{"component": "clause", "props": {"groups": [{"size": 6, "snippet_links": [{"key": "payments-to", "type": "clause", "offset": [17, 28]}, {"key": "fixed-amount", "type": "definition", "offset": [72, 84]}, {"key": "payment-frequency", "type": "clause", "offset": [100, 117]}, {"key": "the-option", "type": "clause", "offset": [126, 136]}, {"key": "make-payments", "type": "clause", "offset": [227, 240]}, {"key": "the-payment", "type": "clause", "offset": [391, 402]}, {"key": "day-of", "type": "clause", "offset": [442, 448]}, {"key": "for-example", "type": "clause", "offset": [460, 471]}, {"key": "schedule-a", "type": "definition", "offset": [480, 490]}, {"key": "payment-for-the", "type": "clause", "offset": [491, 506]}, {"key": "last-day", "type": "clause", "offset": [601, 609]}, {"key": "to-pay", "type": "clause", "offset": [702, 708]}, {"key": "scheduled-date", "type": "clause", "offset": [731, 745]}, {"key": "authorize-us-to", "type": "clause", "offset": [827, 842]}, {"key": "your-payment-account", "type": "definition", "offset": [849, 869]}, {"key": "remit-funds", "type": "clause", "offset": [874, 885]}, {"key": "an-electronic", "type": "clause", "offset": [922, 935]}, {"key": "bill-payments", "type": "definition", "offset": [1024, 1037]}, {"key": "cutoff-times", "type": "clause", "offset": [1075, 1087]}, {"key": "insufficient-funds", "type": "clause", "offset": [1177, 1195]}, {"key": "business-days", "type": "definition", "offset": [1245, 1258]}, {"key": "at-the-end-of-the", "type": "clause", "offset": [1381, 1398]}, {"key": "email-notification", "type": "definition", "offset": [1538, 1556]}, {"key": "process-a", "type": "definition", "offset": [1629, 1638]}, {"key": "prior-to-the", "type": "clause", "offset": [1703, 1715]}, {"key": "any-business", "type": "definition", "offset": [1744, 1756]}, {"key": "the-transaction", "type": "clause", "offset": [1841, 1856]}, {"key": "next-business-day", "type": "definition", "offset": [1864, 1881]}, {"key": "future-date", "type": "definition", "offset": [1920, 1931]}, {"key": "request-for", "type": "definition", "offset": [2026, 2037]}, {"key": "not-a-business-day", "type": "clause", "offset": [2059, 2077]}, {"key": "based-on", "type": "definition", "offset": [2111, 2119]}, {"key": "transfer-date", "type": "clause", "offset": [2219, 2232]}, {"key": "a-month", "type": "definition", "offset": [2251, 2258]}, {"key": "days-after", "type": "definition", "offset": [2567, 2577]}, {"key": "circumstances-beyond-our-control", "type": "clause", "offset": [2623, 2655]}, {"key": "posting-payments", "type": "clause", "offset": [2693, 2709]}, {"key": "financial-institutions", "type": "clause", "offset": [2739, 2761]}, {"key": "a-day", "type": "definition", "offset": [2790, 2795]}, {"key": "your-payee", "type": "definition", "offset": [2840, 2850]}, {"key": "to-your-account", "type": "clause", "offset": [2851, 2866]}, {"key": "scheduled-payment-dates", "type": "definition", "offset": [2910, 2933]}, {"key": "actual-due-date", "type": "definition", "offset": [3008, 3023]}, {"key": "the-late", "type": "clause", "offset": [3145, 3153]}, {"key": "the-grace-period", "type": "clause", "offset": [3176, 3192]}, {"key": "payment-instructions", "type": "definition", "offset": [3194, 3214]}, {"key": "pay-on", "type": "definition", "offset": [3304, 3310]}, {"key": "recurring-payments", "type": "clause", "offset": [3338, 3356]}, {"key": "additional-time", "type": "clause", "offset": [3389, 3404]}, {"key": "number-of", "type": "definition", "offset": [3457, 3466]}, {"key": "other-event", "type": "clause", "offset": [3555, 3566]}, {"key": "not-limited", "type": "clause", "offset": [3583, 3594]}, {"key": "the-risk", "type": "definition", "offset": [3818, 3826]}, {"key": "responsibility-for", "type": "clause", "offset": [3848, 3866]}, {"key": "late-charges", "type": "definition", "offset": [3882, 3894]}, {"key": "the-system", "type": "definition", "offset": [3933, 3943]}, {"key": "calculate-the", "type": "clause", "offset": [3949, 3962]}, {"key": "date-of", "type": "clause", "offset": [3981, 3988]}, {"key": "your-payments", "type": "clause", "offset": [4060, 4073]}, {"key": "time-for-payments", "type": "clause", "offset": [4109, 4126]}, {"key": "electronic-processing", "type": "clause", "offset": [4210, 4231]}, {"key": "check-payment", "type": "clause", "offset": [4375, 4388]}, {"key": "locally-processed", "type": "definition", "offset": [4438, 4455]}, {"key": "responsible-for", "type": "clause", "offset": [4504, 4519]}, {"key": "processing-delays", "type": "clause", "offset": [4537, 4554]}, {"key": "authorized-agents", "type": "definition", "offset": [4633, 4650]}, {"key": "reasonable-efforts", "type": "definition", "offset": [4667, 4685]}, {"key": "to-ensure", "type": "clause", "offset": [4686, 4695]}, {"key": "on-time", "type": "definition", "offset": [4718, 4725]}, {"key": "reversal-of", "type": "clause", "offset": [4891, 4902]}, {"key": "service-fee", "type": "clause", "offset": [4907, 4918]}, {"key": "related-to", "type": "definition", "offset": [4942, 4952]}, {"key": "processing-error", "type": "clause", "offset": [4963, 4979]}, {"key": "be-responsible", "type": "clause", "offset": [5019, 5033]}, {"key": "any-loss", "type": "definition", "offset": [5038, 5046]}, {"key": "lack-of", "type": "clause", "offset": [5086, 5093]}, {"key": "other-conditions", "type": "definition", "offset": [5114, 5130]}, {"key": "withdrawal-of-funds", "type": "clause", "offset": [5152, 5171]}, {"key": "rejection-of-payment", "type": "clause", "offset": [5193, 5213]}, {"key": "payments-may-be", "type": "clause", "offset": [5215, 5230]}, {"key": "invalid-account-number", "type": "clause", "offset": [5390, 5412]}, {"key": "mailing-address", "type": "clause", "offset": [5430, 5445]}, {"key": "payments-in", "type": "clause", "offset": [5488, 5499]}, {"key": "payment-information", "type": "definition", "offset": [5927, 5946]}, {"key": "the-vendor", "type": "definition", "offset": [6054, 6064]}, {"key": "sole-discretion", "type": "clause", "offset": [6067, 6082]}, {"key": "electronic-payments", "type": "clause", "offset": [6173, 6192]}, {"key": "payments-by-check", "type": "clause", "offset": [6260, 6277]}, {"key": "to-the-bank", "type": "clause", "offset": [6342, 6353]}, {"key": "right-to", "type": "definition", "offset": [6445, 6453]}, {"key": "information-regarding", "type": "clause", "offset": [6471, 6492]}, {"key": "payment-of", "type": "definition", "offset": [6563, 6573]}, {"key": "electronic-transaction", "type": "clause", "offset": [6600, 6622]}, {"key": "payment-no", "type": "clause", "offset": [6717, 6727]}, {"key": "central-time", "type": "clause", "offset": [6748, 6760]}, {"key": "bill-payment-service", "type": "clause", "offset": [6797, 6817]}, {"key": "days-prior", "type": "definition", "offset": [6957, 6967]}, {"key": "requests-for", "type": "clause", "offset": [7002, 7014]}, {"key": "electronic-bill", "type": "definition", "offset": [7015, 7030]}, {"key": "not-permitted", "type": "clause", "offset": [7044, 7057]}, {"key": "payment-to-the", "type": "clause", "offset": [7416, 7430]}, {"key": "transferring-funds", "type": "clause", "offset": [7491, 7509]}, {"key": "cancellation-request", "type": "definition", "offset": [7534, 7554]}, {"key": "you-agree-to", "type": "clause", "offset": [7556, 7568]}, {"key": "the-dispute", "type": "clause", "offset": [7597, 7608]}, {"key": "transfer-to-us", "type": "clause", "offset": [7628, 7642]}, {"key": "your-rights", "type": "clause", "offset": [7650, 7661]}, {"key": "to-assist", "type": "clause", "offset": [7685, 7694]}, {"key": "action-taken", "type": "definition", "offset": [7711, 7723]}, {"key": "bank-errors", "type": "clause", "offset": [7747, 7758]}, {"key": "we-will-pay", "type": "clause", "offset": [7855, 7866]}, {"key": "late-fees", "type": "definition", "offset": [7871, 7880]}, {"key": "finance-charges", "type": "definition", "offset": [7884, 7899]}, {"key": "in-good-standing", "type": "definition", "offset": [7939, 7955]}, {"key": "pursuant-to", "type": "definition", "offset": [8122, 8133]}, {"key": "your-order", "type": "clause", "offset": [8134, 8144]}, {"key": "reasonable-certainty", "type": "definition", "offset": [8204, 8224]}, {"key": "to-act", "type": "definition", "offset": [8308, 8314]}, {"key": "other-action", "type": "definition", "offset": [8383, 8395]}, {"key": "resulting-from", "type": "definition", "offset": [8413, 8427]}, {"key": "not-scheduled", "type": "clause", "offset": [8452, 8465]}, {"key": "in-addition", "type": "clause", "offset": [8532, 8543]}, {"key": "third-party", "type": "clause", "offset": [8574, 8585]}, {"key": "intended-payee", "type": "definition", "offset": [8676, 8690]}, {"key": "insufficient-available-funds", "type": "clause", "offset": [8735, 8763]}, {"key": "credit-availability", "type": "definition", "offset": [8767, 8786]}, {"key": "bill-pay-account", "type": "definition", "offset": [8795, 8811]}, {"key": "overdraft-protection-plan", "type": "definition", "offset": [8819, 8844]}, {"key": "legal-order", "type": "definition", "offset": [8851, 8862]}, {"key": "electronic-funds-transfer-system", "type": "clause", "offset": [8992, 9024]}, {"key": "not-working", "type": "definition", "offset": [9028, 9039]}], "samples": [{"hash": "c79Flh16cnH", "uri": "/contracts/c79Flh16cnH#recurring-payment", "label": "Online Banking Access Agreement", "score": 35.923324585, "published": true}], "snippet": "You may schedule payments to Payees to be automatically initiated for a fixed amount on a scheduled payment frequency. Choose the option next to the Payee that says Make it Recurring to schedule your recurring payment. You may make payments weekly, biweekly, semi-monthly, monthly, quarterly, semi-annually, or annually. If the Scheduled Payment Date does not exist in a certain month, then the payment will be initiated on the last Business Day of the month. For example, if you schedule a payment for the 30th of each month, your payment for the month of February will be initiated on or before the last day of February. When establishing a recurring payment, you may elect to choose for the payment to Pay Before or Pay After a scheduled date that falls on a holiday or weekend. \u2022 When we receive a Payment Instruction, you authorize us to debit your Payment Account and remit funds to the Payee on your behalf. Before an electronic payment is processed, available funds will be verified and withdrawn from your account. Bill Payments will be attempted at the established Cutoff Times depending on when the payment was established. If the payment cannot be processed due to insufficient funds, Bill Pay will attempt to pay the bill for three business days. An email will be generated when the payment cannot be processed due to insufficient funds. If the payment cannot be paid at the end of the three business days, the payment will be automatically canceled, and you will be required to set up the payment again. You will receive an email notification if a Bill Payment has been canceled due to insufficient funds. \u2022 We can process a Bill Payment when the Scheduled Payment Date has been scheduled prior to the established Cutoff Times on any Business Day. If you schedule a Bill Pay after the established Cutoff Times, we will process the transaction on our next business day. If you schedule a Bill Payment for a future date, we will process the transaction on that date, if that day is a business day. If the date you request for a future Bill Pay is not a business day, we will process the transaction based on the Pay Before or Pay After designation you selected. If you schedule a recurring Bill Pay and the transfer date does not exist in a month, the Bill Pay will be processed on the last business day of that month. \u2022 Bill Payments will be processed at established Cutoff Times on business days. It is anticipated that most transactions will be processed by the next Business Day after your Scheduled Payment Date and arrive approximately 3-7 Business Days after your selected Scheduled Payment Date. Due to circumstances beyond our control, particularly delays in handling and posting payments by slow responding Payees or financial institutions, some transactions may take a day or even a few days longer to be credited by your Payee to your account. For this reason, it is necessary that all Scheduled Payment Dates selected by you be no less than seven (7) Business Days before the bill's actual due date if paid by check and three (3) Business Days before the bill's actual due date if paid by electronic funds transfer, not the late date and/or a date in the grace period. Payment instructions entered after the Cutoff Time or on non-Business days will be considered entered in Bill Pay on the next Business Day. For Recurring Payments, this means that you must allow additional time for months in which weekends or holidays reduce the number of Business Days between the Recurring Payment date and the bill's actual due date. In any other event, including, but not limited to, choosing a Scheduled Payment Date less than seven (7) Business Days before the bill's actual due date if paid by check and three (3) Business Days before the bill's actual due date if paid by electronic funds transfer, the risk of incurring and the responsibility for paying and all late charges or penalties shall be borne by you. \u2022 The system will calculate the Estimated Arrival Date of your payment. This is only an estimate, so please allow ample time for your payments to reach your Payees. \u2022 Sufficient Time for Payments is Necessary. Payments should be scheduled to allow sufficient time for mailing or electronic processing. Suggested scheduling for an ELECTRONIC PAYMENT is to allow three business days from when the payment is processed. Suggested scheduling for a CHECK payment is to allow 5 to 7 business days (checks are not locally processed) from when the payment is processed. We are not responsible for postal delays or processing delays by the payee for any payment made through Bill Pay. \u2022 You understand that our authorized agents and we will use reasonable efforts to ensure payments reach payees on time but cannot guarantee the time a payment will be received and/or posted by a Payee. Our authorized agents and we will use reasonable effort in assisting you with the reversal of any service fee or late charge that is related to a payment processing error. We and our authorized agents will not be responsible for any loss or penalty that may be incurred due to lack of sufficient funds or other conditions that may prevent the withdrawal of funds from your account. \u2022 Rejection of Payment. Payments may be rejected, returned, or sent to an incorrect address due to incorrect payee data. If a payment is rejected, you will receive a phone call from the Bank (due to invalid account number or invalid payee mailing address for example).\n1. You will see all pending payments in the Pending section of the Payments screen prior to the Scheduled Payment Date. A bill payment is a Pending Payment starting from the time you enter Payment Instructions until the payment is processed. Once payments are processed, they can be seen on the History screen. A bill payment is processed starting at the Cutoff Time on the Scheduled Payment Date.\n2. Once your scheduled bill payment is Processed, we will relay your payment information to a third-party processor, who in turn will remit payment to your payee by one of the following means, at the vendor's sole discretion: (1) electronic payment; (2) by mailing your Payee a check drawn on your Payment Account. Electronic payments will be withdrawn from your account on the Scheduled Payment Date. Payments by check will be withdrawn from your account when the check is presented to the bank for payment from your account.\n3. By utilizing Bill Payment, you agree that we reserve the right to obtain financial information regarding your account from a Payee to resolve payment-posting problems. \u2022 Stop Payment of a Bill Payment, Check, or Electronic Transaction - You have the right to stop or change any scheduled bill payment. However, you must cancel a payment no later than 2:00 PM (Central Time), on the Payment Date, by using the Bill Payment Service. If the payment date is on a weekend or holiday, the stop payment must be initiated no later than 2:00 PM (Central Time), two (2) business days prior to the payment date. Stop payment requests for electronic bill payments are not permitted after the bill payment date. \u2022 Cancelling a Bill Payment (check or electronic withdrawal) - Prior to the established Cutoff Times, you may cancel or edit a Pending Payment within Bill Pay by selecting and accurately completing the appropriate fields. \u2022 Our Rights - If we fail to cancel or stop a bill payment, the payment will stand unless you show us that payment to the payee was unenforceable. If we re-credit your account after transferring funds over a valid and timely cancellation request, you agree to sign a statement describing the dispute with the payee, to transfer to us all of your rights against the payee, and to assist us in any legal action taken against that person. \u2022 Bank Errors - If Lake Elmo Bank does not properly complete a bill payment on time or in the correct amount, we will pay any late fees or finance charges up to $25, as long as your account was in good standing with the payee prior to this incident and the Payee was a Business that charges late charges or penalties. We will also be liable to you if we fail to stop a payment pursuant to your order to do so, so long as your order describes the payment with reasonable certainty and is received at a time and in a manner that affords us a reasonable opportunity to act on it.\n1. We will not be responsible for any charges imposed or any other action taken by a payee resulting from a payment that you have not scheduled properly, including any applicable finance charges and late fees. In addition, we will not be liable if any third party through whom any bill payment is to be made fails to properly transmit the payment to the intended payee.\n2. We will also not be liable if there are insufficient available funds or credit availability in your Bill Pay Account and/or overdraft protection plan; if a legal order directs us to prohibit withdrawals from the Bill Pay Account; if the Bill Pay Account is closed or frozen; or if any part of the electronic funds transfer system is not working properly.", "hash": "0f85a6b107138f7578434acd3bf3a144", "id": 1}, {"size": 1, "snippet_links": [{"key": "acceptance-facility", "type": "definition", "offset": [27, 46]}, {"key": "the-merchant", "type": "clause", "offset": [54, 66]}, {"key": "services-provided-by-the-bank", "type": "clause", "offset": [122, 151]}, {"key": "in-accordance-with", "type": "definition", "offset": [152, 170]}, {"key": "terms-and", "type": "clause", "offset": [175, 184]}, {"key": "the-conditions", "type": "clause", "offset": [196, 210]}], "samples": [{"hash": "2via615zi7M", "uri": "/contracts/2via615zi7M#recurring-payment", "label": "Merchant Agreement", "score": 35.495262146, "published": true}], "snippet": "In addition to the payment acceptance facility above, the Merchant/Sub-Merchant may subscribe to the following additional services provided by the Bank in accordance with the terms and subject to the conditions in this Agreement:-", "hash": "97ec03bf71bdeddc430547ed5a503656", "id": 5}, {"size": 2, "snippet_links": [{"key": "payments-to", "type": "clause", "offset": [46, 57]}, {"key": "request-in-writing", "type": "clause", "offset": [111, 129]}, {"key": "days-after", "type": "definition", "offset": [194, 204]}, {"key": "dollar-amount", "type": "clause", "offset": [314, 327]}, {"key": "the-payment", "type": "clause", "offset": [331, 342]}, {"key": "date-of", "type": "clause", "offset": [351, 358]}, {"key": "payment-notification", "type": "definition", "offset": [388, 408]}, {"key": "first-payment", "type": "definition", "offset": [477, 490]}, {"key": "future-payments", "type": "definition", "offset": [531, 546]}], "samples": [{"hash": "imW0isu9HET", "uri": "/contracts/imW0isu9HET#recurring-payment", "label": "Terms of Service", "score": 25.2190284729, "published": true}, {"hash": "6nlYPBT9U09", "uri": "/contracts/6nlYPBT9U09#recurring-payment", "label": "Terms of Service", "score": 25.2190284729, "published": true}], "snippet": "If you want to permanently stop all recurring payments to a specific merchant, you may be required to put your request in writing and email it to Contact@Tokenizer \u2587\u2587\u2587\u2587.\u2587\u2587\u2587 within fourteen (14) days after you call. If we ask you to put your request in writing, you will need to tell us; the name of the payee, the dollar amount of the payment and the date of the payment. If written stop payment notification is required but is not received within fourteen (14) days, only the first payment you notified us of will be stopped, and future payments will not be stopped.", "hash": "588a8500fb7f4718dd1e97483b7a1d50", "id": 3}, {"size": 1, "snippet_links": [{"key": "you-choose", "type": "definition", "offset": [5, 15]}, {"key": "subscription-plan", "type": "definition", "offset": [18, 35]}, {"key": "applicable-option", "type": "definition", "offset": [158, 175]}, {"key": "your-account", "type": "definition", "offset": [179, 191]}], "samples": [{"hash": "feQ8EbkFNvZ", "uri": "/contracts/feQ8EbkFNvZ#recurring-payment", "label": "Service Terms and Conditions", "score": 24.3032169342, "published": true}], "snippet": "Once you choose a Subscription Plan, such Subscription Plan shall automatically renew each month. You may choose to opt-out from such renewal by clicking the applicable option in your Account.", "hash": "72c5126850a768b2543967cc6577b30a", "id": 6}, {"size": 1, "snippet_links": [{"key": "the-merchant-shall", "type": "clause", "offset": [4, 22]}, {"key": "input-file", "type": "definition", "offset": [47, 57]}, {"key": "to-the-bank", "type": "clause", "offset": [58, 69]}, {"key": "as-directed", "type": "definition", "offset": [70, 81]}, {"key": "by-the-bank", "type": "clause", "offset": [82, 93]}, {"key": "in-accordance-with", "type": "definition", "offset": [94, 112]}, {"key": "prevailing-practice", "type": "definition", "offset": [120, 139]}, {"key": "the-bank-shall", "type": "clause", "offset": [141, 155]}, {"key": "subject-to-the", "type": "clause", "offset": [210, 224]}, {"key": "approval-of-the-transaction", "type": "clause", "offset": [233, 260]}, {"key": "card-account", "type": "clause", "offset": [300, 312]}, {"key": "to-verify", "type": "definition", "offset": [360, 369]}, {"key": "accuracy-of-the-information", "type": "clause", "offset": [374, 401]}, {"key": "contained-in", "type": "definition", "offset": [402, 414]}, {"key": "responsible-for", "type": "clause", "offset": [456, 471]}, {"key": "all-costs", "type": "definition", "offset": [472, 481]}, {"key": "losses-incurred", "type": "clause", "offset": [485, 500]}, {"key": "upon-completion-of-the", "type": "clause", "offset": [528, 550]}, {"key": "file-processing", "type": "clause", "offset": [557, 572]}, {"key": "send-to", "type": "definition", "offset": [589, 596]}, {"key": "secure-file-transfer-protocol", "type": "definition", "offset": [654, 683]}, {"key": "information-on", "type": "clause", "offset": [748, 762]}], "samples": [{"hash": "2via615zi7M", "uri": "/contracts/2via615zi7M#recurring-payment", "label": "Merchant Agreement", "score": 35.495262146, "published": true}], "snippet": "(a) The Merchant shall electronically transmit Input File to the Bank as directed by the Bank in accordance with Bank\u2019s prevailing practice. The Bank shall process the Input File received from the Merchant and subject to the success/approval of the transaction, the Bank shall debit the Cardholder\u2019s Card Account accordingly.\n(b) The Bank shall not be obliged to verify the accuracy of the information contained in the Input File and the Merchant shall be responsible for all costs or losses incurred because of any errors.\n(c) Upon completion of the Input File processing, the Bank shall send to the Merchant the result of the Input File processing via Secure File Transfer Protocol or other means determined by the Bank. The result shall contain information on all successful transactions and unsuccessful transactions.", "hash": "55dbf45feabde9080cd641eb9dab2c16", "id": 7}, {"size": 4, "snippet_links": [{"key": "transmit-date", "type": "definition", "offset": [7, 20]}, {"key": "a-day", "type": "definition", "offset": [56, 61]}, {"key": "day-of", "type": "clause", "offset": [257, 263]}, {"key": "specified-period", "type": "clause", "offset": [268, 284]}, {"key": "for-example", "type": "clause", "offset": [286, 297]}, {"key": "one-month", "type": "clause", "offset": [390, 399]}, {"key": "payment-to", "type": "clause", "offset": [498, 508]}, {"key": "provided-that", "type": "definition", "offset": [567, 580]}, {"key": "the-week", "type": "clause", "offset": [636, 644]}, {"key": "number-of", "type": "definition", "offset": [660, 669]}, {"key": "business-days", "type": "definition", "offset": [670, 683]}, {"key": "due-date", "type": "clause", "offset": [730, 738]}, {"key": "in-order-to-ensure", "type": "clause", "offset": [774, 792]}, {"key": "recurring-payments", "type": "clause", "offset": [803, 821]}, {"key": "prior-to", "type": "definition", "offset": [1025, 1033]}, {"key": "payment-guarantee", "type": "clause", "offset": [1070, 1087]}, {"key": "in-the-case", "type": "clause", "offset": [1245, 1256]}], "samples": [{"hash": "1lhBifMjWmn", "uri": "/contracts/1lhBifMjWmn#recurring-payment", "label": "Electronic Banking Services Agreement", "score": 20.7738132477, "published": true}, {"hash": "fqpbxXWrHu3", "uri": "/contracts/fqpbxXWrHu3#recurring-payment", "label": "Electronic Banking Services Agreement", "score": 20.6040973663, "published": true}], "snippet": "If the Transmit Date for any Recurring Payment falls on a day other than a business day or is a day that does not exist for the specified recurring period, then the Transmit Date for that Recurring Payment will be rescheduled on the next following business day of the specified period. For example, if the 5th day of each month is normally the Transmit Date for a Recurring Payment, and in one month during the recurring period the 5th falls on a Saturday, then the Transmit Date for the Recurring Payment to be made for that month would be the 7th day of the month (provided that the 7th is a business day). Differences in the days of the week may reduce the number of business days between your scheduled Transmit Date and your Due Date in any specified recurring period. In order to ensure that your Recurring Payments always allow at least five (5) business days between the Transmit Date and the Due Date, we recommend that you schedule the Transmit Date for each Recurring Payment to be at least ten (10) calendar days prior to your Due Date. Please note that the Payment Guarantee described below does not apply to a Recurring Payment if, for that specific Payment, there are not at least five (5) business days, or two (2) business days in the case of Payments that may be remitted electronically, between the Transmit Date and the Due Date.", "hash": "d73331c691f24941ddf733f6205473d2", "id": 2}, {"size": 1, "snippet_links": [{"key": "frequency-of", "type": "clause", "offset": [19, 31]}, {"key": "the-payment", "type": "clause", "offset": [32, 43]}, {"key": "every-two-weeks", "type": "clause", "offset": [53, 68]}, {"key": "a-month", "type": "definition", "offset": [85, 92]}, {"key": "payments-to-be-made", "type": "clause", "offset": [145, 164]}, {"key": "future-payments", "type": "definition", "offset": [222, 237]}, {"key": "payment-to", "type": "clause", "offset": [248, 258]}, {"key": "one-year", "type": "definition", "offset": [364, 372]}, {"key": "date-of-issuance", "type": "clause", "offset": [383, 399]}, {"key": "recurring-basis", "type": "definition", "offset": [469, 484]}, {"key": "right-to-limit", "type": "definition", "offset": [530, 544]}, {"key": "frequency-and-dollar-amount-of-transactions", "type": "clause", "offset": [549, 592]}, {"key": "your-accounts", "type": "clause", "offset": [598, 611]}, {"key": "you-acknowledge", "type": "clause", "offset": [613, 628]}, {"key": "bill-payment-service", "type": "clause", "offset": [682, 702]}, {"key": "in-effect", "type": "clause", "offset": [706, 715]}, {"key": "agreed-that", "type": "clause", "offset": [733, 744]}, {"key": "your-obligation-to-notify-us", "type": "clause", "offset": [748, 776]}, {"key": "a-change", "type": "clause", "offset": [780, 788]}, {"key": "the-fixed", "type": "clause", "offset": [813, 822]}, {"key": "account-number", "type": "definition", "offset": [849, 863]}, {"key": "notice-of-change", "type": "clause", "offset": [882, 898]}, {"key": "day-of", "type": "clause", "offset": [947, 953]}, {"key": "the-adjustment", "type": "clause", "offset": [981, 995]}, {"key": "effective-date", "type": "clause", "offset": [998, 1012]}, {"key": "the-processing", "type": "clause", "offset": [1057, 1071]}, {"key": "fixed-payments", "type": "clause", "offset": [1142, 1156]}, {"key": "recurring-payments", "type": "clause", "offset": [1226, 1244]}, {"key": "federal-holiday", "type": "definition", "offset": [1272, 1287]}, {"key": "next-business-day", "type": "definition", "offset": [1313, 1330]}, {"key": "right-to-select", "type": "clause", "offset": [1415, 1430]}, {"key": "the-method", "type": "definition", "offset": [1431, 1441]}, {"key": "remit-funds", "type": "clause", "offset": [1456, 1467]}, {"key": "your-payee", "type": "definition", "offset": [1486, 1496]}, {"key": "payment-methods", "type": "clause", "offset": [1504, 1519]}, {"key": "electronic-payment", "type": "definition", "offset": [1563, 1581]}, {"key": "check-payment", "type": "clause", "offset": [1600, 1613]}, {"key": "the-\u2587", "type": "clause", "offset": [1659, 1664]}, {"key": "your-payment-account", "type": "definition", "offset": [1688, 1708]}, {"key": "presented-to", "type": "definition", "offset": [1733, 1745]}, {"key": "financial-institution", "type": "definition", "offset": [1751, 1772]}, {"key": "for-payment", "type": "clause", "offset": [1773, 1784]}, {"key": "the-electronic", "type": "clause", "offset": [1798, 1812]}, {"key": "hours-of", "type": "clause", "offset": [1883, 1891]}, {"key": "your-instructions", "type": "definition", "offset": [1902, 1919]}, {"key": "complete-the", "type": "clause", "offset": [1981, 1993]}, {"key": "according-to", "type": "definition", "offset": [2002, 2014]}, {"key": "payment-transaction-limits", "type": "clause", "offset": [2042, 2068]}, {"key": "transaction-history", "type": "definition", "offset": [2084, 2103]}, {"key": "security-reasons", "type": "definition", "offset": [2108, 2124]}, {"key": "transactions-permitted", "type": "clause", "offset": [2174, 2196]}, {"key": "the-system", "type": "definition", "offset": [2291, 2301]}, {"key": "payments-made-by", "type": "clause", "offset": [2335, 2351]}, {"key": "web-page", "type": "clause", "offset": [2445, 2453]}, {"key": "confirmation-of", "type": "clause", "offset": [2479, 2494]}, {"key": "reference-number", "type": "clause", "offset": [2516, 2532]}, {"key": "prohibited-payment", "type": "clause", "offset": [2547, 2565]}, {"key": "you-agree", "type": "clause", "offset": [2566, 2575]}, {"key": "tax-payments", "type": "definition", "offset": [2627, 2639]}, {"key": "payments-for", "type": "clause", "offset": [2707, 2719]}, {"key": "responsible-for", "type": "clause", "offset": [2775, 2790]}, {"key": "payment-guarantee", "type": "clause", "offset": [2814, 2831]}, {"key": "applies-to", "type": "clause", "offset": [2839, 2849]}, {"key": "late-payment", "type": "clause", "offset": [2854, 2866]}, {"key": "related-charges", "type": "clause", "offset": [2867, 2882]}, {"key": "types-of-payments", "type": "clause", "offset": [2903, 2920]}, {"key": "the-service", "type": "clause", "offset": [2955, 2966]}], "samples": [{"hash": "4LuO3Mwojzn", "uri": "/contracts/4LuO3Mwojzn#recurring-payment", "label": "Online Banking, Mobile Banking, Telephone Banking Terms and Conditions", "score": 24.5058174133, "published": true}], "snippet": "you can select the frequency of the payment (weekly, every two weeks, monthly, twice a month, quarterly, annual) and specify the total number of payments to be made. These payments must be for the same amount each time. o Future payments \u2013 onetime payment to be made in the near future. You shall inform us the exact amount and the specific date, up to a limit of one year since the date of issuance. You may request a payment be delivered one time, or on an automatic recurring basis in such manner as you direct. We reserve the right to limit the frequency and dollar amount of transactions from your accounts. You acknowledge that some payments may vary during time in which the Bill Payment Service is in effect. It is expressly agreed that is your obligation to notify us if a change occurs in the amount of the fixed payment, the frequency or account number with the payee. A notice of change must be made ten (10) days before the effective day of the payment, in order that the adjustment\u2019s effective date is processed before the date designated for the processing of the payment. FirstBank will not be liable for discrepancies in any fixed payments made before receiving and processing the described notice of change. Recurring payments that occur on a weekend or federal holiday will be schedule for the next business day after the weekend or federal holiday. \u00fc\uf0fc Bill Payment Method FirstBank reserves the right to select the method with which to remit funds on your behalf to your payee. These payment methods may include, but may not be limited to, an electronic payment, an electronic to check payment, or a laser draft payment (funds remitted to the \u2587\u2587\u2587\u2587\u2587\u2587 are deducted from your Payment Account when the laser draft is presented to your financial institution for payment). When using the electronic payment method, FirstBank will generally debit your account within 24 hours of receiving your instructions for the payment or whenever FirstBank decides appropriate to complete the payment according to your instructions. \u00fc\uf0fc Bill Payment Transaction Limits & Bill Payment Transaction History For security reasons, FirstBank may limit the amount or the number of transactions permitted in this service. You will be able to view all payments that have been processed individually. The system will maintain the history of all payments made by you for the past twelve (12) months. You will be able to print the confirmations through the web page; also you will receive a confirmation of the payment with the reference number via email. \u00fc\uf0fc Prohibited Payment You agree not to use the Bill Payment Service to: o Make any tax payments, or o Court-ordered payments You agree that if you attempt to make payments for taxes or court-ordered payments, FirstBank will not be responsible for that payment. The bill payment guarantee, as it applies to any late payment related charges, is void when these types of payments are scheduled and/or processed by the service.", "hash": "8556242d9b4582b555e8b128abe714b2", "id": 8}, {"size": 2, "snippet_links": [{"key": "payments-to", "type": "clause", "offset": [17, 28]}, {"key": "fixed-amount", "type": "definition", "offset": [71, 83]}, {"key": "payment-frequency", "type": "clause", "offset": [106, 123]}, {"key": "make-payments", "type": "clause", "offset": [229, 242]}, {"key": "the-system", "type": "definition", "offset": [397, 407]}, {"key": "based-on", "type": "definition", "offset": [409, 417]}, {"key": "the-payment", "type": "clause", "offset": [455, 466]}, {"key": "processing-date", "type": "definition", "offset": [470, 485]}, {"key": "a-non", "type": "clause", "offset": [577, 582]}, {"key": "business-date", "type": "definition", "offset": [583, 596]}, {"key": "the-processing", "type": "clause", "offset": [751, 765]}, {"key": "new-occurrence", "type": "definition", "offset": [779, 793]}, {"key": "prior-to-the", "type": "clause", "offset": [848, 860]}], "samples": [{"hash": "dl6odlEN19R", "uri": "/contracts/dl6odlEN19R#recurring-payment", "label": "Online Banking Agreement", "score": 32.2560539246, "published": true}, {"hash": "6h7yWdrKgVP", "uri": "/contracts/6h7yWdrKgVP#recurring-payment", "label": "Online Banking Agreement", "score": 28.826133728, "published": true}], "snippet": "You may schedule payments to Payees to be automatically initiated in a fixed amount on the same scheduled payment frequency. Click the button by the Payee that says \u201cMake it Recurring\u201d to schedule your recurring payment. You may make payments weekly, bi-weekly, semi-monthly, monthly, quarterly, semi-annually or annually. When a recurring payment is processed, it is automatically rescheduled by the system. Based on your selected frequency settings for the payment, a processing date is calculated for the next occurrence of the payment. If the calculated processing date is a non-business date (generally weekends and certain holidays), it is adjusted based upon the following rules:\n(1) If the recurring payment\u2019s \u201cPay Before\u201d option is selected, the processing date for the new occurrence of the payment is adjusted to the first business date prior to the calculated processing date.\n(2) If the recurring payment\u2019s \u201cPay After\u201d option is selected, the processing date for the new occurrence of the payment is adjusted to the first business date after the calculated processing date.", "hash": "21f801bf4367fadf05a3a31e792dd551", "id": 4}, {"size": 1, "snippet_links": [{"key": "renew-automatically", "type": "clause", "offset": [18, 37]}, {"key": "by-default", "type": "clause", "offset": [38, 48]}, {"key": "completion-of-the", "type": "clause", "offset": [56, 73]}, {"key": "payment-method", "type": "clause", "offset": [109, 123]}, {"key": "payment-of-the-fees", "type": "clause", "offset": [125, 144]}, {"key": "payment-for", "type": "clause", "offset": [181, 192]}, {"key": "credit-card", "type": "definition", "offset": [282, 293]}, {"key": "turned-off", "type": "definition", "offset": [311, 321]}, {"key": "does-not-support", "type": "definition", "offset": [357, 373]}, {"key": "bank-transfer", "type": "clause", "offset": [401, 414]}, {"key": "user-area", "type": "definition", "offset": [466, 475]}, {"key": "the-subscription", "type": "clause", "offset": [499, 515]}], "samples": [{"hash": "U9j8MFsPly", "uri": "/contracts/U9j8MFsPly#recurring-payment", "label": "Subscription and Support Agreement", "score": 36.3051452637, "published": true}], "snippet": "All Subscriptions renew automatically by default at the completion of the billing term. If supported by your payment method, payment of the Fees is recurring. By default, recurring payment for any purchase is turned on when you use a payment method that supports recurring payment (credit card and Paypal), and turned off when you use a payment method that does not support recurring payment (such as bank transfer). Recurring payment can be revoked from within the User Area at least 7 days before the subscription renews using the revoke button.", "hash": "6cbef6d5f1baefbff4906c8e58dc6760", "id": 10}, {"size": 1, "snippet_links": [{"key": "fixed-payment-amount", "type": "definition", "offset": [69, 89]}, {"key": "payment-frequency", "type": "clause", "offset": [96, 113]}, {"key": "the-fixed", "type": "clause", "offset": [119, 128]}, {"key": "the-payment", "type": "clause", "offset": [145, 156]}, {"key": "monthly-amount", "type": "definition", "offset": [244, 258]}, {"key": "fixed-amount", "type": "definition", "offset": [308, 320]}, {"key": "you-need", "type": "clause", "offset": [322, 330]}, {"key": "to-enter", "type": "definition", "offset": [331, 339]}, {"key": "total-amount-due", "type": "clause", "offset": [423, 439]}, {"key": "monthly-billing-statement", "type": "definition", "offset": [448, 473]}, {"key": "responsible-for", "type": "clause", "offset": [483, 498]}, {"key": "payment-of-the", "type": "clause", "offset": [510, 524]}, {"key": "remaining-amount", "type": "definition", "offset": [525, 541]}, {"key": "maturity-date", "type": "clause", "offset": [556, 569]}, {"key": "date-changes", "type": "clause", "offset": [585, 597]}, {"key": "your-responsibility", "type": "clause", "offset": [627, 646]}, {"key": "payment-amounts", "type": "clause", "offset": [661, 676]}, {"key": "the-current", "type": "clause", "offset": [716, 727]}, {"key": "scheduled-payment-amount", "type": "definition", "offset": [738, 762]}, {"key": "payment-due", "type": "clause", "offset": [871, 882]}, {"key": "your-contract-with-us", "type": "clause", "offset": [889, 910]}, {"key": "at-the-time", "type": "clause", "offset": [911, 922]}, {"key": "additional-amounts", "type": "clause", "offset": [981, 999]}, {"key": "the-future", "type": "clause", "offset": [1019, 1029]}, {"key": "schedule-payment", "type": "definition", "offset": [1071, 1087]}, {"key": "past-due-amounts", "type": "clause", "offset": [1161, 1177]}, {"key": "recurring-payments", "type": "clause", "offset": [1272, 1290]}, {"key": "for-example", "type": "clause", "offset": [1292, 1303]}, {"key": "monthly-lease-payment", "type": "definition", "offset": [1312, 1333]}, {"key": "increases-or-decreases", "type": "clause", "offset": [1334, 1356]}, {"key": "to-your-account", "type": "clause", "offset": [1583, 1598]}, {"key": "not-limited", "type": "clause", "offset": [1613, 1624]}, {"key": "late-fees", "type": "definition", "offset": [1629, 1638]}, {"key": "parking-tickets", "type": "clause", "offset": [1651, 1666]}, {"key": "payments-may-be", "type": "clause", "offset": [1989, 2004]}, {"key": "day-of", "type": "clause", "offset": [2212, 2218]}, {"key": "the-day", "type": "definition", "offset": [2248, 2255]}, {"key": "a-non", "type": "clause", "offset": [2265, 2270]}, {"key": "following-business-day", "type": "definition", "offset": [2324, 2346]}, {"key": "a-month", "type": "definition", "offset": [2528, 2535]}, {"key": "regularly-scheduled-payments", "type": "clause", "offset": [2729, 2757]}, {"key": "first-payment", "type": "definition", "offset": [2850, 2863]}, {"key": "prior-to-the", "type": "clause", "offset": [2905, 2917]}, {"key": "business-day-means", "type": "clause", "offset": [3032, 3050]}, {"key": "legal-holiday", "type": "clause", "offset": [3114, 3127]}, {"key": "required-by-law", "type": "clause", "offset": [3187, 3202]}, {"key": "other-governmental-action", "type": "clause", "offset": [3206, 3231]}, {"key": "please-print-or", "type": "definition", "offset": [3242, 3257]}, {"key": "the-authorization", "type": "clause", "offset": [3285, 3302]}, {"key": "for-your-records", "type": "clause", "offset": [3312, 3328]}, {"key": "signing-up", "type": "clause", "offset": [3333, 3343]}, {"key": "you-warrant", "type": "clause", "offset": [3366, 3377]}, {"key": "right-to-cancel", "type": "definition", "offset": [3498, 3513]}, {"key": "payment-services", "type": "definition", "offset": [3540, 3556]}, {"key": "at-any-time", "type": "clause", "offset": [3633, 3644]}, {"key": "your-bank", "type": "definition", "offset": [3677, 3686]}, {"key": "payment-request", "type": "definition", "offset": [3727, 3742]}], "samples": [{"hash": "fFokgc1kB7s", "uri": "/contracts/fFokgc1kB7s#recurring-payment", "label": "Online Policies and Agreements", "score": 35.5074882507, "published": true}], "snippet": "You may set a recurring payment (\u201cRecurring Payment\u201d) by selecting a fixed payment amount and a payment frequency. For the fixed payment amount, the Payment Service provides two options: you may elect either Current Regularly Scheduled Payment Monthly Amount or Other Fixed Custom Amount. If you elect Other Fixed Amount, you need to enter a specific amount in the Payment Service. If the amount you enter is less than the total amount due in your monthly billing statement, you are responsible for the timely payment of the remaining amount. Also, if the maturity date or monthly due date changes, regardless of reason, it is your responsibility to adjust the payment amounts and pull dated on the Payment Service. The Current Regularly Scheduled Payment Amount, provided for your convenience and disclosed in the Payment Service, refers to the then regularly scheduled payment due under your contract with us at the time you set up the Recurring Payment and does not include any additional amounts that may accrue in the future or any amounts, other than the regularly schedule payment, that may be due at the time you schedule the Recurring Payment, such as past due amounts and fees. If your regularly monthly scheduled payment amount changes, after you scheduled the Recurring Payments, for example if your monthly lease payment increases or decreases, regardless of reason, the Current Regularly Scheduled Payment Amount will not change unless you change the Recurring Payment amount to reflect the new regularly scheduled payment amount. Similarly, if additional amounts post to your Account, such as, but not limited to, late fees, tolls, and parking tickets, as applicable, they will not be debited with the Current Regularly Scheduled Payment, and you remain responsible for their timely payment. Also, if the maturity date or monthly due date changes, regardless of reason, it is your responsibility to adjust the payment amounts and pull dated on the Payment Service. Recuring Payments may be scheduled on the following frequencies, depending on whether you elect Current Regularly Scheduled Payment Amount Monthly Amount or Custom Other Fixed Amount: \u2022 Monthly \u2013 payments will be pulled on the same day of the month each month, unless the day falls on a non-business day, in which case it will be pulled on the following business day. This frequency is available for both Current Regularly Scheduled Payment Amount and Other Fixed Amount. \u2022 Semi-monthly - payments will be pulled on the same day of the month twice a month, unless the day falls on a non-business day, in which case it will be pulled on the following business day. This frequency is only available for Custom Other Fixed Amount. Continue making your regularly scheduled payments until you receive notice that Recurring Payments have been set up and the date on which the first payment will be pulled. If your next due date is prior to the date your first Recurring Payment is scheduled to be pulled you remain responsible for timely making the payment. Business day means any day except any Saturday, any Sunday, or any day which is a legal holiday or any day on which banking institutions are authorized or required by law or other governmental action to close. Please print or otherwise retain a copy of the authorization and save for your records. By signing up for Recuring Payment, you warrant and represent that you have printed or otherwise retained a copy of this authorization for your records. We reserve the right to cancel your participation in the Payment Services or any part thereof, including cancelling any outstanding Recurring Payment at any time, by providing you notice, or if your bank fails, regardless of reason, to honor a payment request.", "hash": "4dabc908b30970c6831d791f98c0d5c0", "id": 9}], "next_curs": "CloSVGoVc35sYXdpbnNpZGVyY29udHJhY3RzcjYLEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2IhpyZWN1cnJpbmctcGF5bWVudCMwMDAwMDAwYQyiAQJlbhgAIAA=", "clause": {"parents": [["using-billpay", "Using Billpay"], ["check-payment", "Check Payment"], ["single-payment", "Single Payment"], ["arbitration-and-waiver-of-jury-trial", "ARBITRATION AND WAIVER OF JURY TRIAL"], ["online-banking-and-telephone-banking", "Online Banking and Telephone Banking"]], "size": 25, "children": [], "title": "Recurring Payment", "id": "recurring-payment", "related": [["recurring-payments", "Recurring Payments", "<strong>Recurring Payments</strong>"], ["billing-payment", "Billing & Payment", "Billing &amp; Payment"], ["recurring-instalment-payments", "Recurring Instalment Payments", "Recurring Instalment Payments"], ["post-closing-payments", "Post-Closing Payments", "Post-Closing Payments"], ["making-payments", "Making Payments", "Making Payments"]], "related_snippets": [], "updated": "2025-07-26T06:10:53+00:00", "also_ask": ["What mechanisms ensure enforceability of recurring payment obligations in case of default?", "Which termination or suspension rights should be included to protect both parties?", "How can the clause address changes in payment method, amount, or frequency?", "What are the most common legal pitfalls or ambiguities in recurring payment clauses?", "How do courts interpret recurring payment clauses compared to one-time payment provisions?"], "drafting_tip": "Specify payment frequency and amount to prevent disputes; define termination conditions to clarify obligations; require written notice for changes to ensure transparency.", "explanation": "A Recurring Payment clause establishes the obligation for one party to make regular, scheduled payments to another party over a specified period. Typically, this clause outlines the payment amount, frequency (such as monthly or annually), and the method by which payments will be made, often applying to services or subscriptions that are ongoing. Its core practical function is to ensure predictable and consistent cash flow for the recipient while providing clarity and structure for both parties regarding payment expectations."}, "json": true, "cursor": ""}}