{"component": "clause", "props": {"groups": [{"snippet": "The Owner may turn this Contract in for its Surrender Value effective on the date on which the request in writing is received at the Home Office. The value will be the Accumulated Value on that date less (a) a Contingent Deferred Sales Charge, if any, (b) the Contract Maintenance Charge and (c) any applicable premium taxes not previously deducted. Any cash payment will be mailed within 7 days after receipt of a proper request; but the Company may be allowed to defer the payment under the Investment Company Act of 1940 as it is in effect at that time. The Surrender Option is not available after the Maturity Date.", "samples": [{"hash": "jV6GETg14Md", "uri": "/contracts/jV6GETg14Md#surrender-option", "label": "Variable Annuity Contract (First Investors Life Variable Annuity Fund D)", "score": 18.0, "published": true}, {"hash": "cfu27xjO48i", "uri": "/contracts/cfu27xjO48i#surrender-option", "label": "Single Payment Deferred Variable Annuity (First Investors Life Variable Annuity Fund D)", "score": 18.0, "published": true}, {"hash": "5w3DGsR1N5g", "uri": "/contracts/5w3DGsR1N5g#surrender-option", "label": "Single Payment Deferred Variable Annuity (First Investors Life Variable Annuity Fund D)", "score": 18.0, "published": true}], "snippet_links": [{"key": "the-owner", "type": "definition", "offset": [0, 9]}, {"key": "this-contract", "type": "clause", "offset": [19, 32]}, {"key": "surrender-value", "type": "definition", "offset": [44, 59]}, {"key": "effective-on-the", "type": "clause", "offset": [60, 76]}, {"key": "request-in-writing", "type": "clause", "offset": [95, 113]}, {"key": "home-office", "type": "definition", "offset": [133, 144]}, {"key": "the-value", "type": "clause", "offset": [146, 155]}, {"key": "accumulated-value", "type": "clause", "offset": [168, 185]}, {"key": "contingent-deferred-sales-charge", "type": "definition", "offset": [210, 242]}, {"key": "contract-maintenance-charge", "type": "definition", "offset": [260, 287]}, {"key": "premium-taxes", "type": "definition", "offset": [311, 324]}, {"key": "cash-payment", "type": "definition", "offset": [354, 366]}, {"key": "after-receipt-of", "type": "clause", "offset": [396, 412]}, {"key": "the-company", "type": "definition", "offset": [435, 446]}, {"key": "to-defer", "type": "definition", "offset": [462, 470]}, {"key": "the-payment", "type": "clause", "offset": [471, 482]}, {"key": "the-investment-company-act-of-1940", "type": "clause", "offset": [489, 523]}, {"key": "in-effect", "type": "definition", "offset": [533, 542]}, {"key": "not-available", "type": "definition", "offset": [581, 594]}, {"key": "after-the-maturity-date", "type": "clause", "offset": [595, 618]}], "size": 5, "hash": "8a5d879a0d11b89a2441b7c10538faf2", "id": 1}, {"snippet": "The Owner may surrender this Contract for its Contract Value at any time prior to the earlier of:\na. the Annuity Commencement Date;\nb. termination of this Contract upon payment of any Death Benefit; or", "samples": [{"hash": "jfAnIqRekHa", "uri": "/contracts/jfAnIqRekHa#surrender-option", "label": "Annuity Contract (Lincoln Life Variable Annuity Account N)", "score": 18.0, "published": true}, {"hash": "5kAHrg7PYGX", "uri": "/contracts/5kAHrg7PYGX#surrender-option", "label": "Annuity Contract (Lincoln New York Account N for Variable Annuities)", "score": 18.0, "published": true}], "snippet_links": [{"key": "the-owner", "type": "definition", "offset": [0, 9]}, {"key": "contract-for", "type": "definition", "offset": [29, 41]}, {"key": "contract-value", "type": "definition", "offset": [46, 60]}, {"key": "at-any-time", "type": "clause", "offset": [61, 72]}, {"key": "prior-to-the", "type": "clause", "offset": [73, 85]}, {"key": "annuity-commencement-date", "type": "definition", "offset": [105, 130]}, {"key": "termination-of-this-contract", "type": "clause", "offset": [135, 163]}, {"key": "payment-of", "type": "definition", "offset": [169, 179]}, {"key": "death-benefit", "type": "definition", "offset": [184, 197]}], "size": 5, "hash": "d71f9edf3b874bf3453886658d9a7256", "id": 2}, {"snippet": "4.01. Upon not less than fifteen (15) months prior written notice to Landlord (each herein called a \"Surrender Notice\") which may be given one or more times during the period commencing on September 20, 2009 up to and including September 30, 2011 (herein called the \"Surrender Notice Period\"), Tenant may elect to surrender portions of the Premises (each such portion of the Premises so surrendered is herein called \"Surrender Space\") consisting of two (2) or more full Office Floors on or above the 6th floor of the Building and containing not more than 280,326 rentable square feet in the aggregate, all of which shall consist of full Office Floors. For example and without limitation, Tenant may initially elect to surrender three full Office Floors containing 90,510 rentable square feet of the Premises, and thereafter send one or more Tranche 1 Surrender Notices during the Surrender Notice Period surrendering additional full Office Floors (but not less than two (2) full Office Floors in any Surrender Notice) comprising up to an additional 189,816 rentable square feet (i.e., the Surrender Space shall not exceed 280,326 rentable square feet in the aggregate, inclusive of any space surrendered under the Original Lease). Any Surrender Notice shall identify the Surrender Space and indicate the date on which such Surrender Space will be surrendered, which date(s) may be no earlier than December 20, 2010, no later than December 31, 2012 and must correspond with the last day of a month (any such date is herein called a \"Surrender Date\"). Any Surrender Space that is identified in a particular Surrender Notice must be contiguous but such space need not be contiguous with any Surrender Space identified in a subsequent Surrender Space Notice; provided, that, Tenant shall give consideration to keeping Surrender Space contiguous within all or any of the four elevator banks but shall have absolutely no obligation whatsoever to do so. Notwithstanding any of the foregoing, or anything to the contrary contained in the Amended and Restated Lease, if all or any portion of the Surrender Space or Building Systems which service the Surrender Space shall be partially or totally damaged or destroyed by fire or other casualty prior to the Surrender Date, then the Surrender Date with respect to any full floor portion of the Surrender Space so affected shall be postponed until such time as Tenant fully satisfies its restoration obligations with respect thereto in accordance with Section 19.02 and such affected portion of the Surrender Space is no longer untenantable (as such term is defined in Section 19.04.)\n4.02. In the event of the giving of any Surrender Notice and provided the Surrender Fee has been paid to Landlord in accordance with Section 4.04, then, effective as of the Surrender Date:\n(a) this lease shall automatically, without further action or execution by the parties, be deemed to be restated and amended as of the Surrender Date, to reflect all of the terms and conditions set forth in the form of Restated and Amended Lease annexed hereto as Exhibit J (the \"Amended and Restated Lease\") modified only to complete, in accordance with the terms hereof, those items left blank by necessity on the Amended and Restated Lease, such as the description of the Premises, Tenant's Share and the amount of Fixed Rent. Upon the request of either party, Landlord and Tenant shall sign and deliver the Amended and Restated Lease annexed hereto, with the completion of items as aforesaid; provided, however, that without limiting the remedies available to either party for the other party's failure or refusal to so sign and deliver said Amended and Restated Lease, such failure by either party shall not in any way affect the aforesaid automatic restatement and amendment of this lease;\n(b) Tenant shall surrender the Surrender Space in the condition required under Section 21.01 together with all equipment, tools and supplies then currently used in the operation of the Real Property (as opposed to those used in the operation of Tenant's business at the Premises) as well as all lobby fixtures (but excluding any art work). Upon reasonable request by Landlord, Tenant shall execute and deliver to Landlord any instrument reasonably requested by Landlord to evidence the transfer of Tenant's right, title and interest in any such equipment, tools, supplies and fixtures (collectively, \"ETS&F\") to Landlord; it being understood and agreed that Tenant is not making any guarantees, representations or warranties with respect to the ETS&F and Landlord shall accept the ETS&F \"as is\" and with all faults and defects and without any liability to Tenant whatsoever with respect thereto. However, to the extent assignable and in Tenant's possession, on or prior to the Surrender Date, Tenant shall deliver to Landlord all third party guaranties, warranties and manuals relating to the ETS&F. Tenant shall be entitled to retain the use of any horizontal and vertical cabling, conduit and/or any mechanical and electrical equipment located in the common and/or non-rentable areas of the Building (or such other areas outside of the common and/or non-rentable areas of the Building so long as same do not adversely affect the use of the Surrender Space) which is used in operating the portion of the Premises not so surrendered; and\n(c) Tenant shall, at its sole cost and expense (but subject to its right to off-set the cost thereof against the Surrender Fee in accordance with Section 4.04), install separate submeters (i) on each Office Floor of the Building and any equipment that exclusively services any such Office Floor, and (ii) for each separately demised retail and licensed space in or on the Building and any equipment that exclusively services any such areas, so that consumption of electricity in the Building can be measured (i) on a floor by floor basis with respect to each Office Floor and (ii) separately for each separately demised retail and licensed space in or on the Building, all in substantial conformance with the methodology set forth in that certain Comprehensive Sub-Metering System Installation Proposal dated April 6, 2005 from MCE Metering Services, Inc. or such other reasonable system recommended by Landlord provided the cost to install and implement such system does not exceed $500,000 unless Landlord agrees to incur such excess cost and such system provides equal or better functionality at similar on-going operating costs (such work herein called the \"Submetering Work\", and the cost thereof is herein called the \"Submetering Cost\").\n4.03. Landlord and Tenant agree that, as of expiration of the term of this lease or as of the Surrender Date, as applicable, Landlord may either (x) offer the same employment by Landlord (or by the property manager engaged by Landlord) to any or all employees set forth on Schedule 2 (as such list may be updated from time to time by Tenant so as to appropriately reflect the employees employed as of the end of the term of this lease or as of the Surrender Date, as the case may be) who are union employees under their then current employment contracts or agreements, including any collective bargaining agreements or (y) terminate the employment of any or all such employees at the Real Property; provided, that, Landlord shall give consideration to (but in no event be bound by) the recommendations of Tenant with respect to the retention of any such employees. Landlord acknowledges that, (i) if Landlord terminates any of such union employees or (ii) if Landlord terminates any of the cleaning contractor, building engineer or \u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587 of the Building or requires those companies to reduce their employees at the Real Property from those listed on Schedule 2 and, as a result, any of the union employees engaged by such companies are terminated, then certain termination benefits may be payable with respect to such terminated employees. Landlord agrees that it shall be liable for the payment of all such termination benefits and hereby agrees to indemnify and hold harmless Tenant and any other Tenant Party from and against any loss, cost, damage, liability or expense (including, without limitations, reasonable attorneys' fees, court costs and disbursements) incurred by Tenant or any other Tenant Party arising from or by reason of Landlord's failure to pay such termination benefits as and when due and payable; provided, that, Tenant shall be responsible for the payment of termination benefits payable to any of such employees who provided services that solely benefited Tenant (as opposed to the Building or Real Property as a whole), and Tenant shall indemnify and hold Landlord harmless from and against any loss, cost, damage, liability or expense (including, without limitations, reasonable attorneys' fees, court costs and disbursements) incurred by Landlord arising from or by reason of Tenant's failure to pay such termination benefits as and when due and payable. Notwithstanding anything to the contrary contained in this Section 4.03, Landlord and Tenant agree that Tenant shall not have any liability hereunder with respect to the termination of employment of any employees who do not spend the predominance of their time providing services to the base building operations at the Real Property.\n4.04. As a condition to the effectiveness of the exercise of the Surrender Option and the termination of this lease as it relates to the Surrender Space as of the Surrender Date, Tenant shall pay to Landlord an amount equal to (1) the product of (x) the then annual Fixed Rent per rentable square foot attributable to the Surrender Space, and (y) the rentable square feet of the Surrender Space, less (2) the Submetering Cost (not to exceed $500,000.00) (such amount is herein called the \"Surrender Fee\"). One-half of the Surrender Fee (without taking into account the off-set of the Submetering Cost) shall be payable by Tenant to Landlord upon the exercise of the Surrender Option and the other half (after taking into account the off-set of the Submetering Cost) upon the Surrender Date. To the extent the Submetering Cost is not fully applied against the Surrender Fee as of the Surrender Date (i.e., the Submetering Cost, subject to the $500,000.00 cap, exceeds the Surrender Fee, such excess herein called \"Unapplied Submetering Cost\"), the Unapplied Submetering Cost may be offset against the Surrender Fees payable under the Amended and Restated Lease with respect to all additional Tranche 1 Surrender Space and Tranche 2 Surrender Space (as such terms are defined in the Amended and Restated Lease). The Surrender Fee shall be accounted for by the parties and considered for all purposes as a fee for the termination of this lease as it relates to the Surrender Space and not as payment or consideration for the use or occupancy of the Premises. Landlord shall have the right to dispute the amount of Submetering Cost as being prudent (but not the scope of the Submetering Work set forth in Section 4.02(c)) and economical by submitting the matter to a binding, expedited arbitration in accordance with the provisions of Article 37. If Tenant shall in good faith competitively bid the Submetering Work to at least three (3) independent non-affiliated bidders (but Tenant shall have no obligation hereunder to bid such work), the next-to-lowest bid obtained shall be deemed to be reasonably prudent and economical (provided however that, subject to Landlord's dispute rights set forth herein, it shall not be construed that a bid that is higher than such next-to-lowest bid is automatically deemed not to be reasonably prudent or economical).\n4.05. The provisions of this Article 4 shall survive the termination of this lease and of any restatement of this lease into the Amended and Restated Lease.", "samples": [{"hash": "bTph8i7GgGd", "uri": "/contracts/bTph8i7GgGd#surrender-option", "label": "Lease (Reckson Associates Realty Corp)", "score": 18.0, "published": true}], "snippet_links": [{"key": "notice-to-landlord", "type": "clause", "offset": [59, 77]}, {"key": "surrender-notice", "type": "definition", "offset": [101, 117]}, {"key": "during-the-period", "type": "clause", "offset": [157, 174]}, {"key": "commencing-on", "type": "clause", "offset": [175, 188]}, {"key": "notice-period", "type": "definition", "offset": [277, 290]}, {"key": "tenant-may", "type": "definition", "offset": [294, 304]}, {"key": "in-the-aggregate", "type": "definition", "offset": [584, 600]}, {"key": "consist-of", "type": "clause", "offset": [621, 631]}, {"key": "for-example", "type": "definition", "offset": [652, 663]}, {"key": "without-limitation", "type": 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"type": "definition", "offset": [11084, 11105]}, {"key": "article-37", "type": "definition", "offset": [11143, 11153]}, {"key": "if-tenant", "type": "clause", "offset": [11155, 11164]}, {"key": "in-good-faith", "type": "definition", "offset": [11171, 11184]}, {"key": "competitively-bid", "type": "definition", "offset": [11185, 11202]}, {"key": "provided-however", "type": "clause", "offset": [11436, 11452]}, {"key": "dispute-rights", "type": "definition", "offset": [11481, 11495]}, {"key": "article-4", "type": "definition", "offset": [11693, 11702]}], "size": 5, "hash": "038c92d2cc2827986e2edc81f1cc8ab8", "id": 3}, {"snippet": "The Owner may surrender this Contract for its surrender value. On surrender, this Contract terminates. Surrender will be effective on the Valuation Date on which LNL receives a written request at its Home Office. The surrender value will be the value of all of the variable Accumulation Units attributable to this Contract plus the value of the DCA Fixed Account. Any cash payment will be mailed from LNL's Home Office within seven days after the date of surrender; however, LNL may be permitted to defer such payment under the Investment Company Act of 1940, as in effect at the time a request for surrender is received by LNL. The Surrender Option is not available after the Annuity Commencement Date.", "samples": [{"hash": "5qkm963DF0f", "uri": "/contracts/5qkm963DF0f#surrender-option", "label": "Annuity Contract (Lincoln National Variable Annuity Account H)", "score": 18.0, "published": true}], "snippet_links": [{"key": "the-owner", "type": "definition", "offset": [0, 9]}, {"key": "contract-for", "type": "definition", "offset": [29, 41]}, {"key": "surrender-value", "type": "definition", "offset": [46, 61]}, {"key": "valuation-date", "type": "definition", "offset": [138, 152]}, {"key": "written-request", "type": "definition", "offset": [177, 192]}, {"key": "home-office", "type": "definition", "offset": [200, 211]}, {"key": "the-value", "type": "clause", "offset": [241, 250]}, {"key": "accumulation-units", "type": "definition", "offset": [274, 292]}, {"key": "dca-fixed-account", "type": "clause", "offset": [345, 362]}, {"key": "cash-payment", "type": "definition", "offset": [368, 380]}, {"key": "days-after", "type": "definition", "offset": [432, 442]}, {"key": "date-of-surrender", "type": "definition", "offset": [447, 464]}, {"key": "to-defer", "type": "definition", "offset": [496, 504]}, {"key": "the-investment-company-act-of-1940", "type": "clause", "offset": [524, 558]}, {"key": "in-effect", "type": "definition", "offset": [563, 572]}, {"key": "at-the-time", "type": "clause", "offset": [573, 584]}, {"key": "request-for", "type": "clause", "offset": [587, 598]}, {"key": "received-by", "type": "definition", "offset": [612, 623]}, {"key": "not-available", "type": "definition", "offset": [653, 666]}, {"key": "after-the-annuity-commencement-date", "type": "clause", "offset": [667, 702]}], "size": 5, "hash": "51f2bb53f8060496395b39ae807a4739", "id": 4}, {"snippet": "The Owner may surrender this Contract for its Contract Value at any time prior to the earlier of:\na. the Annuity Commencement Date;\nb. termination of the Contract upon payment of any Death Benefit; or\nc. the Maturity Date. LNY reserves the right to surrender this Contract if any withdrawal reduces the total Contract Value to less than $2,000, and Purchase Payments have stopped for a period of three full years. By payment of the Contract Value, LNY shall be relieved of any further obligation under this Contract. This Contract will terminate upon surrender. The surrender will be effective on the Valuation Date on which LNY receives a written request for surrender at its Servicing Office. Any payment from the Variable Account will be mailed from LNY's Servicing Office within seven days after the date of surrender; however, LNY may be permitted to defer such payment under the Investment Company Act of 1940, as in effect at the time a request for surrender is received in its Servicing Office. Any payment from the DCA Fixed Account may be deferred for a period not to exceed six months after receipt of the surrender request. The Surrender Option is not available after the Annuity Commencement Date.", "samples": [{"hash": "9gJOfD02PKS", "uri": "/contracts/9gJOfD02PKS#surrender-option", "label": "Annuity Contract (Lincoln Life & Annuity Variable Annuity Account H)", "score": 18.0, "published": true}, {"hash": "7KPRJv3zGzF", "uri": "/contracts/7KPRJv3zGzF#surrender-option", "label": "Annuity Contract (Lincoln Life & Annuity Variable Annuity Account H)", "score": 18.0, "published": true}], "snippet_links": [{"key": "the-owner", "type": "definition", "offset": [0, 9]}, {"key": "contract-for", "type": "definition", "offset": [29, 41]}, {"key": "at-any-time", "type": "clause", "offset": [61, 72]}, {"key": "prior-to-the", "type": "clause", "offset": [73, 85]}, {"key": "termination-of-the-contract", "type": "clause", "offset": [135, 162]}, {"key": "upon-payment", "type": "clause", "offset": [163, 175]}, {"key": "death-benefit", "type": "definition", "offset": [183, 196]}, {"key": "maturity-date", "type": "clause", "offset": [208, 221]}, {"key": "right-to", "type": "definition", "offset": [240, 248]}, {"key": "total-contract-value", "type": "clause", "offset": [303, 323]}, {"key": "purchase-payments", "type": "definition", "offset": [349, 366]}, {"key": "period-of", "type": "definition", "offset": [386, 395]}, {"key": "the-contract-value", "type": "definition", "offset": [428, 446]}, {"key": "further-obligation", "type": "clause", "offset": [477, 495]}, {"key": "under-this-contract", "type": "clause", "offset": [496, 515]}, {"key": "valuation-date", "type": "definition", "offset": [601, 615]}, {"key": "request-for", "type": "clause", "offset": [648, 659]}, {"key": "servicing-office", "type": "definition", "offset": [677, 693]}, {"key": "the-variable-account", "type": "clause", "offset": [712, 732]}, {"key": "days-after", "type": "definition", "offset": [789, 799]}, {"key": "date-of-surrender", "type": "definition", "offset": [804, 821]}, {"key": "to-defer", "type": "definition", "offset": [853, 861]}, {"key": "the-investment-company-act-of-1940", "type": "clause", "offset": [881, 915]}, {"key": "in-effect", "type": "definition", "offset": [920, 929]}, {"key": "at-the-time", "type": "clause", "offset": [930, 941]}, {"key": "dca-fixed-account", "type": "clause", "offset": [1024, 1041]}, {"key": "not-to-exceed", "type": "clause", "offset": [1071, 1084]}, {"key": "six-months", "type": "definition", "offset": [1085, 1095]}, {"key": "after-receipt-of", "type": "clause", "offset": [1096, 1112]}, {"key": "surrender-request", "type": "definition", "offset": [1117, 1134]}, {"key": "not-available", "type": "definition", "offset": [1160, 1173]}, {"key": "after-the-annuity-commencement-date", "type": "clause", "offset": [1174, 1209]}], "size": 3, "hash": "e23ccfd7329eb3f7700a5db4c826a7a3", "id": 5}, {"snippet": "The Owner may surrender this Contract for its surrender value at any time prior to the earlier of:\na. the Annuity Commencement Date;\nb. termination of this Contract upon payment of any Death Benefit; or\nc. the Maturity Date. LNL reserves the right to surrender this Contract if any withdrawal (see Section 5.02) reduces the total Contract Value to a level at which this Contract may be surrendered in accordance with the terms set forth in the standard nonforfeiture law, for individual deferred annuities applicable in the state in which this Contract was purchased. LNL may surrender the Contract for its surrender value. This Contract will terminate upon surrender. The surrender will be effective on the Valuation Date on which LNL receives a written request for surrender at its Home Office. The surrender value on the Valuation Date of surrender will be the sum of \"a.\" and \"b.\", where:\na. is the greater of the Minimum Value of the Fixed Account (see Section 4.08) or the portion of the Contract Value in the Fixed Account after any Market Value Adjustment(s) (see Section 4.06) and;\nb. is the portion of the Contract Value in the Variable Account. Any payment from the Variable Account will be mailed from LNL's Home Office within seven days after the date of surrender, however, LNL may be permitted to defer such payment under the Investment Company Act of 1940, as in effect at the time a request for surrender is received in its Home Office. Any payment from the Fixed Account may be deferred for a period not to exceed six months after receipt of the surrender request. The Surrender Option is not available after the Annuity Commencement Date.", "samples": [{"hash": "2Ai1w4gdLBs", "uri": "/contracts/2Ai1w4gdLBs#surrender-option", "label": "Annuity Contract (Lincoln Life Variable Annuity Account W)", "score": 18.0, "published": true}], "snippet_links": [{"key": "the-owner", "type": "definition", "offset": [0, 9]}, {"key": "contract-for", "type": "definition", "offset": [29, 41]}, {"key": "surrender-value", "type": "definition", "offset": [46, 61]}, {"key": "at-any-time", "type": "clause", "offset": [62, 73]}, {"key": "prior-to-the", "type": "clause", "offset": [74, 86]}, {"key": "termination-of-this-contract", "type": "clause", "offset": [136, 164]}, {"key": "payment-of", "type": "definition", "offset": [170, 180]}, {"key": "death-benefit", "type": "definition", "offset": [185, 198]}, {"key": "maturity-date", "type": "clause", "offset": [210, 223]}, {"key": "right-to", "type": "definition", "offset": [242, 250]}, {"key": "total-contract-value", "type": "clause", "offset": [324, 344]}, {"key": "in-accordance-with", "type": "definition", "offset": [398, 416]}, {"key": "the-terms", "type": "definition", "offset": [417, 426]}, {"key": "the-standard", "type": "clause", "offset": [440, 452]}, {"key": "deferred-annuities", "type": "clause", "offset": [487, 505]}, {"key": "in-the-state", "type": "definition", "offset": [517, 529]}, {"key": "valuation-date", "type": "definition", "offset": [708, 722]}, {"key": "request-for", "type": "clause", "offset": [755, 766]}, {"key": "home-office", "type": "definition", "offset": [784, 795]}, {"key": "date-of-surrender", "type": "definition", "offset": [834, 851]}, {"key": "sum-of", "type": "clause", "offset": [864, 870]}, {"key": "minimum-value", "type": "definition", "offset": [918, 931]}, {"key": "the-fixed-account", "type": "clause", "offset": [935, 952]}, {"key": "the-contract-value", "type": "definition", "offset": [990, 1008]}, {"key": "market-value", "type": "definition", "offset": [1040, 1052]}, {"key": "contract-value-in-the-variable-account", "type": "clause", "offset": [1116, 1154]}, {"key": "days-after", "type": "definition", "offset": [1245, 1255]}, {"key": "to-defer", "type": "definition", "offset": [1309, 1317]}, {"key": "the-investment-company-act-of-1940", "type": "clause", "offset": [1337, 1371]}, {"key": "in-effect", "type": "definition", "offset": [1376, 1385]}, {"key": "at-the-time", "type": "clause", "offset": [1386, 1397]}, {"key": "not-to-exceed", "type": "clause", "offset": [1518, 1531]}, {"key": "six-months", "type": "definition", "offset": [1532, 1542]}, {"key": "after-receipt-of", "type": "clause", "offset": [1543, 1559]}, {"key": "surrender-request", "type": "definition", "offset": [1564, 1581]}, {"key": "not-available", "type": "definition", "offset": [1607, 1620]}, {"key": "after-the-annuity-commencement-date", "type": "clause", "offset": [1621, 1656]}], "size": 3, "hash": "2844ef509be6614d1acfda81ecaea7c9", "id": 6}, {"snippet": "The Owner may surrender this Contract for its surrender value. On surrender, this Contract terminates. Surrender will be effective on date on which LNL has receives a written request at its Home Office. The surrender value will be the total Account Value less a Surrender Charge and less the Account Charge. The Surrender Charge is calculated as a percentage of the Purchase Payments surrendered. This percentage is based on the number of completed Contract Years between the Contract Year of Purchase Payment and the Contract Year of surrender/withdrawal as shown in the following schedule. The Surrender Charge is calculated separately for each Contract Year's Purchase Payments. A Contract Year is the period from the Contract effective date (month and Day) to the anniversary of the Contract effective date in the following year. Any payment will be by check and mailed from LNL's Home Office within seven days after receipt of the surrender request: however, LNL may be permitted to defer such payment under the Investment Company Act of 1940, as in effect at the time a request for surrender is received. Interest will be credited to money in the fixed portion of this contract during the deferral period. The Surrender Option is not available atter Annuity Payments have begun. Any Account Value payable as a result of annuitization, total and permanent disability of the Annuitant subsequent to the effective date of this Contract and prior to the 65th birthday of the Annuitant, or death of the Annuitant will not be subject to the Surrender Charges. Total and permanent disability is defined as the inability to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment which can be expected to result in death or which has lasted or can be expected to last for a continuous period of not less than twelve months. LNL must be furnished with proof of the existence thereof by way of a physician's statement.", "samples": [{"hash": "knnsRotUdSx", "uri": "/contracts/knnsRotUdSx#surrender-option", "label": "Annuity Contract (Lincoln National Variable Annuity Account C)", "score": 16.0, "published": true}], "snippet_links": [{"key": "the-owner", "type": "definition", "offset": [0, 9]}, {"key": "contract-for", "type": "definition", "offset": [29, 41]}, {"key": "surrender-value", "type": "definition", "offset": [46, 61]}, {"key": "written-request", "type": "definition", "offset": [167, 182]}, {"key": "home-office", "type": "definition", "offset": [190, 201]}, {"key": "total-account-value", "type": "definition", "offset": [235, 254]}, {"key": "account-charge", "type": "definition", "offset": [292, 306]}, {"key": "a-percentage", "type": "definition", "offset": [346, 358]}, {"key": "purchase-payments", "type": "definition", "offset": [366, 383]}, {"key": "based-on", "type": "clause", "offset": [416, 424]}, {"key": "number-of", "type": "clause", "offset": [429, 438]}, {"key": "contract-years", "type": "definition", "offset": [449, 463]}, {"key": "as-shown", "type": "definition", "offset": [556, 564]}, {"key": "period-from", "type": "definition", "offset": [705, 716]}, {"key": "the-contract-effective-date", "type": "definition", "offset": [717, 744]}, {"key": "following-year", "type": "clause", "offset": [818, 832]}, {"key": "by-check", "type": "clause", "offset": [854, 862]}, {"key": "after-receipt-of", "type": "clause", "offset": [915, 931]}, {"key": "surrender-request", "type": "definition", "offset": [936, 953]}, {"key": "to-defer", "type": "definition", "offset": [985, 993]}, {"key": "the-investment-company-act-of-1940", "type": "clause", "offset": [1013, 1047]}, {"key": "in-effect", "type": "definition", "offset": [1052, 1061]}, {"key": "at-the-time", "type": "clause", "offset": [1062, 1073]}, {"key": "request-for", "type": "clause", "offset": [1076, 1087]}, {"key": "fixed-portion", "type": "clause", "offset": [1153, 1166]}, {"key": "during-the-deferral-period", "type": "clause", "offset": [1184, 1210]}, {"key": "not-available", "type": "definition", "offset": [1236, 1249]}, {"key": "annuity-payments", "type": "definition", "offset": [1256, 1272]}, {"key": "total-and-permanent-disability", "type": "definition", "offset": [1341, 1371]}, {"key": "effective-date-of-this-contract", "type": "definition", "offset": [1407, 1438]}, {"key": "prior-to-the", "type": "clause", "offset": [1443, 1455]}, {"key": "death-of-the-annuitant", "type": "clause", "offset": [1491, 1513]}, {"key": "subject-to-the", "type": "definition", "offset": [1526, 1540]}, {"key": "surrender-charges", "type": "clause", "offset": [1541, 1558]}, {"key": "inability-to-engage-in-any-substantial-gainful-activity", "type": "definition", "offset": [1609, 1664]}, {"key": "physical-or-mental-impairment", "type": "definition", "offset": [1705, 1734]}, {"key": "period-of", "type": "definition", "offset": [1840, 1849]}, {"key": "twelve-months", "type": "definition", "offset": [1864, 1877]}, {"key": "proof-of", "type": "clause", "offset": [1906, 1914]}], "size": 2, "hash": "a0083bc2c26650a60f615524ab13a42d", "id": 7}, {"snippet": "You may surrender this Contract for its surrender value. On surrender, this Contract terminates. Surrender will be effective on the Valuation Date We receive a Surrender request that You have signed and mailed or faxed to Our Service Office. The Contract Surrender Value will be the total Contract Value on the Valuation Date, less any applicable taxes. Payment will be made within seven days after the date of surrender, subject to the Suspension or Deferral of Payments Provision (see Section 4.10). The surrender option is not available after the Income Date.", "samples": [{"hash": "EMPS05GxH5", "uri": "/contracts/EMPS05GxH5#surrender-option", "label": "Variable Annuity Contract (Variable Account a/Ma)", "score": 18.0, "published": true}], "snippet_links": [{"key": "contract-for", "type": "definition", "offset": [23, 35]}, {"key": "valuation-date", "type": "definition", "offset": [132, 146]}, {"key": "surrender-request", "type": "definition", "offset": [160, 177]}, {"key": "service-office", "type": "definition", "offset": [226, 240]}, {"key": "contract-surrender-value", "type": "definition", "offset": [246, 270]}, {"key": "total-contract-value", "type": "clause", "offset": [283, 303]}, {"key": "applicable-taxes", "type": "definition", "offset": [336, 352]}, {"key": "days-after", "type": "definition", "offset": [388, 398]}, {"key": "date-of-surrender", "type": "definition", "offset": [403, 420]}, {"key": "subject-to-the", "type": "definition", "offset": [422, 436]}, {"key": "suspension-or-deferral-of-payments-provision", "type": "clause", "offset": [437, 481]}, {"key": "not-available", "type": "definition", "offset": [526, 539]}, {"key": "income-date", "type": "definition", "offset": [550, 561]}], "size": 2, "hash": "e7c39fff938ee79183e6f60da0be2286", "id": 8}, {"snippet": "The Owner may surrender this Contract for its surrender value. On surrender, this Contract terminates. Surrender will be effective on date on which LNL has receives a written request at its Home Office. The surrender value will be the total Account Value on the Valuation Date less a Surrender Charge. The Surrender Charge will be determined as follows: SCHEDULE A For any portion of the Net Purchase Payment that is the result of proceeds transferred from another Lincoln National Life Insurance Company Annuity Contract, either of which did not contain surrender/withdrawal charges, the applicable charge will be 2% of the proceeds if surrender occurs in years 1-5 and no charge if surrender occurs after the Contract has been in force for 5 years. Investment gains and/or interest earnings on such portion of the Net Purchase Payment will be subject to the graded charges shown in Schedule A. For any portion of the Net Purchase Payment that is the result of proceeds transferred from another Lincoln National Life Insurance Company Annuity Contract, either of which contained surrender/withdrawal charges, the applicable charge will be as shown in Schedule A. A Contract Year is the period from the contract effective date (month and day) to the anniversary of the contract effective date in the following year. After the Contract has been in force for 7 Contract Years, there will be no Surrender Charge applied. Any cash payment will be mailed from LNL's Home Office within seven days after the date of surrender; however, LNL may be permitted to defer such payment under the Investment Company Act of 1940, as in effect at the time a request for surrender is received. 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