Common use of Trip Delay Clause in Contracts

Trip Delay. We will pay a fixed amount for each block of 4 hours delay upto the limits specified in Policy Schedule, if actual departure time of the scheduled Common Carrier in which the Insured Person is scheduled to travel on a valid ticket during the Period of Insurance is delayed for more than 4 hours from the Scheduled departure time and directly due to any of the following reasons: • Delay of a Common Carrier directly caused by severe weather conditions (not limited to floods, rains, storm, cyclone or tempest • Delay of a Common Carrier due to an Earthquake • Delay of a Common Carrier due to an act of terror • Delay due to a sudden strike or any other action by employees of the Common Carrier. • Delay due to equipment failure of the Common Carrier. • Delay due to operational problem at the Common Carrier end like crew/staff scheduling issues. • Cancellation or rescheduling done by the Common Carrier. Our overall liability shall be limited to loss suffered by the Insured for only one of such incidents in case of single trip, and one of such incident per trip in case of annual multi trip of trip delay. In case of Individual Policy, this payout will be available on individual basis and in case of Floater Policy the payout will be available on floater basis. 1. Any delay due to reasons, which were made public or known to You at least 6 hours prior to the scheduled departure of the Common Carrier In the event of any of the contingencies covered hereunder occurring either at the place of origin in the Country of Residence of the Insured or at any intermediary place any time after the commencement of the Trip and before termination of the same, resulting in the delay of the scheduled travel being part of the Trip, immediate notice thereof shall be given by the Insured to the Assistance Service Provider of Company. Documents to be submitted in support of the claim: • Confirmation of cancellation of the Trip from the Common Carrier detailing the circumstances of cancellation. • Letter from the Common Carrier stating reason and duration of delay • Security stamped boarding pass for the flight which got delayed • Passport Copy with Entry and Exit stamp