{"component": "clause", "props": {"groups": [{"snippet": "If the Property is determined to be in a Special Flood Hazard Area, as determined by the current Flood Maps published by the Federal Emergency Management Agency, Purchaser may terminate this Agreement by providing written notice to Seller by the later of the expiration of the Financing Contingency Period or the Inspection Period, and the termination procedures of Paragraph 23 shall apply.", "samples": [{"hash": "4rSaalw3dfO", "uri": "/contracts/4rSaalw3dfO#special-flood-hazard-area", "label": "Residential Real Estate Purchase Agreement", "score": 33.7061538696, "published": true}, {"hash": "hmn9FQ9u4Rp", "uri": "/contracts/hmn9FQ9u4Rp#special-flood-hazard-area", "label": "Residential Real Estate Purchase Agreement", "score": 27.4184207916, "published": true}, {"hash": "8vPOO2jQRP9", "uri": "/contracts/8vPOO2jQRP9#special-flood-hazard-area", "label": "Residential Real Estate Purchase Agreement", "score": 23.2039699554, "published": true}], "snippet_links": [{"key": "the-property", "type": "clause", "offset": [3, 15]}, {"key": "the-current", "type": "clause", "offset": [85, 96]}, {"key": "federal-emergency-management-agency", "type": "definition", "offset": [125, 160]}, {"key": "terminate-this-agreement", "type": "clause", "offset": [176, 200]}, {"key": "notice-to-seller", "type": "clause", "offset": [222, 238]}, {"key": "financing-contingency-period", "type": "clause", "offset": [277, 305]}, {"key": "inspection-period", "type": "definition", "offset": [313, 330]}, {"key": "termination-procedures", "type": "clause", "offset": [340, 362]}], "size": 16, "hash": "8bb2676ab9b5fc088ed76aad03e0ae9e", "id": 1}, {"snippet": "Borrower shall obtain and maintain at Borrower\u2019s sole expense, a flood insurance policy on the Improvements and, if applicable, any such other structure in an amount required by Administrative Agent, but in no event less than the amount sufficient to meet the requirements of applicable Law, as such requirements may from time to time be in effect. If applicable, the flood insurance policy shall be obtained as a condition to closing of the Loan. In addition to the foregoing, Borrower shall obtain and maintain at Borrower\u2019s expense, a flood insurance policy on any building materials and supplies and any personal property contents owned by Borrower, as soon as a flood insurance policy on such building materials, supplies and contents can be obtained, to the extent Administrative Agent and Lenders take a security interest in such building materials, supplies, and/or personal property contents, in an amount reasonably required by Administrative Agent, but in no event less than the amount sufficient to meet the requirements of applicable Law, as such requirements may from time to time be in effect.", "samples": [{"hash": "2n7NjnPba9s", "uri": "/contracts/2n7NjnPba9s#special-flood-hazard-area", "label": "Loan Agreement (Fortress Net Lease REIT)", "score": 35.2299804688, "published": true}], "snippet_links": [{"key": "borrower-shall", "type": "clause", "offset": [0, 14]}, {"key": "sole-expense", "type": "definition", "offset": [49, 61]}, {"key": "flood-insurance-policy", "type": "definition", "offset": [65, 87]}, {"key": "the-improvements", "type": "clause", "offset": [91, 107]}, {"key": "if-applicable", "type": "definition", "offset": [113, 126]}, {"key": "other-structure", "type": "definition", "offset": [137, 152]}, {"key": "required-by", "type": "definition", "offset": [166, 177]}, {"key": "in-no-event", "type": "clause", "offset": [204, 215]}, {"key": "requirements-of-applicable-law", "type": "clause", "offset": [260, 290]}, {"key": "from-time-to-time", "type": "clause", "offset": [317, 334]}, {"key": "in-effect", "type": "definition", "offset": [338, 347]}, {"key": "closing-of-the-loan", "type": "clause", "offset": [427, 446]}, {"key": "the-foregoing", "type": "definition", "offset": [463, 476]}, {"key": "building-materials-and-supplies", "type": "definition", "offset": [568, 599]}, {"key": "personal-property", "type": "clause", "offset": [608, 625]}, {"key": "by-borrower", "type": "clause", "offset": [641, 652]}, {"key": "to-the-extent", "type": "clause", "offset": [757, 770]}, {"key": "administrative-agent-and-lenders", "type": "clause", "offset": [771, 803]}, {"key": "security-interest", "type": "definition", "offset": [811, 828]}], "size": 2, "hash": "7ae7990de95c431ff5941c7a6008b433", "id": 3}, {"snippet": "Buyer shall have the option to declare this Contract null and void if the Real Estate is located in a special flood hazard area which requires Buyer to carry flood insurance. If written notice of the option to declare this Contract null and void is not given to Seller within ten (10) Business Days after Date of Acceptance or within the term specified in Paragraph 2 (whichever is later), Buyer shall be deemed to have waived such option and this Contract shall remain in full force and effect.", "samples": [{"hash": "bljDtNctTZY", "uri": "/contracts/bljDtNctTZY#special-flood-hazard-area", "label": "Commercial Sales Contract", "score": 25.8790054321, "published": true}], "snippet_links": [{"key": "buyer-shall", "type": "clause", "offset": [0, 11]}, {"key": "option-to", "type": "clause", "offset": [21, 30]}, {"key": "this-contract", "type": "definition", "offset": [39, 52]}, {"key": "null-and-void", "type": "definition", "offset": [53, 66]}, {"key": "the-real-estate", "type": "definition", "offset": [70, 85]}, {"key": "located-in", "type": "definition", "offset": [89, 99]}, {"key": "flood-insurance", "type": "definition", "offset": [158, 173]}, {"key": "notice-of-the", "type": "clause", "offset": [186, 199]}, {"key": "to-seller", "type": "definition", "offset": [259, 268]}, {"key": "days-after", "type": "definition", "offset": [294, 304]}, {"key": "date-of-acceptance", "type": "definition", "offset": [305, 323]}, {"key": "the-term", "type": "definition", "offset": [334, 342]}, {"key": "paragraph-2", "type": "definition", "offset": [356, 367]}, {"key": "full-force-and-effect", "type": "definition", "offset": [473, 494]}], "size": 1, "hash": "ce31b2bc76124c4eb99cf39c480a77fe", "id": 5}, {"snippet": "If the Improvements (or any portion thereof) forming a part of such Mortgaged Property (excluding Improvements that are not walled and roofed buildings) are located in an Special Flood Hazard Area:\ni. The Borrower shall have furnished evidence satisfactory to the Agent that the building floor elevations of such Improvements are located at the height (if any) prescribed by Governmental Requirements above the designated flood plain elevation for the Special Flood Hazard Area, as determined by FEMA; and\nii. The Borrower shall have provided to the Agent either: (A) the flood insurance required by the Mortgage encumbering such Mortgaged Property, together with evidence of payment in full of the premium thereon, or (B) a copy of a Letter of Map Revision (\"LOMR\") issued by FEMA, removing such Mortgaged Property from the Special Flood Hazard Area as determined by FEMA.", "samples": [{"hash": "soSLn22wSD", "uri": "/contracts/soSLn22wSD#special-flood-hazard-area", "label": "Secured Revolving Credit Agreement (Windrose Medical Properties Trust)", "score": 18.0, "published": true}, {"hash": "43apffQAgny", "uri": "/contracts/43apffQAgny#special-flood-hazard-area", "label": "Secured Revolving Credit Agreement (Windrose Medical Properties Trust)", "score": 18.0, "published": true}], "snippet_links": [{"key": "the-improvements", "type": "clause", "offset": [3, 19]}, {"key": "mortgaged-property", "type": "clause", "offset": [68, 86]}, {"key": "located-in", "type": "definition", "offset": [157, 167]}, {"key": "the-borrower-shall", "type": "clause", "offset": [201, 219]}, {"key": "the-agent", "type": "clause", "offset": [260, 269]}, {"key": "the-building", "type": "definition", "offset": [275, 287]}, {"key": "governmental-requirements", "type": "definition", "offset": [375, 400]}, {"key": "the-designated", "type": "clause", "offset": [407, 421]}, {"key": "flood-plain", "type": "definition", "offset": [422, 433]}, {"key": "the-special", "type": "definition", "offset": [448, 459]}, {"key": "required-by", "type": "definition", "offset": [588, 599]}, {"key": "the-mortgage", "type": "clause", "offset": [600, 612]}, {"key": "payment-in-full", "type": "definition", "offset": [676, 691]}, {"key": "a-copy-of", "type": "clause", "offset": [723, 732]}, {"key": "letter-of", "type": "definition", "offset": [735, 744]}, {"key": "issued-by", "type": "clause", "offset": [767, 776]}], "size": 3, "hash": "74e7c8dbd5c963ab870880b8a61440de", "id": 2}, {"snippet": "Land area which has been specifically identified by the Federal Emergency Management Agency as the Floodplain within a community subject to a 1 percent or greater chance of flooding in any given year. It is useful for the purposes of identifying flood hazards by local subdivisions of government for regulatory purposes as well as use by the National Flood Insurance Program for establishing risk zones and flood insurance premium rates. The FEMA flood hazard area zone designation or flood risk potential is as illustrated on FEMA\u2019s Flood Hazard Boundary Map or Flood Insurance Rate Map.", "samples": [{"hash": "DTfF7AhFCc", "uri": "/contracts/DTfF7AhFCc#special-flood-hazard-area", "label": "Real Property Lease Agreement", "score": 24.7748298645, "published": true}], "snippet_links": [{"key": "land-area", "type": "definition", "offset": [0, 9]}, {"key": "federal-emergency-management-agency", "type": "definition", "offset": [56, 91]}, {"key": "a-community", "type": "clause", "offset": [117, 128]}, {"key": "subject-to", "type": "definition", "offset": [129, 139]}, {"key": "given-year", "type": "definition", "offset": [189, 199]}, {"key": "for-the-purposes-of", "type": "clause", "offset": [214, 233]}, {"key": "flood-hazards", "type": "clause", "offset": [246, 259]}, {"key": "national-flood-insurance-program", "type": "definition", "offset": [342, 374]}, {"key": "premium-rates", "type": "clause", "offset": [423, 436]}, {"key": "flood-hazard-area", "type": "clause", "offset": [447, 464]}, {"key": "flood-risk", "type": "clause", "offset": [485, 495]}, {"key": "flood-hazard-boundary-map", "type": "definition", "offset": [534, 559]}, {"key": "flood-insurance-rate-map", "type": "definition", "offset": [563, 587]}], "size": 1, "hash": "da557cf1035e7cda04c9dfb732abb151", "id": 4}, {"snippet": "Except to the extent that the Condominium Association pursuant to the Condominium Documents maintains the following with respect to the common elements under the Condominium Documents, and provided that all of the terms and conditions of this Subsection and of Subsections (a) and (c) of this Section are satisfied with respect thereto, Borrower shall obtain and maintain at Borrower\u2019s sole expense, a flood insurance policy on the Improvements and any such other structure and/or the common elements under the Condominium Documents in an amount required by Administrative Agent, but in no event less than the amount sufficient to meet the requirements of applicable Law, as such requirements may from time to time be in effect. If applicable, the flood insurance policy shall be obtained as a condition to closing of the Loan. In addition to the foregoing, Borrower shall obtain and maintain at Borrower\u2019s expense, a flood insurance policy on any building materials and supplies and any personal property contents owned by Borrower, as soon as a flood insurance policy on such building materials, supplies and contents can be obtained, to the extent Administrative Agent and Lenders take a security interest in such building materials, supplies, and/or personal property contents, in an amount required by Administrative Agent, but in no event less than the amount sufficient to meet the requirements of applicable Law, as such requirements may from time to time be in effect.", "samples": [{"hash": "9fILJRkwn1p", "uri": "/contracts/9fILJRkwn1p#special-flood-hazard-area", "label": "Term Loan Agreement (AH Realty Trust, Inc.)", "score": 35.8377823409, "published": true}], "snippet_links": [{"key": "except-to-the-extent", "type": "clause", "offset": [0, 20]}, {"key": "condominium-association", "type": "clause", 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[640, 670]}, {"key": "from-time-to-time", "type": "clause", "offset": [697, 714]}, {"key": "in-effect", "type": "definition", "offset": [718, 727]}, {"key": "if-applicable", "type": "definition", "offset": [729, 742]}, {"key": "closing-of-the-loan", "type": "clause", "offset": [807, 826]}, {"key": "the-foregoing", "type": "definition", "offset": [843, 856]}, {"key": "building-materials-and-supplies", "type": "definition", "offset": [948, 979]}, {"key": "personal-property", "type": "clause", "offset": [988, 1005]}, {"key": "by-borrower", "type": "clause", "offset": [1021, 1032]}, {"key": "administrative-agent-and-lenders", "type": "clause", "offset": [1151, 1183]}, {"key": "security-interest", "type": "definition", "offset": [1191, 1208]}], "size": 1, "hash": "95b13ac481ba33d904c91d99ea88e9d2", "id": 6}, {"snippet": "To the best of Seller's knowledge, none of the Property is located within a special flood hazard area.", "samples": [{"hash": "2Q7TvObYbUd", "uri": "/contracts/2Q7TvObYbUd#special-flood-hazard-area", "label": "Real Estate Transfer Agreement (RMS Limited Partnership)", "score": 18.0, "published": true}], "snippet_links": [{"key": "of-seller", "type": "clause", "offset": [12, 21]}, {"key": "the-property", "type": "clause", "offset": [43, 55]}], "size": 1, "hash": "32c39f4668c00c1d94c845c0c3c46c15", "id": 7}, {"snippet": "In the event there occurs, from time to time, any loss on any property which is not part of the Property Pool and which loss reduces the annual aggregate coverage available for claim payments under Borrower's blanket insurance policies, Borrower agrees that it shall repurchase, from time to time, the amount of insurance necessary to provide the required coverages under this Article IV within thirty (30) days after the occurrence of such loss.", "samples": [{"hash": "dvbtaeARMU0", "uri": "/contracts/dvbtaeARMU0#special-flood-hazard-area", "label": "Loan Agreement (Catellus Development Corp)", "score": 18.0, "published": true}], "snippet_links": [{"key": "in-the-event", "type": "clause", "offset": [0, 12]}, {"key": "from-time-to-time", "type": "clause", "offset": [27, 44]}, {"key": "any-loss", "type": "definition", "offset": [46, 54]}, {"key": "property-pool", "type": "definition", "offset": [96, 109]}, {"key": "annual-aggregate", "type": "definition", "offset": [137, 153]}, {"key": "coverage-available", "type": "clause", "offset": [154, 172]}, {"key": "claim-payments", "type": "clause", "offset": [177, 191]}, {"key": "blanket-insurance-policies", "type": "clause", "offset": [209, 235]}, {"key": "amount-of-insurance", "type": "clause", "offset": [302, 321]}, {"key": "provide-the", "type": "clause", "offset": [335, 346]}, {"key": "required-coverages", "type": "definition", "offset": [347, 365]}, {"key": "article-iv", "type": "clause", "offset": [377, 387]}, {"key": "within-thirty", "type": "clause", "offset": [388, 401]}, {"key": "days-after", "type": "definition", "offset": [407, 417]}], "size": 1, "hash": "bf54527812b86c131e580452f1476033", "id": 8}, {"snippet": "The area defined by the National Flood Insurance Program requiring mandatory purchase of flood insurance.", "samples": [{"hash": "fgjAz9KMrR6", "uri": "/contracts/fgjAz9KMrR6#special-flood-hazard-area", "label": "Limited Partnership Agreement", "score": 27.6981525421, "published": true}], "snippet_links": [{"key": "the-area", "type": "clause", "offset": [0, 8]}, {"key": "national-flood-insurance-program", "type": "definition", "offset": [24, 56]}, {"key": "purchase-of", "type": "clause", "offset": [77, 88]}], "size": 1, "hash": "413c67adf40c6df0e4d9fcbe76425e29", "id": 9}, {"snippet": "Flood hazard areas identified on the Flood Insurance Rate Map labeled as \u2587\u2587\u2587\u2587 \u2587, \u2587\u2587\u2587\u2587 \u2587\u2587, \u2587\u2587\u2587\u2587 \u2587\u2587, \u2587\u2587\u2587\u2587\u2587 \u2587\u2587-\u2587\u2587\u2587, \u2587\u2587\u2587\u2587 AE, \u2587\u2587\u2587\u2587 \u2587\u2587\u2587, \u2587\u2587\u2587\u2587 AR, \u2587\u2587\u2587\u2587 \u2587\u2587/\u2587\u2587, \u2587\u2587\u2587\u2587 \u2587\u2587/\u2587\u2587, \u2587\u2587\u2587\u2587 \u2587\u2587/\u2587\u2587-\u2587\u2587\u2587, \u2587\u2587\u2587\u2587 \u2587\u2587/\u2587, \u2587\u2587\u2587\u2587 \u2587, \u2587\u2587\u2587\u2587 \u2587\u2587, \u2587\u2587\u2587 \u2587\u2587\u2587\u2587\u2587 \u2587\u2587-\u2587\u2587\u2587.", "samples": [{"hash": "2MFQ3HIJNQm", "uri": "/contracts/2MFQ3HIJNQm#special-flood-hazard-area", "label": "Loan Agreement", "score": 28.423740387, "published": true}], "snippet_links": [{"key": "flood-hazard-areas", "type": "clause", "offset": [0, 18]}, {"key": "flood-insurance-rate-map", "type": "definition", "offset": [37, 61]}], "size": 1, "hash": "9d573ff064ba0edf5a43005778108605", "id": 10}], "next_curs": "CmISXGoVc35sYXdpbnNpZGVyY29udHJhY3Rzcj4LEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2IiJzcGVjaWFsLWZsb29kLWhhemFyZC1hcmVhIzAwMDAwMDBhDKIBAmVuGAAgAA==", "clause": {"title": "SPECIAL FLOOD HAZARD AREA", "children": [], "size": 32, "parents": [["conditions-of-lending", "CONDITIONS OF LENDING"], ["mortgaged-properties", "Mortgaged Properties"], ["member", "MEMBER"], ["title-insurance", "Title Insurance"], ["zoning", "Zoning"]], "id": "special-flood-hazard-area", "related": [["standard-hazard-and-flood-insurance-policies", "Standard Hazard and Flood Insurance Policies", "Standard Hazard and Flood Insurance Policies"], ["flood-zone", "Flood Zone", "Flood Zone"], ["flood", "Flood", "Flood"], ["standard-hazard-insurance-and-flood-insurance-policies", "Standard Hazard Insurance and Flood Insurance Policies", "Standard Hazard Insurance and Flood Insurance Policies"], ["matters-relating-to-flood-hazard-properties", "Matters Relating to Flood Hazard Properties", "Matters Relating to Flood Hazard Properties"]], "related_snippets": [], "updated": "2026-11-05T04:24:03+00:00", "also_ask": ["What key terms must be included to allocate flood risk and liability effectively?", "How can parties negotiate insurance and disclosure obligations for properties in special flood hazard areas?", "What are the most common legal pitfalls or unenforceable provisions in these clauses?", "How do state and federal flood zone regulations impact enforceability and drafting?", "What precedent exists regarding the court\u2019s interpretation of flood hazard disclosures and remedies?"], "drafting_tip": "Define 'Special Flood Hazard Area' precisely to avoid ambiguity; reference authoritative flood maps to ensure accuracy; specify party responsibilities to clarify obligations.", "explanation": "The Special Flood Hazard Area clause defines the responsibilities and disclosures related to properties located within zones identified as having a high risk of flooding. Typically, this clause requires the seller to inform the buyer if the property is situated in a designated flood zone, and may obligate the buyer to obtain flood insurance as a condition of purchase or financing. Its core function is to ensure that all parties are aware of flood risks and related insurance requirements, thereby reducing the risk of unexpected costs or liabilities associated with flood damage."}, "json": true, "cursor": ""}}