{"component": "clause", "props": {"groups": [{"samples": [{"hash": "lj2sPlibghH", "uri": "/contracts/lj2sPlibghH#pin", "label": "Consumer Cardholder Agreement", "score": 32.0216560364, "published": true}, {"hash": "lMPhbyJ3aVb", "uri": "/contracts/lMPhbyJ3aVb#pin", "label": "Consumer Cardholder Agreement", "score": 31.8409919739, "published": true}, {"hash": "en8nFqBnMNP", "uri": "/contracts/en8nFqBnMNP#pin", "label": "Consumer Cardholder Agreement", "score": 31.8190917969, "published": true}], "snippet_links": [{"key": "personal-identification-number", "type": "definition", "offset": [28, 58]}, {"key": "automated-teller-machine", "type": "definition", "offset": [94, 118]}, {"key": "requested-by", "type": "clause", "offset": [182, 194]}, {"key": "point-of-sale", "type": "definition", "offset": [199, 212]}, {"key": "the-security", "type": "clause", "offset": [261, 273]}, {"key": "the-pin", "type": "clause", "offset": [296, 303]}, {"key": "mobile-application", "type": "definition", "offset": [361, 379]}, {"key": "your-card", "type": "clause", "offset": [389, 398]}, {"key": "notify-us", "type": "clause", "offset": [402, 411]}], "snippet": "You will be provided with a personal identification number (\u201cPIN\u201d), which must be used in all automated teller machine (\u201cATM\u201d) transactions and certain PIN transactions as it may be requested by the point of sale. You should not disclose your PIN to anyone. If the security or confidentiality of the PIN is compromised, please, access Platform\u2019s website and/or mobile application to block your card or notify us by calling +\u2587(\u2587\u2587\u2587)\u2587\u2587\u2587-\u2587\u2587\u2587\u2587 or emailing \u2587\u2587\u2587\u2587@\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587.\u2587\u2587\u2587.", "size": 14, "hash": "0e2338ab5dfc85d0cfb984c528169f24", "id": 4}, {"samples": [{"hash": "fWAx5QcZFLb", "uri": "/contracts/fWAx5QcZFLb#pin", "label": "Terms and Conditions and Licence Agreement", "score": 23.7722473145, "published": true}, {"hash": "d52cgYlTUJg", "uri": "/contracts/d52cgYlTUJg#pin", "label": "Terms and Conditions and Licence Agreement", "score": 22.0860290527, "published": true}, {"hash": "hID3xkmsNlC", "uri": "/contracts/hID3xkmsNlC#pin", "label": "Terms and Conditions and Licence Agreement", "score": 19.5434627533, "published": true}], "snippet_links": [{"key": "first-time", "type": "definition", "offset": [38, 48]}, {"key": "you-agree", "type": "clause", "offset": [122, 131]}, {"key": "any-other-person", "type": "definition", "offset": [174, 190]}, {"key": "additional-user", "type": "clause", "offset": [206, 221]}, {"key": "your-username", "type": "clause", "offset": [272, 285]}, {"key": "in-writing", "type": "clause", "offset": [327, 337]}, {"key": "card-reader", "type": "definition", "offset": [384, 395]}, {"key": "security-of-the", "type": "clause", "offset": [507, 522]}, {"key": "extreme-carelessness", "type": "definition", "offset": [556, 576]}, {"key": "birth-date", "type": "clause", "offset": [652, 662]}, {"key": "for-example", "type": "clause", "offset": [769, 780]}, {"key": "loss-suffered", "type": "clause", "offset": [882, 895]}, {"key": "unauthorised-transaction", "type": "definition", "offset": [904, 928]}], "snippet": "When you log into ANZ FastPay for the first time, you will be prompted to change your one time passcode to a 4 digit PIN. You agree that you will not: \u2022 disclose this PIN to any other person (including any Additional User); or \u2022 allow any other person to see you entering your username or PIN; or \u2022 record your username or PIN in writing, especially in a manner that is kept with the Card Reader or is liable to theft at the same time as the Card Reader (unless you make a reasonable attempt to protect the security of the username and PIN); or \u2022 act with extreme carelessness in failing to protect your username or PIN. Warning: You must not use your birth date or an alphabetical code which is a recognisable part of your name as a PIN, or select sequential numbers, for example, \u20181234\u2019 or where all numbers are the same, for example, \u20181111\u2019. If you do, you may be liable for any loss suffered from an unauthorised transaction.", "size": 4, "hash": "8793781248397f9040254158a56d9d0c", "id": 7}, {"samples": [{"hash": "3xGs1UJtirv", "uri": "/contracts/3xGs1UJtirv#pin", "label": "Deposit Account Agreement", "score": 27.1081447601, "published": true}, {"hash": "2voQviYsZrn", "uri": "/contracts/2voQviYsZrn#pin", "label": "Deposit Account Agreement", "score": 26.8973312378, "published": true}, {"hash": "8NQ463XLEX4", "uri": "/contracts/8NQ463XLEX4#pin", "label": "Deposit Account Agreement", "score": 26.7303218842, "published": true}], "snippet_links": [{"key": "activate-your-card", "type": "clause", "offset": [43, 61]}, {"key": "the-account", "type": "clause", "offset": [99, 110]}, {"key": "using-your-card-to-get-cash", "type": "clause", "offset": [170, 197]}, {"key": "access-to", "type": "definition", "offset": [545, 554]}, {"key": "advise-us", "type": "clause", "offset": [576, 585]}, {"key": "the-procedures", "type": "definition", "offset": [611, 625]}, {"key": "unauthorized-transfers", "type": "clause", "offset": [650, 672]}, {"key": "disclosure-document", "type": "definition", "offset": [689, 708]}, {"key": "electronic-funds-transfers", "type": "clause", "offset": [717, 743]}, {"key": "your-rights-and-responsibilities", "type": "clause", "offset": [746, 778]}], "snippet": "You will be required to set a PIN when you activate your Card. Only one (1) PIN will be issued for the Account. Your PIN can be used to obtain cash (see section labeled \u201cUsing Your Card to Get Cash\u201d) or to make purchases everywhere your Card is accepted. You should not write or keep your PIN with your Card. Never share your PIN with anyone. When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately by following the procedures described below in the \"Unauthorized Transfers\" section of the disclosure document titled \u201cElectronic Funds Transfers - Your Rights and Responsibilities.\u201d", "size": 8, "hash": "4490fc4b8b99d84992e899b840a507bc", "id": 5}, {"samples": [{"hash": "lRWtensangV", "uri": "/contracts/lRWtensangV#pin", "label": "Customer Agreement", "score": 24.8124580383, "published": true}, {"hash": "i9WpidhACkh", "uri": "/contracts/i9WpidhACkh#pin", "label": "Customer Agreement", "score": 24.8124580383, "published": true}, {"hash": "fdPtrgOHQA", "uri": "/contracts/fdPtrgOHQA#pin", "label": "Customer Agreement", "score": 24.8124580383, "published": true}], "snippet_links": [{"key": "absolute-discretion", "type": "clause", "offset": [18, 37]}, {"key": "the-pin", "type": "clause", "offset": [61, 68]}, {"key": "may-be-sent", "type": "definition", "offset": [69, 80]}, {"key": "any-other-person", "type": "definition", "offset": [247, 263]}, {"key": "cash-withdrawals", "type": "clause", "offset": [292, 308]}, {"key": "cash-advances", "type": "definition", "offset": [310, 323]}, {"key": "card-transactions", "type": "definition", "offset": [328, 345]}, {"key": "reasonable-discretion", "type": "definition", "offset": [457, 478]}, {"key": "at-any-time", "type": "clause", "offset": [522, 533]}, {"key": "notice-to-you", "type": "clause", "offset": [550, 563]}], "snippet": "8.1 We may in our absolute discretion issue a PIN to you and the PIN may be sent to you by ordinary post to the address we have on record for you.\n8.2 You must not disclose the PIN and must take all care to prevent the PIN from being disclosed to any other person.\n8.3 You are liable for all Cash Withdrawals, Cash Advances and Card Transactions effected by the use of the PIN whether with or without your knowledge or authority.\n8.4 We are entitled at our reasonable discretion to change or terminate your use of the PIN at any time with reasonable notice to you.", "size": 62, "hash": "1cdef50d2f2955c9b5299d4808de3b62", "id": 1}, {"samples": [{"hash": "i5f6ltOQEHC", "uri": "/contracts/i5f6ltOQEHC#pin", "label": "Cardmember Agreement", "score": 34.153049469, "published": true}, {"hash": "bBf88eJABXA", "uri": "/contracts/bBf88eJABXA#pin", "label": "Cardmember Agreement", "score": 33.4550209045, "published": true}, {"hash": "lEWOWhQXGgX", "uri": "/contracts/lEWOWhQXGgX#pin", "label": "Cardmember Agreement", "score": 33.2688827515, "published": true}], "snippet_links": [{"key": "activating-the-card", "type": "definition", "offset": [59, 78]}, {"key": "the-selected", "type": "clause", "offset": [80, 92]}, {"key": "the-agreement", "type": "clause", "offset": [154, 167]}, {"key": "birth-date", "type": "clause", "offset": [244, 254]}, {"key": "driving-licence", "type": "clause", "offset": [281, 296]}, {"key": "contact-numbers", "type": "clause", "offset": [300, 315]}, {"key": "the-pin", "type": "clause", "offset": [341, 348]}, {"key": "at-any-time", "type": "clause", "offset": [349, 360]}, {"key": "the-bank-may", "type": "clause", "offset": [378, 390]}, {"key": "any-other-person", "type": "definition", "offset": [506, 522]}, {"key": "act-in-good-faith", "type": "clause", "offset": [627, 644]}, {"key": "reasonable-care-and-diligence", "type": "clause", "offset": [655, 684]}, {"key": "any-loss", "type": "definition", "offset": [775, 783]}, {"key": "unauthorised-use-of-the-card", "type": "clause", "offset": [794, 822]}, {"key": "the-cardmember", "type": "clause", "offset": [824, 838]}, {"key": "record-of", "type": "clause", "offset": [867, 876]}, {"key": "close-proximity", "type": "definition", "offset": [921, 936]}, {"key": "a-third-party", "type": "clause", "offset": [978, 991]}, {"key": "failure-to-comply-with", "type": "clause", "offset": [1036, 1058]}, {"key": "consequences-of", "type": "definition", "offset": [1110, 1125]}, {"key": "the-bank-will", "type": "clause", "offset": [1179, 1192]}, {"key": "claims-and-liabilities", "type": "definition", "offset": [1268, 1290]}, {"key": "all-parties", "type": "definition", "offset": [1296, 1307]}, {"key": "as-soon-as-possible", "type": "definition", "offset": [1593, 1612]}, {"key": "if-applicable", "type": "clause", "offset": [1614, 1627]}, {"key": "a-facility", "type": "definition", "offset": [1653, 1663]}, {"key": "with-the-bank", "type": "clause", "offset": [1733, 1746]}, {"key": "to-the-bank", "type": "clause", "offset": [1917, 1928]}, {"key": "in-accordance-with", "type": "clause", "offset": [1929, 1947]}, {"key": "terms-and-conditions", "type": "clause", "offset": [1959, 1979]}], "snippet": "10.1 Cardmember is required to select a preferred PIN when activating the Card. The selected PIN shall remain effective until it is cancelled by, or with the agreement of, the Bank. Cardmember shall not use a PIN selected from the cardholder\u2019s birth date, identity card, passport, driving licence or contact numbers. A Cardmember may change the PIN at any time by such means as the Bank may prescribe and the new PIN shall take effect immediately.\n10.2 A Cardmember shall not disclose the PIN of a Card to any other Person under any circumstances or by any means whatsoever whether voluntarily or otherwise. A Cardmember shall act in good faith, exercise reasonable care and diligence and use all reasonable precaution in keeping such PIN secret and confidential and prevent any loss, theft or unauthorised use of the Card. The Cardmember should not keep any written record of the PIN at any place or on anything kept in close proximity with the Card or manner which may enable a third party to have access and/or make use of the Card. Failure to comply with this requirement will expose the Cardmember to the consequences of theft and/or unauthorised use of the Card, for which the Bank will not be in any way liable. The Cardmember shall hold the Bank free from all claims and liabilities from all parties whomsoever arising from the use of the PIN whether authorised or otherwise.\n10.3 If a Cardmember becomes aware that the PIN is or may be known to any other Person, he/she shall as soon as reasonably practicable inform the Bank or call the Hotline. Such Cardmember shall change the PIN as soon as possible (if applicable). If a Card incorporates a facility to enable such Card to be used to access a Cardmember's bank account with the Bank using the PIN, such Cardmember shall also as soon as reasonably practicable inform the Bank through the Bank's 24-hour lost card hotline or by any other means acceptable to the Bank in accordance with the Bank\u2019s terms and conditions governing such bank account.", "size": 18, "hash": "9231b8f34f2cee2198754115ba780876", "id": 2}, {"samples": [{"hash": "2CrlLNRBO8g", "uri": "/contracts/2CrlLNRBO8g#pin", "label": "Cardmember Agreement", "score": 31.0488758087, "published": true}, {"hash": "dpEnETJtGDs", "uri": "/contracts/dpEnETJtGDs#pin", "label": "Cardmember Agreement", "score": 30.8463115692, "published": true}, {"hash": "iRh3HmDYadq", "uri": "/contracts/iRh3HmDYadq#pin", "label": "Cardmember Agreement", "score": 30.1783943176, "published": true}], "snippet_links": [{"key": "ahli-kad", "type": "definition", "offset": [5, 13]}, {"key": "penggunaan-kad", "type": "clause", "offset": [902, 916]}, {"key": "talian-penting", "type": "definition", "offset": [1747, 1761]}], "snippet": "10.1 Ahli Kad dihendaki memilih PIN yang diinginkan semasa mengaktifkan Kad. PIN yang dipilih akan terus berkuatkuasa sehingga ia dibatalkan oleh, atau dengan persetujuan, Bank.Ahli Kad tidak boleh memilih PIN dari tarikh hari jadi anda, nombor kad pengenalan, paspot, lessen memandu atau nombor telefon. Ahli Kad boleh menukar PIN pada bila-bila masa melalui cara tertentu seperti yang akan ditetapkan oleh Bank \u2587\u2587\u2587 PIN baharu hendaklah berkuat kuasa serta-\u2587\u2587\u2587\u2587\u2587.\n10.2 Ahli Kad tidak boleh mendedahkan PIN Kad kepada mana-mana Orang lain di bawah apa-apa keadaan atau melalui walau apa- apa cara sekalipun sama \u2587\u2587\u2587 \u2587\u2587\u2587\u2587\u2587\u2587 sukarela atau sebaliknya. Ahli Kad hendaklah bertindak dengan suci hati, melaksanakan penjagaan \u2587\u2587\u2587 usaha yang munasabah \u2587\u2587\u2587 mengambil semua langkah berjaga-jaga yang munasabah untuk memastikan PIN tersebut rahsia \u2587\u2587\u2587 sulit \u2587\u2587\u2587 \u2587\u2587\u2587\u2587 mengelakkan apa-apa kehilangan, kecurian atau penggunaan Kad yang tidak dibenarkan. Ahli Kad tidak boleh menyimpan apa-apa rekod bertulis tentang PIN di mana-mana tempat atau mana-mana tempat yang berdekatan dengan tempat simpanan Kad tersebut atau \u2587\u2587\u2587\u2587 \u2587\u2587\u2587\u2587 membolehkan pihak ketiga mempunyai akses \u2587\u2587\u2587/atau menggunakan Kad. Kegagalan mematuhi keperluan ini akan mendedahkan Ahli Kad kepada akibat kecurian \u2587\u2587\u2587/atau penggunaan Kad yang tidak dibenarkan, \u2587\u2587\u2587\u2587 \u2587\u2587 atasnya Bank tidak akan dalam apa-apa \u2587\u2587\u2587\u2587 \u2587\u2587\u2587 bertanggungan. Ahli Kad hendaklah melepaskan Bank daripada semua tuntutan \u2587\u2587\u2587 liabiliti daripada semua pihak mana-mana sekalipun yang timbul daripada penggunaan PIN sama ada dibenarkan atau sebaliknya.\n10.3 Jika Ahli Kad menyedari yang PIN diketahui atau mungkin diketahui oleh Orang lain, dia hendaklah seberapa segera \u2587\u2587\u2587 semunasabah yang mungkin memaklumkan Bank atau menelefon Talian Penting. Ahli Kad tersebut hendaklah menukar PIN secepat mungkin (jika berkenaan). Jika Kad menggabungkan kemudahan yang membolehkan Kad tersebut digunakan untuk mengakses akaun bank Ahli Kad dengan Bank dengan menggunakan PIN, Ahli Kad itu hendaklah juga seberapa segera \u2587\u2587\u2587 semunasabah yang mungkin memaklumkan Bank melalui talian penting kehilangan kad Bank 24 jam atau melalui apa-apa \u2587\u2587\u2587\u2587 \u2587\u2587\u2587\u2587 \u2587\u2587\u2587\u2587 diterima oleh Bank menurut terma \u2587\u2587\u2587 syarat Bank yang mengawal akaun bank tersebut.", "size": 16, "hash": "3a55ea838a45eadeb389e82215e88570", "id": 3}, {"samples": [{"hash": "gVuy30NP98L", "uri": "/contracts/gVuy30NP98L#pin", "label": "Credit Card Cardholder Agreement", "score": 33.6603240967, "published": true}, {"hash": "3mvu9VEHdxZ", "uri": "/contracts/3mvu9VEHdxZ#pin", "label": "Credit Card Cardholder Agreement", "score": 33.407787323, "published": true}, {"hash": "1tzZKe76bfY", "uri": "/contracts/1tzZKe76bfY#pin", "label": "Credit Card Cardholder Agreement", "score": 27.3616428375, "published": true}], "snippet_links": [{"key": "the-pin", "type": "clause", "offset": [15, 22]}, {"key": "on-behalf-of", "type": "definition", "offset": [69, 81]}, {"key": "the-agreement", "type": "clause", "offset": [165, 178]}, {"key": "at-any-time", "type": "clause", "offset": [266, 277]}, {"key": "any-other-person", "type": "definition", "offset": [463, 479]}, {"key": "act-in-good-faith", "type": "clause", "offset": [490, 507]}, {"key": "reasonable-care-and-diligence", "type": "clause", "offset": [518, 547]}, {"key": "as-soon-as-possible", "type": "definition", "offset": [821, 840]}, {"key": "if-applicable", "type": "clause", "offset": [842, 855]}, {"key": "a-facility", "type": "definition", "offset": [881, 891]}, {"key": "account-with", "type": "definition", "offset": [953, 965]}, {"key": "in-accordance-with", "type": "clause", "offset": [1179, 1197]}, {"key": "terms-and-conditions", "type": "clause", "offset": [1212, 1232]}], "snippet": "7.1 As soon as the PIN is assigned by ICBC (Asia) (for itself and/or on behalf of ICBC) to a Cardholder, it shall remain effective until it is cancelled by, or with the agreement of, ICBC (Asia) (for itself and/or on behalf of ICBC). A Cardholder may change the PIN at any time by such means as ICBC (Asia) (for itself and/or on behalf of ICBC) may prescribe and the new PIN shall take effect immediately.\n7.2 A Cardholder shall not disclose the PIN of a Card to any other Person and shall act in good faith, exercise reasonable care and diligence in keeping such PIN secret.\n7.3 If a Cardholder becomes aware that the PIN is or may be known to any other Person, he shall as soon as reasonably practicable inform ICBC (Asia) (for itself and/or on behalf of ICBC) or call the Hotline. Such Cardholder shall change the PIN as soon as possible (if applicable). If a Card incorporates a facility to enable such Card to be used to access a Cardholder's bank account with ICBC (Asia) using the PIN, such Cardholder shall also as soon as reasonably practicable inform ICBC (Asia) through ICBC (Asia)'s 24-hour Lost Card Reporting Hotline or by any other means acceptable to ICBC (Asia) in accordance with ICBC (Asia)'s terms and conditions governing such bank account.", "size": 5, "hash": "2e0fa3a34f541a731913c2c9d9e4dbd5", "id": 6}, {"samples": [{"hash": "hmDsDXdONHa", "uri": "/contracts/hmDsDXdONHa#pin", "label": "Credit Card Cardholder Agreement", "score": 25.9924716949, "published": true}, {"hash": "hqeX73qsVn4", "uri": "/contracts/hqeX73qsVn4#pin", "label": "Credit Card Cardholder Master Agreement", "score": 24.6002731323, "published": true}, {"hash": "aUzYfXsPxLl", "uri": "/contracts/aUzYfXsPxLl#pin", "label": "Credit Card Cardholder Master Agreement", "score": 23.9760437012, "published": true}], "snippet_links": [{"key": "the-pin", "type": "clause", "offset": [15, 22]}, {"key": "by-the-bank", "type": "clause", "offset": [35, 46]}, {"key": "agreement-of-the-bank", "type": "clause", "offset": [130, 151]}, {"key": "at-any-time", "type": "clause", "offset": [185, 196]}, {"key": "the-bank-may", "type": "clause", "offset": [214, 226]}, {"key": "any-other-person", "type": "definition", "offset": [341, 357]}, {"key": "act-in-good-faith", "type": "clause", "offset": [368, 385]}, {"key": "reasonable-care-and-diligence", "type": "clause", "offset": [396, 425]}, {"key": "as-soon-as-possible", "type": "definition", "offset": [666, 685]}, {"key": "if-applicable", "type": "clause", "offset": [687, 700]}, {"key": "the-card", "type": "definition", "offset": [706, 714]}, {"key": "a-facility", "type": "definition", "offset": [728, 738]}, {"key": "with-the-bank", "type": "clause", "offset": [810, 823]}, {"key": "to-the-bank", "type": "clause", "offset": [1001, 1012]}, {"key": "in-accordance-with", "type": "clause", "offset": [1013, 1031]}, {"key": "terms-and-conditions", "type": "clause", "offset": [1043, 1063]}], "snippet": "7.1 As soon as the PIN is assigned by the Bank to the Cardholder, it shall remain effective until it is cancelled by, or with the agreement of the Bank. A Cardholder may change the PIN at any time by such means as the Bank may prescribe and the new PIN shall take effect immediately.\n7.2 A Cardholder shall not disclose the PIN of a Card to any other Person and shall act in good faith, exercise reasonable care and diligence in keeping such PIN secret.\n7.3 If a Cardholder becomes aware that the PIN is or may be known to any other Person, Cardholder shall as soon as reasonably practicable inform the Bank or call the Hotline. Such Cardholder shall change the PIN as soon as possible (if applicable). If the Card incorporates a facility to enable such Card to be used to access the Cardholder\u2019s bank account with the Bank using the PIN, such Cardholder shall also as soon as reasonably practicable inform the Bank through the Bank's 24-hour Lost Card Reporting Hotline or any other means acceptable to the Bank in accordance with the Bank's terms and conditions governing such bank account.", "size": 4, "hash": "e1d4a8d2f2428b3ba2cc91134043a276", "id": 8}, {"samples": [{"hash": "8ZFUbSXnTUL", "uri": "/contracts/8ZFUbSXnTUL#pin", "label": "Credit Card Holder Agreement", "score": 25.5010261536, "published": true}, {"hash": "9LAN1NwqpBT", "uri": "/contracts/9LAN1NwqpBT#pin", "label": "Dual Currency Credit Card Cardholder Agreement", "score": 22.4127311707, "published": true}], "snippet_links": [{"key": "security-advice", "type": "clause", "offset": [39, 54]}, {"key": "by-the-bank", "type": "clause", "offset": [64, 75]}, {"key": "from-time-to-time", "type": "clause", "offset": [76, 93]}, {"key": "reasonable-care", "type": "definition", "offset": [106, 121]}, {"key": "any-other-person", "type": "definition", "offset": [178, 194]}, {"key": "responsible-for", "type": "clause", "offset": [350, 365]}, {"key": "failure-or-delay-in", "type": "clause", "offset": [370, 389]}, {"key": "at-any-time", "type": "clause", "offset": [441, 452]}], "snippet": "(a) Each Cardholder shall refer to the security advice provided by the Bank from time to time and use all reasonable care to keep his PIN secret and will not disclose his PIN to any other Person, and shall as soon as reasonably practicable inform the Bank if he becomes aware that his PIN is known to any other Person. Each Cardholder shall be fully responsible for any failure or delay in doing so.\n(b) A PIN may be altered by a Cardholder at any time through the appropriate means provided by the Bank.", "size": 4, "hash": "7c521502d292439234bfe5a5004bfb3b", "id": 9}, {"samples": [{"hash": "7aogfCqRPCK", "uri": "/contracts/7aogfCqRPCK#pin", "label": "Cardmember Agreement", "score": 35.5888214111, "published": true}, {"hash": "17aKjY0EhCH", "uri": "/contracts/17aKjY0EhCH#pin", "label": "Cardmember Agreement", "score": 32.4715042114, "published": true}], "snippet_links": [{"key": "the-pin", "type": "clause", "offset": [4, 11]}, {"key": "by-the-cardmember", "type": "clause", "offset": [24, 41]}, {"key": "the-agreement", "type": "clause", "offset": [119, 132]}, {"key": "at-any-time", "type": "clause", "offset": [179, 190]}, {"key": "the-bank-may", "type": "clause", "offset": [208, 220]}, {"key": "parts-of-the", "type": "clause", "offset": [484, 496]}, {"key": "telephone-number", "type": "definition", "offset": [510, 526]}, {"key": "easily-accessible", "type": "definition", "offset": [636, 653]}, {"key": "personal-data", "type": "definition", "offset": [654, 667]}, {"key": "any-other-person", "type": "definition", "offset": [809, 825]}, {"key": "the-police", "type": "clause", "offset": [837, 847]}, {"key": "family-members", "type": "clause", "offset": [864, 878]}, {"key": "act-in-good-faith", "type": "clause", "offset": [890, 907]}, {"key": "reasonable-care-and-diligence", "type": "clause", "offset": [918, 947]}, {"key": "in-particular", "type": "clause", "offset": [976, 989]}, {"key": "in-writing", "type": "clause", "offset": [1034, 1044]}, {"key": "to-ensure", "type": "clause", "offset": [1064, 1073]}, {"key": "points-of-sale", "type": "clause", "offset": [1137, 1151]}, {"key": "computer-terminals", "type": "clause", "offset": [1158, 1176]}, {"key": "as-soon-as-possible", "type": "definition", "offset": [1386, 1405]}, {"key": "if-applicable", "type": "clause", "offset": [1407, 1420]}, {"key": "a-facility", "type": "definition", "offset": [1446, 1456]}, {"key": "with-the-bank", "type": "clause", "offset": [1526, 1539]}, {"key": "to-the-bank", "type": "clause", "offset": [1710, 1721]}, {"key": "in-accordance-with", "type": "clause", "offset": [1722, 1740]}, {"key": "terms-and-conditions", "type": "clause", "offset": [1752, 1772]}], "snippet": "7.1 The PIN is selected by the Cardmember himself/herself, it shall remain effective until it is cancelled by, or with the agreement of, the Bank. A Cardmember may change the PIN at any time by such means as the Bank may prescribe and the new PIN shall take effect immediately.\n7.2 A Cardmember shall not select a PIN that is unsuitable such as:\n(a) birth dates, months or years;\n(b) sequential numbers (e.g. 1234);\n(c) number combinations that may be easily guessed (e.g. 1111);\n(d) parts of the Cardmember's telephone number;\n(e) parts of numbers in the order in which they are printed on any of the Cardmember's cards; and\n(f) other easily accessible personal data/information (e.g. driver licence or other numbers easily connected the Cardmember).\n7.3 A Cardmember shall not disclose the PIN of a Card to any other Person (including the police, Bank staff, or family members) and shall act in good faith, exercise reasonable care and diligence in keeping such PIN secret. In particular, a Cardmember shall:\n(a) not record the PIN in writing; and\n(b) take care to ensure no one can see him or her entering the PIN at ATMs or at other points of sale or at computer terminals;\n7.4 If a Cardmember becomes aware that the PIN is or may be known to any other Person, he/she shall as soon as reasonably practicable inform the Bank or call the Hotline. Such Cardmember shall change the PIN as soon as possible (if applicable). If a Card incorporates a facility to enable such Card to be used to access a Cardmember's bank account with the Bank using the PIN, such Cardmember shall also as soon as reasonably practicable inform the Bank through the Bank's 24-hour lost card Hotline or by any other means acceptable to the Bank in accordance with the Bank\u2019s terms and conditions governing such bank account.", "size": 4, "hash": "3117ff9438570d65f3164ec0598555b1", "id": 10}], "next_curs": "CkwSRmoVc35sYXdpbnNpZGVyY29udHJhY3RzcigLEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2IgxwaW4jMDAwMDAwMGEMogECZW4YACAA", "clause": {"children": [], "title": "PIN", "parents": [["miscellaneous", "Miscellaneous"], ["law-and-language", "Law and Language"], ["use-of-card", "Use of Card"], ["loss-theft", "Loss / Theft"], ["card-purchases-about-your-card", "Card Purchases About Your Card"]], "size": 161, "id": "pin", "related": [["identification-cards", "Identification Cards", "Identification Cards"], ["badges", "Badges", "Badges"], ["covid-19-vaccine-passports", "COVID-19 Vaccine Passports", "COVID-19 Vaccine Passports"], ["drivers", "Drivers", "Drivers"], ["escorting-visitors", "Escorting Visitors", "Escorting Visitors"]], "related_snippets": [], "updated": "2025-07-24T06:49:05+00:00", "also_ask": ["What are the essential elements that must be included in a robust PIN clause?", "How can a PIN clause be strategically negotiated to limit liability or allocate risk?", "What are the most common legal pitfalls or fatal flaws in PIN clauses?", "How do courts typically interpret and enforce PIN clauses in disputes?", "How does the treatment of PIN clauses differ across key jurisdictions or under different governing laws?"], "drafting_tip": "Specify PIN requirements and usage procedures to ensure clarity; mandate confidentiality obligations to protect security; outline consequences for misuse to deter breaches.", "explanation": "A PIN (Personal Identification Number) clause establishes the requirement for users to create and use a unique numeric code to verify their identity when accessing a system or service. Typically, this clause outlines how the PIN should be created, the minimum security standards (such as length or complexity), and the user's responsibility to keep it confidential. By mandating the use of a PIN, the clause enhances security by ensuring that only authorized individuals can gain access, thereby reducing the risk of unauthorized use or data breaches."}, "json": true, "cursor": ""}}