Common use of Reference Services Clause in Contracts

Reference Services. 4.2.1 TransUnion offers a suite of reference services from sources other than its Consumer Reporting Database (“Non-CRD Reference Services”), which it may make available to Subscriber under the terms of this Agreement. Subscriber shall not use Non-CRD Reference Services for marketing purposes without the prior written consent of TransUnion. 4.2.2 TransUnion also offers the suite of reference services from its Consumer Reporting Database (“CRD Reference Services”). If Subscriber desires to receive CRD Reference Services, Subscriber hereby certifies that the specific purpose(s) for which the CRD Reference Services will be requested, obtained and used by Subscriber is one or more of the following uses as described in, and as may be interpreted from time to time, by competent legislative, regulatory or judicial authority, and as being encompassed by Section (6802)(e) of the ▇▇▇▇▇-▇▇▇▇▇-▇▇▇▇▇▇ Act, Title V, Subtitle A, Financial Privacy (15 U.S.C. § 6801-6809) (“GLB”) and the United States Federal Trade Commission rules promulgated thereunder. Subscriber shall not request, obtain or use such CRD Reference Services for any other purpose. • As necessary to effect, administer, or enforce a transaction requested or authorized by the consumer, or in connection with servicing or processing a financial product or service requested or authorized by the consumer; • As necessary to effect, administer, or enforce a transaction requested or authorized by the consumer, or in connection with maintaining or servicing the consumer’s account with Subscriber and Subscriber is a financial institution; • With the consent or at the direction of the consumer; • To protect against or prevent actual or potential fraud, unauthorized transactions, claims, or other liability; • For use solely in conjunction with a legal or beneficial interest held by Subscriber and relating to the consumer; or, • For use solely in Subscriber’s fiduciary or representative capacity on behalf of the consumer. 4.2.3 For purposes of this Agreement, the term “Reference Services” shall be deemed to include both Non-CRD Reference Services and CRD Reference Services. Subscriber shall not take any adverse action against any consumer that is based in whole or in part on the Reference Services.

Reference Services. 4.2.1 TransUnion Eq u a t i o n offers a suite of reference services from sources other than its Consumer Reporting Database (“Non-CRD Reference Services”), which it may shall make available to Subscriber Customer under the terms of this Agreement. Subscriber Customer shall not use Non-Non- CRD Reference Services for marketing purposes without the prior written consent of TransUnionEquation. 4.2.2 TransUnion Equation also offers the suite of reference services from its Consumer Reporting Database (“CRD Reference Services”). If Subscriber Customer desires to receive CRD Reference Services, Subscriber Customer hereby certifies that the specific purpose(s) for which the CRD Reference Services will be requested, obtained and used by Subscriber Customer is one or more of the following uses as described in, and as may be interpreted from time to time, by competent legislative, regulatory or judicial authority, and as being encompassed by Section (6802)(e) of the ▇▇▇▇▇-▇▇▇▇▇-▇▇▇▇▇▇ Act, Title V, Subtitle A, Financial Privacy (15 U.S.C. § 6801-6809) (“GLB”) and the United States Federal Trade Commission rules promulgated thereunder. Subscriber Customer shall not request, obtain or use such CRD Reference Services for any other purpose. • □ As necessary to effect, administer, or enforce a transaction requested or authorized by the consumer, or in connection with servicing or processing a financial product or service requested or authorized by the consumer; • □ As necessary to effect, administer, or enforce a transaction requested or authorized by the consumer, or in connection with maintaining or servicing the consumer’s account with Subscriber Customer and Subscriber Customer is a financial institution; • □ With the consent or at the direction of the consumer; • □ To protect against or prevent actual or potential fraud, unauthorized transactions, claims, or other liability; • □ For use solely in conjunction with a legal or beneficial interest held by Subscriber Customer and relating to the consumer; or, • □ For use solely in SubscriberCustomer’s fiduciary or representative capacity on behalf of the consumer. 4.2.3 For purposes of this Agreement, the term “Reference Services” shall be deemed to include both Non-CRD Reference Services and CRD Reference Services. Subscriber Customer shall not take any adverse action against any consumer that is based in whole or in part on the Reference Services.

Reference Services. 4.2.1 TransUnion offers a suite of reference services from sources other than its Consumer Reporting Database (“Non-CRD Reference Services”), which it may make available to Subscriber under the terms of this Agreement. Subscriber shall not use Non-CRD Reference Services for marketing purposes without the prior written consent of TransUnion. 4.2.2 TransUnion also offers the suite of reference services from its Consumer Reporting Database (“CRD Reference Services”). If Subscriber desires to receive CRD Reference Services, Subscriber hereby certifies that the specific purpose(s) for which the CRD Reference Services will be requested, obtained and used by Subscriber is one or more of the following uses as described in, and as may be interpreted from time to time, by competent legislative, regulatory or judicial authority, and as being encompassed by Section (6802)(e) of the ▇▇▇▇▇-▇▇▇▇▇-▇▇▇▇▇▇ Act, Title V, Subtitle A, Financial Privacy (15 U.S.C. § 6801-6809) (“GLB”) and the United States Federal Trade Commission rules promulgated thereunder. Subscriber shall not request, obtain or use such CRD Reference Services for any other purpose. • As necessary to effect, administer, or enforce a transaction requested or authorized by the consumer, or in connection with servicing or processing a financial product or service requested or authorized by the consumer; • As necessary to effect, administer, or enforce a transaction requested or authorized by the consumer, or in connection with maintaining or servicing the consumer’s account with Subscriber and Subscriber is a financial institution; • With the consent or at the direction of the consumer; • To protect against or prevent actual or potential fraud, unauthorized transactions, claims, or other liability; • For use solely in conjunction with a legal or beneficial interest held by Subscriber and relating to the consumer; or, • For use solely in Subscriber’s fiduciary or representative capacity on behalf of the consumer. 4.2.3 For purposes of this Agreement, the term “Reference Services” shall be deemed to include both Non-CRD Reference Services and CRD Reference Services. Subscriber shall not take any adverse action against any consumer that is based in whole or in part on the Reference Services.