The Other Services. For the Other Services, the Sender may cancel the initiation of a Payment Instruction or stop a Payment Instruction at any time until the processing of such Payment Instruction into the Receiver’s Eligible Transaction Account has begun. Our ability to cancel or stop a Payment Instruction or recover funds associated with an unauthorized Payment Instruction will depend on the manner in which the Payment Instruction was initiated, and whether the Payment Instruction to the Receiver’s Eligible Transaction Account has begun processing. Although we will make a reasonable effort to accommodate a cancellation or stop payment request and to recover funds associated with an unauthorized Payment Instruction, we cannot guarantee the stoppage or recovery and will have no liability for failing to do so. We may also require you to present your stop payment request or request to recover funds in writing within fourteen (14) days after contacting us. If we charge you to stop the payment or recover funds, then the charge for each stop payment or fund recovery request will be the current charge as set out in the applicable current fee schedule in the Other Agreements. Payments not claimed by a Receiver who has not enrolled to use Zelle Service will be automatically cancelled fourteen (14) days after the processing of the payment begins. We will, to the extent permitted by law, make reasonable attempts to return any unclaimed, refused, refunded, prohibited or denied payment to your Eligible Transaction Account or use other reasonable efforts to return such payment to you as permitted by law.
