{"component": "clause", "props": {"groups": [{"snippet": "ICP shall not offer, provide, implement or otherwise make available on the ICP Internet Site or ICP Programming any promotional programs or plans that are intended to provide customers with rewards or benefits in exchange for, or on account of, their past or continued loyalty to, or patronage or purchase of, the products or services of ICP or any third party (e.g., a promotional program similar to a \"frequent flier\" program), unless such promotional program or plan is provided exclusively through AOL's \"AOL Rewards\" program, accessible on the AOL Service at Keyword: \"AOL Rewards.\"", "snippet_links": [{"key": "not-offer", "type": "clause", "offset": [10, 19]}, {"key": "make-available", "type": "definition", "offset": [53, 67]}, {"key": "internet-site", "type": "clause", "offset": [79, 92]}, {"key": "icp-programming", "type": "clause", "offset": [96, 111]}, {"key": "promotional-programs", "type": "definition", "offset": [116, 136]}, {"key": "to-provide", "type": "clause", "offset": [164, 174]}, {"key": "in-exchange", "type": "clause", "offset": [210, 221]}, {"key": "purchase-of", "type": "clause", "offset": [297, 308]}, {"key": "products-or-services", "type": "clause", "offset": [314, 334]}, {"key": "third-party", "type": "clause", "offset": [349, 360]}, {"key": "similar-to", "type": "definition", "offset": [390, 400]}, {"key": "aol-service", "type": "clause", "offset": [549, 560]}], "samples": [{"hash": "lEpqlnh53ub", "uri": "/contracts/lEpqlnh53ub#rewards-programs", "label": "Anchor Tenant Agreement (Bolt Inc)", "score": 18.0, "published": true}, {"hash": "kDUt1q70zyp", "uri": "/contracts/kDUt1q70zyp#rewards-programs", "label": "Interactive Services Agreement (Medscape Inc)", "score": 18.0, "published": true}, {"hash": "b97i7UQIkgJ", "uri": "/contracts/b97i7UQIkgJ#rewards-programs", "label": "Interactive Services Agreement (Medscape Inc)", "score": 18.0, "published": true}], "size": 8, "hash": "a9992be71300c9673897f77e3659e482", "id": 2}, {"snippet": "You may have selected a Rewards Program for your account or, if you selected a Popular / AAdvantage\u00ae card, then the terms of the AAdvantage\u00ae Program apply. Return A rewards program that earns cash back per every purchase made with the Card. The reward program accumulates in cash 1% of all net Purchases made with your credit Card. Net Purchases are Purchases minus any credits or returns. In your billing statement, you will receive an estimate of the Reward accumulated. The redemption of money will be automatic and will occur once a year, in January. You will not be able to redeem your Reward before this date. The Bank will send you a check for the balance of your Reward to the address where you receive your billing statements. You will not accumulate Rewards for Balance Transfers, Convenience Checks, Cash Advances, payments thru TelePago\u00ae Popular or Internet Banking, the Purchase of casino chips or other methods of gambling, or any other transaction the Bank determines at its sole discretion constitutes or is equivalent to a Cash Advance. If you return merchandise, the Reward for that merchandise will be deducted. The percent of the deduction will be calculated based on the earning structure at the moment the merchandise was returned. If the amount of your Reward is less than ten (10) dollars at the automatic redemption period, you will not receive a check but it will accumulate to your account for the next redemption period. If your account has a derogative condition, the Bank will be able to retain your Reward until the condition ends or cancel the Reward completely, at the Bank's sole discretion. When calculating the Reward, the Bank will use the total dollar amount of each transaction eliminating the cents. The Bank's determination of the Reward is final. To receive the Reward, your account must be kept open until the date of the Reward payment. The cash back rewards program is subject to changes or cancellation at any moment at the Bank's sole discretion. American Airlines AAdvantage\u00ae Program A rewards program that earns miles. You authorize us to report to American Airlines, AAdvantage\u00ae miles earned with us. You also authorize us to share with American Airlines your email address and experiential and transactional information regarding your activity with us. You will earn AAdvantage\u00ae miles for Purchases as long as your Account is current, in good standing and open the day the Transaction is registered in your Account. The miles are earned multiplying the Transaction amount by the earn rate per dollar specific to your Card product. The total amount of miles per Transaction, without decimals, will be considered for the total amount of miles to be reported to AAdvantage\u00ae every account cycle. The Bank will report the miles earned with your AAdvantage\u00ae credit Card as long as your Account is current and in good standing the day of your cycle. The miles earned with your credit Card that are not reported to AAdvantage\u00ae because your Account has a derogative condition at cycle date, will be reported to AAdvantage\u00ae in the future if your Account becomes current. American Airlines reserves the right to change AAdvantage\u00ae program rules, regulations, travel awards and special offers at any time without notice and to end the AAdvantage\u00ae program with six (6) months prior notice. Any such changes may affect your ability to use the mileage awards or credits that you have accumulated. Members may not be able to obtain all offered awards at all times or use awards for all destinations or on all flights. AAdvantage\u00ae travel awards, mileage accrual and special offers are subject to government regulations. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage\u00ae program, visit \u2587\u2587\u2587.\u2587\u2587.\u2587\u2587\u2587/\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587. American Airlines, AAdvantage and the Flight Symbol are trademarks of American Airlines, Inc. PREMIA\u00ae A rewards program that earns points. Membership: Program Membership has a $25 annual fee subject to some exclusions as specified in the terms and conditions of the Program. The annual $25 fee is applied at the moment of subscription and subsequently once a year from the subscription date to any of the Program participating accounts. The Membership will be cancelled if any of the Program participating accounts has insufficient funds to cover the fee. Fee is non- refundable. You will earn points only for the activities and transactions described on the Program\u2019s website as well as additional promotions sent out periodically by Popular. Points will be credited and debited depending on the type of transaction carried out. Popular will determine from time to time the maximum amount of Points that may be accumulated for different transactions. This information is available on the Program's webpage. Popular reserves the right to review the balance of Membership accumulated Points and to subtract any credited Points that infringe this Agreement. Each account can be registered only to one (1) Program Membership. Under no circumstance, one same account or transaction is allowed to accumulate Points simultaneously for more than one (1) Membership. Limitations: Cash Advance Transactions done with credit Cards, foreign or local currency purchases, casino chips or any other cash equivalent instrument purchase and loan payments, including but not limited to mortgage and auto loan payments will not accumulate Points. The Regular Level Points will expire in December every four (4) years from the date of subscription. The PREMIA\u00ae Platinum level Points will not expire as long as they remain at this level. If the Customer is no longer at that level, the Regular level expiration terms will apply as well as the Regular Level Membership fee. Any derogatory condition or account mismanagement, including but not limited to blocked, outstanding and overdraft accounts will result in automatic Membership suspension and elimination of accumulated Points without previous notice. Once the derogatory condition is removed, the amount of Points accrued at the moment of Membership suspension may be restored at Popular\u2019s sole discretion. To view Your Point balance, please visit \u2587\u2587\u2587\u2587\u2587\u2587\u2587.\u2587\u2587\u2587. Individual consumer transactions are the only transactions entitled to Point accrual. Redemption: The Customer that figures as the primary account holder can redeem his/her accrued Points for rewards at any time, as long as he/she has the required Points for the desired reward. Program Membership must be active and the Customer may not have an account showing derogatory condition to be able to redeem the Points. The redeemed Points will immediately be deducted from the Points balance. For more information on the program visit \u2587\u2587\u2587.\u2587\u2587\u2587\u2587\u2587\u2587.\u2587\u2587\u2587 or call PREMIA\u00ae Customer Service Center at 1.800.3PREMIA (\u2587.\u2587\u2587\u2587.\u2587\u2587\u2587.\u2587\u2587\u2587\u2587). A way to make Purchases or payments using a mobile device You may choose to add your Card number to a Mobile Wallet Service. If you do so, you acknowledge that we are not a provider of the Wallet, we do not control the device and we are not responsible for any failure or inability to perform a transaction using the Wallet. We are only responsible for supplying information securely to the Wallet provider to allow usage of your Card in the Wallet. We reserve the right to define product eligibility. You agree that any such use of your Account will be subject to all the terms and conditions contained in this Agreement. Your applicable Purchase APR will apply to Purchases made using the Mobile Wallet Service. You acknowledge that certain message and data rates may apply from your wireless service providers and/or wireless carriers which might impact your use of the Wallet. For example, your mobile service carrier or provider may impose data usage or text charges for your use of or interaction with the Wallet, including downloading the software, receiving or sending text messages, or other use of your mobile device when using the software or other products and services provided by the Wallet. You expressly agree that you are responsible for all such fees, limitations, and restrictions and that we may contact you via your mobile device for any purpose concerning your Account with us, including Account servicing and collection purposes. We do not control the privacy and security of your information that may be held by the Wallet provider and that is governed by the privacy policy given to you by the Wallet provider. You agree not to leave your Mobile Device unattended while logged into the Wallet and to log off immediately at the completion of each access by you. You agree not to provide your password or other access information to any other person. If you believe that someone may have unauthorized access to your Mobile Device, you agree to immediately cancel your access to the Wallet associated with the Mobile Device. You agree to provide us with immediate notice in the event you suspect fraud or any unauthorized access to any of your Accounts. You agree to take every precaution to ensure the safety, security and integrity of your Account and transactions when using the Wallet. Except as otherwise required by law, we may at our sole discretion change these terms, and modify or cancel the eligibility to use your Card with a Wallet service at any time, without notice. You cannot change these terms but you can terminate them by removing your Card from the Wallet. We reserve the right to refuse any transaction for any reason. You expressly understand and agree that your use of a Mobile Wallet Service is at your sole risk. Any material downloaded or otherwise obtained through the use of the Wallet is obtained at your own discretion and risk, and we are not responsible for any damage to your Mobile Device or loss of data that results from the download of any such material, whether due to any computer virus or otherwise. We make no representation or warranty as to the completeness, accuracy, reliability, or currency of any information or data that you obtain through the use of a wallet. Your Default An Account will be in default if: 1) you fail to make at least the Minimum Payment when due; 2) you violate any other provision of this Agreement; 3) we believe you may be unwilling or unable to pay your debts on time; 4) you file for bankruptcy; or 5) you become incapacitated or die. If your Account is in default, we may close your Account or terminate or suspend your credit privileges without notice and require full payment of your outstanding balance immediately. We can also begin collection activities. To the extent permitted by law, if you are in default because you have failed to pay us, we will require you to pay our collection costs, attorneys\u2019 fees, court costs and all other expenses of enforcing our rights under this Agreement. Arbitration of Disputes This Agreement contains an Arbitration Provision immediately below. Within 90 days after the date we open your Account, you may elect to reject the Arbitration Provision by providing a written notice of your intention to do so to the address: Legal Division (745), Banco Popular de Puerto Rico, P.O. Box 362708, San \u2587\u2587\u2587\u2587, Puerto Rico 00936-2708. Unless you submit your rejection or to the extent permitted by applicable law, the Arbitration Provision will have a substantial impact on how any legal claims we have against each other are resolved if either you or we elect arbitration. For example, disputes subject to arbitration are decided by a neutral arbitrator and not a judge or jury. This Arbitration Provision will not apply to, or be enforceable against, covered borrowers under the protection of the Military Lending Act. 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"disputes-subject-to-arbitration", "type": "clause", "offset": [11473, 11504]}, {"key": "neutral-arbitrator", "type": "definition", "offset": [11522, 11540]}, {"key": "a-judge", "type": "definition", "offset": [11549, 11556]}, {"key": "covered-borrowers", "type": "definition", "offset": [11639, 11656]}, {"key": "protection-of-the", "type": "clause", "offset": [11667, 11684]}, {"key": "military-lending-act", "type": "clause", "offset": [11685, 11705]}, {"key": "participating-in", "type": "definition", "offset": [11774, 11790]}, {"key": "class-action", "type": "definition", "offset": [11793, 11805]}, {"key": "in-court", "type": "clause", "offset": [11806, 11814]}], "samples": [{"hash": "jnFM7RV0yT", "uri": "/contracts/jnFM7RV0yT#rewards-programs", "label": "Credit Card Agreement", "score": 26.9657402039, "published": true}, {"hash": "6S1fSlsP9sb", "uri": "/contracts/6S1fSlsP9sb#rewards-programs", "label": "Credit Card Agreement", "score": 26.9657402039, "published": true}, {"hash": "1FKHrCSZkxB", "uri": "/contracts/1FKHrCSZkxB#rewards-programs", "label": "Credit Card Agreement", "score": 26.9657402039, "published": true}], "size": 19, "hash": "ce48ae525da3b3b5cf661c886c7fd9bb", "id": 1}, {"snippet": "If your account allows you to earn rewards that may be redeemed for merchandise, travel or other products and services, the terms that apply to the rewards program are part of this Agreement and are provided to you with this Agreement. Your account may allow you to participate in loyalty programs of other selected organizations. These companies do not act on our behalf. They are solely responsible to you for the services and benefits offered through their loyalty programs as well as the administration of such programs, including the manner in which you can earn and redeem. These loyalty programs are subject to terms that are separate and distinct from this Agreement. We may make special services and benefits available to you, some of which may be at an additional cost to you. Some services and benefits may be features of your account, while others are optional and must be enrolled in or purchased separately. Certain benefits or services may be subject to separate and distinct terms and conditions. You may cancel any optional services or benefits in accordance with their respective terms. Certain account services and benefits are supplied by third parties. These third parties are solely responsible to you for the services and benefits offered or provided by them. In your account application, we obtained your consent for the collection, protection, use, sharing and retention of your Personal Information as set forth in the MBNA Privacy Notice, which is incorporated into and forms an important part of this Agreement. The MBNA Privacy Notice provides complete details on our privacy commitments and is included as a separate brochure with this Agreement and is available online at \u2587\u2587\u2587.\u2587\u2587\u2587\u2587.\u2587\u2587 or by calling us to request a copy. In the event of any conflict or inconsistency between this Agreement and the MBNA Privacy Notice, the MBNA Privacy Notice will govern with respect to privacy matters only. If you have any questions about your Personal Information, please refer to the MBNA Privacy Notice, call us toll-free at \u2587-\u2587\u2587\u2587-\u2587\u2587\u2587-\u2587\u2587\u2587\u2587 (English) or \u2587-\u2587\u2587\u2587-\u2587\u2587\u2587-\u2587\u2587\u2587\u2587 (French) or write to us at MBNA, Privacy Office, \u2587.\u2587. \u2587\u2587\u2587 \u2587\u2587\u2587\u2587, \u2587\u2587\u2587\u2587\u2587\u2587\u2587 \u2587, \u2587\u2587\u2587\u2587\u2587\u2587, \u2587\u2587 \u2587\u2587\u2587 \u2587\u2587\u2587. This section is a summary of key points of the MBNA Privacy Notice. We may collect and confirm Personal Information during the course of our relationship with you from a variety of sources, including you and other individuals authorized to act on your behalf; credit reporting agencies and other financial institutions; references you provide to us; commercially available sources; endorsing organizations; affiliate organizations; service providers; and from other sources, as necessary, for the provision of our products and services. We may collect, use, share, disclose and retain your Personal Information with any of our respective affiliates, agents, service providers and other third parties in accordance with the MBNA Privacy Notice. We collect, protect, use, share, disclose and retain your Personal Information to: \u2022 consider initiating and to initiate, open, monitor, maintain and service your account \u2022 administer services, evaluate your credit eligibility and monitor your transactions and financial behaviour \u2022 verify your identity (such as name, address, telephone number/contact information, date of birth and occupation) and maintain security measures aimed at protecting you from identity theft, fraud, criminal activity, money laundering/ terrorist financing and Unauthorized Use or access to your account \u2022 meet legal, security, processing and regulatory requirements \u2022 prevent, detect or suppress financial abuse, fraud or criminal activity, protect our assets and interests, assist us with any internal or external investigation into potentially illegal or suspicious activity, or manage or settle any actual or potential loss in connection with the foregoing \u2022 promote products and services offered by us and carefully selected third parties that may be of interest to you, by means of direct marketing through ordinary mail, Internet, online chat or email; by telephone, mobile, text messaging or other available communication channels (such as automatic dialing-announcing devices (\u201cADAD\u201d), predictive dialing devices (\u201cPDD\u201d), wireless device, land line telephone, fax machine, data terminal or other electronic communication methods) at the contact information you have provided to us; we may also send you special offers with your account statements or in separate mailings that may include personal cheques to access your account. If you provide your Social Insurance Number (\u201cSIN\u201d), we will only use it to match credit reporting agency information and for security verification and account maintenance purposes. By using your account, you consent to the collection, protection, use, sharing, disclosure and retention of your Personal Information as set out in the MBNA Privacy Notice. Subject to certain limitations and legal and contractual restrictions, you may withdraw your consent at any time after your account has been opened by calling or writing us. This will not limit information we may provide to you in statements, when you contact us or when we otherwise service your account. As an example of a limitation, you may not withdraw your consent relating to the ongoing collection and disclosure of credit information. This is required in order to maintain the integrity of the credit reporting system and to monitor your credit status or your ongoing eligibility for credit. Not allowing us to use information about you may mean that we may no longer be able to maintain your account. We will withhold your name from any secondary marketing campaign for the first 30 days after the opening of your account to provide you an opportunity to make your privacy choice known to us. You acknowledge that authorized users on your account may view, obtain or be provided information about your account, including transactions, balance and available credit, through online banking, interactive voice response systems or through other communications with us, including discussions initiated by us relating to possible Unauthorized Use of your account or for other reasons. You also consent to and authorize us (and our affiliates and service providers) for our mutual protection, to monitor and/or record any of your telephone conversations and online chat communications with our representatives or the representatives of any of our affiliates and service providers for purposes of education, quality control and recordkeeping. Personal Information held on behalf of us or by our agents and service providers may be located in the United States or elsewhere outside of Canada and will be subject to the same levels of security as those described in the MBNA Privacy Notice, while also being subject to the laws of the jurisdiction in which the information is held. For example, information may be disclosed in response to valid demands or requests from government authorities, courts or law enforcement in these countries. You acknowledge and agree that the paragraphs above under the heading \u201cYour privacy is important to us\u201d and as set out in the MBNA Privacy Notice constitute prior written notice to you of, and your consent to, the collection, protection, use, sharing, disclosure and retention of your Personal Information as described. At the beginning of a customer relationship and on a regular basis, we give customers the choice of not receiving promotions and marketing offers. If you do not wish to receive promotions and marketing offers as outlined in the MBNA Privacy Notice at any time after your account has been opened, please call us at \u2587-\u2587\u2587\u2587-\u2587\u2587\u2587-\u2587\u2587\u2587\u2587 (English) or \u2587-\u2587\u2587\u2587-\u2587\u2587\u2587-\u2587\u2587\u2587\u2587 (French) or write to us at MBNA, Privacy Office, \u2587.\u2587. \u2587\u2587\u2587 \u2587\u2587\u2587\u2587, \u2587\u2587\u2587\u2587\u2587\u2587\u2587 \u2587, \u2587\u2587\u2587\u2587\u2587\u2587, \u2587\u2587 \u2587\u2587\u2587 \u2587\u2587\u2587. You can access your Personal Information held by us, with some exceptions, and make corrections to it. Upon written request, we will disclose to you the Personal Information about you in our records, and you may correct such Personal Information that is inaccurate or incomplete. To request access to your Personal Information in our possession or to make corrections to it, contact us at the number indicated in the \u201cOur commitment to your privacy\u201d section above, to obtain, complete and submit a Personal Information Request Form or write to our Privacy Officer at the address listed in the \u201cOur commitment to your privacy\u201d section, above. Normally, we will respond to access or correction requests within This box contains information required under the Quebec Consumer Protection Act (the \u201cAct\u201d). For any questions pertaining to the sections included in this box, you can communicate, when necessary, with the Office de la protection du consommateur. 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"rewards-program", "type": "clause", "offset": [22, 37]}, {"key": "terms-and-conditions-of", "type": "clause", "offset": [89, 112]}], "samples": [{"hash": "gwt82HOWSPm", "uri": "/contracts/gwt82HOWSPm#rewards-programs", "label": "Credit Card Agreement", "score": 26.2555370331, "published": true}, {"hash": "4KhvbiN45jZ", "uri": "/contracts/4KhvbiN45jZ#rewards-programs", "label": "Visa Platinum Credit Card Agreement", "score": 26.2555370331, "published": true}, {"hash": "3SFxaszrYfY", "uri": "/contracts/3SFxaszrYfY#rewards-programs", "label": "Credit Card Agreement", "score": 26.2555370331, "published": true}], "size": 4, "hash": "15290ed05571ba69ffec085dad1df653", "id": 4}, {"snippet": "You may be eligible to earn points or cash back or other forms of rewards (\u201cRewards\u201d) based upon Your Card and the transactions that are posted to your Card Account (\u201c VM Rewards Program\u201d) If a Rewards Program is available with your Card, the terms and conditions of VM Rewards Program shall apply and will be available on our website as part of the product documentation. The terms and conditions which govern these Rewards Programs are subject to change at any time without prior notice to You. Rewards will only be awarded to and may only be redeemed by the Primary Cardholder (unless otherwise notified). In the event that we issue any special offers we will notify you of the applicable terms and conditions via our website or by e-mail.", "snippet_links": [{"key": "cash-back", "type": "clause", "offset": [38, 47]}, {"key": "other-forms", "type": "clause", "offset": [51, 62]}, {"key": "the-transactions", "type": "clause", "offset": [111, 127]}, {"key": "your-card-account", "type": "clause", "offset": [147, 164]}, {"key": "terms-and-conditions-of", "type": "clause", "offset": [243, 266]}, {"key": "our-website", "type": "clause", "offset": [323, 334]}, {"key": "product-documentation", "type": "definition", "offset": [350, 371]}, {"key": "subject-to-change", "type": "clause", "offset": [438, 455]}, {"key": "at-any-time", "type": "clause", "offset": [456, 467]}, {"key": "notice-to-you", "type": "clause", "offset": [482, 495]}, {"key": "primary-cardholder", "type": "clause", "offset": [561, 579]}, {"key": "in-the-event", "type": "clause", "offset": [609, 621]}, {"key": "special-offers", "type": "definition", "offset": [640, 654]}, {"key": "applicable-terms-and-conditions", "type": "definition", "offset": [681, 712]}], "samples": [{"hash": "cc6N6NQho2x", "uri": "/contracts/cc6N6NQho2x#rewards-programs", "label": "Credit Card Cardholder Agreement", "score": 33.3729019165, "published": true}, {"hash": "69aOMw42QVc", "uri": "/contracts/69aOMw42QVc#rewards-programs", "label": "Credit Card Cardholder Agreement", "score": 33.104637146, "published": true}], "size": 2, "hash": "14b9a058fad26166ac474cfce6006df8", "id": 5}, {"snippet": "You may allow my or my Associate\u2019s Card to earn points, miles or cash back or other forms of rewards (\u201cRewards\u201d) based upon the Purchases that are posted to my or my Associates\u2019 Card (\u201cRewards Program\u201d). If you make a Rewards Program available, I agree to be bound by the terms and conditions of the Rewards Program in force from time to time. The full terms and conditions of a Rewards Program (if available) may be provided by you with the materials when I receive the Card or by electronic mail or may be made available by you through your website or some other electronic means and shall govern my participation in the Rewards Program. The terms and conditions of a Rewards Program are subject to change at any time by you without prior notice to me. Unless otherwise noted, Rewards will only be awarded to the Applicant and only the Applicant can redeem Rewards. My eligibility to earn Rewards is dependent on me complying with all of the terms and conditions of this Agreement and the terms and conditions of the applicable Rewards Program. You may work with third parties and co-brand partners to provide some or all of the benefits associated with certain Rewards Programs. Accordingly, I agree that you may share information about my Card or my Associates\u2019 Card with your Rewards Program third party service providers and co-brand partners.", "snippet_links": [{"key": "cash-back", "type": "clause", "offset": [65, 74]}, {"key": "other-forms", "type": "clause", "offset": [78, 89]}, {"key": "the-purchases", "type": "clause", "offset": [124, 137]}, {"key": "i-agree-to", "type": "clause", "offset": [245, 255]}, {"key": "terms-and-conditions-of-the", "type": "clause", "offset": [272, 299]}, {"key": "in-force", "type": "definition", "offset": [316, 324]}, {"key": "from-time-to-time", "type": "clause", "offset": [325, 342]}, {"key": "full-terms-and-conditions", "type": "clause", "offset": [348, 373]}, {"key": "if-available", "type": "definition", "offset": [396, 408]}, {"key": "the-materials", "type": "definition", "offset": [438, 451]}, {"key": "the-card", "type": "clause", "offset": [467, 475]}, {"key": "by-electronic-mail", "type": "clause", "offset": [479, 497]}, {"key": "available-by", "type": "definition", "offset": [513, 525]}, {"key": "your-website", "type": "definition", "offset": [538, 550]}, {"key": "electronic-means", "type": "definition", "offset": [565, 581]}, {"key": "subject-to-change", "type": "clause", "offset": [690, 707]}, {"key": "at-any-time", "type": "clause", "offset": [708, 719]}, {"key": "notice-to", "type": "clause", "offset": [741, 750]}, {"key": "applicant-and", "type": "clause", "offset": [815, 828]}, {"key": "complying-with", "type": "clause", "offset": [918, 932]}, {"key": "terms-and-conditions-of-this-agreement", "type": "clause", "offset": [944, 982]}, {"key": "the-applicable", "type": "clause", "offset": [1015, 1029]}, {"key": "with-third-parties", "type": "clause", "offset": [1060, 1078]}, {"key": "brand-partners", "type": "definition", "offset": [1086, 1100]}, {"key": "to-provide", "type": "clause", "offset": [1101, 1111]}, {"key": "the-benefits", "type": "clause", "offset": [1127, 1139]}, {"key": "associated-with", "type": "definition", "offset": [1140, 1155]}, {"key": "i-agree-that", "type": "clause", "offset": [1195, 1207]}, {"key": "share-information", "type": "definition", "offset": [1216, 1233]}, {"key": "third-party-service-providers", "type": "definition", "offset": [1297, 1326]}], "samples": [{"hash": "lY1A8odT6j5", "uri": "/contracts/lY1A8odT6j5#rewards-programs", "label": "Cardholder Agreement", "score": 31.3282432556, "published": true}, {"hash": "7g46YISgfhU", "uri": "/contracts/7g46YISgfhU#rewards-programs", "label": "Cardholder Agreement", "score": 30.8382530212, "published": true}], "size": 2, "hash": "cea2d7b5bb366f06973bfedac3c5e25f", "id": 6}, {"snippet": "HS shall not offer, provide, implement or otherwise make available on the Customized Site or Customized Programming any promotional programs or plans that are intended to provide customers with rewards or benefits in exchange for, or on account of, their past or continued loyalty to, or patronage or purchase of, the products or services of HS or any third party (e.g., a promotional program similar to a \u201cfrequent flier\u201d program), unless such promotional program or plan is provided exclusively through AOL\u2019s \u201cAOL Rewards\u201d program, accessible on the AOL Service at Keyword: \u201cAOL Rewards.\u201d", "snippet_links": [{"key": "not-offer", "type": "clause", "offset": [9, 18]}, {"key": "make-available", "type": "definition", "offset": [52, 66]}, {"key": "customized-site", "type": "clause", "offset": [74, 89]}, {"key": "customized-programming", "type": "clause", "offset": [93, 115]}, {"key": "promotional-programs", "type": "definition", "offset": [120, 140]}, {"key": "to-provide", "type": "clause", "offset": [168, 178]}, {"key": "in-exchange", "type": "clause", "offset": [214, 225]}, {"key": "purchase-of", "type": "clause", "offset": [301, 312]}, {"key": "products-or-services", "type": "clause", "offset": [318, 338]}, {"key": "third-party", "type": "clause", "offset": [352, 363]}, {"key": "similar-to", "type": "definition", "offset": [393, 403]}, {"key": "aol-service", "type": "clause", "offset": [552, 563]}], "samples": [{"hash": "d6OFcMJJOOw", "uri": "/contracts/d6OFcMJJOOw#rewards-programs", "label": "Distribution Agreement (Homestore Inc)", "score": 21.0, "published": true}], "size": 2, "hash": "dc36ada703ac83cf98b70dc9990883ea", "id": 7}, {"snippet": "Your card may be associated with a bonus points or similar rewards program. Your participation in such a rewards program is subject to the particular rewards program\u2019s terms and conditions (the \u201cProgram Rules\u201d). Your use of the card associated with the rewards program is your consent to be bound by the Program Rules. The Program Rules may, from time to time, be modified or amended, including but not limited to discontinuing particular rewards or discontinuing the rewards program itself. The latest edition of Program Rules will typically be provided with the associated Card or otherwise made available to you, for example, by visiting a particular internet address. We will provide a copy of such Program Rules upon request. WE MAKE NO WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONDITION, QUALITY, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF ANY GOODS OR SERVICES PURCHASED WITH BONUS POINTS, AND WE WILL HAVE NO LIABILITY FOR ANY DEFECTS IN SUCH GOODS OR SERVICES OR FOR ANY DAMAGES RESULTING FROM THEIR USE. THIS ARBITRATION PROVISION LIMITS YOUR AND OUR RIGHT TO LITIGATE CLAIMS IN COURT AND YOUR RIGHT TO A JURY TRIAL. YOU SHOULD READ THIS PROVISION CAREFULLY. Any claim, dispute, or controversy (a \u201cDispute\u201d) between you and us including without limitation those related to this Agreement, your Account, goods or services purchased in whole or part by use of your Account or those relating to the validity, enforceability or scope of this arbitration provision shall be resolved, upon the election of you or us, by binding arbitration pursuant to this arbitration provision and the Commercial Arbitration Rules", "snippet_links": [{"key": "your-card", "type": "clause", "offset": [0, 9]}, {"key": "associated-with", "type": "definition", "offset": [17, 32]}, {"key": "bonus-points", "type": "clause", "offset": [35, 47]}, {"key": "rewards-program", "type": "clause", "offset": [59, 74]}, {"key": "subject-to-the", "type": "clause", "offset": [124, 138]}, {"key": "terms-and-conditions", "type": "definition", "offset": [168, 188]}, {"key": "program-rules", "type": "clause", "offset": [195, 208]}, {"key": "use-of-the-card", "type": "clause", "offset": [217, 232]}, {"key": "consent-to-be-bound", "type": "clause", "offset": [277, 296]}, {"key": "the-program", "type": "clause", "offset": [300, 311]}, {"key": "from-time-to-time", "type": "clause", "offset": [342, 359]}, {"key": "not-limited", "type": "clause", "offset": [399, 410]}, {"key": "latest-edition", "type": "definition", "offset": [496, 510]}, {"key": "available-to", "type": "definition", "offset": [598, 610]}, {"key": "for-example", "type": "definition", "offset": [616, 627]}, {"key": "internet-address", "type": "definition", "offset": [654, 670]}, {"key": "a-copy-of", "type": "clause", "offset": [688, 697]}, {"key": "upon-request", "type": "definition", "offset": [717, 729]}, {"key": "no-warranties", "type": "clause", "offset": [739, 752]}, {"key": "the-condition", "type": "clause", "offset": [784, 797]}, {"key": "purpose-of", "type": "clause", "offset": [852, 862]}, {"key": "services-purchased", "type": "clause", "offset": [876, 894]}, {"key": "liability-for", "type": "clause", "offset": [934, 947]}, {"key": "resulting-from", "type": "definition", "offset": [1005, 1019]}, {"key": "arbitration-provision", "type": "definition", "offset": [1036, 1057]}, {"key": "to-litigate", "type": "clause", "offset": [1084, 1095]}, {"key": "in-court", "type": "clause", "offset": [1103, 1111]}, {"key": "right-to-a-jury-trial", "type": "clause", "offset": [1121, 1142]}, {"key": "including-without-limitation", "type": "clause", "offset": [1254, 1282]}, {"key": "to-this-agreement", "type": "clause", "offset": [1297, 1314]}, {"key": "use-of-your-account", "type": "clause", "offset": [1378, 1397]}, {"key": "relating-to", "type": "definition", "offset": [1407, 1418]}, {"key": "scope-of-this", "type": "clause", "offset": [1451, 1464]}, {"key": "election-of", "type": "clause", "offset": [1515, 1526]}, {"key": "binding-arbitration", "type": "definition", "offset": [1541, 1560]}, {"key": "pursuant-to", "type": "definition", "offset": [1561, 1572]}, {"key": "commercial-arbitration-rules", "type": "definition", "offset": [1608, 1636]}], "samples": [{"hash": "1dANGaZoUff", "uri": "/contracts/1dANGaZoUff#rewards-programs", "label": "Credit Card Agreement", "score": 27.3178443909, "published": true}], "size": 2, "hash": "2d8a4ffe7049d75380f04e45c539623a", "id": 8}, {"snippet": "If you have an Account that allows you to earn rewards that may be redeemed for merchandise, travel or other products and services, the terms and conditions that apply to the rewards program are separate and distinct from this Agreement and are provided to you upon enrolment in the program. These program terms and conditions are available online through one of the following methods: (a) if you have online banking set up, log in to your online banking and click on the link for your Servus Mastercard; or, (b) if you do not have online banking, you will need to visit \u2587\u2587\u2587.\u2587\u2587\u2587\u2587\u2587\u2587.\u2587\u2587/\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587 and follow the instructions for accessing your Servus Mastercard account. You will create your account or log in on the eZCard website, and you will be able to see your Servus Circle Rewards\u2122 particulars through this link.", "snippet_links": [{"key": "other-products-and-services", "type": "definition", "offset": [103, 130]}, {"key": "the-terms-and-conditions", "type": "definition", "offset": [132, 156]}, {"key": "rewards-program", "type": "clause", "offset": [175, 190]}, {"key": "separate-and-distinct", "type": "clause", "offset": [195, 216]}, {"key": "this-agreement", "type": "clause", "offset": [222, 236]}, {"key": "the-program", "type": "clause", "offset": [279, 290]}, {"key": "program-terms-and-conditions", "type": "definition", "offset": [298, 326]}, {"key": "online-banking", "type": "clause", "offset": [402, 416]}, {"key": "click-on", "type": "clause", "offset": [459, 467]}, {"key": "link-for", "type": "definition", "offset": [472, 480]}, {"key": "mastercard-account", "type": "definition", "offset": [650, 668]}, {"key": "your-account", "type": "definition", "offset": [686, 698]}], "samples": [{"hash": "9Kb9Ds8tY02", "uri": "/contracts/9Kb9Ds8tY02#rewards-programs", "label": "Servus Mastercard Account Agreement", "score": 25.5708427429, "published": true}], "size": 2, "hash": "242940e39ea2f0a5722565c238a95f1f", "id": 9}, {"snippet": "Sears shall be responsible for and control the Rewards Programs (and shall make the commitment described in Section 7.6 of the Disclosure Letter) and Purchaser shall cooperate with Sears in the provision thereof and will provide, at no cost to Sears, the rewards management system with respect to the Rewards Program.", "snippet_links": [{"key": "responsible-for", "type": "clause", "offset": [15, 30]}, {"key": "the-commitment", "type": "definition", "offset": [80, 94]}, {"key": "section-76", "type": "clause", "offset": [108, 119]}, {"key": "disclosure-letter", "type": "clause", "offset": [127, 144]}, {"key": "cooperate-with", "type": "clause", "offset": [166, 180]}, {"key": "will-provide", "type": "clause", "offset": [216, 228]}, {"key": "at-no-cost", "type": "definition", "offset": [230, 240]}, {"key": "management-system", "type": "clause", "offset": [263, 280]}, {"key": "with-respect-to", "type": "clause", "offset": [281, 296]}], "samples": [{"hash": "k600lO8nnlX", "uri": "/contracts/k600lO8nnlX#rewards-programs", "label": "Program Agreement (Sears Canada Inc.)", "score": 23.5188236237, "published": true}], "size": 1, "hash": "6979b179b3806ebc6c6234b6b6aacbf2", "id": 10}], "next_curs": "ClkSU2oVc35sYXdpbnNpZGVyY29udHJhY3RzcjULEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2IhlyZXdhcmRzLXByb2dyYW1zIzAwMDAwMDBhDKIBAmVuGAAgAA==", "clause": {"parents": [["account-programs", "Account Programs"], ["joint-marketing", "Joint Marketing"], ["service-standards-credit-goals", "Service Standards; Credit Goals"], ["mandatory-usage-of-sears-licensed-marks", "Mandatory Usage of Sears Licensed Marks"], ["term-termination", "Term Termination"]], "title": "REWARDS PROGRAMS", "children": [], "size": 57, "id": "rewards-programs", "related": [["incentive-programs", "Incentive Programs", "Incentive Programs"], ["bonus-programs", "Bonus Programs", "Bonus Programs"], ["in-service-programs", "In-Service Programs", "In-Service Programs"], ["rewards", "Rewards", "Rewards"], ["program-goals", "Program Goals", "Program Goals"]], "related_snippets": [], "updated": "2025-07-10T05:58:13+00:00", "also_ask": ["What key terms must be defined to avoid ambiguity in rewards program clauses?", "How can the clause be structured to allow unilateral modification or termination by the company?", "What are the most common legal pitfalls or consumer protection risks in rewards program provisions?", "How do enforceability standards for rewards programs differ across major jurisdictions?", "What negotiation leverage points exist for both parties regarding liability and program changes?"], "drafting_tip": "Specify eligibility criteria and reward terms to prevent disputes; define modification rights to maintain program flexibility.", "explanation": "The \"Rewards Programs\" clause defines the terms and conditions under which a party may offer incentives, such as points, discounts, or other benefits, to customers or users. It typically outlines eligibility requirements, how rewards are earned and redeemed, and any limitations or exclusions that apply to the program. By clearly establishing the rules for participation and use, this clause helps prevent misunderstandings and ensures both parties understand their rights and obligations regarding the rewards offered."}, "json": true, "cursor": ""}}