Common use of Reinsured Contracts Clause in Contracts

Reinsured Contracts. VARIABLE ANNUITY CONTRACTS -------------------------- A Class Contract (Front-end load, ▇▇▇▇▇▇ ▇▇▇▇▇ distribution) FORM NUMBERS ------------ Guaranteed Minimum Death Benefits and Earnings Preservation Benefits: --------------------------------------------------------------------- Standard Death Benefit - Principal Protection: Form 7015 (11/00) Optional Death Benefit - Annual Step-Up: Form 7017 (11/00) Optional Death Benefit - Greater of Annual Step-Up and 5% Rollup: Form 7016 (11/00) Additional Death Benefit - Earnings Preservation Benefit (EPB): Form 7019 (11/00) Enhanced Death Benefit II - Form MLI-640-1 (4/08) & Endorsement MLI-RMD (7/10)-E Guaranteed Minimum Income Benefits: ----------------------------------- Guaranteed Minimum Income Benefit Plus: Form MLI-560-6 (11/10) Guaranteed Minimum Income Benefit Plus III: Endorsement MLI-RMD (7/10)-E Guaranteed Minimum Income Benefit Max III: Form MLI-560-4 (4/08), MLI-560-5 (09/10) MLI-560-9 (12/11) (12/11) & Endorsement MLI-RMD (7/10)-E SCHEDULE B REINSURANCE PREMIUMS A. GMDB PROGRAM REINSURANCE PREMIUM GMDB PROGRAM CONTRACTS COVERED (BASIS POINTS) ------------ ----------------------------- -------------- Principal Protection All Reinsured Contracts 9.00 Annual Step-up All Reinsured Contracts 20.00 Greater of Annual Step-Up and 5% Rollup All Reinsured Contracts 35.00 Earnings Preservation Benefit All Reinsured Contracts 25.00 Enhanced Death Benefit II All Reinsured Contracts Issue Ages 0-69 60.00 Enhanced Death Benefit II All Reinsured Contracts Issue Ages 70-75 115.00 B. INCOME PROGRAM

Reinsured Contracts. VARIABLE ANNUITY CONTRACTS -------------------------- A Class Contract (Front-end load, ▇▇Edward Jones distribution) ▇▇▇▇ ▇▇▇▇▇ distribution) FORM NUMBERS UMBERS ------------ Guaranteed Minimum Death Benefits and Earnings Preservation Benefits: --------------------------------------------------------------------- -------------------------------------------------------------------- Standard Death Benefit - Principal Protection: Form 7015 (11/00) Optional Death Benefit - Annual Step-Up: Form 7017 (11/00) Optional Death Benefit - Greater of Annual Step-Up and 5% Rollup: Form 7016 (11/00) Additional Death Benefit - Earnings Preservation Benefit (EPB): Form 7019 (11/00) Enhanced Death Benefit II - Form MLI-640-1 (4/08) & Endorsement MLI-RMD (7/10)-E Guaranteed Minimum Income Benefits: ----------------------------------- Guaranteed Minimum Income Benefit Plus: Form MLI-560-6 (11/10) Guaranteed Minimum Income Benefit Plus III: Endorsement MLI-RMD (7/10)-E Guaranteed Minimum Income Benefit Max III: Form MLI-560-4 (4/08), MLI-560-5 (09/10) MLI-560-9 (12/11) & Endorsement MLI-RMD (12/117/10)-E Guaranteed Minimum Income Benefit Max IV: Form MLI-560-4 (4/08), MLI-560-11 (8/12) & Endorsement MLI-RMD (7/10)-E SCHEDULE B REINSURANCE PREMIUMS A. GMDB PROGRAM REINSURANCE PREMIUM GMDB PROGRAM CONTRACTS COVERED (BASIS POINTS) ------------ ----------------------------- -------------- ----------------------- ----------------------- ------------------- Principal Protection All Reinsured Contracts 9.00 Annual Step-up All Reinsured Contracts 20.00 Greater of Annual Step-Step- All Reinsured Contracts 35.00 Up and 5% Rollup All Reinsured Contracts 35.00 Earnings Preservation Benefit All Reinsured Contracts 25.00 Benefit Enhanced Death Benefit II All Reinsured Contracts 60.00 Benefit II Issue Ages 0-69 60.00 Enhanced Death Benefit II All Reinsured Contracts 115.00 Benefit II Issue Ages 70-75 115.0075 B. INCOME PROGRAM

Reinsured Contracts. VARIABLE ANNUITY CONTRACTS -------------------------- A Class VA Series Contract (FrontStandard Contract, 7-end loadyear surrender charge schedule) XC Series Contract (Bonus Contract, ▇▇▇▇▇▇ ▇▇▇▇▇ distribution9-year surrender charge schedule) L Series Contract (4-year surrender charge schedule) C Series Contract (No surrender charges) S Series Contract (Standard and L Series) VA - 4 Class Series Contract (L Class) Marquis Portfolios (No surrender charges) PrimElite IV (8-year surrender charge schedule) Series XTRA (9-year surrender charge schedule) Series XTRA 6 (9-year surrender charge schedule) Simple Solutions (6-year surrender charge schedule) MetLife Growth & Guaranteed Income (5-year surrender charge schedule, Fidelity Distribution) FORM NUMBERS ------------ Guaranteed Minimum Death Benefits and Earnings Preservation Benefits: --------------------------------------------------------------------- Standard Death Benefit - Principal Protection: Form 7015 8015 (11/00) Optional Option 2 - Return of Purchase Payment Death Benefit - Benefit: MGGI (10/09) Annual Step-Up: Form 7017 8017 (11/00) Optional Death Benefit - Greater of Annual Step-Up and 5% Rollup: Form 7016 8016(11/00) Enhanced Death Benefit II: Form MLIU-640-1 (11/004/08) & Endorsement MLIU-RMD (7/10)-E Enhanced Death Benefit Max: Form MLIU-640-1 (4/08) & Endorsement MLIU-RMD (7/10)-E Additional Death Benefit - Earnings Preservation Benefit (EPB): Form 7019 8019 (11/00) Enhanced Death Benefit II - Form MLI-640-1 (4/08) & Endorsement MLI-RMD (7/10)-E Guaranteed Minimum Income Benefits: ----------------------------------- Guaranteed Minimum Income Benefit Plus: Form MLI-5608018-6 2 (11/1005/05) Guaranteed Minimum Income Benefit Plus: Form MLIU-560-4 (4/08) or MLIU-560-5 (5/09) Guaranteed Minimum Income Benefit Plus III: Form MLIU-560-4 (4/08) or MLIU-560-6 (11/10) & Endorsement MLIMLIU-RMD (7/10)-E Guaranteed Minimum Income Benefit Max IIIMax: Form MLI-560MLIU-560-4 (4/08), MLI-560) or MLIU-560-5 (09/10) MLI-560-9 (12/11) (12/119/10) & Endorsement MLIMLIU-RMD (7/10)-E Guaranteed Withdrawal Benefits: ------------------------------- Guaranteed Withdrawal Benefit: Form MLIU-690-2 (11/05) Lifetime Guaranteed Withdrawal Benefit: Form MLIU-690-3 (6/06) Lifetime Withdrawal Guaranteed Benefit (2008 Version): Form MLIU-690-4 (4/08) or MLIU-690-5 (7/09) Lifetime Withdrawal Guaranteed Benefit III: Form MLIU-690-4 (4/08) or MLIU-690-5 (7/09) Guaranteed Withdrawal Benefit for Life: MGGI (10/09) SCHEDULE B REINSURANCE PREMIUMS A. GMDB PROGRAM REINSURANCE PREMIUM GMDB PROGRAM CONTRACTS COVERED (BASIS POINTS) ------------ ----------------------------- --------------------------- --------------------------------------- -------------- Principal Protection All Reinsured Contracts 9.00 Annual Step-up All Reinsured Contracts 20.00 Greater of Annual Step-Up and 5% Rollup All Reinsured Contracts 35.00 Earnings Preservation Benefit All Reinsured Contracts 25.00 Enhanced Death Benefit II All Reinsured Contracts Issue Ages 0-69 60.00 Enhanced Death Benefit II All Reinsured Contracts Issue Ages 70-75 115.00 B. INCOME PROGRAM9.00

Reinsured Contracts. VARIABLE METLIFE INVESTORS INSURANCE COMPANY DEFERRED ANNUITY CONTRACTS -------------------------- VA Class Contract (Standard Contract, 7-year surrender charge schedule) XC Class Contract (Bonus Contract, 9-year surrender charge schedule) AA Class Contract (Standard Contract, 7-YEAR surrender charge schedule, ▇. ▇. ▇▇▇▇▇▇▇ distribution) B Class Contract (Standard Contract, 7-YEAR surrender charge schedule, ▇▇▇▇▇▇ ▇▇▇▇▇ distribution) L Class Contract (3-year surrender charge schedule) C Class Contract (No surrender charges) A Class Contract (Front-end load, ▇▇▇▇▇▇ ▇▇▇▇▇ distribution) FORM NUMBERS ------------ Guaranteed Minimum Death Benefits and Earnings Preservation BenefitsCeded: --------------------------------------------------------------------- ---------------------------------------- Standard Death Benefit - Principal Protection: Form 7015 (11/00) Optional Death Benefit - Annual Step-Up: Form 7017 (11/00) Optional Death Benefit - Greater of Annual Step-Up and 5% Rollup: Form 7016 (11/00) Additional Death Benefit - Earnings Preservation Benefit (EPB): Form 7019 (11/00) Enhanced Death Benefit II - Benefit- Form MLI-640-1 (4/08) & Endorsement MLI-RMD (7/10)-E Guaranteed Minimum Income BenefitsBenefits Ceded: ----------------------------------- ----------------------------------------- Guaranteed Minimum Income Benefit: Form 7018 (11/00) Guaranteed Minimum Income Benefit II: Form 7018-1 (03/03) Guaranteed Minimum Income Benefit Plus: Form 7018-2 (05/05) Guaranteed Minimum Income Benefit Plus: Form MLI-560-4 (4/08) Page 2 of 6 Guaranteed Withdrawal Benefits Ceded: ------------------------------------- Guaranteed Withdrawal Benefit: Form MLI-690-1 (11/107/04) Guaranteed Minimum Income Benefit Plus III: Endorsement MLI-RMD (7/10)-E Guaranteed Minimum Income Benefit Max IIIWithdrawal Benefit: Form MLI-560MLI-690-2 (11/05) Lifetime Guaranteed Withdrawal Benefit: Form MU-690-3 (6/06) Lifetime Withdrawal Guaranteed Benefit (2008 Version): Form MLI-690-4 (4/08), MLI-560) Guaranteed Minimum Accumulation Benefits Ceded: ----------------------------------------------- Guaranteed Minimum Accumulation Benefit: Form MLI 670-5 1 (09/1011/05) MLI-560-9 (12/11) (12/11) & Endorsement MLI-RMD (7/10)-E SCHEDULE B EXHIBIT II REINSURANCE PREMIUMS A. GMDB PROGRAM REINSURANCE PREMIUM GMDB PROGRAM CONTRACTS PRODUCTS COVERED (BASIS POINTS) ------------ ----------------------------- ----------------------- ------------------------------- -------------- Principal Protection All Reinsured Contracts Products 9.00 Annual Step-up All Reinsured Contracts Plan Codes: BN2101, CS5101, 10.00 ▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇▇▇, FL3ER3, LS4101, LS410R, ST1101, ST110R, ST110X, ST1AG3, ST1AGB, ST1AGR, ST1AGX, ST1AR3, ST1ED3, ST1EDB, ST1EDJ, ST1EDR, ST1EDX, ST1ER3, ST1EX3, ▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇▇▇, and ST1NAV Annual Step-up Other Plan Codes 20.00 Greater of Annual Step-Step- Plan Codes: BN2101, CS5101, 25.00 Up and 5% Rollup All Reinsured Contracts ▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇▇▇, FL3ER3, LS4101, LS410R, ST1101, ST110R, ST110X, ST1AG3, ST1AGB, ST1AGR, ST1AGX, ST1AR3, ST1ED3, ST1EDB, ST1EDJ, ST1EDR, ST1EDX, ST1ER3, ST1EX3, ▇▇▇▇▇▇, ▇▇▇▇▇▇, ▇▇▇▇▇▇, and ST1NAV Greater of Annual Step- Other Plan Codes 35.00 Up and 5% Rollup Earnings Preservation All Products 25.00 Benefit All Reinsured Contracts 25.00 Enhanced Death Benefit II All Reinsured Contracts Products, Issue Ages Age 0-69 60.00 65.00* Enhanced Death Benefit II All Reinsured Contracts Products, Issue Ages Age 70-75 115.00 B. INCOME PROGRAM85.00* * lf the Enhanced DB is elected in combination with Guaranteed Minimum Income Benefit Plus (Form MLI-560-4), there will be a 5 bps reduction in the fee