{"component": "clause", "props": {"groups": [{"samples": [{"hash": "4fQ0Dp6KqMA", "uri": "/contracts/4fQ0Dp6KqMA#special-note", "label": "Purchase and Assumption Agreement", "score": 21.1040382385, "published": true}, {"hash": "ezstaEQh8sJ", "uri": "/contracts/ezstaEQh8sJ#special-note", "label": "Purchase and Assumption Agreement", "score": 21.043806076, "published": true}, {"hash": "lHgG4lFQBTZ", "uri": "/contracts/lHgG4lFQBTZ#special-note", "label": "Purchase and Assumption Agreement", "score": 21.0383300781, "published": true}], "snippet_links": [{"key": "net-present-value", "type": "definition", "offset": [4, 21]}, {"key": "a-loan", "type": "definition", "offset": [60, 66]}, {"key": "based-on", "type": "clause", "offset": [86, 94]}, {"key": "modification-process", "type": "clause", "offset": [99, 119]}, {"key": "determine-the", "type": "clause", "offset": [199, 212]}, {"key": "covered-loss", "type": "definition", "offset": [213, 225]}, {"key": "this-exhibit", "type": "definition", "offset": [319, 331]}, {"key": "provide-a", "type": "definition", "offset": [421, 430]}, {"key": "modification-to", "type": "clause", "offset": [431, 446]}, {"key": "without-limitation", "type": "clause", "offset": [493, 511]}, {"key": "assuming-bank", "type": "definition", "offset": [513, 526]}, {"key": "determination-of", "type": "clause", "offset": [529, 545]}, {"key": "without-modification", "type": "definition", "offset": [571, 591]}, {"key": "projected-cash-flows", "type": "clause", "offset": [739, 759]}, {"key": "term-of-the-loan", "type": "definition", "offset": [769, 785]}, {"key": "flow-of", "type": "definition", "offset": [814, 821]}, {"key": "year-period", "type": "definition", "offset": [1046, 1057]}, {"key": "agreement-for", "type": "clause", "offset": [1253, 1266]}, {"key": "sharing-expenses", "type": "clause", "offset": [1289, 1305]}, {"key": "loans-and-other-assets", "type": "clause", "offset": [1317, 1339]}, {"key": "the-terms", "type": "clause", "offset": [1477, 1486]}, {"key": "agreement-to", "type": "clause", "offset": [1578, 1590]}, {"key": "to-the-extent", "type": "clause", "offset": [1690, 1703]}, {"key": "with-respect-to", "type": "clause", "offset": [1835, 1850]}, {"key": "subject-matter", "type": "definition", "offset": [1855, 1869]}, {"key": "references-in", "type": "clause", "offset": [1978, 1991]}, {"key": "refer-to", "type": "definition", "offset": [2073, 2081]}, {"key": "the-context", "type": "clause", "offset": [2140, 2151]}], "size": 136, "snippet": "The net present value calculation used to determine whether a loan should be modified based on the modification process above is distinct and different from the net present value calculation used to determine the covered loss if the loan is modified. Please refer only to the net present value calculation described in this exhibit for the modification process, with its separate assumptions, when determining whether to provide a modification to a borrower. Separate assumptions may include, without limitation, Assuming Bank\u2019s determination of a probability of default without modification, a probability of default with modification, home price forecasts, prepayment speeds, and event timing. These assumptions are applied to different projected cash flows over the term of the loan, such as the projected cash flow of the loan performing or defaulting without modification and the projected cash flow of the loan performing or defaulting with modification. By contrast, the net present value for determining the covered loss is based on a 10 year period. While the assumptions in the net present value calculation used in the modification process may change, the net present value calculation for determining the covered loss remains constant. This agreement for reimbursement of loss sharing expenses on certain loans and other assets (the \u201cCommercial Shared-Loss Agreement\u201d) shall apply when the Assuming Bank purchases Shared-Loss Assets as that term is defined herein. The terms hereof shall modify and supplement, as necessary, the terms of the Purchase and Assumption Agreement to which this Commercial Shared-Loss Agreement is attached as Exhibit 4.15B and incorporated therein. To the extent any inconsistencies may arise between the terms of the Purchase and Assumption Agreement and this Commercial Shared-Loss Agreement with respect to the subject matter of this Commercial Shared-Loss Agreement, the terms of this Commercial Shared-Loss Agreement shall control. References in this Commercial Shared-Loss Agreement to a particular Section shall be deemed to refer to a Section in this Commercial Shared-Loss Agreement unless the context indicates that a Section of the Purchase and Assumption Agreement is intended.", "hash": "736e78969fb7ec1490c1ebb0db092115", "id": 1}, {"samples": [{"hash": "6gROFYvQokp", "uri": "/contracts/6gROFYvQokp#special-note", "label": "Purchase and Assumption Agreement (Great Western Bancorp, Inc.)", "score": 25.6543464661, "published": true}, {"hash": "7Y4Rd0DSys", "uri": "/contracts/7Y4Rd0DSys#special-note", "label": "Purchase and Assumption Agreement (FCB Financial Holdings, Inc.)", "score": 25.4654350281, "published": true}, {"hash": "c5SSEDUPdYw", "uri": "/contracts/c5SSEDUPdYw#special-note", "label": "Purchase and Assumption Agreement (Talmer Bancorp, Inc.)", "score": 25.024641037, "published": true}], "snippet_links": [{"key": "net-present-value", "type": "definition", "offset": [4, 21]}, {"key": "a-loan", "type": "definition", "offset": [60, 66]}, {"key": "based-on", "type": "clause", "offset": [86, 94]}, {"key": "modification-process", "type": "clause", "offset": [99, 119]}, {"key": "determine-the", "type": "clause", "offset": [199, 212]}, {"key": "covered-loss", "type": "definition", "offset": [213, 225]}, {"key": "this-exhibit", "type": "definition", "offset": [319, 331]}, {"key": "provide-a", "type": "definition", "offset": [421, 430]}, {"key": "modification-to", "type": "clause", "offset": [431, 446]}, {"key": "without-limitation", "type": "clause", "offset": [493, 511]}, {"key": "assuming-institution", "type": "definition", "offset": [513, 533]}, {"key": "determination-of", "type": "clause", "offset": [536, 552]}, {"key": "without-modification", "type": "definition", "offset": [578, 598]}, {"key": "projected-cash-flows", "type": "clause", "offset": [746, 766]}, {"key": "term-of-the-loan", "type": "definition", "offset": [776, 792]}, {"key": "flow-of", "type": "definition", "offset": [821, 828]}, {"key": "year-period", "type": "definition", "offset": [1053, 1064]}], "size": 50, "snippet": "The net present value calculation used to determine whether a loan should be modified based on the modification process above is distinct and different from the net present value calculation used to determine the covered loss if the loan is modified. Please refer only to the net present value calculation described in this exhibit for the modification process, with its separate assumptions, when determining whether to provide a modification to a borrower. Separate assumptions may include, without limitation, Assuming Institution\u2019s determination of a probability of default without modification, a probability of default with modification, home price forecasts, prepayment speeds, and event timing. These assumptions are applied to different projected cash flows over the term of the loan, such as the projected cash flow of the loan performing or defaulting without modification and the projected cash flow of the loan performing or defaulting with modification. By contrast, the net present value for determining the covered loss is based on a 10 year period. While the assumptions in the net present value calculation used in the modification process may change, the net present value calculation for determining the covered loss remains constant.", "hash": "375d1dba9d95f6fb28c2053861624a17", "id": 2}, {"samples": [{"hash": "8gEVDjyz4X", "uri": "/contracts/8gEVDjyz4X#special-note", "label": "Purchase and Assumption Agreement (FCB Financial Holdings, Inc.)", "score": 25.4654350281, "published": true}, {"hash": "8O4Eea300hQ", "uri": "/contracts/8O4Eea300hQ#special-note", "label": "Purchase and Assumption Agreement (Talmer Bancorp, Inc.)", "score": 25.024641037, "published": true}, {"hash": "1IcSZcYQqHP", "uri": "/contracts/1IcSZcYQqHP#special-note", "label": "Purchase and Assumption Agreement (Talmer Bancorp, Inc.)", "score": 25.024641037, "published": true}], "snippet_links": [{"key": "a-loan", "type": "definition", "offset": [46, 52]}, {"key": "based-on", "type": "clause", "offset": [72, 80]}, {"key": "modification-process", "type": "clause", "offset": [85, 105]}, {"key": "net-present-value", "type": "definition", "offset": [147, 164]}, {"key": "determine-the", "type": "clause", "offset": [185, 198]}, {"key": "covered-loss", "type": "definition", "offset": [199, 211]}, {"key": "this-exhibit", "type": "definition", "offset": [305, 317]}, {"key": "provide-a", "type": "definition", "offset": [407, 416]}, {"key": "modification-to", "type": "clause", "offset": [417, 432]}, {"key": "without-limitation", "type": "clause", "offset": [479, 497]}, {"key": "assuming-institution", "type": "definition", "offset": [503, 523]}, {"key": "determination-of", "type": "clause", "offset": [526, 542]}, {"key": "without-modification", "type": "definition", "offset": [568, 588]}, {"key": "projected-cash-flows", "type": "clause", "offset": [736, 756]}, {"key": "term-of-the-loan", "type": "definition", "offset": [766, 782]}, {"key": "flow-of", "type": "definition", "offset": [811, 818]}, {"key": "year-period", "type": "definition", "offset": [1043, 1054]}], "size": 32, "snippet": "The NPV calculation used to determine whether a loan should be modified based on the modification process above is distinct and different from the net present value calculation used to determine the Covered Loss if the loan is modified. Please refer only to the net present value calculation described in this exhibit for the modification process, with its separate assumptions, when determining whether to provide a modification to a borrower. Separate assumptions may include, without limitation, the Assuming Institution\u2019s determination of a probability of default without modification, a probability of default with modification, home price forecasts, prepayment speeds, and event timing. These assumptions are applied to different projected cash flows over the term of the loan, such as the projected cash flow of the loan performing or defaulting without modification and the projected cash flow of the loan performing or defaulting with modification. By contrast, the net present value for determining the Covered Loss is based on a 10 year period. While the assumptions in the net present value calculation used in the modification process may change, the net present value calculation for determining the Covered Loss remains constant.", "hash": "3c7a3389184feb2313b517c72e66fa96", "id": 3}, {"samples": [{"hash": "aw133YjCQns", "uri": "/contracts/aw133YjCQns#special-note", "label": "Purchase and Assumption Agreement (FCB Financial Holdings, Inc.)", "score": 25.4654350281, "published": true}, {"hash": "6orK5x76dXd", "uri": "/contracts/6orK5x76dXd#special-note", "label": "Purchase and Assumption Agreement (Bond Street Holdings Inc)", "score": 22.716632843, "published": true}, {"hash": "gGoDFf4ztpc", "uri": "/contracts/gGoDFf4ztpc#special-note", "label": "Purchase and Assumption Agreement (State Bank Financial Corp)", "score": 22.1690616608, "published": true}], "snippet_links": [{"key": "net-present-value", "type": "definition", "offset": [4, 21]}, {"key": "a-loan", "type": "definition", "offset": [60, 66]}, {"key": "based-on", "type": "clause", "offset": [86, 94]}, {"key": "modification-process", "type": "clause", "offset": [99, 119]}, {"key": "determine-the", "type": "clause", "offset": [199, 212]}, {"key": "covered-loss", "type": "definition", "offset": [213, 225]}, {"key": "this-exhibit", "type": "definition", "offset": [319, 331]}, {"key": "provide-a", "type": "definition", "offset": [421, 430]}, {"key": "modification-to", "type": "clause", "offset": [431, 446]}, {"key": "without-limitation", "type": "clause", "offset": [493, 511]}, {"key": "assuming-bank", "type": "definition", "offset": [513, 526]}, {"key": "determination-of", "type": "clause", "offset": [529, 545]}, {"key": "without-modification", "type": "definition", "offset": [571, 591]}, {"key": "projected-cash-flows", "type": "clause", "offset": [739, 759]}, {"key": "term-of-the-loan", "type": "definition", "offset": [769, 785]}, {"key": "flow-of", "type": "definition", "offset": [814, 821]}], "size": 32, "snippet": "The net present value calculation used to determine whether a loan should be modified based on the modification process above is distinct and different from the net present value calculation used to determine the covered loss if the loan is modified. Please refer only to the net present value calculation described in this exhibit for the modification process, with its separate assumptions, when determining whether to provide a modification to a borrower. Separate assumptions may include, without limitation, Assuming Bank\u2019s determination of a probability of default without modification, a probability of default with modification, home price forecasts, prepayment speeds, and event timing. These assumptions are applied to different projected cash flows over the term of the loan, such as the projected cash flow of the loan performing or defaulting without modification and the projected cash flow of the loan performing or defaulting with modification.", "hash": "fba64f8055103b9b59333ee766afad3f", "id": 4}, {"samples": [{"hash": "8USXgX2vF8A", "uri": "/contracts/8USXgX2vF8A#special-note", "label": "Limited Warranty", "score": 29.236032486, "published": true}, {"hash": "hAwXkKbXttu", "uri": "/contracts/hAwXkKbXttu#special-note", "label": "Limited Warranty", "score": 29.0526294708, "published": true}, {"hash": "1cHTmRd1KkW", "uri": "/contracts/1cHTmRd1KkW#special-note", "label": "Limited Warranty", "score": 28.7925796509, "published": true}], "snippet_links": [{"key": "by-the-parties", "type": "clause", "offset": [24, 38]}, {"key": "the-supplier", "type": "clause", "offset": [120, 132]}, {"key": "in-accordance-with", "type": "definition", "offset": [133, 151]}, {"key": "the-relevant", "type": "clause", "offset": [190, 202]}, {"key": "supply-contract", "type": "clause", "offset": [210, 225]}, {"key": "the-insurance", "type": "clause", "offset": [227, 240]}, {"key": "customs-clearance", "type": "clause", "offset": [251, 268]}, {"key": "reasonable-expenses", "type": "definition", "offset": [284, 303]}, {"key": "the-original", "type": "definition", "offset": [355, 367]}, {"key": "in-the-case", "type": "clause", "offset": [392, 403]}, {"key": "in-advance", "type": "clause", "offset": [442, 452]}, {"key": "compensation-for", "type": "clause", "offset": [494, 510]}, {"key": "the-customer-shall", "type": "clause", "offset": [533, 551]}, {"key": "provide-the", "type": "clause", "offset": [552, 563]}, {"key": "related-service-providers", "type": "clause", "offset": [619, 644]}, {"key": "costs-incurred", "type": "clause", "offset": [646, 660]}, {"key": "other-related-expenses", "type": "clause", "offset": [741, 763]}, {"key": "by-the-customer", "type": "clause", "offset": [779, 794]}], "size": 14, "snippet": "Unless otherwise agreed by the Parties in written, the repaired module(s) or replacement module(s) will be delivered by the Supplier in accordance with the same Incoterms and destination as the relevant module supply contract. The insurance, freight, customs clearance fees and other reasonable expenses shall be borne in accordance with the Incoterms in the original module supply contract. In the case that the Customer pays for such costs in advance, and expects to contact the Supplier for compensation for such aforesaid costs, the Customer shall provide the invoices to evidence that such costs are incurred from related service providers. Costs incurred due to dismantling, repacking, installation or reinstallation the module(s) and other related expenses shall be borne by the Customer.", "hash": "7539310a8a8ffd07f9d9b3b32cb173f9", "id": 5}, {"samples": [{"hash": "1Yam2od3ZcJ", "uri": "/contracts/1Yam2od3ZcJ#special-note", "label": "Membership Agreement", "score": 26.9767284393, "published": true}, {"hash": "ich7EofTcmd", "uri": "/contracts/ich7EofTcmd#special-note", "label": "Membership Account Agreement", "score": 26.5920600891, "published": true}, {"hash": "1cOVb0EGyqz", "uri": "/contracts/1cOVb0EGyqz#special-note", "label": "Membership Agreement", "score": 26.57289505, "published": true}], "snippet_links": [{"key": "your-relationship-with", "type": "clause", "offset": [0, 22]}, {"key": "the-credit-union", "type": "definition", "offset": [23, 39]}, {"key": "state-and-federal-laws", "type": "definition", "offset": [60, 82]}, {"key": "from-time-to-time", "type": "clause", "offset": [101, 118]}, {"key": "purpose-of-this", "type": "clause", "offset": [188, 203]}, {"key": "the-rules", "type": "clause", "offset": [233, 242]}, {"key": "applicable-to", "type": "clause", "offset": [243, 256]}, {"key": "state-or-federal-law", "type": "definition", "offset": [338, 358]}, {"key": "will-apply-to", "type": "clause", "offset": [390, 403]}, {"key": "certain-rules", "type": "clause", "offset": [404, 417]}, {"key": "applicable-law", "type": "definition", "offset": [458, 472]}, {"key": "certain-disclosures", "type": "clause", "offset": [499, 518]}, {"key": "information-regarding", "type": "clause", "offset": [523, 544]}, {"key": "our-policies", "type": "clause", "offset": [545, 557]}, {"key": "as-required-by-law", "type": "clause", "offset": [558, 576]}, {"key": "by-signing", "type": "clause", "offset": [578, 588]}, {"key": "membership-application", "type": "definition", "offset": [591, 613]}, {"key": "signature-card", "type": "definition", "offset": [618, 632]}, {"key": "continued-use", "type": "clause", "offset": [648, 661]}, {"key": "account-services", "type": "definition", "offset": [680, 696]}, {"key": "after-receiving", "type": "clause", "offset": [697, 712]}, {"key": "notice-of", "type": "definition", "offset": [727, 736]}, {"key": "notification-of", "type": "definition", "offset": [757, 772]}, {"key": "change-in-terms", "type": "clause", "offset": [777, 792]}, {"key": "jointly-and-severally", "type": "clause", "offset": [799, 820]}, {"key": "agree-to", "type": "clause", "offset": [852, 860]}, {"key": "the-terms-and-conditions", "type": "clause", "offset": [861, 885]}, {"key": "the-schedule", "type": "clause", "offset": [914, 926]}, {"key": "as-amended", "type": "definition", "offset": [928, 938]}], "size": 12, "snippet": "Your relationship with the Credit Union is also governed by state and federal laws, which may change from time to time. The body of law is too large and complex to be reproduced here. The purpose of this Booklet is to: (1) summarize the rules applicable to common Transactions; (2) establish rules to govern Transactions not regulated by state or federal law; (3) establish variations that will apply to certain rules, events or Transactions as permitted by applicable law; and (4) provide you with certain disclosures and information regarding our policies as required by law. By signing a Membership Application and Signature Card or your use or continued use of any account or account services after receiving this Booklet, notice of its availability or notification of any change in terms, you, jointly and severally, agree that you understand and agree to the terms and conditions stated in this Booklet, and the Schedule, as amended from time to time.", "hash": "da977b22c0afee6e811d53e96e637c90", "id": 6}, {"samples": [{"hash": "lct7Wa9LXn2", "uri": "/contracts/lct7Wa9LXn2#special-note", "label": "Collective Bargaining Agreement", "score": 31.8163547516, "published": true}, {"hash": "4UJXWEEMwFE", "uri": "/contracts/4UJXWEEMwFE#special-note", "label": "Collective Bargaining Agreement", "score": 23.8287162781, "published": true}, {"hash": "desb3VNR0Qn", "uri": "/contracts/desb3VNR0Qn#special-note", "label": "Collective Bargaining Agreement", "score": 23.7583847046, "published": true}], "snippet_links": [{"key": "both-parties-recognize", "type": "clause", "offset": [0, 22]}, {"key": "the-provisions", "type": "clause", "offset": [28, 42]}, {"key": "article-xii", "type": "definition", "offset": [60, 71]}, {"key": "pertaining-to", "type": "definition", "offset": [160, 173]}, {"key": "reassignment-and-transfer", "type": "clause", "offset": [174, 199]}, {"key": "it-is-agreed-that", "type": "clause", "offset": [230, 247]}, {"key": "contained-in", "type": "definition", "offset": [262, 274]}, {"key": "the-memorandum-of-understanding", "type": "definition", "offset": [275, 306]}, {"key": "collective-bargaining-agreement", "type": "definition", "offset": [324, 355]}, {"key": "source-of", "type": "definition", "offset": [370, 379]}, {"key": "on-transfer", "type": "clause", "offset": [390, 401]}], "size": 10, "snippet": "Both parties recognize that the provisions contained within Article XII can be difficult to fully comprehend. In an attempt to raise the level of understanding pertaining to reassignment and transfer a flowchart has been created. It is agreed that the Flowchart contained in the Memorandum of Understanding attached to this collective bargaining agreement will act as a source of direction on transfer/IVT/recall of RIF\u2019d teachers. The language contained herein shall govern if it is found that a discrepancy exists between the two.", "hash": "e2ae7db8ff3d301124d3ba976266b922", "id": 7}, {"samples": [{"hash": "aaP0htjVJt5", "uri": "/contracts/aaP0htjVJt5#special-note", "label": "Independent Contractor Agreement", "score": 33.8108787537, "published": true}, {"hash": "diEb3Jhh5fY", "uri": "/contracts/diEb3Jhh5fY#special-note", "label": "Independent Contractor Agreement", "score": 33.5289306641, "published": true}, {"hash": "3bEEvYOsUj4", "uri": "/contracts/3bEEvYOsUj4#special-note", "label": "Independent Contractor Agreement", "score": 33.2579307556, "published": true}], "snippet_links": [{"key": "the-term", "type": "definition", "offset": [29, 37]}, {"key": "personal-group", "type": "definition", "offset": [38, 52]}, {"key": "a-director", "type": "clause", "offset": [82, 92]}, {"key": "organization-and", "type": "clause", "offset": [110, 126]}, {"key": "sum-of", "type": "clause", "offset": [289, 295]}, {"key": "the-director", "type": "clause", "offset": [335, 347]}, {"key": "the-personal", "type": "clause", "offset": [390, 402]}], "size": 10, "snippet": "As it pertains to Directors, the term Personal Group Wholesale Volume consists of a Director at the top of an Organization and every Consultant downline of that Organization, through each and every Team, until reaching a Consultant with the rank of Director or higher within any Team. The sum of all Consultants within these Teams and the Director or higher rank person at the top makes up the Personal Group of that Director. 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