{"component": "clause", "props": {"groups": [{"snippet": "Bank warrants and represents to FTDI and the Funds that:\na) Bank is a \"bank\" as defined in section 3(a)(6) of the Securities Exchange Act of 1934, as amended (the \"1934 Act\");", "snippet_links": [{"key": "bank-warrants", "type": "definition", "offset": [0, 13]}, {"key": "the-funds", "type": "clause", "offset": [41, 50]}, {"key": "defined-in-section", "type": "clause", "offset": [80, 98]}, {"key": "securities-exchange-act-of-1934", "type": "clause", "offset": [114, 145]}, {"key": "as-amended", "type": "definition", "offset": [147, 157]}], "size": 34, "samples": [{"hash": "55XCAOpJy68", "uri": "/contracts/55XCAOpJy68#representations-and-warranties-of-bank", "label": "Selling Agreement (Templeton Capital Accumulator Fund)", "score": 18.0, "published": true}, {"hash": "laN2dfxiAY4", "uri": "/contracts/laN2dfxiAY4#representations-and-warranties-of-bank", "label": "Bank Selling Agreement (Franklin Templeton Global Trust)", "score": 16.0, "published": true}, {"hash": "lJtfe8MtbhW", "uri": "/contracts/lJtfe8MtbhW#representations-and-warranties-of-bank", "label": "Dealer Agreement (Franklin New York Tax Free Trust)", "score": 16.0, "published": true}], "hash": "578c6dd0695cb900c68362b2194605ce", "id": 1}, {"snippet": "Bank warrants and represents to FTDI and the Funds that:\n(a) Bank is a \u201cbank\u201d as defined in section 3(a)(6) of the Securities Exchange Act of 1934, as amended (the \u201c1934 Act\u201d);\n(b) Bank is authorized to enter into this Agreement as agent for Customers, and Bank\u2019s performance of its obligations and receipt of consideration under this Agreement will not violate any law, regulation, charter, agreement or regulatory restriction to which Bank is subject;\n(c) Bank has received all regulatory agency approvals and taken all legal and other steps necessary for offering the services Bank will provide to Customers and receiving any applicable compensation in connection with this Agreement; and\n(d) Bank will comply with all applicable U.S. federal, state and local laws and regulations in performing its obligations hereunder. Without limiting the foregoing, Bank agrees that in recommending to a customer the purchase, sale or exchange of any shares, or class of shares, of a Fund, Bank shall have reasonable grounds for believing that the recommendation is suitable for such customer. Bank also agrees that it will comply with all policies and agreements concerning Site (as defined in Paragraph 4(b)(4) below) usage, including, without limitation, the Terms of Use Agreement(s) posted on the Sites (\u201cSite Terms\u201d) as may be revised and reposted on the Sites from time to time, and those Site Terms (as in effect from time to time) are part of this Agreement.", "snippet_links": [{"key": "bank-warrants", "type": "definition", "offset": [0, 13]}, {"key": "the-funds", "type": "clause", "offset": [41, 50]}, {"key": "defined-in-section", "type": "clause", "offset": [81, 99]}, {"key": "securities-exchange-act-of-1934", "type": "clause", "offset": [115, 146]}, {"key": "as-amended", "type": "definition", "offset": [148, 158]}, {"key": "bank-is-authorized", "type": "clause", "offset": [181, 199]}, {"key": "to-enter", "type": "definition", "offset": [200, 208]}, {"key": "this-agreement", "type": "clause", "offset": [214, 228]}, {"key": "agent-for-customers", "type": "clause", "offset": [232, 251]}, {"key": "receipt-of-consideration", "type": "clause", "offset": [299, 323]}, {"key": "agreement-or", "type": "definition", "offset": [392, 404]}, {"key": "regulatory-restriction", "type": "clause", "offset": [405, 427]}, {"key": "agency-approvals", "type": "clause", "offset": [491, 507]}, {"key": "other-steps", "type": "clause", "offset": [532, 543]}, {"key": "necessary-for", "type": "definition", "offset": [544, 557]}, {"key": "the-services", "type": "definition", "offset": [567, 579]}, {"key": "will-provide", "type": "clause", "offset": [585, 597]}, {"key": "applicable-compensation", "type": "definition", "offset": [629, 652]}, {"key": "in-connection-with", "type": "clause", "offset": [653, 671]}, {"key": "comply-with", "type": "definition", "offset": [706, 717]}, {"key": "local-laws-and-regulations", "type": "clause", "offset": [757, 783]}, {"key": "without-limiting-the-foregoing", "type": "clause", "offset": [825, 855]}, {"key": "the-purchase", "type": "clause", "offset": [904, 916]}, {"key": "sale-or-exchange", "type": "clause", "offset": [918, 934]}, {"key": "class-of-shares", "type": "clause", "offset": [953, 968]}, {"key": "reasonable-grounds", "type": "definition", "offset": [997, 1015]}, {"key": "the-recommendation", "type": "clause", "offset": [1035, 1053]}, {"key": "policies-and-agreements", "type": "definition", "offset": [1131, 1154]}, {"key": "without-limitation", "type": "clause", "offset": [1229, 1247]}, {"key": "terms-of-use", "type": "definition", "offset": [1253, 1265]}, {"key": "the-sites", "type": "definition", "offset": [1289, 1298]}, {"key": "site-terms", "type": "definition", "offset": [1301, 1311]}, {"key": "from-time-to-time", "type": "clause", "offset": [1358, 1375]}, {"key": "in-effect", "type": "clause", "offset": [1402, 1411]}], "size": 27, "samples": [{"hash": "afqJhJN2mnR", "uri": "/contracts/afqJhJN2mnR#representations-and-warranties-of-bank", "label": "Selling Agreement (Franklin Strategic Series)", "score": 22.64818573, "published": true}, {"hash": "96Xl2hYsCD4", "uri": "/contracts/96Xl2hYsCD4#representations-and-warranties-of-bank", "label": "Selling Agreement (Franklin Federal Tax Free Income Fund)", "score": 22.64818573, "published": true}, {"hash": "cxjuAxpk8bP", "uri": "/contracts/cxjuAxpk8bP#representations-and-warranties-of-bank", "label": "Selling Agreement (Franklin Mutual Recovery Fund)", "score": 22.5687885284, "published": true}], "hash": "308a3fdc3a475711f98cf422b3717ca2", "id": 2}, {"snippet": "(a) Bank hereby represents and warrants to Company as of the Effective Date of this Agreement and as of each Closing Date that:\n(1) Bank is an FDIC-insured Utah-chartered industrial bank, duly organized, validly existing under the laws of the State of Utah and has full corporate power and authority to execute, deliver, and perform its obligations under this Agreement; the execution, delivery and performance of this Agreement and the transfer of the Loans and Receivables have been duly authorized and are not in conflict with and do not violate the terms of the charter or bylaws of Bank and will not result in a material breach of or constitute a default under, or require any consent under, any indenture, loan or agreement to which Bank is a party;\n(2) All approvals, authorizations, licenses, registrations, consents, and other actions by, notices to, and filings with, any Person that may be required in connection with the execution, delivery, and performance of this Agreement by Bank, have been obtained;\n(3) This Agreement constitutes a legal, valid, and binding obligation of Bank, enforceable against Bank in accordance with its terms, except (i) as such enforceability may be limited by applicable bankruptcy, insolvency, reorganization, moratorium, receivership, conservatorship or other similar laws now or hereafter in effect (including the rights and obligations of receivers and conservators under 12 U.S.C. \u00a7\u00a7 1821(d) and (e)), which may affect the enforcement of creditors\u2019 rights in general, and (ii) as such enforceability may be limited by general principles of equity (whether considered in a suit at law or in equity);\n(4) There are no proceedings or investigations pending or, to the best knowledge of Bank, threatened against Bank (i) asserting the invalidity of this Agreement, (ii) seeking to prevent the consummation of any of the transactions contemplated by Bank pursuant to this Agreement, (iii) seeking any determination or ruling that, in the reasonable judgment of Bank, would materially and adversely affect the performance by Bank of its obligations under this Agreement, (iv) seeking any determination or ruling that would materially and adversely affect the validity or enforceability of this Agreement or (v) would have a materially adverse financial effect on Bank or its operations if resolved adversely to it; provided, however, that Bank makes no representation or warranty regarding the examination of Bank by the FDIC or the Utah Department of Financial Institutions, or any actions resulting from such examination;\n(5) Bank is not Insolvent;\n(6) The execution, delivery and performance of this Agreement by Bank comply with Utah and federal banking laws specifically applicable to Bank\u2019s operations; provided that, except as expressly set forth herein, Bank makes no representation or warranty regarding compliance with Utah or federal banking laws relating to consumer or other borrower protection, consumer or business lending, usury, loan collection, anti-money laundering, data security or privacy;\n(7) To the extent that Bank receives non-public personally identifiable information from the Company or the Borrower, Bank will comply with all Applicable Laws related to the protection and retention of such information; and\n(8) With respect to each Loan and Receivable sold on any Closing Date by Bank to Company, (i) Bank has not taken any action (directly or indirectly, voluntarily or involuntarily): (x) to alter the terms or conditions of such Loan or Receivable or (y) that could be reasonably expected to impair the enforceability of such Loans or Receivables (except that such representation does not extend to any action by Company or its agents); or (ii) upon Bank\u2019s receipt of the related Purchase Price (inclusive of the agreement to pay the Loan Trailing Fee), Bank shall have conveyed to Company all of Bank\u2019s right, title and interest in such Loans and Receivables subject to no prior security interest in favor of any other creditor of Bank.\n(b) The representations and warranties set forth in this Section 4 shall survive the sale, transfer and assignment of the Loans and Receivables to Company pursuant to this Agreement and, with the exception of those representations and warranties contained in subsection 4(a)(4), shall be made continuously throughout the term of this Agreement. In the event that any investigation or proceeding of the nature described in subsection 4(a)(4) is instituted or threatened against Bank, Bank shall promptly notify Company of such pending or threatened investigation or proceeding (unless prohibited from doing so by Applicable Laws or the direction of a Regulatory Authority).", "snippet_links": [{"key": "to-company", "type": "definition", "offset": [40, 50]}, {"key": "effective-date-of-this-agreement", "type": "definition", "offset": [61, 93]}, {"key": "closing-date", "type": "definition", "offset": [109, 121]}, {"key": "industrial-bank", "type": "definition", "offset": [171, 186]}, {"key": "duly-organized", "type": "clause", "offset": [188, 202]}, {"key": "validly-existing", "type": "clause", "offset": [204, 220]}, {"key": "the-laws", "type": "definition", "offset": [227, 235]}, {"key": "state-of-utah", "type": "definition", "offset": [243, 256]}, {"key": "power-and-authority-to-execute", "type": "clause", "offset": [280, 310]}, {"key": "obligations-under-this-agreement", "type": "clause", "offset": [337, 369]}, {"key": "the-execution", "type": "clause", "offset": [371, 384]}, {"key": "performance-of-this-agreement", "type": "clause", "offset": [399, 428]}, {"key": "loans-and-receivables", "type": "clause", "offset": [453, 474]}, {"key": "duly-authorized", "type": "clause", "offset": [485, 500]}, {"key": "the-charter", "type": "clause", "offset": [562, 573]}, {"key": "breach-of", "type": "clause", "offset": [626, 635]}, {"key": "default-under", "type": "clause", "offset": [652, 665]}, {"key": "a-party", "type": "clause", "offset": [747, 754]}, {"key": "all-approvals", "type": "clause", "offset": [760, 773]}, {"key": "actions-by", "type": "clause", "offset": [836, 846]}, {"key": "notices-to", "type": "definition", "offset": [848, 858]}, {"key": "any-person", "type": "definition", "offset": [878, 888]}, {"key": "in-connection-with", "type": "clause", "offset": [910, 928]}, {"key": "binding-obligation", "type": "definition", "offset": [1068, 1086]}, {"key": "in-accordance-with", "type": "definition", "offset": [1121, 1139]}, {"key": "similar-laws", "type": "definition", "offset": [1305, 1317]}, {"key": "in-effect", "type": "clause", "offset": [1335, 1344]}, {"key": "rights-and-obligations-of", "type": "clause", "offset": [1360, 1385]}, {"key": "enforcement-of", "type": "clause", "offset": [1471, 1485]}, {"key": "rights-in-general", "type": "clause", "offset": [1497, 1514]}, {"key": "general-principles", "type": "definition", "offset": [1566, 1584]}, {"key": "suit-at-law-or-in-equity", "type": "clause", "offset": [1620, 1644]}, {"key": "no-proceedings-or-investigations", "type": "clause", "offset": [1661, 1693]}, {"key": "knowledge-of", "type": "definition", "offset": [1718, 1730]}, {"key": "invalidity-of-this-agreement", "type": "clause", "offset": [1779, 1807]}, {"key": "consummation-of", "type": "clause", "offset": [1837, 1852]}, {"key": "transactions-contemplated", "type": "clause", 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"title-and-interest", "type": "clause", "offset": [3886, 3904]}, {"key": "subject-to", "type": "clause", "offset": [3935, 3945]}, {"key": "prior-security-interest", "type": "definition", "offset": [3949, 3972]}, {"key": "in-favor-of", "type": "definition", "offset": [3973, 3984]}, {"key": "other-creditor", "type": "definition", "offset": [3989, 4003]}, {"key": "the-representations-and-warranties", "type": "clause", "offset": [4017, 4051]}, {"key": "section-4", "type": "clause", "offset": [4070, 4079]}, {"key": "the-sale", "type": "clause", "offset": [4094, 4102]}, {"key": "assignment-of-the-loans", "type": "clause", "offset": [4117, 4140]}, {"key": "with-the-exception-of", "type": "clause", "offset": [4200, 4221]}, {"key": "contained-in", "type": "definition", "offset": [4259, 4271]}, {"key": "made-continuously", "type": "clause", "offset": [4301, 4318]}, {"key": "the-term-of-this-agreement", "type": "clause", "offset": [4330, 4356]}, {"key": "in-the-event", "type": "clause", "offset": [4358, 4370]}, {"key": "investigation-or-proceeding", "type": "definition", "offset": [4380, 4407]}, {"key": "the-nature", "type": "clause", "offset": [4411, 4421]}, {"key": "notify-company", "type": "clause", "offset": [4516, 4530]}, {"key": "regulatory-authority", "type": "clause", "offset": [4663, 4683]}], "size": 24, "samples": [{"hash": "lfWIBrm4vrA", "uri": "/contracts/lfWIBrm4vrA#representations-and-warranties-of-bank", "label": "Loan and Receivable Sale Agreement", "score": 30.3408622742, "published": true}, {"hash": "qTWRtb0Smm", "uri": "/contracts/qTWRtb0Smm#representations-and-warranties-of-bank", "label": "Loan and Receivable Sale Agreement (LendingClub Corp)", "score": 27.1656398773, "published": true}, {"hash": "2kXsrUH8nlf", "uri": "/contracts/2kXsrUH8nlf#representations-and-warranties-of-bank", "label": "Loan and Receivable Sale Agreement (LendingClub Corp)", "score": 26.6249141693, "published": true}], "hash": "038b45e20380b7dde15e29d014c6c86f", "id": 3}, {"snippet": "Except as disclosed in the letter delivered by Bank to Investor concurrently herewith (the \u201cBank Disclosure Letter\u201d) (it being understood that (a) no item is required to be set forth as an exception to a representation or warranty if its absence would not result in the related representation or warranty being deemed untrue or incorrect, (b) the mere inclusion of an item in the Bank Disclosure Letter as an exception to a representation or warranty shall not be deemed an admission by Bank that such item represents a material exception or fact, event or circumstance or that such item would be material or have a Material Adverse Effect with respect to Bank and (c) any disclosures made with respect to a section of this Article II shall be deemed to qualify (1) any other section of this Article II specifically referenced or cross-referenced and (2) other sections of this Article II to the extent it is reasonably apparent on its face (notwithstanding the absence of a specific cross reference) from a reading of the disclosure that such disclosure applies to such other sections), Bank (but only in respect of representations and warranties concerning Bank; it being understood that, without limiting Section 7.1(i), Bank shall have no liability for representations concerning Seller or Seller Parent and that Seller shall have no liability for representations concerning Seller Parent) hereby represents and warrants to Investor as follows:", "snippet_links": [{"key": "by-bank", "type": "clause", "offset": [44, 51]}, {"key": "disclosure-letter", "type": "definition", "offset": [97, 114]}, {"key": "an-exception", "type": "clause", "offset": [186, 198]}, {"key": "representation-or-warranty", "type": "clause", "offset": [204, 230]}, {"key": "inclusion-of-an", "type": "clause", "offset": [352, 367]}, {"key": "the-bank", "type": "clause", "offset": [376, 384]}, {"key": "material-exception", "type": "definition", "offset": [520, 538]}, {"key": "material-adverse-effect", "type": 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[1294, 1307]}, {"key": "seller-shall", "type": "clause", "offset": [1317, 1329]}], "size": 23, "samples": [{"hash": "kP6JL8mTT5X", "uri": "/contracts/kP6JL8mTT5X#representations-and-warranties-of-bank", "label": "Investment Agreement (Hawaiian Electric Industries Inc)", "score": 35.9979476929, "published": true}, {"hash": "jjYwQCnJwow", "uri": "/contracts/jjYwQCnJwow#representations-and-warranties-of-bank", "label": "Investment Agreement (Hawaiian Electric Industries Inc)", "score": 35.9979476929, "published": true}, {"hash": "igBjmAYYN7j", "uri": "/contracts/igBjmAYYN7j#representations-and-warranties-of-bank", "label": "Investment Agreement (Hawaiian Electric Industries Inc)", "score": 35.9979476929, "published": true}], "hash": "84005f3dd75954a95c218b8e960b7554", "id": 4}, {"snippet": "Bank hereby represents and warrants to Company as follows:", "snippet_links": [{"key": "to-company", "type": "definition", "offset": [36, 46]}], "size": 17, "samples": [{"hash": "l1UxyhmGJxD", "uri": 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Amendment.", "snippet_links": [{"key": "full-and-complete", "type": "clause", "offset": [54, 71]}, {"key": "authority-to-enter", "type": "clause", "offset": [82, 100]}, {"key": "amendment-and", "type": "clause", "offset": [129, 142]}, {"key": "in-effect", "type": "clause", "offset": [174, 183]}, {"key": "all-necessary-licenses", "type": "clause", "offset": [185, 207]}, {"key": "for-bank", "type": "clause", "offset": [253, 261]}], "size": 6, "samples": [{"hash": "dCz0uj1M4RM", "uri": "/contracts/dCz0uj1M4RM#representations-and-warranties-of-bank", "label": "Signatory Agreement (Spirit Airlines, Inc.)", "score": 35.1054077148, "published": true}, {"hash": "5YGIR4DAOCA", "uri": "/contracts/5YGIR4DAOCA#representations-and-warranties-of-bank", "label": "Signatory Agreement (Spirit Airlines, Inc.)", "score": 33.1054077148, "published": true}, {"hash": "bctRPGi5XSL", "uri": "/contracts/bctRPGi5XSL#representations-and-warranties-of-bank", "label": "Signatory Agreement (Spirit Airlines, Inc.)", "score": 22.1581115723, "published": true}], "hash": "d3d280ccd412a0c4c6f51eb8010f9817", "id": 6}, {"snippet": "Bank represents and warrants to Merchant at the time of execution and during the term of this Agreement that: (a) Bank has the power to execute, deliver, and perform this Agreement; (b) this Agreement is duly authorized, and does not and will not violate any provisions of federal or state law or regulation, or conflict with any other agreement to which Bank is subject; (c) Bank has all licenses, if any, required to conduct its business and is qualified to do business in every jurisdiction where it is required to do so; and, (d) There is no circumstance, to Bank\u2019s knowledge, threatened by or against or affecting Bank which would substantially impair its right to carry on its business as now conducted or adversely affect its financial condition or operations.", "snippet_links": [{"key": "to-merchant", "type": "clause", "offset": [29, 40]}, {"key": "time-of-execution", "type": "clause", "offset": [48, 65]}, {"key": "during-the-term-of-this-agreement", "type": "clause", "offset": [70, 103]}, {"key": "power-to-execute", "type": "clause", "offset": [127, 143]}, {"key": "duly-authorized", "type": "clause", "offset": [204, 219]}, {"key": "provisions-of", "type": "clause", "offset": [259, 272]}, {"key": "law-or-regulation", "type": "definition", "offset": [290, 307]}, {"key": "agreement-to", "type": "clause", "offset": [336, 348]}, {"key": "all-licenses", "type": "clause", "offset": [385, 397]}, {"key": "qualified-to-do-business", "type": "clause", "offset": [447, 471]}, {"key": "to-bank", "type": "definition", "offset": [560, 567]}, {"key": "substantially-impair", "type": "definition", "offset": [636, 656]}, {"key": "right-to", "type": "definition", "offset": [661, 669]}, {"key": "carry-on", "type": "definition", "offset": [670, 678]}, {"key": "adversely-affect", "type": "definition", "offset": [712, 728]}, {"key": "financial-condition", "type": 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"/contracts/5zS8HHpj0n#representations-and-warranties-of-bank", "label": "Servicing Agreement (Neiman Marcus, Inc.)", "score": 24.597536087, "published": true}, {"hash": "9XUDJ2MII7N", "uri": "/contracts/9XUDJ2MII7N#representations-and-warranties-of-bank", "label": "Servicing Agreement (Neiman Marcus, Inc.)", "score": 21.7474327087, "published": true}], "hash": "21cfeef9ec77b2503239bb8f6b24b372", "id": 8}, {"snippet": "The Bank represents and warrants to each Underwriter as of the date hereof, as of the Applicable Time hereof and as of the Closing Time and each Additional Closing Time referred to in Section 2 hereof, and agrees with the Underwriters, as follows:", "snippet_links": [{"key": "the-bank", "type": "clause", "offset": [0, 8]}, {"key": "date-hereof", "type": "clause", "offset": [63, 74]}, {"key": "applicable-time", "type": "definition", "offset": [86, 101]}, {"key": "the-closing-time", "type": "clause", "offset": [119, 135]}, {"key": "additional-closing-time", "type": 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Qualification. Bank is a national banking association duly organized, validly existing and in good standing under the laws of the United States of America and has full corporate power and authority to enter into this Agreement and to carry out the provisions of this Agreement. 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