{"component": "clause", "props": {"groups": [{"samples": [{"hash": "kFR8ZQBFW22", "uri": "/contracts/kFR8ZQBFW22#surrender-value", "label": "Annuity Contract (Variable Annuity Acct C of Aetna Life Insurance & Annuity Co)", "score": 18.0, "published": true}, {"hash": "1knF72gDlJr", "uri": "/contracts/1knF72gDlJr#surrender-value", "label": "Insurance Contract (Variable Annuity Acct C of Aetna Life Insurance & Annuity Co)", "score": 18.0, "published": true}], "snippet_links": [{"key": "deduction-of", "type": "clause", "offset": [6, 18]}, {"key": "maintenance-fee", "type": "clause", "offset": [23, 38]}, {"key": "amount-payable", "type": "clause", "offset": [70, 84]}, {"key": "current-value", "type": "definition", "offset": [122, 135]}, {"key": "surrender-fee", "type": "definition", "offset": [141, 154]}, {"key": "in-accordance-with", "type": "clause", "offset": [182, 200]}, {"key": "fee-table", "type": "definition", "offset": [215, 224]}, {"key": "the-fee", "type": "definition", "offset": [234, 241]}, {"key": "the-contract", "type": "clause", "offset": [266, 278]}], "snippet": "After deduction of the Maintenance Fee, if any, Aetna will reduce the amount payable upon surrender of any portion of the Current Value by a Surrender Fee. The Surrender Fee will be in accordance with the Surrender Fee table in 6.02. The Fee on a total surrender of the Contract will not exceed 8.5% of the actual Purchase Payment(s) made to the Contract.", "size": 31, "hash": "6ea7ea25b43dae7e32b1522c6fdc9673", "id": 1}, {"samples": [{"hash": "esrw2harxOI", "uri": "/contracts/esrw2harxOI#surrender-value", "label": "Insurance Contract (Variable Annuity Account I of Aetna Insurance Co of America)", "score": 18.0, "published": true}, {"hash": "e6byMBp8bU3", "uri": "/contracts/e6byMBp8bU3#surrender-value", "label": "Group Annuity Contract (Variable Annuity Account B of Aetna Life Ins & Annuity Co)", "score": 18.0, "published": true}, {"hash": "7Z0HsTYZ4Lt", "uri": "/contracts/7Z0HsTYZ4Lt#surrender-value", "label": "Group Contract (Variable Annuity Account B of Aetna Life Ins & Annuity Co)", "score": 18.0, "published": true}], "snippet_links": [{"key": "valuation-period", "type": "definition", "offset": [84, 100]}], "snippet": "12 1.32 Transfers ......................................................... 12 1.33 Valuation Period (Period) ......................................... 12 1.34", "size": 17, "hash": "59da6606c0be7bd14c33ef2fbdd2abe2", "id": 2}, {"samples": [{"hash": "h5fET9flWKf", "uri": "/contracts/h5fET9flWKf#surrender-value", "label": "Individual Deferred Index Linked Variable Annuity Contract (Massmutual Ascend Life Insurance Co)", "score": 34.3210144043, "published": true}, {"hash": "6Cf14xz3vXs", "uri": "/contracts/6Cf14xz3vXs#surrender-value", "label": "Individual Deferred Index Linked Variable Annuity Contract (Massmutual Ascend Life Insurance Co)", "score": 34.3210144043, "published": true}, {"hash": "3NmiI9GKMN5", "uri": "/contracts/3NmiI9GKMN5#surrender-value", "label": "Individual Deferred Index Linked Variable Annuity Contract (Massmutual Ascend Life Insurance Co)", "score": 34.3210144043, "published": true}], "snippet_links": [{"key": "cash-benefit", "type": "clause", "offset": [74, 86]}, {"key": "under-this-contract", "type": "clause", "offset": [87, 106]}, {"key": "equal-to", "type": "definition", "offset": [114, 122]}], "snippet": "The Surrender Value of this Contract is the amount that can be taken as a Cash Benefit under this Contract. It is equal to:", "size": 15, "hash": "6a9f4bd78fad7faaf500816878f400c6", "id": 3}, {"samples": [{"hash": "xeJWVDB8jR", "uri": "/contracts/xeJWVDB8jR#surrender-value", "label": "Insurance Policy", "score": 32.1785469055, "published": true}, {"hash": "i88C2o1nKM2", "uri": "/contracts/i88C2o1nKM2#surrender-value", "label": "Insurance Policy", "score": 31.9568214417, "published": true}, {"hash": "adPYMt0RjB2", "uri": "/contracts/adPYMt0RjB2#surrender-value", "label": "Insurance Policy", "score": 31.5352668762, "published": true}], "snippet_links": [{"key": "single-premium", "type": "clause", "offset": [14, 28]}, {"key": "the-company-will", "type": "clause", "offset": [90, 106]}, {"key": "the-policyholder", "type": "definition", "offset": [134, 150]}, {"key": "the-balance", "type": "clause", "offset": [310, 321]}], "snippet": "7.1 After the Single Premium has been paid, the Policy will acquire a surrender value and the Company will pay the surrender value to the Policyholder if he surrenders the Policy.\n7.2 If the Policyholder owes a debt under the Policy, this sum will be deducted from the surrender value and the Company will pay the balance sum.", "size": 9, "hash": "146cd9adc678a520ccf521a45d43525c", "id": 4}, {"samples": [{"hash": "i88C2o1nKM2", "uri": "/contracts/i88C2o1nKM2#surrender-value", "label": "Insurance Policy", "score": 31.9568214417, "published": true}, {"hash": "b8cUv6QQ5kq", "uri": "/contracts/b8cUv6QQ5kq#surrender-value", "label": "Insurance Policy", "score": 31.7816295624, "published": true}, {"hash": "adPYMt0RjB2", "uri": "/contracts/adPYMt0RjB2#surrender-value", "label": "Insurance Policy", "score": 31.5352668762, "published": true}], "snippet_links": [{"key": "single-premium", "type": "clause", "offset": [16, 30]}, {"key": "and-the-company", "type": "clause", "offset": [89, 104]}, {"key": "srs-account", "type": "definition", "offset": [142, 153]}, {"key": "the-policyholder", "type": "definition", "offset": [157, 173]}, {"key": "the-balance", "type": "clause", "offset": [332, 343]}], "snippet": "3.1.1 After the single premium has been paid, the Policy w ill acquire a surrender value and the Company w ill pay the surrender value to the SRS Account if the Policyholder surrenders the Policy.\n3.1.2 If the Policyholder ow es a debt under the Policy, this sum w ill be deducted from the surrender value and the Company w ill pay the balance sum.", "size": 9, "hash": "6657e95827123c2e03603bc20094d271", "id": 5}, {"samples": [{"hash": "eM51EyDIeXR", "uri": "/contracts/eM51EyDIeXR#surrender-value", "label": "Critical Illness Rider", "score": 22.7142734528, "published": true}, {"hash": "ecEZfAoYJCM", "uri": "/contracts/ecEZfAoYJCM#surrender-value", "label": "Accidental Death, Disability and Dismemberment Benefit (Adddb) Rider", "score": 21.1409988403, "published": true}, {"hash": "kRAXNtgtuTh", "uri": "/contracts/kRAXNtgtuTh#surrender-value", "label": "Critical Illness Rider", "score": 21.1368923187, "published": true}], "snippet_links": [{"key": "no-surrender", "type": "clause", "offset": [0, 12]}, {"key": "rider-policy", "type": "definition", "offset": [41, 53]}], "snippet": "No surrender value is payable under this Rider Policy.", "size": 8, "hash": "239578b75eaa112a79024b90601db048", "id": 6}, {"samples": [{"hash": "lqlgPl8iAUe", "uri": "/contracts/lqlgPl8iAUe#surrender-value", "label": "Funding Agreement (Ing Usa Annuity & Life Insurance Co)", "score": 21.0, "published": true}, {"hash": "gubXQUVQKQA", "uri": "/contracts/gubXQUVQKQA#surrender-value", "label": "Funding Agreement (ING USA Global Funding Trust 1)", "score": 21.0, "published": true}, {"hash": "af1ZNtgQuTk", "uri": "/contracts/af1ZNtgQuTk#surrender-value", "label": "Funding Agreement (Ing Usa Annuity & Life Insurance Co)", "score": 21.0, "published": true}], "snippet_links": [{"key": "the-owner", "type": "definition", "offset": [67, 76]}, {"key": "under-this-contract", "type": "clause", "offset": [77, 96]}, {"key": "in-accordance-with", "type": "clause", "offset": [104, 122]}, {"key": "the-terms", "type": "definition", "offset": [123, 132]}], "snippet": "This Contract may not be surrendered nor will any funds be paid to the Owner under this Contract except in accordance with the terms hereof.", "size": 8, "hash": "a6911aa6cfde1667522e18f65211de49", "id": 7}, {"samples": [{"hash": "hoxUXdTpeog", "uri": "/contracts/hoxUXdTpeog#surrender-value", "label": "Insurance Contract (Variable Annuity Acct C of Aetna Life Insurance & Annuity Co)", "score": 18.0, "published": true}, {"hash": "f1xmlF5wwIp", "uri": "/contracts/f1xmlF5wwIp#surrender-value", "label": "Insurance Contract (Variable Annuity Acct C of Aetna Life Insurance & Annuity Co)", "score": 18.0, "published": true}, {"hash": "8DzTZojtfFo", "uri": "/contracts/8DzTZojtfFo#surrender-value", "label": "Insurance Contract (Variable Annuity Acct C of Aetna Life Insurance & Annuity Co)", "score": 18.0, "published": true}], "snippet_links": [], "snippet": "See Part V.", "size": 4, "hash": "e981ac50142df606f4a16cb763bf2160", "id": 8}, {"samples": [{"hash": "lJl7kPJzOjq", "uri": "/contracts/lJl7kPJzOjq#surrender-value", "label": "Annuity Contract (Nationwide Multi Flex Variable Account)", "score": 19.0, "published": true}, {"hash": "6e8KNS43Py1", "uri": "/contracts/6e8KNS43Py1#surrender-value", "label": "Annuity Contract (Nationwide Multi Flex Variable Account)", "score": 19.0, "published": true}], "snippet_links": [{"key": "contract-value", "type": "clause", "offset": [64, 78]}, {"key": "at-any-time", "type": "clause", "offset": [115, 126]}], "snippet": "The Surrender Value is the amount that will be paid if the full Contract Value is surrendered. The Surrender Value at any time will be:", "size": 4, "hash": "6c0ebf604a375412e861e85db6b67574", "id": 9}, {"samples": [{"hash": "le6rwABM1Ti", "uri": "/contracts/le6rwABM1Ti#surrender-value", "label": "Variable Annuity Contract (Variable Annuity Acct C of Ing Life Insurance & Annuity Co)", "score": 16.0, "published": true}, {"hash": "kB6wtYqdxqb", "uri": "/contracts/kB6wtYqdxqb#surrender-value", "label": "Variable Annuity Contract (Variable Annuity Acct C of Ing Life Insurance & Annuity Co)", "score": 16.0, "published": true}], "snippet_links": [{"key": "the-company-will", "type": "clause", "offset": [0, 16]}, {"key": "amount-payable", "type": "clause", "offset": [28, 42]}, {"key": "current-value", "type": "definition", "offset": [80, 93]}, {"key": "surrender-fee", "type": "definition", "offset": [99, 112]}, {"key": "in-accordance-with", "type": "clause", "offset": [140, 158]}, {"key": "fee-table", "type": "definition", "offset": [173, 182]}, {"key": "contract-schedule", "type": "definition", "offset": [190, 207]}, {"key": "the-fee", "type": "definition", "offset": [209, 216]}, {"key": "required-by-law", "type": "clause", "offset": [338, 353]}, {"key": "the-internal-revenue-service", "type": "definition", "offset": [381, 409]}, {"key": "contract-holder", "type": "definition", "offset": [459, 474]}, {"key": "cost-basis", "type": "definition", "offset": [493, 503]}, {"key": "nondeductible-ira-contributions", "type": "clause", "offset": [509, 540]}, {"key": "responsibility-of-the", "type": "clause", "offset": [579, 600]}, {"key": "lump-sum-payment", "type": "definition", "offset": [623, 639]}, {"key": "in-lieu-of", "type": "clause", "offset": [651, 661]}, {"key": "systematic-distribution-option", "type": "definition", "offset": [664, 694]}, {"key": "annuity-option", "type": "definition", "offset": [701, 715]}, {"key": "april-1", "type": "definition", "offset": [751, 758]}, {"key": "calendar-year", "type": "definition", "offset": [766, 779]}, {"key": "the-year", "type": "definition", "offset": [790, 798]}, {"key": "federal-law", "type": "clause", "offset": [888, 899]}, {"key": "a-\u2587", "type": "clause", "offset": [920, 923]}, {"key": "the-\u2587", "type": "clause", "offset": [941, 946]}, {"key": "notify-us", "type": "clause", "offset": [1016, 1025]}, {"key": "in-writing", "type": "clause", "offset": [1026, 1036]}, {"key": "option-payments", "type": "definition", "offset": [1086, 1101]}, {"key": "annuity-payments", "type": "definition", "offset": [1105, 1121]}, {"key": "commencement-of-benefits", "type": "clause", "offset": [1194, 1218]}, {"key": "code-section", "type": "definition", "offset": [1290, 1302]}, {"key": "minimum-distribution-requirements", "type": "definition", "offset": [1313, 1346]}, {"key": "adverse-tax-consequences", "type": "clause", "offset": [1359, 1383]}], "snippet": "The Company will reduce the amount payable upon surrender of any portion of the Current Value by a Surrender Fee. The Surrender Fee will be in accordance with the Surrender Fee table in the Contract Schedule. The Fee on a total surrender of the Contract will not exceed 8.5% of the actual Purchase Payment(s) made to the Contract. We are required by law to report any surrender to the Internal Revenue Service. Surrenders are reported as fully taxable to the Contract Holder. Determination of cost basis from nondeductible IRA contributions as permitted by the Code shall be the responsibility of the Contract Holder. If a lump sum payment is elected in lieu of a Systematic Distribution Option or an Annuity Option, it must be paid no later than the April 1 of the calendar year following the year in which the Contract Holder turns age 70 1/2 or such later date as may be allowed under federal law or regulations. For a \u2587\u2587\u2587\u2587 \u2587\u2587\u2587, refer to the \u2587\u2587\u2587\u2587 \u2587\u2587\u2587 Contract endorsement. The Contract Holder or Beneficiary must notify us in writing when a lump sum payment, Systematic Distribution Option payments or Annuity payments are to commence. If the Contract Holder or Beneficiary does not request commencement of benefits as described above, we will not be responsible for compliance with the Code Section 401(a)(9) minimum distribution requirements and for any adverse tax consequences that may result.", "size": 4, "hash": "81ebed22927ce4076fdbae627ae7d44b", "id": 10}], "next_curs": "ClgSUmoVc35sYXdpbnNpZGVyY29udHJhY3RzcjQLEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2IhhzdXJyZW5kZXItdmFsdWUjMDAwMDAwMGEMogECZW4YACAA", "clause": {"title": "Surrender Value", "parents": [["conditions-for-death-benefit", "Conditions for Death Benefit"], ["deferred-compensation-plan", "Deferred Compensation Plan"], ["special-provisions", "SPECIAL PROVISIONS"], ["tax-deferred-annuity-plan", "Tax Deferred Annuity Plan"], ["establishment-of-guaranteed-fund", "Establishment of Guaranteed Fund"]], "children": [["", ""], ["reservation-of-rights", "Reservation of Rights"], ["elections-and-revocation", "Elections and Revocation"], ["annuity-options", "Annuity Options"], ["choices-to-be-made", "Choices to be Made"]], "size": 136, "id": "surrender-value", "related": [["surrender", "Surrender", "Surrender"], ["surrender-of-stock", "Surrender of Stock", "Surrender of Stock"], ["surrender-restoration", "Surrender/Restoration", "Surrender/Restoration"], ["surrender-of-shares", "Surrender of Shares", "Surrender of Shares"], ["surrender-holding-over", "Surrender Holding Over", "Surrender Holding Over"]], "related_snippets": [], "updated": "2026-09-04T05:52:11+00:00"}, "json": true, "cursor": ""}}