What Information We Collect. As an essential part of our business, we obtain certain personal information about you in order to provide a financial product or service to you. Some of the information we receive comes directly from you on applications or other forms, and may include information you provide during visits to our Web site. We may also receive information from physicians, testing laboratories and other health providers, and from consumer reporting agencies. The types of information we receive may include addresses, social security numbers, family information, current and past medical history and financial information, including information about transactions with other financial institutions. What Information We Disclose We do not disclose nonpublic personal information about our current or former customers to any non-affiliated entity, except as permitted by law. Examples of the disclosures which we are permitted by law to make include: disclosures necessary to service or administer an insurance or annuity product that you requested or authorized; disclosures made with your consent or at your direction; disclosures made to your legal representative; disclosures made in response to a subpoena or an inquiry from an insurance or other regulatory authority; disclosures made to comply with federal, state or local laws and to protect against fraud. Our Privacy Protection Procedures We protect information about you from unauthorized access. Our employees and agents receive training regarding our privacy policies, and access to information about you is restricted to those individuals that need such information in order to provide products and services to you. Examples of activities requiring access to personal information include: underwriting; claims processing; reinsurance and policyholder service. Finally, we employ secure technologies in order to safeguard transmission of information about you through our web sites, and we have established and maintain procedures to comply with all state and federal laws and regulations regarding the security of personal information. 4977 (5/01) AUTHORIZATION Required by The Fair Credit Reporting Act The Federal Fair Credit Reporting Act, as amended, provides that any consumer reporting agency may furnish a consumer report in accordance with the written instructions of the consumer to whom it relates. In accordance with that provision, the person signing this form as "Applicant" hereby authorizes any person or agency to give, in writing, orall...
What Information We Collect. We may collect and maintain the following nonpublic personal information about you: • information we receive from you on applications or other forms, such as your name, address, email address, phone number, social security number or tax identification number, assets, income and date of birth; and • information about your transactions with us, our affiliates or others, such as your account number, balance, positions, activity, history, cost basis information and other financial information. What Information We Disclose We do not disclose any nonpublic personal information about our shareholders or former shareholders to any third parties, except as permitted or required by law. Parnassus will share information with affiliates if the information is required to provide a product or service you have requested. In addition, we may share such information with non-affiliated third parties to the extent necessary to effect, process, administer or enforce a transaction that you request or authorize, in connection with maintaining or servicing your account, as requested by regulatory authorities or as otherwise permitted or required by law. For example, we may provide such information to third parties in the course of servicing your account, such as identity-verification service providers. These companies are authorized to use your personal information only as necessary to provide these services to us. Relationships with these parties shall be pursuant to a non-disclosure agreement, protecting the release of shareholder information. We may also disclose information to non-affiliated parties if compelled by law, such as responding to a subpoena, preventing fraud or complying with an inquiry by a government agency or regulator. How We Protect Your Information We restrict access to nonpublic personal information about you to those persons who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to protect the confidentiality, integrity and security of your nonpublic personal information. We will continue to adhere to the privacy policies and practices in this notice even if your account is closed or becomes inactive.
What Information We Collect. We may collect the following categories of personal information about you:
What Information We Collect. The information we collect via the Website includes:
What Information We Collect. The personal information we collect includes information you give us such as your name and contact information, date of birth, financial account balances, and other data usual and customary for financial planning. We try to avoid taking in data we don’t need, such as your social security number (unless we are preparing taxes, investing on your behalf, or brokering a financial product for you). In addition, we don’t hold your payment information – PayPal does. Community Ladders may also collect personal financial information about you for the purpose of tracking your progress and providing better financial advice. Personal information does not include information that is not used to identify you, including aggregate or anonymous information. How We Use Your Information. We will use your personal information to provide financial advisory services to you. We may also anonymize or aggregate personal information to monitor, evaluate and improve our services. To be clear, identifying information will not be used when tracking our organizational effectiveness.
What Information We Collect a. When you sign up to become a member of Covestor, we collect certain non-public personal information about you (such as your name, address, social security number, email addresses, telephone numbers and personal, financial and investment status etc.) from information that you provide on applications or other forms as well as communications (electronic, telephone, written or in person) with you or your authorized representatives (such as your attorney, accountant, etc.).
What Information We Collect. We may collect your personal information when you apply for any of our products or services. We also may collect your personal information if you provide a guarantee on behalf of someone else. We collect personal information about you such as: o Details about you and your background including your name, address, contact information, principal business or occupation, date of birth and other identification; o Details about your browsing activities on our website, your browser or mobile device; o Your service preferences (for example, language); o Where your mobile device is physically located; o Your income, assets, liabilities and credit history (including credit reports from a credit bureau); o When required under the Income Tax Act, we will collect your national identification number such as your Social Insurance Number (e.g., interest earning accounts, RRSPs, etc.); o Information about your transactions, including payment history, account activity and how you intend to use the account or service and the source of your funds or assets; o Information about another person such as an authorized user of your account, a spouse, a co- signer, etc. (where the law requires it); o If you enter one of our contests, we collect your name, contact information, and date of birth o Persons authorized to act on your behalf under a power of attorney or other legal authority External Sources We may also collect information from commercially and publically available sources, such as: o Government agencies and registries o Social media o News media o Other financial or lending institutions o Law enforcement authorities We also collect cookies A "cookie" is a message that a web server creates when you visit a web site. This file contains information about how and when you use a site. It is placed on your computer, smartphone, smart TV or tablet ("online device") in the form of a small text file. The information cannot be used to identify you personally. Cookies do not collect personal information such as your name, address, telephone number, or email address. Cookies are a very useful feature and without them, web sessions would have no history; you would have to enter your information over and over.
What Information We Collect. We collect personal information from anyone who contacts us and visits or uses our websites. The type of information may include: Name, email address, contact details, communications OTC sends and receives with you and anything else you provide to us; Information about the ways people visit and interact with our websites in the form of traffic analytics using Google Analytics. This includes IP addresses. You can opt out of being included in Google Analytics by contacting us. For more information about the use of data analytics to protect and improve our services, please read Section 9 (Cookies) of this Policy. We also collect and process certain information in order for you to become a client of OTC. Depending on your use of our services, that may include: Information we have collated throughout our engagement process (request for information and due diligence form) — your name, business email address, business address, full corporate name and company registration number and company information required for Anti-Money Laundering purposes such as certificate of incorporation, business accounts etc.; Details of any requests or transactions we make through OTC on your behalf; OTC uses Oracle and Bluebook platforms for invoice payment. This will store your name and email address. The payment information you submit is collected on this platforms and used by OTC only; and All communications OTC sends and receives with you. We will only collect sensitive personal data where absolutely necessary. All data collected by OTC will be retained only for an appropriate length of time, defined by our legal requirements and operational needs, and will be securely archived or deleted after this time. You may decline to provide us with your information. However, there are circumstances in which OTC cannot take action without certain of your personal information, for example, because this personal information is required to process your instructions or provide you with access to our services. If you would like to opt out of being included in Google Analytics, please contact us. You may review, change or remove your information by submitting a subject access request. We reserve the right not to change any personal information we consider is accurate.
What Information We Collect. We may collect the following types of ‘nonpublic personal information’ about you: ▪ Information about your identity, such as your name, address and social security number; ▪ Information about your transactions with us; ▪ Information we receive from you on applications, such as your beneficiaries or income.
