Common use of Private Insurance Clause in Contracts

Private Insurance. Variables identifying private insurance in general (PRIV1, PRIV2, PRIV3, PRIV96, PRIVAT1, PRIVAT2, PRIVAT96) and specific private insurance sources [such as employer/union group insurance (PRIEU1, PRIEU2, PRIEU3, PRIEU96); non-group (PRING1, PRING2, PRING3, PRING96); and other group (PRIOG1, PRIOG2, PRIOG3, PRIOG96)] were constructed. Variables indicating any private insurance coverage are available for the following time periods: at any time in Rounds 1, 2 or the 1996 portion of Round 3, at the interview dates and on December 31st. The variables for the specific sources of private coverage are only available for coverage on the interview dates and on December 31st. Note that these variables indicate coverage within a source and do not distinguish between persons who are covered on one or more than one policy within a given source. In some cases, the policyholder was unable to characterize the source of insurance (PRIDK1, PRIDK2, PRIDK3, PRIDK96). Covered persons are also identified when the policyholder is living outside the RU (PROUT1, PROUT2, PROUT3, PROUT96). An individual was considered to have private health insurance coverage if, at a minimum, that coverage provided benefits for hospital and physician services (including Medigap coverage). Sources of insurance with missing information regarding the type of coverage were assumed to contain hospital/physician coverage. Persons without private hospital/physician insurance were not counted as privately insured. Health insurance through a job or union (PRIEU1, PRIEU2, PRIEU3, PRIEU96) was initially asked about in the Employment Section of the interview and later confirmed in the Health Insurance Section. Respondents also had an opportunity to report employer and union group insurance for the first time in the Health Insurance Section, but this insurance was not linked to a specific job. All insurance reported to be through a job classified as self-employed with firm size of 1 (PRIS1, PRIS2, PRIS3, PRIS96) was initially reported in the Employment Section and verified in the Health Insurance Section. Unlike the other employment-related variables, self-employed-firm size 1 health insurance could not be reported in the Health Insurance section for the first time. The variables PRIS1, PRIS2, PRIS3, PRIS96 have been constructed to allow users to determine if the insurance should be considered employment-related. Private insurance that was not employment-related was reported in the Health Insurance section only. Any Insurance in Month The file includes summary measures that indicate whether or not a person has any insurance in Rounds 1, 2 or the 1996 portion of Round 3, at the interview dates or on December 31st (INS1X, INS2X, INS3X, INS96X, INSAT1X, INSAT2X, INSAT96X). Persons identified as insured are those reporting coverage under CHAMPUS/CHAMPVA, Medicare, Medicaid or other public hospital/physician or private hospital/physician insurance (including Medigap plans). A person is considered uninsured if not covered by one of these insurance sources. Persons covered only by state-specific programs that provide non-comprehensive coverage (STAPR1, STAPR2, STAPR3, STAPR96, STPRAT1, STPRAT2, STPRAT3, STPRAT96), for example, the Maryland Kidney Disease Program, and those without hospital/physician benefits (for example, private insurance for dental or vision care, accidents or specific diseases only) were not considered to be insured when constructing the variables INS1X, INS2X, INS3X, INS96X, INSAT1X, INSAT2X, and INSAT96X.

Private Insurance. Variables identifying private insurance in general (PRIV1PRIV31, PRIV2PRIV42, PRIV3PRIV53, PRIV96PRIV97, PRIVAT1PRIVAT31, PRIVAT2PRIVAT42, PRIVAT96PRIVAT53, PRIVAT97) and specific private insurance sources [such as employer/union group insurance (PRIEU1PRIEU31, PRIEU2PRIEU42, PRIEU3PRIEU53, PRIEU96PRIEU97); non-group (PRING1PRING31, PRING2PRING42, PRING3PRING53, PRING96PRING97); and other group (PRIOG1PRIOG31, PRIOG2PRIOG42, PRIOG3PRIOG53, PRIOG96PRIOG97)] were constructed. Variables indicating any private insurance coverage are available for the following time periods: at any time in Rounds 1, 2 or the 1996 portion of Round 3a given round, at the interview dates date and on December 31st. The variables for the specific sources of private coverage are only available for coverage on the interview dates and on December 31st. Note that these variables indicate coverage within a source and do not distinguish between persons who are covered on one or more than one policy within a given source. In some cases, the policyholder was unable to characterize the source of insurance (PRIDK1PRIDK31, PRIDK2PRIDK42, PRIDK3PRIDK53, PRIDK96PRIDK97). Covered persons are also identified when the policyholder is living outside the RU (PROUT1PROUT31, PROUT2PROUT42, PROUT3PROUT53, PROUT96PROUT97). An individual was considered to have private health insurance coverage if, at a minimum, that coverage provided benefits for hospital and physician services (including Medigap coverage). Sources of insurance with missing information regarding the type of coverage were assumed to contain hospital/physician coverage. Persons without private hospital/physician insurance were not counted as privately insured. Health insurance through a job or union (PRIEU1PRIEU31, PRIEU2PRIEU42, PRIEU3PRIEU53, PRIEU96PRIEU97) was initially asked about in the Employment Section of the interview and later confirmed in the Health Insurance Section. Respondents also had an opportunity to report employer and union group insurance for the first time in the Health Insurance Section, but this insurance was not linked to a specific job. All insurance reported to be through a job classified as self-employed with firm size of 1 (PRIS1PRIS31, PRIS2PRIS42, PRIS3PRIS53, PRIS96PRIS97) was initially reported in the Employment Section and verified in the Health Insurance Section. Unlike the other employment-related variables, self-employed-firm size 1 health insurance could not be reported in the Health Insurance section for the first time. The variables PRIS1PRIS31, PRIS2PRIS42, PRIS3PRIS53, PRIS96 PRIS97 have been constructed to allow users to determine if the insurance should be considered employment-related. Private insurance that was not employment-related was reported in the Health Insurance section only. Any Insurance in Month The file also includes summary measures that indicate whether or not a person has any insurance in Rounds 1, 2 or the 1996 portion of Round 3a round, at the an interview dates date or on December 31st (INS1XINS31X, INS2XINS42X, INS3XINS53X, INS96XINSAT31X, INSAT1XINSAT42X, INSAT2XINSAT53X, INSAT96XINSAT97X). Persons identified as insured are those reporting coverage under CHAMPUS/CHAMPVA, Medicare, Medicaid or other public hospital/physician or private hospital/physician insurance (including Medigap plans). A person is considered uninsured if not covered by one of these insurance sources. Persons covered only by state-specific programs that provide non-comprehensive coverage (STAPR1STAPR31, STAPR2STAPR42, STAPR3STAPR53, STAPR96STAPR97, STPRAT1STPRAT31, STPRAT2STPRAT42, STPRAT3STPRAT53, STPRAT96STPRAT97), for example, the Maryland Kidney Disease Program, and those without hospital/physician benefits (for example, private insurance for dental or vision carecare only, accidents or specific diseases onlydiseases) were not considered to be insured when constructing the variables INS1XINS31X, INS2XINS42X, INS3XINS53X, INS96XINSAT31X, INSAT1XINSAT42X, INSAT2X, INSAT53X and INSAT96X.INSAT97X.

Private Insurance. Variables identifying private insurance in general (PRIV1PRIV31, PRIV2PRIV42, PRIV3PRIV53, PRIV96PRIV98, PRIVAT1PRIVAT31, PRIVAT2PRIVAT42, PRIVAT96PRIVAT53, PRIVAT98) and specific private insurance sources [such as employer/union group insurance (PRIEU1PRIEU31, PRIEU2PRIEU42, PRIEU3PRIEU53, PRIEU96PRIEU98); non-group (PRING1PRING31, PRING2PRING42, PRING3PRING53, PRING96PRING98); and other group (PRIOG1PRIOG31, PRIOG2PRIOG42, PRIOG3PRIOG53, PRIOG96PRIOG98)] were constructed. Variables indicating any private insurance coverage are available for the following time periods: any time in the 1998 portion of Rounds 3/1, at any time in Rounds 1, 2 or the 1996 portion of Round 34/2, at any time in Rounds 5/3, at any time in Rounds 5/3 (or Round 2 for crossover cases) through December 31 st, 1998, on the MEPS interview dates and on December 31st, 1998. The variables for the specific sources of private coverage are only available for coverage on the interview dates and on December 31st. Note that these variables indicate coverage within a source and do not distinguish between persons who are covered on one or more than one policy within a given source. In some cases, the policyholder was unable to characterize the source of insurance (PRIDK1PRIDK31, PRIDK2PRIDK42, PRIDK3PRIDK53, PRIDK96PRIDK98). Covered persons are also identified when the policyholder is living outside the RU (PROUT1PROUT31, PROUT2PROUT42, PROUT3PROUT53, PROUT96PROUT98). An individual was considered to have private health insurance coverage if, at a minimum, that coverage provided benefits for hospital and physician services (including Medigap coverage). Sources of insurance with missing information regarding the type of coverage were assumed to contain hospital/physician coverage. Persons without private hospital/physician insurance were not counted as privately insured. Health insurance through a job or union (PRIEU1PRIEU31, PRIEU2PRIEU42, PRIEU3PRIEU53, PRIEU96PRIEU98) was initially asked about in the Employment Section of the interview and later confirmed in the Health Insurance Section. Respondents also had an opportunity to report employer and union group insurance for the first time in the Health Insurance Section, but this insurance was not linked to a specific job. All insurance reported to be through a job classified as self-employed with firm size of 1 (PRIS1PRIS31, PRIS2PRIS42, PRIS3PRIS53, PRIS96PRIS98) was initially reported in the Employment Section and verified in the Health Insurance Section. Unlike the other employment-related variables, self-employed-firm size 1 health insurance could not be reported in the Health Insurance section for the first time. The variables PRIS1PRIS31, PRIS2PRIS42, PRIS3PRIS53, PRIS96 and PRIS98 have been constructed to allow users to determine if the insurance should be considered employment-related. Private insurance that was not employment-related was reported in the Health Insurance section only. Any Insurance in Month The file includes summary Summary measures that indicate whether or not a person has any insurance any time in the 1998 portion of Rounds 3/1, at any time in Rounds 1, 2 or the 1996 portion of Round 34/2, at any time in Rounds 5/3, at any time in Rounds 5/3 (or Round 2 for crossover cases) through December 31 st, 1998, on the MEPS interview dates or and on December 31st 31st, 1998 (INS1XINS31X, INS2XINS42X, INS3XINS53X, INS96XINS98X, INSAT1XINSAT31X, INSAT2XINSAT42X, INSAT96X)INSAT53X, INSAT98X) were constructed. Persons identified as insured are those reporting coverage under CHAMPUS/CHAMPVATRICARE, Medicare, Medicaid or other public hospital/physician or private hospital/physician insurance (including Medigap plans). A person is considered uninsured if not covered by one of these insurance sources. Persons covered only by state-specific programs that provide non-comprehensive coverage (STAPR1STAPR31, STAPR2STAPR42, STAPR3STAPR53, STAPR96STAPR98, STPRAT1STPRAT31, STPRAT2STPRAT42, STPRAT3STPRAT53, STPRAT96STPRAT98), for example, the Maryland Kidney Disease Program, and those without hospital/physician benefits (for example, private insurance for dental or vision care, accidents or specific diseases only) were not considered to be insured when constructing the variables INS1XINS31X, INS2XINS42X, INS3XINS53X, INS96XINS98X, INSAT1XINSAT31X, INSAT2XINSAT42X, INSAT53X and INSAT96X.INSAT98X.

Private Insurance. Variables identifying private insurance in general (PRIV1PRIV31, PRIV2PRIV42, PRIV3PRIV53, PRIV96PRIV99, PRIVAT1PRIVAT31, PRIVAT2PRIVAT42, PRIVAT96PRIVAT53, PRIVAT99) and specific private insurance sources [such as employer/union group insurance (PRIEU1PRIEU31, PRIEU2PRIEU42, PRIEU3PRIEU53, PRIEU96PRIEU99); non-group (PRING1PRING31, PRING2PRING42, PRING3PRING53, PRING96PRING99); and other group (PRIOG1PRIOG31, PRIOG2PRIOG42, PRIOG3PRIOG53, PRIOG96PRIOG99)] were constructed. Variables indicating any private insurance coverage are available for the following time periods: any time in the 1999 portion of Rounds 3/1, at any time in Rounds 1, 2 or the 1996 portion of Round 34/2, at any time in Rounds 5/3, at any time in Rounds 5/3 through December 31st, 1999, on the MEPS interview dates and on December 31st, 1999. The variables for the specific sources of private coverage are only available for coverage on the interview dates and on December 31st. Note that these variables indicate coverage within a source and do not distinguish between persons who are covered on one or more than one policy within a given source. In some cases, the policyholder was unable to characterize the source of insurance (PRIDK1PRIDK31, PRIDK2PRIDK42, PRIDK3PRIDK53, PRIDK96PRIDK99). Covered persons are also identified when the policyholder is living outside the RU (PROUT1PROUT31, PROUT2PROUT42, PROUT3PROUT53, PROUT96PROUT99). An individual was considered to have private health insurance coverage if, at a minimum, that coverage provided benefits for hospital and physician services (including Medigap coverage). Sources of insurance with missing information regarding the type of coverage were assumed to contain hospital/physician coverage. Persons without private hospital/physician insurance were not counted as privately insured. Health insurance through a job or union (PRIEU1PRIEU31, PRIEU2PRIEU42, PRIEU3PRIEU53, PRIEU96PRIEU99) was initially asked about in the Employment Section of the interview and later confirmed in the Health Insurance Section. Respondents also had an opportunity to report employer and union group insurance for the first time in the Health Insurance Section, but this insurance was not linked to a specific job. All insurance reported to be through a job classified as self-employed with firm size of 1 (PRIS1PRIS31, PRIS2PRIS42, PRIS3PRIS53, PRIS96PRIS99) was initially reported in the Employment Section and verified in the Health Insurance Section. Unlike the other employment-related variables, self-employed-firm size 1 health insurance could not be reported in the Health Insurance section for the first time. The variables PRIS1PRIS31, PRIS2PRIS42, PRIS3PRIS53, PRIS96 and PRIS99 have been constructed to allow users to determine if the insurance should be considered employment-related. Private insurance that was not employment-related was reported in the Health Insurance section only. Any Insurance in Month The file includes summary Summary measures that indicate whether or not a person has any insurance any time in the 1999 portion of Rounds 3/1, at any time in Rounds 1, 2 or the 1996 portion of Round 34/2, at any time in Rounds 5/3, at any time in Rounds 5/3 through December 31st, 1999, on the MEPS interview dates or and on December 31st 31st, 1999 (INS1XINS31X, INS2XINS42X, INS3XINS53X, INS96XINS99X, INSAT1XINSAT31X, INSAT2XINSAT42X, INSAT96X)INSAT53X, INSAT99X) were constructed. Persons identified as insured are those reporting coverage under CHAMPUS/CHAMPVATRICARE, Medicare, Medicaid Medicaid, SCHIP, or other public hospital/physician or private hospital/physician insurance (including Medigap plans). A person is considered uninsured if not covered by one of these insurance sources. Persons covered only by state-specific programs that provide non-comprehensive coverage (STAPR1STAPR31, STAPR2STAPR42, STAPR3STAPR53, STAPR96STAPR99, STPRAT1STPRAT31, STPRAT2STPRAT42, STPRAT3STPRAT53, STPRAT96STPRAT99), for example, the Maryland Kidney Disease Program, and those without hospital/physician benefits (for example, private insurance for dental or vision care, accidents or specific diseases only) were not considered to be insured when constructing the variables INS1XINS31X, INS2XINS42X, INS3XINS53X, INS96XINS99X, INSAT1XINSAT31X, INSAT2XINSAT42X, INSAT53X and INSAT96X.INSAT99X.