{"component": "clause", "props": {"groups": [{"snippet": "Purchase Payments under the Contract may be allocated to the Variable Account of the Contract. The Variable Account, which is designated on the Contract Specifications, is for the exclusive benefit of persons entitled to receive benefits under variable annuity contracts. Income, gains and losses (whether or not realized) from the assets allocated to the Variable Account shall be credited to or charged against the Variable Account without regard to other income, gains or losses of LNY. The Variable Account will not be charged with the liabilities arising from any other part of LNY's business. Subject to any required regulatory approvals, LNY reserves the right to eliminate the shares of any Fund and substitute the securities of a different Fund or investment company or mutual fund. Such elimination and substitution may occur if the shares of a Fund are no longer available for investment or, if in the judgment of LNY, further investment in any Fund should become inappropriate in view of the purposes of the Contract. LNY may close any Variable Subaccount to new Purchase Payments, transfers of Contract Value or both. LNY may add new Variable Subaccounts in which the assets of the Variable Account may be invested. LNY will give the Owner written notice of the elimination and substitution of any Fund as required by law after such substitution occurs.", "samples": [{"hash": "jH0RTmhBCGa", "uri": "/contracts/jH0RTmhBCGa#the-variable-account", "label": "Annuity Contract (Lincoln New York Account N for Variable Annuities)", "score": 18.0, "published": true}, {"hash": "emedZiOETb7", "uri": "/contracts/emedZiOETb7#the-variable-account", "label": "Annuity Contract (Lincoln New York Account N for Variable Annuities)", "score": 18.0, "published": true}, {"hash": "cwkdpiJT6fa", "uri": "/contracts/cwkdpiJT6fa#the-variable-account", "label": "Annuity Contract (Lincoln Life & Annuity Variable Annuity Account H)", "score": 18.0, "published": true}], "size": 11, "snippet_links": [{"key": "payments-under-the-contract", "type": "clause", "offset": [9, 36]}, {"key": "allocated-to", "type": "definition", "offset": [44, 56]}, {"key": "contract-specifications", "type": "clause", "offset": [144, 167]}, {"key": "exclusive-benefit", "type": "clause", "offset": [180, 197]}, {"key": "persons-entitled", "type": "clause", "offset": [201, 217]}, {"key": "to-receive", "type": "definition", "offset": [218, 228]}, {"key": "annuity-contracts", "type": "clause", "offset": [253, 270]}, {"key": "gains-and-losses", "type": "clause", "offset": [280, 296]}, {"key": "the-assets", "type": "clause", "offset": [328, 338]}, {"key": "other-income", "type": "definition", "offset": [452, 464]}, {"key": "gains-or-losses", "type": "clause", "offset": [466, 481]}, {"key": "the-liabilities", "type": "clause", "offset": [536, 551]}, {"key": "subject-to", "type": "definition", "offset": [599, 609]}, {"key": "required-regulatory-approvals", "type": "definition", "offset": [614, 643]}, {"key": "right-to", "type": "definition", "offset": [662, 670]}, {"key": "the-shares", "type": "clause", "offset": [681, 691]}, {"key": "the-securities", "type": "definition", "offset": [719, 733]}, {"key": "investment-company", "type": "clause", "offset": [757, 775]}, {"key": "mutual-fund", "type": "definition", "offset": [779, 790]}, {"key": "shares-of-a-fund", "type": "clause", "offset": [843, 859]}, {"key": "the-judgment", "type": "clause", "offset": [909, 921]}, {"key": "further-investment", "type": "clause", "offset": [930, 948]}, {"key": "in-view-of", "type": "definition", "offset": [989, 999]}, {"key": "purposes-of-the", "type": "clause", "offset": [1004, 1019]}, {"key": "variable-subaccount", "type": "clause", "offset": [1048, 1067]}, {"key": "contract-value", "type": "clause", "offset": [1107, 1121]}, {"key": "add-new", "type": "definition", "offset": [1139, 1146]}, {"key": "the-owner", "type": "clause", "offset": [1243, 1252]}, {"key": "notice-of-the", "type": "clause", "offset": [1261, 1274]}, {"key": "as-required-by-law", "type": "clause", "offset": [1316, 1334]}], "hash": "2a1846e7edb9fc19a22885548f1c5105", "id": 1}, {"snippet": "The Variable Account is for the exclusive benefit of persons entitled to receive benefits under variable annuity contracts. The Variable Account will not be charged with the liabilities arising from any other part of LNL's business. Subject to any required regulatory approvals, LNL reserves the right to eliminate the shares of any Fund and substitute the securities of a different Fund or investment company or mutual fund. Such elimination and substitution may occur if the shares of a Fund are no longer available for investment or, if in the judgment of LNL, further investment in any Fund should become inappropriate in view of the purposes of the Contract. LNL may add new Variable Sub-accounts in which the assets of the Variable Account may be invested. LNL will give the Owner written notice of the elimination and substitution of any Fund within fifteen days after such substitution occurs.", "samples": [{"hash": "hjCOxYKuXVs", "uri": "/contracts/hjCOxYKuXVs#the-variable-account", "label": "Annuity Contract (Lincoln Life Variable Annuity Account N)", "score": 18.0, "published": true}, {"hash": "hGmMewtX6r0", "uri": "/contracts/hGmMewtX6r0#the-variable-account", "label": "Annuity Contract (Lincoln Life Variable Annuity Account W)", "score": 18.0, "published": true}, {"hash": "ec1p9z7cQ1H", "uri": "/contracts/ec1p9z7cQ1H#the-variable-account", "label": "Annuity Contract (Lincoln National Variable Annuity Account H)", "score": 18.0, "published": true}], "size": 11, "snippet_links": [{"key": "exclusive-benefit", "type": "clause", "offset": [32, 49]}, {"key": "persons-entitled", "type": "clause", "offset": [53, 69]}, {"key": "to-receive", "type": "definition", "offset": [70, 80]}, {"key": "annuity-contracts", "type": "clause", "offset": [105, 122]}, {"key": "the-liabilities", "type": "clause", "offset": [170, 185]}, {"key": "subject-to", "type": "definition", "offset": [233, 243]}, {"key": "required-regulatory-approvals", "type": "definition", "offset": [248, 277]}, {"key": "right-to", "type": "definition", "offset": [296, 304]}, {"key": "the-shares", "type": "clause", "offset": [315, 325]}, {"key": "the-securities", "type": "definition", "offset": [353, 367]}, {"key": "investment-company", "type": "clause", "offset": [391, 409]}, {"key": "mutual-fund", "type": "definition", "offset": [413, 424]}, {"key": "shares-of-a-fund", "type": "clause", "offset": [477, 493]}, {"key": "the-judgment", "type": "clause", "offset": [543, 555]}, {"key": "further-investment", "type": "clause", "offset": [564, 582]}, {"key": "in-view-of", "type": "definition", "offset": [623, 633]}, {"key": "the-contract", "type": "definition", "offset": [650, 662]}, {"key": "add-new", "type": "definition", "offset": [672, 679]}, {"key": "the-assets", "type": "clause", "offset": [711, 721]}, {"key": "the-owner", "type": "clause", "offset": [777, 786]}, {"key": "notice-of-the", "type": "clause", "offset": [795, 808]}, {"key": "days-after", "type": "definition", "offset": [865, 875]}], "hash": "8ffa8ed96622b3d2ff7b863d120f558f", "id": 2}, {"snippet": "5 Investments of the Variable Account....................................... 5", "samples": [{"hash": "11wDXmKUol6", "uri": "/contracts/11wDXmKUol6#the-variable-account", "label": "Annuity Contract (Sentry Variable Account Ii)", "score": 18.0, "published": true}], "size": 5, "snippet_links": [{"key": "investments-of-the", "type": "clause", "offset": [2, 20]}], "hash": "f6d36cda86fa1637f1069c7f711eef19", "id": 3}, {"snippet": "The Variable Account, which is designated on the Contract Specifications, is for the exclusive benefit of persons entitled to receive benefits under variable annuity contracts. The Variable Account will not be charged with the liabilities arising from any other part of LNL\u2019s business. Subject to any required regulatory approvals, LNL reserves the right to eliminate the shares of any Fund and substitute the securities of a different Fund or investment company or mutual fund. Such elimination and substitution may occur if the shares of a Fund are no longer available for investment, or, if in the judgment of LNL, further investment in any Fund should become inappropriate in view of the purposes of the Contract. LNL may close any Variable Subaccount to new Purchase Payments, transfers of Contract Value or both. LNL may add new Variable Subaccounts in which the assets of the Variable Account may be invested. LNL will give the Owner written notice of the elimination and substitution of any Fund as required by law after such substitution occurs.", "samples": [{"hash": "iLOFVxgLQpN", "uri": "/contracts/iLOFVxgLQpN#the-variable-account", "label": "Annuity Contract", "score": 21.2080402374, "published": true}, {"hash": "1sfoigLVKGW", "uri": "/contracts/1sfoigLVKGW#the-variable-account", "label": "Annuity Contract", "score": 21.2080402374, "published": true}], "size": 4, "snippet_links": [{"key": "contract-specifications", "type": "clause", "offset": [49, 72]}, {"key": "exclusive-benefit", "type": "clause", "offset": [85, 102]}, {"key": "persons-entitled", "type": "clause", "offset": [106, 122]}, {"key": "to-receive", "type": "definition", "offset": [123, 133]}, {"key": "annuity-contracts", "type": "clause", "offset": [158, 175]}, {"key": "the-liabilities", "type": "clause", "offset": [223, 238]}, {"key": "subject-to", "type": "definition", "offset": [286, 296]}, {"key": "required-regulatory-approvals", "type": "definition", "offset": [301, 330]}, {"key": "right-to", "type": "definition", "offset": [349, 357]}, {"key": "the-shares", "type": "clause", "offset": [368, 378]}, {"key": "the-securities", "type": "definition", "offset": [406, 420]}, {"key": "investment-company", "type": "clause", "offset": [444, 462]}, {"key": "mutual-fund", "type": "definition", "offset": [466, 477]}, {"key": "shares-of-a-fund", "type": "clause", "offset": [530, 546]}, {"key": "the-judgment", "type": "clause", "offset": [597, 609]}, {"key": "further-investment", "type": "clause", "offset": [618, 636]}, {"key": "in-view-of", "type": "definition", "offset": [677, 687]}, {"key": "purposes-of-the", "type": "clause", "offset": [692, 707]}, {"key": "variable-subaccount", "type": "clause", "offset": [736, 755]}, {"key": "purchase-payments", "type": "definition", "offset": [763, 780]}, {"key": "contract-value", "type": "clause", "offset": [795, 809]}, {"key": "add-new", "type": "definition", "offset": [827, 834]}, {"key": "the-assets", "type": "clause", "offset": [865, 875]}, {"key": "the-owner", "type": "clause", "offset": [931, 940]}, {"key": "notice-of-the", "type": "clause", "offset": [949, 962]}, {"key": "as-required-by-law", "type": "clause", "offset": [1004, 1022]}], "hash": "84f1159efcbff8d4e466ad5e46cff31f", "id": 4}, {"snippet": "The Variable Account The Variable Account (called \"the Account\") is a separate investment account established by the Company in accordance with Delaware law. The assets of the Account are owned by the Company. The assets of the Account will be used to provide values and benefits under this Policy and similar policies; but the Account is not chargeable with liabilities arising out of any other business the Company may conduct. Sub-Accounts The Account consists of sub-accounts, each of which is invested in shares of one portfolio of the New England Zenith fund or its successor or any other investment company in which the Account is invested. Shares of a portfolio are purchased for a sub-account at their net asset value. The initial premium is allocated to the Account and the Fixed Account based on allocation instructions in the Application for insurance. The portion of the initial premium allocated to the Account is invested in the Money Market sub- account as of the latest of: . The Policy Date; . The date of the last Part II of the Application, if any is required; . The effective date of the choice of the Account; and . The date the first premium is received by the Company. The Policy's Cash Value in the Money Market sub-account will be transferred, based on your choice, to the sub-accounts as of the later of: 45 days after Part I of the Application is signed; and 10 days after the Company mails the separate Notice of Withdrawal Right. Before this transfer, the values and benefits of the Policy will depend on: the net investment performance of the Money Market sub- account if any portion of the initial premium is allocated to the Account; and the Policy's portion of the Fixed Account. After this transfer each net premium allocated to the Account and each net unscheduled payment allocated to the Account will be invested in the sub-accounts you chose as of the date it is received by the Company at its Administrative Office. Each distribution of income, dividends and capital gains from a portfolio to a sub-account will be reinvested for the benefit of the owners of the policies in that sub-account at net asset value in shares of the portfolio which made the distribution. The Cash Value of the Policy at any time cannot be allocated among more than 9 sub-accounts, except with the consent of the Company; and the Fixed Account will be counted in the limit of 9. The values and benefits of a policy depend on: the investment performance of the portfolios in which the sub-accounts are invested; and the interest credited to the Fixed Account. The Company does not guarantee the investment performance of the portfolios of the sub-accounts. You bear the investment risk for amounts invested in the sub-accounts for your Policy. Choice of Sub-Accounts You choose the sub-accounts in which net premiums and net unscheduled payments are to be invested. You can change the choice for future premiums and future unscheduled payments at any time by notice to the Company. The portion of the net premium and the net unscheduled payment to be applied to each sub-account chosen must be a whole percent not less than 10. The portfolios as of the Date of Issue are listed in the then current prospectus for the Account. Change in Portfolios The Company can add or remove portfolios as sub-account investments as permitted by law. When a change is made, the Company will send you: a revised prospectus for the Account which will describe all of the portfolios then available in the New England Zenith Fund or its successor or any other investment company in which the Account is invested; and any notice required by law. When a portfolio is removed, the Company has the right to substitute a different portfolio in which the sub-account will then invest: . The value of the removed portfolio; and . Future net premiums and future net unscheduled payments applied to that sub-account.", "samples": [{"hash": "gJcGTEpt3h6", "uri": "/contracts/gJcGTEpt3h6#the-variable-account", "label": "Flexible Premium Adjustable Variable Survivorship Life Policy (New England Variable Life Separate Account)", "score": 18.0, "published": true}], "size": 4, "snippet_links": [{"key": "separate-investment-account", "type": "definition", "offset": [70, 97]}, {"key": "in-accordance-with", "type": "definition", "offset": [125, 143]}, {"key": "delaware-law", "type": "definition", "offset": [144, 156]}, {"key": "assets-of-the-account", "type": "clause", "offset": [162, 183]}, {"key": "owned-by", "type": "definition", "offset": [188, 196]}, {"key": "to-provide", "type": "clause", "offset": [249, 259]}, {"key": "values-and-benefits", "type": "clause", "offset": [260, 279]}, {"key": "this-policy", "type": "definition", "offset": [286, 297]}, {"key": "similar-policies", "type": "definition", "offset": [302, 318]}, {"key": "arising-out-of", "type": "definition", "offset": [371, 385]}, {"key": "any-other-business", "type": "clause", "offset": [386, 404]}, {"key": "shares-of", "type": "clause", "offset": [510, 519]}, {"key": "new-england", "type": "definition", "offset": [541, 552]}, {"key": "investment-company", "type": "clause", "offset": [595, 613]}, {"key": "a-sub", "type": "clause", "offset": [688, 693]}, {"key": "net-asset-value", "type": "definition", "offset": [711, 726]}, {"key": "initial-premium", "type": "definition", "offset": [732, 747]}, {"key": "allocated-to", "type": "definition", "offset": [751, 763]}, {"key": "the-fixed-account", "type": "clause", "offset": [780, 797]}, {"key": "based-on", "type": "definition", "offset": [798, 806]}, {"key": "allocation-instructions", "type": "clause", "offset": [807, 830]}, {"key": "application-for-insurance", "type": "definition", "offset": [838, 863]}, {"key": "money-market", "type": "definition", "offset": [944, 956]}, {"key": "policy-date", "type": "definition", "offset": [997, 1008]}, {"key": "part-ii", "type": "definition", "offset": [1033, 1040]}, {"key": "effective-date-of-the", "type": "clause", "offset": [1087, 1108]}, {"key": "first-premium", "type": "definition", "offset": [1151, 1164]}, {"key": "received-by-the-company", "type": "definition", "offset": [1168, 1191]}, {"key": "the-sub", "type": "clause", "offset": [1295, 1302]}, {"key": "days-after", "type": "definition", "offset": [1335, 1345]}, {"key": "after-the-company", "type": "definition", "offset": [1395, 1412]}, {"key": "withdrawal-right", "type": "clause", "offset": [1442, 1458]}, {"key": "benefits-of", "type": "clause", "offset": [1497, 1508]}, {"key": "investment-performance", "type": "definition", "offset": [1544, 1566]}, {"key": "transfer-each", "type": "clause", "offset": [1725, 1738]}, {"key": "accounts-you", "type": "clause", "offset": [1862, 1874]}, {"key": "administrative-office", "type": "clause", "offset": [1933, 1954]}, {"key": "distribution-of-income", "type": "clause", "offset": [1961, 1983]}, {"key": "capital-gains", "type": "clause", "offset": [1999, 2012]}, {"key": "for-the-benefit-of", "type": "definition", "offset": [2066, 2084]}, {"key": "the-owners", "type": "definition", "offset": [2085, 2095]}, {"key": "the-policies", "type": "clause", "offset": [2099, 2111]}, {"key": "the-portfolio", "type": "definition", "offset": [2164, 2177]}, {"key": "the-distribution", "type": "clause", "offset": [2189, 2205]}, {"key": "cash-value-of-the-policy", "type": "definition", "offset": [2211, 2235]}, {"key": "at-any-time", "type": "clause", "offset": [2236, 2247]}, {"key": "consent-of-the-company", "type": "clause", "offset": [2316, 2338]}, {"key": "a-policy", "type": "clause", "offset": [2424, 2432]}, {"key": "the-investment", "type": "clause", "offset": [2444, 2458]}, {"key": "interest-credited", "type": "definition", "offset": [2537, 2554]}, {"key": "investment-risk", "type": "clause", "offset": [2687, 2702]}, {"key": "your-policy", "type": "clause", "offset": [2748, 2759]}, {"key": "you-choose", "type": "definition", "offset": [2784, 2794]}, {"key": "net-premiums", "type": "definition", "offset": [2821, 2833]}, {"key": "unscheduled-payments", "type": "definition", "offset": [2842, 2862]}, {"key": "future-premiums", "type": "clause", "offset": [2913, 2928]}, {"key": "notice-to-the-company", "type": "clause", "offset": [2976, 2997]}, {"key": "payment-to", "type": "clause", "offset": [3054, 3064]}, {"key": "date-of-issue", "type": "definition", "offset": [3170, 3183]}, {"key": "current-prospectus", "type": "clause", "offset": [3207, 3225]}, {"key": "change-in", "type": "clause", "offset": [3243, 3252]}, {"key": "account-investments", "type": "definition", "offset": [3312, 3331]}, {"key": "permitted-by-law", "type": "clause", "offset": [3335, 3351]}, {"key": "a-change", "type": "clause", "offset": [3358, 3366]}, {"key": "the-company-will", "type": "clause", "offset": [3376, 3392]}, {"key": "notice-required-by-law", "type": "clause", "offset": [3619, 3641]}, {"key": "the-company-has", "type": "definition", "offset": [3672, 3687]}, {"key": "right-to-substitute", "type": "clause", "offset": [3692, 3711]}, {"key": "the-value", "type": "clause", "offset": [3779, 3788]}, {"key": "removed-portfolio", "type": "clause", "offset": [3796, 3813]}, {"key": "future-net", "type": "definition", "offset": [3821, 3831]}], "hash": "7f4b13977d5438d489d3d598a5403f8c", "id": 5}, {"snippet": "The assets of the Variable Account shall be kept separate from Our other assets. We have the right to transfer to the General Account any assets of the Variable Account which are in excess of the reserves and other Policy liabilities of the Variable Account. Although the assets maintained in the Variable Account will not be charged with any liabilities arising out of any other business conducted by Us, all obligations arising under the Policy, including the promise to make all benefit payments, are Our general corporate obligations. At Our election, and subject to any necessary vote by those having voting rights, the Variable Account may be operated as a unit investment trust or a management company under the Investment Company Act of 1940. It may be registered under the Investment Company Act of 1940 or deregistered in the event registration is no longer required. In the event of any change in the operation of the Variable Account pursuant to this provision, We may make appropriate amendment to the contract to reflect the change and take such other action as may be necessary and appropriate to effect the change. SUB-ACCOUNTS. The assets of the Variable Account are divided into Sub-Accounts. Each Sub-Account corresponds to an investment choice described in Section 1. Each Sub-Account invests exclusively in a different investment portfolio. Income, gains and losses, whether or not realized, from the assets of each Sub-Account are credited or charged against that Sub-Account without regard to income, gains or losses in other Sub-Accounts of the Variable Account. All amounts allocated to the Variable Account will be used to purchase shares of one or more of the Funds, as You designate. Deductions and surrenders from the Variable Account will, in effect, be made by redeeming the number of Fund shares at net asset value equal in total value to the amount to be deducted. The Variable Account will be fully invested in Fund shares at all times. ADDITION, DELETION OR SUBSTITUTION OF INVESTMENTS. Shares of any or all of the portfolios may not always be available for purchase by the Sub-Accounts of the Variable Account, or We may decide that further investment in any such shares is no longer appropriate. In either event, shares of other registered open-end investment companies or unit investment trusts may be substituted both for Portfolio shares already purchased by the Variable Account and/or as the security to be purchased in the future, provided that these substitutions have been approved by the Securities and Exchange Commission. In addition, the investment policies of the Sub-Accounts will not be changed without the approval of the Insurance Commissioner of the State of Delaware. We also reserve the right to eliminate or combine existing Sub-Accounts or to transfer assets between Sub-Accounts. In the event of any substitution or other act pursuant to this provision, We may make appropriate amendment to the Policy to reflect the substitution. TRANSFERS BETWEEN SUB-ACCOUNTS. Subject to Our rules as they may exist from time to time and to any limits that may be imposed by the Funds, including those set forth in Section 1, You may at any time transfer to another Sub-Account all or a portion of the Account Value allocated to a Sub-Account. We will make transfers pursuant to an authorized written or telephone request to the Service Center. Telephone requests will be honored only if We have a properly completed telephone authorization form for You on file. We and Our agents and affiliates will not be responsible for losses resulting from acting upon telephone requests reasonably believed to be genuine. We will use reasonable procedures to confirm that instructions communicated by telephone are genuine. The procedures We follow for transactions initiated by telephone include requirements that You identify yourself by name and identify a personal identification number. Transfers may be requested by indicating the transfer of either a specified dollar amount or a specified percentage of the Sub-Account's value from which the transfer will be made. If You request a transfer based on a specified percentage of the Sub-Account's value, that percentage will be converted into a request for the transfer of a specified dollar amount based on application of the specified percentage to the Sub-Account's value at the time the request is received. Transfer privileges are subject to Our consent. We reserve the right to impose limitations on transfers, including, but not limited to: (1) the minimum amount that may be transferred; and (2) the minimum amount that may remain in a Sub- Account following a transfer from that Sub-Account.", "samples": [{"hash": "eopcZpJDVb5", "uri": "/contracts/eopcZpJDVb5#the-variable-account", "label": "Flexible Premium Variable Universal Life Insurance Policy (Sun Life of Canada U S Variable Account G)", "score": 18.0, "published": true}], "size": 4, "snippet_links": [{"key": "the-assets", "type": "clause", "offset": [0, 10]}, {"key": "other-assets", "type": "definition", "offset": [67, 79]}, {"key": "right-to-transfer", "type": "definition", "offset": [93, 110]}, {"key": "general-account", "type": "definition", "offset": [118, 133]}, {"key": "policy-liabilities", "type": "definition", "offset": [215, 233]}, {"key": "arising-out-of", "type": "definition", "offset": [355, 369]}, {"key": "business-conducted", "type": "clause", "offset": [380, 398]}, {"key": "all-obligations", "type": "clause", "offset": [406, 421]}, {"key": "the-policy", "type": "clause", "offset": [436, 446]}, {"key": "the-promise", "type": "clause", "offset": [458, 469]}, {"key": "benefit-payments", "type": "clause", "offset": [482, 498]}, {"key": "corporate-obligations", "type": "clause", "offset": [516, 537]}, {"key": "subject-to", "type": "definition", "offset": [560, 570]}, {"key": "voting-rights", "type": "definition", "offset": [606, 619]}, {"key": "a-unit", "type": "definition", "offset": [661, 667]}, {"key": "management-company", "type": "clause", "offset": [690, 708]}, {"key": "the-investment-company-act-of-1940", "type": "clause", "offset": [715, 749]}, {"key": "event-registration", "type": "clause", "offset": [836, 854]}, {"key": "in-the-event-of", "type": "definition", "offset": [878, 893]}, {"key": "change-in", "type": "clause", "offset": [898, 907]}, {"key": "operation-of-the", "type": "clause", "offset": [912, 928]}, {"key": "pursuant-to", "type": "definition", "offset": [946, 957]}, {"key": "amendment-to-the-contract", "type": "clause", "offset": [998, 1023]}, {"key": "other-action", "type": "clause", "offset": [1060, 1072]}, {"key": "necessary-and-appropriate", "type": "clause", "offset": [1083, 1108]}, {"key": "investment-choice", "type": "definition", "offset": [1246, 1263]}, {"key": "section-1", "type": "definition", "offset": [1277, 1286]}, {"key": "investment-portfolio", "type": "definition", "offset": [1340, 1360]}, {"key": "gains-and-losses", "type": "clause", "offset": [1370, 1386]}, {"key": "gains-or-losses", "type": "clause", "offset": [1524, 1539]}, {"key": "accounts-of-the-variable-account", "type": "clause", "offset": [1553, 1585]}, {"key": "allocated-to", "type": "definition", "offset": [1599, 1611]}, {"key": "shares-of", "type": "clause", "offset": [1658, 1667]}, {"key": "the-funds", "type": "clause", "offset": [1683, 1692]}, {"key": "in-effect", "type": "definition", "offset": [1770, 1779]}, {"key": "number-of", "type": "clause", "offset": [1806, 1815]}, {"key": "fund-shares", "type": "definition", "offset": [1816, 1827]}, {"key": "net-asset-value", "type": "definition", "offset": [1831, 1846]}, {"key": "total-value", "type": "definition", "offset": [1856, 1867]}, {"key": "fully-invested", "type": "definition", "offset": [1927, 1941]}, {"key": "at-all-times", "type": "definition", "offset": [1957, 1969]}, {"key": "the-sub", "type": "clause", "offset": [2105, 2112]}, {"key": "further-investment", "type": "clause", "offset": [2169, 2187]}, {"key": "investment-companies", "type": "clause", "offset": [2286, 2306]}, {"key": "unit-investment-trusts", "type": "definition", "offset": [2310, 2332]}, {"key": "portfolio-shares", "type": "definition", "offset": [2361, 2377]}, {"key": "the-security", "type": "clause", "offset": [2430, 2442]}, {"key": "the-future", "type": "clause", "offset": [2462, 2472]}, {"key": "provided-that", "type": "definition", "offset": [2474, 2487]}, {"key": "approved-by", "type": "definition", "offset": [2518, 2529]}, {"key": "the-securities-and-exchange-commission", "type": "clause", "offset": [2530, 2568]}, {"key": "in-addition", "type": "clause", "offset": [2570, 2581]}, {"key": "policies-of", "type": "definition", "offset": [2598, 2609]}, {"key": "approval-of", "type": "clause", "offset": [2659, 2670]}, {"key": "insurance-commissioner", "type": "definition", "offset": [2675, 2697]}, {"key": "state-of-delaware", "type": "definition", "offset": [2705, 2722]}, {"key": "transfer-assets", "type": "definition", "offset": [2802, 2817]}, {"key": "from-time-to-time", "type": "clause", "offset": [3062, 3079]}, {"key": "at-any-time", "type": "clause", "offset": [3180, 3191]}, {"key": "transfer-to-another", "type": "clause", "offset": [3192, 3211]}, {"key": "a-portion", "type": "definition", "offset": [3231, 3240]}, {"key": "account-value", "type": "definition", "offset": [3248, 3261]}, {"key": "a-sub", "type": "clause", "offset": [3275, 3280]}, {"key": "service-center", "type": "definition", "offset": [3375, 3389]}, {"key": "telephone-requests", "type": "definition", "offset": [3391, 3409]}, {"key": "properly-completed", "type": "definition", "offset": [3444, 3462]}, {"key": "authorization-form", "type": "clause", "offset": [3473, 3491]}, {"key": "on-file", "type": "clause", "offset": [3500, 3507]}, {"key": "agents-and-affiliates", "type": "clause", "offset": [3520, 3541]}, {"key": "responsible-for", "type": "clause", "offset": [3554, 3569]}, {"key": "resulting-from", "type": "definition", "offset": [3577, 3591]}, {"key": "reasonable-procedures", "type": "clause", "offset": [3670, 3691]}, {"key": "by-telephone", "type": "clause", "offset": [3734, 3746]}, {"key": "the-procedures", "type": "definition", "offset": [3760, 3774]}, {"key": "for-transactions", "type": "clause", "offset": [3785, 3801]}, {"key": "identify-yourself", "type": "clause", "offset": [3855, 3872]}, {"key": "personal-identification-number", "type": "definition", "offset": [3896, 3926]}, {"key": "requested-by", "type": "definition", "offset": [3945, 3957]}, {"key": "the-transfer", "type": "clause", "offset": [3969, 3981]}, {"key": "specified-dollar-amount", "type": "definition", "offset": [3994, 4017]}, {"key": "specified-percentage", "type": "definition", "offset": [4023, 4043]}, {"key": "based-on", "type": "definition", "offset": [4135, 4143]}, {"key": "request-for", "type": "definition", "offset": [4236, 4247]}, {"key": "transfer-of-a", "type": "clause", "offset": [4252, 4265]}, {"key": "application-of-the", "type": "clause", "offset": [4299, 4317]}, {"key": "at-the-time", "type": "definition", "offset": [4366, 4377]}, {"key": "the-request", "type": "clause", "offset": [4378, 4389]}, {"key": "transfer-privileges", "type": "clause", "offset": [4403, 4422]}, {"key": "our-consent", "type": "clause", "offset": [4438, 4449]}, {"key": "limitations-on-transfers", "type": "clause", "offset": [4482, 4506]}, {"key": "not-limited", "type": "clause", "offset": [4523, 4534]}, {"key": "minimum-amount", "type": "definition", "offset": [4547, 4561]}, {"key": "transfer-from", "type": "clause", "offset": [4660, 4673]}], "hash": "d6c9136aba8a6a9f359af8873666c220", "id": 6}, {"snippet": "The assets of the Variable Account shall be kept separate from Our other assets. We have the right to transfer to the General Account any assets of the Variable Account which are in excess of the reserves and other Policy liabilities of the Variable Account. The income, gains and losses, realized or unrealized, from assets allocated to the Variable Account shall be credited to or charged against the Variable Account without regard to any other income, gains or losses. Also, the income gains and losses, realized or unrealized, from assets allocated to any Sub-Account shall be credited to or charged against that Sub-Account, without regard to other income, gains or losses of Us or of any other Sub-Account. The portion of the assets of the Variable Account equal to the reserves and other Policy liabilities with respect to the Variable Account will not be chargeable with liabilities arising out of any other business the Company may conduct. Although the assets maintained in the Variable Account will not be charged with any liabilities arising out of any other business conducted by Us, all obligations arising under the Policy, including the promise to make all benefit payments, are Our general corporate obligations. At Our election, and subject to any necessary vote by those having voting rights, the Variable Account may be operated as a unit investment trust or a management company under the Investment Company Act of 1940. It may be registered under the Investment Company Act of 1940 or de-registered in the event registration is no longer required. In the event of any change in the operation of the Variable Account pursuant to this provision, We may make appropriate amendment to the contract to reflect the change and take such other action as may be necessary and appropriate to effect the change.", "samples": [{"hash": "kEtQjUdxZzK", "uri": "/contracts/kEtQjUdxZzK#the-variable-account", "label": "Flexible Premium Variable Universal Life Insurance Policy (Sun Life of Canada U S Variable Account I)", "score": 18.0, "published": true}, {"hash": "ibdblniKiVm", "uri": "/contracts/ibdblniKiVm#the-variable-account", "label": "Flexible Premium Variable Universal Life Insurance Policy (Sun Life of Canada U S Variable Account I)", "score": 18.0, "published": true}], "size": 2, "snippet_links": [{"key": "the-assets", "type": "clause", "offset": [0, 10]}, {"key": "other-assets", "type": "definition", "offset": [67, 79]}, {"key": "transfer-to", "type": "definition", "offset": [102, 113]}, {"key": "general-account", "type": "definition", "offset": [118, 133]}, {"key": "policy-liabilities", "type": "definition", "offset": [215, 233]}, {"key": "gains-and-losses", "type": "clause", "offset": [271, 287]}, {"key": "allocated-to", "type": "definition", "offset": [325, 337]}, {"key": "other-income", "type": "definition", "offset": [442, 454]}, {"key": "gains-or-losses", "type": "clause", "offset": [456, 471]}, {"key": "equal-to", "type": "definition", "offset": [764, 772]}, {"key": "with-respect-to", "type": "clause", "offset": [815, 830]}, {"key": "arising-out-of", "type": "definition", "offset": [892, 906]}, {"key": "any-other-business", "type": "clause", "offset": [907, 925]}, {"key": "the-company", "type": "clause", "offset": [926, 937]}, {"key": "business-conducted", "type": "clause", "offset": [1072, 1090]}, {"key": "all-obligations", "type": "clause", "offset": [1098, 1113]}, {"key": "the-policy", "type": "clause", "offset": [1128, 1138]}, {"key": "the-promise", "type": "clause", "offset": [1150, 1161]}, {"key": "benefit-payments", "type": "clause", "offset": [1174, 1190]}, {"key": "corporate-obligations", "type": "clause", "offset": [1208, 1229]}, {"key": "subject-to", "type": "definition", "offset": [1252, 1262]}, {"key": "voting-rights", "type": "definition", "offset": [1298, 1311]}, {"key": "unit-investment-trust", "type": "definition", "offset": [1355, 1376]}, {"key": "management-company", "type": "clause", "offset": [1382, 1400]}, {"key": "the-investment-company-act-of-1940", "type": "clause", "offset": [1407, 1441]}, {"key": "event-registration", "type": "clause", "offset": [1529, 1547]}, {"key": "in-the-event-of", "type": "definition", "offset": [1571, 1586]}, {"key": "change-in", "type": "clause", "offset": [1591, 1600]}, {"key": "operation-of-the", "type": "clause", "offset": [1605, 1621]}, {"key": "pursuant-to", "type": "definition", "offset": [1639, 1650]}, {"key": "amendment-to-the-contract", "type": "clause", "offset": [1691, 1716]}, {"key": "other-action", "type": "clause", "offset": [1753, 1765]}, {"key": "necessary-and-appropriate", "type": "clause", "offset": [1776, 1801]}], "hash": "21f6b18500bbf840c2e1c74c3bf42619", "id": 7}, {"snippet": "The Variable Account is designated on the Contract Schedule. It consists of assets we have set aside and have kept separate from the rest of our assets and those of our other separate accounts. The assets of the Variable Account, equal to reserves and other liabilities of your Contract and those of other Contract Owners, will not be charged with liabilities arising out of any other business we may conduct. The Variable Account assets are divided into Sub-Accounts as shown on the Contract Schedule. We may add additional Sub-Accounts to those shown. You may be permitted to transfer your Rewards Value or allocate Purchase Payments or bonus amounts to the additional Sub-Accounts. However, the right to make such transfers or allocations will be limited by any terms and conditions we may impose. Should the shares of any Sub-Account become unavailable for investment by the Variable Account, or our Board of Directors deems further investment in the shares inappropriate, we may limit further purchase of such shares or substitute shares of another Sub-Account for shares already purchased.", "samples": [{"hash": "6JVSKUzEWWb", "uri": "/contracts/6JVSKUzEWWb#the-variable-account", "label": "Annuity Contract (Allianz Life Variable Account B)", "score": 37.3175888062, "published": true}, {"hash": "6DaViOuoyK5", "uri": "/contracts/6DaViOuoyK5#the-variable-account", "label": "Annuity Contract (Allianz Life Variable Account B)", "score": 37.3175888062, "published": true}], "size": 2, "snippet_links": [{"key": "contract-schedule", "type": "clause", "offset": [42, 59]}, {"key": "set-aside", "type": "clause", "offset": [91, 100]}, {"key": "separate-accounts", "type": "clause", "offset": [175, 192]}, {"key": "the-assets", "type": "clause", "offset": [194, 204]}, {"key": "equal-to", "type": "definition", "offset": [230, 238]}, {"key": "other-liabilities", "type": "definition", "offset": [252, 269]}, {"key": "your-contract", "type": "definition", "offset": [273, 286]}, {"key": "contract-owners", "type": "definition", "offset": [306, 321]}, {"key": "arising-out-of", "type": "definition", "offset": [360, 374]}, {"key": "any-other-business", "type": "clause", "offset": [375, 393]}, {"key": "account-assets", "type": "clause", "offset": [423, 437]}, {"key": "as-shown", "type": "definition", "offset": [468, 476]}, {"key": "to-transfer", "type": "clause", "offset": [575, 586]}, {"key": "purchase-payments", "type": "definition", "offset": [618, 635]}, {"key": "bonus-amounts", "type": "definition", "offset": [639, 652]}, {"key": "right-to-make", "type": "clause", "offset": [698, 711]}, {"key": "terms-and-conditions", "type": "definition", "offset": [765, 785]}, {"key": "shares-of", "type": "clause", "offset": [812, 821]}, {"key": "board-of-directors", "type": "definition", "offset": [904, 922]}, {"key": "investment-in-the-shares", "type": "clause", "offset": [937, 961]}, {"key": "purchase-of", "type": "clause", "offset": [998, 1009]}, {"key": "substitute-shares", "type": "clause", "offset": [1025, 1042]}], "hash": "0fbf336bb74fa889f04445ed2e5d1faa", "id": 8}, {"snippet": "Any portion of the Single Premium under the Contract may be allocated to the Variable Account of the Contract. The Variable Account, which is designated on the Contract Specifications, is for the exclusive benefit of persons entitled to receive benefits under variable annuity contracts. Income, gains and losses (whether or not realized) from the assets allocated to the Variable Account shall be credited to or charged against the Variable Account without regard to other income, gains or losses of Lincoln National. The Variable Account will not be charged with the liabilities arising from any other part of Lincoln National's business. Subject to any required regulatory approvals, Lincoln National reserves the right to eliminate the shares of any Fund and substitute the securities of a different Fund or investment company or mutual fund. Such elimination and substitution may occur if the shares of a Fund are no longer available for investment or, if in the judgment of Lincoln National, further investment in any Fund should become inappropriate in view of the purposes of the Contract. Lincoln National may close any Variable Subaccount to new transfers of Account Value. Lincoln National may add new Variable Subaccounts in which the assets of the Variable Account may be invested. Lincoln National will give the Owner written notice of the elimination and substitution of any Fund as required by law after such substitution occurs.", "samples": [{"hash": "eZQmu8m61Og", "uri": "/contracts/eZQmu8m61Og#the-variable-account", "label": "Annuity Contract (Lincoln Life Variable Annuity Account N)", "score": 18.0, "published": true}, {"hash": "ceIeWDaeTU7", "uri": "/contracts/ceIeWDaeTU7#the-variable-account", "label": "Annuity Contract (Lincoln New York Account N for Variable Annuities)", "score": 16.0, "published": true}], "size": 2, "snippet_links": [{"key": "single-premium", "type": "definition", "offset": [19, 33]}, {"key": "the-contract", "type": "definition", "offset": [40, 52]}, {"key": "allocated-to", "type": "definition", "offset": [60, 72]}, {"key": "contract-specifications", "type": "clause", "offset": [160, 183]}, {"key": "exclusive-benefit", "type": "clause", "offset": [196, 213]}, {"key": "persons-entitled", "type": "clause", "offset": [217, 233]}, {"key": "to-receive", "type": "definition", "offset": [234, 244]}, {"key": "annuity-contracts", "type": "clause", "offset": [269, 286]}, {"key": "gains-and-losses", "type": "clause", "offset": [296, 312]}, {"key": "the-assets", "type": "clause", "offset": [344, 354]}, {"key": "other-income", "type": "definition", "offset": [468, 480]}, {"key": "gains-or-losses", "type": "clause", "offset": [482, 497]}, {"key": "the-liabilities", "type": "clause", "offset": [565, 580]}, {"key": "subject-to", "type": "definition", "offset": [641, 651]}, {"key": "required-regulatory-approvals", "type": "definition", "offset": [656, 685]}, {"key": "right-to", "type": "definition", "offset": [717, 725]}, {"key": "the-shares", "type": "clause", "offset": [736, 746]}, {"key": "the-securities", "type": "definition", "offset": [774, 788]}, {"key": "investment-company", "type": "clause", "offset": [812, 830]}, {"key": "mutual-fund", "type": "definition", "offset": [834, 845]}, {"key": "shares-of-a-fund", "type": "clause", "offset": [898, 914]}, {"key": "the-judgment", "type": "clause", "offset": [964, 976]}, {"key": "further-investment", "type": "clause", "offset": [998, 1016]}, {"key": "in-view-of", "type": "definition", "offset": [1057, 1067]}, {"key": "purposes-of-the", "type": "clause", "offset": [1072, 1087]}, {"key": "variable-subaccount", "type": "clause", "offset": [1129, 1148]}, {"key": "transfers-of", "type": "clause", "offset": [1156, 1168]}, {"key": "account-value", "type": "definition", "offset": [1169, 1182]}, {"key": "add-new", "type": "definition", "offset": [1205, 1212]}, {"key": "the-owner", "type": "clause", "offset": [1322, 1331]}, {"key": "notice-of-the", "type": "clause", "offset": [1340, 1353]}, {"key": "as-required-by-law", "type": "clause", "offset": [1395, 1413]}], "hash": "7c424757598f6f2416bae5017d3cd15f", "id": 9}, {"snippet": "The assets of the Variable Account shall be kept separate from Our other assets. We have the right to transfer to the General Account any assets of the Variable Account which are in excess of the reserves and other Policy liabilities of the Variable Account. Although the assets maintained in the Variable Account will not be charged with any liabilities arising out of any other business conducted by Us, all obligations arising under this Policy, including the promise to make all benefit payments, are Our general corporate obligations. At Our election, and subject to any necessary vote by those having voting rights, the Variable Account may be operated as a unit investment trust or a management company under the Investment Company Act of 1940. It may be registered under the Investment Company Act of 1940 or de-registered in the event registration is no longer required. In the event of any change in the operation of the Variable Account pursuant to this provision, We may make appropriate amendment to this Policy to reflect the change and take such other action as may be necessary and appropriate to effect the change.", "samples": [{"hash": "5kMKmxMyENb", "uri": "/contracts/5kMKmxMyENb#the-variable-account", "label": "Flexible Premium Variable Universal Life Insurance Policy (Sun Life of Canada U S Variable Account G)", "score": 21.0, "published": true}], "size": 2, "snippet_links": [{"key": "the-assets", "type": "clause", "offset": [0, 10]}, {"key": "other-assets", "type": "definition", "offset": [67, 79]}, {"key": "transfer-to", "type": "definition", "offset": [102, 113]}, {"key": "general-account", "type": "definition", "offset": [118, 133]}, {"key": "policy-liabilities", "type": "definition", "offset": [215, 233]}, {"key": "arising-out-of", "type": "definition", "offset": [355, 369]}, {"key": "business-conducted", "type": "clause", "offset": [380, 398]}, {"key": "all-obligations", "type": "clause", "offset": [406, 421]}, {"key": "this-policy", "type": "definition", "offset": [436, 447]}, {"key": "the-promise", "type": "clause", "offset": [459, 470]}, {"key": "benefit-payments", "type": "clause", "offset": [483, 499]}, {"key": "corporate-obligations", "type": "clause", "offset": [517, 538]}, {"key": "subject-to", "type": "definition", "offset": [561, 571]}, {"key": "voting-rights", "type": "definition", "offset": [607, 620]}, {"key": "unit-investment-trust", "type": "definition", "offset": [664, 685]}, {"key": "management-company", "type": "clause", "offset": [691, 709]}, {"key": "the-investment-company-act-of-1940", "type": "clause", "offset": [716, 750]}, {"key": "event-registration", "type": "clause", "offset": [838, 856]}, {"key": "in-the-event-of", "type": "definition", "offset": [880, 895]}, {"key": "change-in", "type": "clause", "offset": [900, 909]}, {"key": "operation-of-the", "type": "clause", "offset": [914, 930]}, {"key": "pursuant-to", "type": "definition", "offset": [948, 959]}, {"key": "amendment-to", "type": "clause", "offset": [1000, 1012]}, {"key": "other-action", "type": "clause", "offset": [1061, 1073]}, {"key": "necessary-and-appropriate", "type": "clause", "offset": [1084, 1109]}], "hash": "245aaf2bfed88cef0a81710ff9275678", "id": 10}], "next_curs": "Cl0SV2oVc35sYXdpbnNpZGVyY29udHJhY3RzcjkLEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2Ih10aGUtdmFyaWFibGUtYWNjb3VudCMwMDAwMDAwYQyiAQJlbhgAIAA=", "clause": {"title": "THE VARIABLE ACCOUNT", "children": [["allocations", "Allocations"], ["general-description", "General Description"], ["subaccounts", "Subaccounts"], ["sub-accounts", "Sub-Accounts"], ["deductions-made-from-sub-accounts", "Deductions Made From Sub-Accounts"]], "size": 59, "parents": [["variable-account", "Variable Account"], ["the-annuitization-of-the-contract", "The annuitization of the Contract"], ["\u2587\u2587\u2587\u2587\u2587\u2587\u2587", "\u2587\u2587\u2587\u2587\u2587\u2587\u2587"], ["debt", "DEBT"], ["account-transfers", "ACCOUNT TRANSFERS"]], "id": "the-variable-account", "related": [["fixed-account", "FIXED ACCOUNT", "FIXED ACCOUNT"], ["multiple-accounts", "Multiple Accounts", "Multiple Accounts"], ["linked-accounts", "Linked Accounts", "Linked Accounts"], ["eligible-account", "Eligible Account", "Eligible Account"], ["the-collection-account", "The Collection Account", "The Collection Account"]], "related_snippets": [], "updated": "2026-04-30T06:05:53+00:00", "also_ask": [], "drafting_tip": null, "explanation": "The Variable Account clause establishes a separate account within a financial or insurance contract where funds are allocated and invested according to the policyholder's choices. This account typically allows for investment in a range of options, such as stocks, bonds, or mutual funds, and the value of the account fluctuates based on the performance of these underlying investments. Its core practical function is to provide flexibility and potential for growth to the policyholder, while also clearly segregating these variable assets from the insurer's general account, thereby clarifying ownership and risk allocation."}, "json": true, "cursor": ""}}