or order.
b. Loss of earnings caused directly or indirectly by enforcement of any local or state ordinance or law regulating the construction, repair or demolition of buildings or structures.
c. any claim for loss of earnings due to interference by strikers or other persons with rebuilding, repairing or replacing property, or with the resumption or continuation of operations.
What We Do Not Pay For a. liability from any contract to indemnify any person or organization for damages by fire to the premises; or
b. liability from property damage expected, directed or intended by an insured.
What We Do Not Pay For. We do not pay for loss resulting directly or indirectly from the following, unless specific coverage is added to your policy:
a. bodily injury:
i. arising out of the ownership, maintenance, operation, use, entrusting, loading or unloading of:
(1) any automobile or aircraft owned or operated by or rented or loaned to any insured; or
(2) any other automobile or aircraft operated by any person in the course of his/her employment by any insured; but this exclusion does not apply to the parking of an automobile on the insured premises if such automobile is not owned by or rented or loaned to any insured;
ii. arising out of:
(1) the ownership, maintenance, operation, use, entrusting, loading or unloading of any mobile equipment while being used in any prearranged or organized racing, speed or demolition contest or in any stunting activity or in practice or preparation for any such contest or activity; or
(2) the operation or use of any snowmobile or trailer designed for use therewith;
iii. arising out of the ownership, maintenance, operation, use, entrusting, loading or unloading of:
(1) any watercraft owned or operated by or rented or loaned to any insured; or
(2) any other watercraft operated by any person in the course of his employment by any insured; but this exclusion does not apply to watercraft while ashore on the insured premises; or
iv. arising out of and in the course of the transportation of mobile equipment by an automobile owned or operated by or rented or loaned to any insured.
b. bodily injury:
i. included within the products/completed operations hazard;
ii. arising out of operations performed for the named insured by independent contractors other than:
(1) maintenance and repair of the insured premises; or
(2) structural alterations at such premises which do not involve changing the size of or moving buildings or other structures;
iii. resulting from the selling, serving or giving of any alcoholic beverage:
(1) in violation of any statute, ordinance or regulation;
(2) to a minor;
(3) to a person under the influence of alcohol; or
(4) which causes or contributes to the intoxication of any person, if the named insured is a person or organization engaged in the manufacture, distribution, sale or serving of alcoholic beverages or, if not so engaged, is an owner or lessor of premises used for such purposes; but only part (1) of the exclusion (b) (iii) applies when the named insured is such an owner or lessor;
iv. due to war, whether or not declared, ...
What We Do Not Pay For loss due to any fraudulent, dishonest or criminal act by you, a partner, an officer, director or trustee;