Common use of Personal Accident Clause in Contracts

Personal Accident. 2a Accident on Public Common Carrier or caused by armed Robbery If within 365 days after the date of Accident on which the Bodily Injury, as a result of a covered Accident directly and independently of any other causes happen, and result in any Event as provided in the Compensation Table hereunder, while riding as a fare paying passenger, and not as a pilot, operator or crew member in or on, boarding or alighting from any Public Common Carrier, or the carrier as arranged by a travel agent, or while the Insured Person is riding in an automobile, or caused by armed Robbery at the time of Bodily Injury during the Covered Trip outside Hong Kong, the Company will, subject to the Terms of this Policy, pay the percentage of Principal Sum according to the Compensation Table hereunder.