Common use of Related Matters Clause in Contracts

Related Matters. Notwithstanding anything herein to the contrary, additional conditions or restrictions related to such Options may be contained in the Plan or the resolutions of the Plan Committee authorizing such grant of Options. Reserve Bancorp, Inc. Date of Grant: April 8, 2003 By: ------------- -------------------------- Attest: [SEAL] INCENTIVE STOCK OPTION EXERCISE FORM ------------------------------------ PURSUANT TO THE RESERVE BANCORP, INC. 2003 STOCK OPTION PLAN -------------- (Date) Reserve Bancorp, Inc. 2000 Mt. Troy Road Pittsburgh, Xxxxxxxxxxxx 15212 Dear Sir: The undersigned elects to exercise the Incentive Stock Option to purchase shares _____________of Common Stock of Reserve Bancorp, Inc. under and pursuant to a Stock Option Agreement dated _________. Delivered herewith is a certified or bank cashier's or teller's check and/or shares of Common Stock, valued at the fair market value of the stock on the date of exercise, as set forth below. $ of cash or check -------------------- of Common Stock -------------------- $ Total ==================== The name or names to be on the stock certificate or certificates and the address and Social Security Number of such person(s) is as follows: Name ---------------------------------------------------------------- Address ------------------------------------------------------------- Social Security Number ---------------------------------------------- Very truly yours, ------------------- STOCK OPTION AGREEMENT ---------------------- FOR NON-INCENTIVE STOCK OPTIONS PURSUANT TO THE RESERVE BANCORP, INC. 2003 STOCK OPTION PLAN ----------------------

Related Matters. Notwithstanding anything herein to the contrary, additional conditions or restrictions related to such Options may be contained in the Plan or the resolutions of the Plan Committee authorizing such grant of Options. Reserve Parke Bancorp, Inc. Date of Grantxx Xxant: April 8December 20, 2003 2005 By: ------------- -------------------------- Attest: [SEAL] INCENTIVE STOCK OPTION EXERCISE FORM ------------------------------------ PURSUANT TO THE RESERVE BANCORP, INC. 2003 STOCK OPTION PLAN -------------- (Date) Reserve Bancorp, Inc. 2000 Mt. Troy Road Pittsburgh, Xxxxxxxxxxxx 15212 Dear Sir: The undersigned elects to exercise the Incentive Stock Option to purchase shares __________________________ Attest: _________________________________ [SEAL] OPTIONEE ACKNOWLEDGEMENT ________________________________________________________________________________ OPTIONEE DATE NON-STATUTORY STOCK OPTION EXERCISE FORM ---------------------------------------- PURSUANT TO THE PARKE BANCORP, INC. 2005 STOCK OPTION PLAN __________________________ (Date) Parke Bancorp, Inc. 601 Delsex Xxxve Washington Txxxxxxx, Xxx Xxxxxx 00000 Xxxx Xxx: Xxx xxdersigned elects to exercise the non-statutory Stock Option to purchase ____________ shares of Common Stock of Reserve Parke Bancorp, Inc. under and pursuant anx xxxsuant to a Stock Option Agreement dated ________________. Delivered herewith is a certified or bank cashier's or teller's check cash, electronic funds transfer and/or shares of Common Stock, valued at the fair market value of the stock on the date of exercise, as set forth below. $ $___________ of cash or check -------------------- ___________ of Common Stock -------------------- $ Total ==================== The name or names to be on the stock certificate or certificates and the address and Social Security Number of such person(s) is as follows: Name ---------------------------------------------------------------- _______________________________________________________ Address ------------------------------------------------------------- ____________________________________________________ Social Security Number ---------------------------------------------- _____________________________________ Very truly yours, ------------------- ___________________________________ STOCK OPTION AGREEMENT ---------------------- FOR NON-INCENTIVE STOCK OPTIONS UNDER SECTION 422 OF THE INTERNAL REVENUE CODE PURSUANT TO THE RESERVE PARKE BANCORP, INC. 2003 2005 STOCK OPTION PLAN -------------------------------------------- FOR OFFICERS AND EMPLOYEES STOCK OPTIONS for a total of _______ shares of Common Stock of Parke Bancorp, Inc. (the "Xxxxxny"), which Option is intended to qualify as an Incentive Stock Option under Section 422 of the Internal Revenue Code of 1986, as amended, is hereby granted to ______________, (the "Optionee"), at the price determined as provided in, and in all respects subject to the terms, definitions and provisions of the 2005 Stock Option Plan (the "Plan") adopted by the Company which is incorporated by reference herein, receipt of which is hereby acknowledged.

Related Matters. Notwithstanding anything herein to the contrary, ---------------- additional conditions or restrictions related to such Options may be contained in the Plan or the resolutions of the Plan Committee authorizing such grant of Options. Reserve BancorpOsage Bancshares, Inc. Date of Grant: April 8, 2003 By: ------------- -------------------------- Attest: [SEAL] INCENTIVE STOCK OPTION EXERCISE FORM ------------------------------------ PURSUANT TO THE RESERVE BANCORP, INC. 2003 STOCK OPTION PLAN -------------- (Date) Reserve Bancorp, Inc. 2000 Mt. Troy Road Pittsburgh, Xxxxxxxxxxxx 15212 Dear Sir: The undersigned elects to exercise the Incentive Stock Option to purchase shares _____________________________ By: ___________________________ Attest: _____________________________________________ [SEAL] OPTIONEE ACKNOWLEDGEMENT _____________________________________________ ___________________________ OPTIONEE DATE NON-STATUTORY STOCK OPTION EXERCISE FORM ---------------------------------------- PURSUANT TO THE OSAGE BANCSHARES, INC. 2007 STOCK COMPENSATION AND INCENTIVE PLAN ------------------------ (Date) Osage Bancshares, Inc. 239 East Main Street Pawhuska, Xxxxxxxx 00000 Xxxx Xxx: Xxx xxxxxsigned elects to exercise the Non-Statutory Stock Option to purchase ___________ shares of Common Stock of Reserve BancorpOsage Bancshares, Inc. under and pursuant to a Stock Option Agreement dated ________________. Delivered herewith is a certified or bank cashier's or teller's check and/or shares of Common Stock, valued at the fair market value of the stock on the date of exercise, as set forth below. $ of cash or check -------------------- ----------- of Common Stock -------------------- ----------- $ Total ==================== The name or names to be on the stock certificate or certificates and the address and Social Security Number of such person(s) is as follows: Name ---------------------------------------------------------------- ----------------------------------- Address ------------------------------------------------------------- ----------------------------------- Social Security Number ---------------------------------------------- -------------------- Very truly yours, ------------------- STOCK OPTION AGREEMENT ---------------------- FOR NON-INCENTIVE STOCK OPTIONS PURSUANT TO THE RESERVE BANCORP, INC. 2003 STOCK OPTION PLAN ----------------------,

Related Matters. Notwithstanding anything herein to the contrary, additional conditions or restrictions related to such Options may be contained in the Plan or the resolutions of the Plan Committee authorizing such grant of Options. Reserve Bancorp, Inc. Norwood Financial Corp. Date of Grant: April 8, 2003 xx Xxxxt By: ------------- -------------------------- Attest: [SEAL] INCENTIVE STOCK OPTION EXERCISE FORM ------------------------------------ PURSUANT TO THE RESERVE BANCORP, INC. 2003 STOCK OPTION PLAN -------------- (Date) Reserve Bancorp, Inc. 2000 Mt. Troy Road Pittsburgh, Xxxxxxxxxxxx 15212 Dear Sir: The undersigned elects to exercise the Incentive Stock Option to purchase shares _____________of Common Stock of Reserve Bancorp, Inc. under ________________________ President and pursuant Chief Executive Officer Attest: ____________________________ ________________________________________ (SEAL) Director NORWOOD FINANCIAL CORP. 2006 XXXXX XPTION PLAN NOTICE OF EXERCISE OF GRANTED OPTIONS Pursuant to a the Stock Option Agreement dated (the "Agreement") entered into on the ___________________, __________, between Norwood Financial Corp. (Noxxxxx) and ___________________ (Director), notice is hereby given of my election to purchase _____ shares at $_________ per share as granted to me under the Agreement (copy attached). Accompanying this notice is payment of $____________ which represents the full purchase price of the shares covered by this election. ______ In accordance with Paragraph 2b of the Agreement, I request that the shares be registered in my name. ______ In accordance with Paragraph 2b of the Agreement, I request that the shares be registered in joint name, with right of survivorship, with my spouse, ________________________. Delivered herewith is a certified or bank cashier's or teller's check and/or ___________________________ Director ___________________________ Date Check one of the following: ______ This exercise represents the total shares granted to me under the above Agreement. ______ This exercise represents __________shares of Common Stock, valued at the fair market value of total share granted to me under the stock on above Agreement. I have __________ shares remaining that I may exercise within the date of exercise, as set forth belowperiod covered by the Agreement. $ of cash or check -------------------- of Common Stock -------------------- $ Total ==================== The name or names to be on the stock certificate or certificates and the address and Social Security Number of such person(s) is as follows: Name ---------------------------------------------------------------- Address ------------------------------------------------------------- Social Security Number NORWOOD FINANCIAL CORP. 2006 XXXXX XPTION PLAN ---------------------------------------------- Very truly yours, ------------------- INCENTIVE STOCK OPTION AGREEMENT ---------------------- FOR NON-INCENTIVE STOCK OPTIONS PURSUANT TO THE RESERVE BANCORP, INC. 2003 STOCK OPTION PLAN ------------------------------------------------------ Incentive Stock Option Agreement made this _________ of ___________________________ between Norwood Financial Corp. (Nxxxxxx) and ______________________ (Employee).

Related Matters. Notwithstanding anything herein to the contrary, additional conditions or restrictions related to such Options may be contained in the Plan or the resolutions of the Plan Committee authorizing such grant of OptionsDirector Plan. Reserve BancorpON BEHALF OF THE PLAN ADMINISTRATOR OF THE GFSB BANCORP, Inc. INC. DIRECTORS STOCK COMPENSATION PLAN Date of Grant: April 828, 2003 2000 By: ------------- -------------------------- Attest: [SEAL] INCENTIVE STOCK OPTION EXERCISE FORM ------------------------------------ PURSUANT TO THE RESERVE BANCORP, INC. 2003 STOCK OPTION PLAN -------------- (Date) Reserve Bancorp, Inc. 2000 Mt. Troy Road Pittsburgh, Xxxxxxxxxxxx 15212 Dear Sir: The undersigned elects to exercise the Incentive Stock Option to purchase shares :_____________of Common Stock of Reserve Bancorp, Inc. under and pursuant to a Stock Option Agreement dated __________________________ Attest:___________________________________ Agreed to and accepted this ____ day of _____________, 2000: ______________________________________ Optionee GFSB BANCORP, INC. STOCK COMPENSATION PLAN NON-INCENTIVE STOCK OPTION EXERCISE FORM _______________________ DATE ATTN: Corporate Secretary GFSB Bancorp, Inc. Dear Sir or Madam: The undersigned elects to exercise his/her Non-Incentive Stock Option to purchase ______________ shares of Common Stock of GFSB Bancorp, Inc., under and pursuant to a Notice of Grant of Non-Incentive Stock Option dated April 28, 2000. Delivered herewith is cash, or a certified or bank cashier's check or teller's check and/or shares of GFSB Bancorp, Inc. Common Stock, valued at or a combination thereof, in the amount of $______________ in payment of the option price. If Common Stock is enclosed in full or partial consideration of the purchase price, I am also attaching a notification from the Plan Administrator advising: (i) that such means of payment has been authorized and (ii) as to the fair market value of the stock on shares proposed to be tendered by me as required by the date provisions of exercise, as set forth belowthe Plan. $ of cash or check -------------------- of Common Stock -------------------- $ Total ==================== The name or names to be on the stock certificate or certificates and the address and Social Security Number social security number or addresses and social security numbers of such person(s) person or persons is as follows: Name ---------------------------------------------------------------- Address ------------------------------------------------------------- Name: ---------------------------------------------------------------------- Address: ---------------------------------------------------------------------- ---------------------------------------------------------------------- City State Zip Code Social Security Number ---------------------------------------------- Number: ------------------------------- Very truly yours, ------------------- STOCK OPTION AGREEMENT ---------------------- FOR NON-INCENTIVE STOCK OPTIONS PURSUANT TO THE RESERVE BANCORP, INC. 2003 STOCK OPTION PLAN ------------------------------------------------------------------------------------- (Signature of Person or Persons Exercising the Option) --------------------------------------------------------------- (Print Name and Address)

Related Matters. Notwithstanding anything herein to the contrary, additional conditions or restrictions related to such Options may be contained in the Plan or the resolutions of the Plan Committee authorizing such grant of Options. Reserve BancorpOsage Bancshares, Inc. Date of Grant: April 8, 2003 By: ------------- -------------------------- Attest: [SEAL] INCENTIVE STOCK OPTION EXERCISE FORM ------------------------------------ PURSUANT TO THE RESERVE BANCORP, INC. 2003 STOCK OPTION PLAN -------------- (Date) Reserve Bancorp, Inc. 2000 Mt. Troy Road Pittsburgh, Xxxxxxxxxxxx 15212 Dear Sir: The undersigned elects to exercise the Incentive Stock Option to purchase shares _____________________________ By: ___________________________ Attest: _____________________________________________ [SEAL] OPTIONEE ACKNOWLEDGEMENT _____________________________________________ ___________________________ OPTIONEE DATE INCENTIVE STOCK OPTION EXERCISE FORM ------------------------------------ PURSUANT TO THE OSAGE BANCSHARES, INC. 2007 STOCK COMPENSATION AND INCENTIVE PLAN ------------------------ (Date) Osage Bancshares, Inc. 239 East Main Street Pawhuska, Xxxxxxxx 00000 Xxxx Xxx: Xxx xxxxxxigned elects to exercise the Incentive Stock Option to purchase __________ shares of Common Stock of Reserve BancorpOsage Bancshares, Inc. under and pursuant to a Stock Option Agreement dated ________________. Delivered herewith is a certified or bank cashier's or teller's check and/or shares of Common Stock, valued at the fair market value of the stock on the date of exercise, as set forth below. $ of cash or check -------------------- ----------- of Common Stock -------------------- ----------- $ Total ==================== The name or names to be on the stock certificate or certificates and the address and Social Security Number of such person(s) is as follows: Name ---------------------------------------------------------------- ----------------------------------- Address ------------------------------------------------------------- ----------------------------------- Social Security Number ---------------------------------------------- -------------------- Very truly yours, ------------------- ----------------------------------- STOCK OPTION AGREEMENT ---------------------- FOR NON-INCENTIVE STATUTORY STOCK OPTIONS PURSUANT TO THE RESERVE BANCORPOSAGE BANCSHARES, INC. 2003 2007 STOCK OPTION PLAN ----------------------COMPENSATION AND INCENTIVE PLAN

Related Matters. Notwithstanding anything herein to the contrary, additional conditions or restrictions related to such Options may be contained in the Plan or the resolutions of the Plan Committee authorizing such grant of Options. Reserve BancorpROEBLING FINANCIAL CORP, Inc. INC. Date of Grant: April 8January 30, 2003 2006 By: ------------- -------------------------- Attest: [SEAL] INCENTIVE STOCK OPTION EXERCISE FORM ------------------------------------ PURSUANT TO THE RESERVE BANCORP, INC. 2003 STOCK OPTION PLAN -------------- (Date) Reserve Bancorp, Inc. 2000 Mt. Troy Road Pittsburgh, Xxxxxxxxxxxx 15212 Dear Sir: The undersigned elects to exercise the Incentive Stock Option to purchase shares ______________________________ Attest: OPTIONEE ACKNOWLEDGEMENT ________________________________ ______________________ OPTIONEE DATE NON-INCENTIVE STOCK OPTION EXERCISE FORM ---------------------------------------- PURSUANT TO THE ROEBLING FINANCIAL CORP. INC. 2006 STOCK OPTION PLAN ______________________________ (Date) Roebling Financial Corp, Inc. Route 130 and Delaware Avenue Xxxxxxxx, Xxx Xxxxxx 00000 Xxxx Xxx: Xxx xxxersigned elects to exercise the Non-Incentive Stock Option to purchase shares of Common Stock of Reserve BancorpRoebling Financial Corp, Inc. under and pursuant to a Stock Option Agreement dated ________________. Delivered herewith is a certified or bank cashier's or teller's check and/or shares of Common Stock, valued at the fair market value of the stock on the date of exercise, as set forth below. $ of cash or check -------------------- --------- of Common Stock -------------------- --------- $ Total ==================== The name or names to be on the stock certificate or certificates and the address and Social Security Number of such person(s) is as follows: Name ---------------------------------------------------------------- _________________________________________ Address ------------------------------------------------------------- _________________________________________ Social Security Number ---------------------------------------------- Very truly yours, ------------------- STOCK OPTION AGREEMENT ---------------------- FOR NON-INCENTIVE STOCK OPTIONS PURSUANT TO THE RESERVE BANCORP, INC. 2003 STOCK OPTION PLAN ----------------------,

Related Matters. Notwithstanding anything herein to the contrary, ---------------- additional conditions or restrictions related to such Options may be contained in the Plan or the resolutions of the Plan Committee authorizing such grant of Options. Reserve BancorpOsage Federal Financial, Inc. Date of Grant: April 8November 17, 2003 2004 By: ------------- -------------------------- --------------------- ---------------------------- Attest: ------------------------- [SEAL] OPTIONEE ACKNOWLEDGEMENT -------------------------------------------------------------------------------- OPTIONEE DATE NON-INCENTIVE STOCK OPTION EXERCISE FORM ------------------------------------ ---------------------------------------- PURSUANT TO THE RESERVE BANCORPOSAGE FEDERAL FINANCIAL, INC. 2003 2004 STOCK OPTION PLAN -------------- ------------------------ (Date) Reserve BancorpOsage Federal Financial, Inc. 2000 Mt. Troy Road Pittsburgh239 East Main Street Pawhuska, Xxxxxxxxxxxx 15212 Dear SirXxxxxxxx 00000 Xxxx Xxx: The undersigned Xxx xxdersigned elects to exercise the Non-Incentive Stock Option to purchase shares ______________ shares of Common Stock of Reserve BancorpOsage Federal Financial, Inc. under and pursuant to a Stock Option Agreement dated ________________. Delivered herewith is a certified or bank cashier's or teller's check and/or shares of Common Stock, valued at the fair market value of the stock on the date of exercise, as set forth below. $ $_______________ of cash or check -------------------- _______________ of Common Stock -------------------- $ Total ==================== The name or names to be on the stock certificate or certificates and the address and Social Security Number of such person(s) is as follows: Name ---------------------------------------------------------------- __________________________________________ Address ------------------------------------------------------------- __________________________________________ Social Security Number ---------------------------------------------- ____________________________ Very truly yours, ------------------- STOCK OPTION AGREEMENT ---------------------- FOR NON-INCENTIVE STOCK OPTIONS PURSUANT TO THE RESERVE BANCORP, INC. 2003 STOCK OPTION PLAN ----------------------,

Related Matters. Notwithstanding anything herein to the contrary, ---------------- additional conditions or restrictions related to such Options may be contained in the Plan or the resolutions of the Plan Committee authorizing such grant of Options. Reserve BancorpAmerican Bancorp of New Jersey, Inc. Date of Grant: April 8January 20, 2003 2005 By: ------------- -------------------------- Attest: [SEAL] INCENTIVE STOCK OPTION EXERCISE FORM ------------------------------------ PURSUANT TO THE RESERVE BANCORP, INC. 2003 STOCK OPTION PLAN -------------- (Date) Reserve Bancorp, Inc. 2000 Mt. Troy Road Pittsburgh, Xxxxxxxxxxxx 15212 Dear Sir: The undersigned elects to exercise the Incentive Stock Option to purchase shares ________________________________ Attest: [SEAL] OPTIONEE ACKNOWLEDGEMENT _________________________________________ ________________________________ OPTIONEE DATE NON-INCENTIVE STOCK OPTION EXERCISE FORM ---------------------------------------- PURSUANT TO THE AMERICAN BANCORP OF NEW JERSEY, INC. 2005 STOCK OPTION PLAN ---------------------- ________________________ (Date) American Bancorp of New Jersey, Inc. 365 Broad Street Bloomfield, Xxx Xxxxxx 00000 Xxxx Xxx: Xxx xxdersigned elects to exercise the Non-Incentive Stock Option to purchase __________ shares of Common Stock of Reserve BancorpAmerican Bancorp of New Jersey, Inc. under and pursuant to a Stock Option Agreement dated ________________. Delivered herewith is a certified or bank cashier's or teller's check and/or shares of Common Stock, valued at the fair market value of the stock on the date of exercise, as set forth below. $ $____________ of cash or check -------------------- _____________ of Common Stock -------------------- $ Total ==================== The name or names to be on the stock certificate or certificates and the address and Social Security Number of such person(s) is as follows: Name ---------------------------------------------------------------- _______________________________________________________ Address ------------------------------------------------------------- _______________________________________________________ Social Security Number ---------------------------------------------- _________________________________________ Very truly yours, ------------------- STOCK OPTION AGREEMENT ---------------------- FOR NON-INCENTIVE STOCK OPTIONS PURSUANT TO THE RESERVE BANCORP, INC. 2003 STOCK OPTION PLAN ----------------------,

Related Matters. Notwithstanding anything herein to the contrary, ---------------- additional conditions or restrictions related to such Options may be contained in the Plan or the resolutions of the Plan Committee authorizing such grant of Options. Reserve Parke Bancorp, Inc. Date of Grantxx Xxant: April 8December 20, 2003 2005 By: ------------- -------------------------- -------------------------------- Attest: [SEAL] INCENTIVE OPTIONEE ACKNOWLEDGEMENT ---------------------------------- -------------------------------------- OPTIONEE DATE NON-STATUTORY STOCK OPTION EXERCISE FORM ------------------------------------ ---------------------------------------- PURSUANT TO THE RESERVE PARKE BANCORP, INC. 2003 2005 STOCK OPTION PLAN -------------- (Date) Reserve Parke Bancorp, Inc. 2000 Mt. Troy Road Pittsburgh601 Delsex Xxxve Washington Txxxxxxx, Xxxxxxxxxxxx 15212 Dear SirXxx Xxxxxx 00000 Xxxx Xxx: The undersigned Xxx xxdersigned elects to exercise the Incentive Non-Statutory Stock Option to purchase shares _____________of Common Stock of Reserve Parke Bancorp, Inc. under and pursuant anx xxxsuant to a Stock Option Agreement dated ________________. Delivered herewith is a certified or bank cashier's or teller's check cash, electronic funds transfer and/or shares of Common Stock, valued at the fair market value of the stock on the date of exercise, as set forth below. $ of cash or check -------------------- ----------- of Common Stock -------------------- ----------- $ Total ==================== The name or names to be on the stock certificate or certificates and the address and Social Security Number of such person(s) is as follows: Name ------------------------------------------------------------------- Address ---------------------------------------------------------------- Address ------------------------------------------------------------- Social Security Number ---------------------------------------------- ------------------------------------------------- Very truly yours, ------------------- STOCK OPTION AGREEMENT ---------------------- FOR NON-INCENTIVE STOCK OPTIONS PURSUANT TO THE RESERVE BANCORP, INC. 2003 STOCK OPTION PLAN ----------------------,

Related Matters. Notwithstanding anything herein to the contrary, additional conditions or restrictions related to such Options may be contained in the Plan or the resolutions of the Plan Committee authorizing such grant of Options. Reserve Bancorp, Inc. WSB Holding Company Date of Grant: April 8, 2003 ____________ By: ------------- -------------------------- Attest: [SEAL] INCENTIVE STOCK OPTION EXERCISE FORM ------------------------------------ PURSUANT TO THE RESERVE BANCORP, INC. 2003 STOCK OPTION PLAN -------------- (Date) Reserve Bancorp, Inc. 2000 Mt. Troy Road Pittsburgh, Xxxxxxxxxxxx 15212 Dear Sir: The undersigned elects to exercise the Incentive Stock Option to purchase shares :______________________________ Attest: [SEAL] NON-INCENTIVE STOCK OPTION EXERCISE FORM ---------------------------------------- PURSUANT TO THE WSB HOLDING COMPANY 1998 STOCK OPTION PLAN _____________ (Date) WSB Holding Company 000 Xxxxxx Xxxxxx Xxxxxxxxxx, Xxxxxxxxxxxx 00000 Dear Sir: The undersigned elects to exercise the Non-Incentive Stock Option to purchase ______ shares of Common Stock of Reserve Bancorp, Inc. WSB Holding Company under and pursuant to a Stock Option Agreement dated _______________. Delivered herewith is a certified or bank cashier's or teller's check and/or shares of Common Stock, valued at the fair market value of the stock on the date of exercise, as set forth below. $ $__________ of cash or check -------------------- __________ of Common Stock -------------------- $ Total ==================== Total The name or names to be on the stock certificate or certificates and the address and Social Security Number of such person(s) is as follows: Name ---------------------------------------------------------------- Address ------------------------------------------------------------- Name___________________________________________________ Address________________________________________________ Social Security Number ---------------------------------------------- Number_________________________________ Very truly yours, ------------------- STOCK OPTION AGREEMENT ---------------------- FOR NON-INCENTIVE STOCK OPTIONS PURSUANT TO THE RESERVE BANCORP, INC. 2003 STOCK OPTION PLAN ----------------------,

Related Matters. Notwithstanding anything herein to the contrary, ---------------- additional conditions or restrictions related to such Options may be contained in the Plan or the resolutions of the Plan Committee authorizing such grant of Options. Reserve BancorpOsage Federal Financial, Inc. Date of Grant: April 8November 17, 2003 2004 By: ------------- -------------------------- ------------------------- ------------------------- Attest: ----------------------------- [SEAL] OPTIONEE ACKNOWLEDGEMENT -------------------------------------------------------------------------------- OPTIONEE DATE INCENTIVE STOCK OPTION EXERCISE FORM ------------------------------------ PURSUANT TO THE RESERVE BANCORPOSAGE FEDERAL FINANCIAL, INC. 2003 2004 STOCK OPTION PLAN -------------- ------------------------ (Date) Reserve BancorpOsage Federal Financial, Inc. 2000 Mt. Troy Road Pittsburgh239 East Main Street Pawhuska, Xxxxxxxxxxxx 15212 Dear SirXxxxxxxx 00000 Xxxx Xxx: The undersigned Xxx xxdersigned elects to exercise the Incentive Stock Option to purchase shares ______________ shares of Common Stock of Reserve BancorpOsage Federal Financial, Inc. under and pursuant to a Stock Option Agreement dated ________________. Delivered herewith is a certified or bank cashier's or teller's check and/or shares of Common Stock, valued at the fair market value of the stock on the date of exercise, as set forth below. $ $_______________ of cash or check -------------------- _______________ of Common Stock -------------------- $ Total ==================== The name or names to be on the stock certificate or certificates and the address and Social Security Number of such person(s) is as follows: Name ---------------------------------------------------------------- __________________________________________ Address ------------------------------------------------------------- __________________________________________ Social Security Number ---------------------------------------------- ____________________________ Very truly yours, ------------------- _________________________ STOCK OPTION AGREEMENT ---------------------- FOR NON-INCENTIVE STOCK OPTIONS PURSUANT TO THE RESERVE BANCORPOSAGE FEDERAL FINANCIAL, INC. 2003 2004 STOCK OPTION PLAN ----------------------

Related Matters. Notwithstanding anything herein to the contrary, ---------------- additional conditions or restrictions related to such Options may be contained in the Plan or the resolutions of the Plan Committee authorizing such grant of Options. Reserve BancorpAmerican Bancorp of New Jersey, Inc. Date of Grant: April 8January 20, 2003 2005 By: ------------- -------------------------- Attest: [SEAL] INCENTIVE STOCK OPTION EXERCISE FORM ------------------------------------ PURSUANT TO THE RESERVE BANCORP, INC. 2003 STOCK OPTION PLAN -------------- (Date) Reserve Bancorp, Inc. 2000 Mt. Troy Road Pittsburgh, Xxxxxxxxxxxx 15212 Dear Sir: The undersigned elects to exercise the Incentive Stock Option to purchase shares ________________________________ Attest: ___________________________________ [SEAL] OPTIONEE ACKNOWLEDGEMENT ___________________________________ _______________________________________ OPTIONEE DATE INCENTIVE STOCK OPTION EXERCISE FORM ------------------------------------ PURSUANT TO THE AMERICAN BANCORP OF NEW JERSEY, INC. 2005 STOCK OPTION PLAN ___________________ (Date) American Bancorp of New Jersey, Inc. 365 Broad Street Bloomfield, Xxx Xxxxxx 00000 Xxxx Xxx: Xxx xxdersigned elects to exercise the Incentive Stock Option to purchase _______________ shares of Common Stock of Reserve BancorpAmerican Bancorp of New Jersey, Inc. under and pursuant to a Stock Option Agreement dated ________________. Delivered herewith is a certified or bank cashier's or teller's check and/or shares of Common Stock, valued at the fair market value of the stock on the date of exercise, as set forth below. $ $__________ of cash or check -------------------- __________ of Common Stock -------------------- $ Total ==================== The name or names to be on the stock certificate or certificates and the address and Social Security Number of such person(s) is as follows: Name ---------------------------------------------------------------- _______________________________________________________ Address ------------------------------------------------------------- _______________________________________________________ Social Security Number ---------------------------------------------- _________________________________________ Very truly yours, ------------------- ________________________________ STOCK OPTION AGREEMENT ---------------------- FOR NON-INCENTIVE STOCK OPTIONS PURSUANT TO THE RESERVE BANCORPAMERICAN BANCORP OF NEW JERSEY, INC. 2003 2005 STOCK OPTION PLAN ----------------------