Common use of Payments of Principal Clause in Contracts

Payments of Principal. | | | | AMOUNT OF | | | DATE | AMOUNT OF | RINCIPAL PAID | UNPAID PRINCIPAL | NOTATION | | | ADVANCE | OR PREPAID | BALANCE | MADE BY | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | ----------------------------------------------------------------------------- EXHIBIT A-2 - FORM OF COMPETITIVE BID PROMISSORY NOTE U.S.$_______________ Dated: _______________, 200_ FOR VALUE RECEIVED, the undersigned, THE INTERPUBLIC GROUP OF COMPANIES, INC., a Delaware corporation (the "Borrower"), HEREBY PROMISES TO PAY to the order of ________________________ (the "LENDER") for the account of its Applicable Lending Office (as defined in the Five-Year Credit Agreement dated as of June 27, 2000 among the Borrower, the Lender and certain other lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, Bank Xxx, XX, XxxXrust Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A., as Agent for the Lender and such other lenders (as amended or modified from time to time, the "CREDIT AGREEMENT"; the terms defined therein being used herein as therein defined)), on __________ __, 200_, the principal amount of [U.S.$_______________] [for a Competitive Bid Advance in a Committed Currency, list currency and amount of such Advance]. The Borrower promises to pay interest on the unpaid principal amount hereof from the date hereof until such principal amount is paid in full, at the interest rate and payable on the interest payment date or dates provided below: Interest Rate: _____% per annum (calculated on the basis of a year of _____ days for the actual number of days elapsed). Both principal and interest are payable in lawful money of ________________ to Citibank, as agent, for the account of the Lender at the office of _________________________, at _________________________ in same day funds. This Promissory Note is one of the Competitive Bid Notes referred to in, and is entitled to the benefits of, the Credit Agreement. The Credit Agreement, among other things, contains provisions for acceleration of the maturity hereof upon the happening of certain stated events. The Borrower hereby waives presentment, demand, protest and notice of any kind. No failure to exercise, and no delay in exercising, any rights hereunder on the part of the holder hereof shall operate as a waiver of such rights. This Promissory Note shall be governed by, and construed in accordance with, the laws of the State of New York. THE INTERPUBLIC GROUP OF COMPANIES, INC. By____________________________ Title: EXHIBIT B-1 - FORM OF NOTICE OF REVOLVING CREDIT BORROWING Citibank, N.A., as Agent for the Lenders parties to the Credit Agreement referred to below Two Penns Way New Castle, Delaware 19720 [Xxxx] Xxxxntion: Bank Loan Syndications Department Ladies and Gentlemen: The undersigned, [The Interpublic Group of Companies, Inc.][Name of Designated Subsidiary], refers to the Five-Year Credit Agreement, dated as of June 27, 2000 (as amended or modified from time to time, the "CREDIT AGREEMENT", the terms defined therein being used herein as therein defined), among The Interpublic Group of Companies, Inc., certain Lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, Bxxx Xxx, XX, XuxXxxxx Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A., as Agent for said Lenders, and hereby gives you notice, irrevocably, pursuant to Section 2.02 of the Credit Agreement that the undersigned hereby requests a Revolving Credit Borrowing under the Credit Agreement, and in that connection sets forth below the information relating to such Revolving Credit Borrowing (the "PROPOSED REVOLVING CREDIT BORROWING") as required by Section 2.02(a) of the Credit Agreement:

Payments of Principal. | | | | AMOUNT OF | | | DATE | AMOUNT OF | RINCIPAL PAID | UNPAID PRINCIPAL | NOTATION | | | ADVANCE | OR PREPAID | BALANCE | MADE BY | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | ----------------------------------------------------------------------------- Title:EXHIBIT A-2 - FORM OF COMPETITIVE BID PROMISSORY NOTE U.S.$_______________ Dated: _______________, 200_ FOR VALUE RECEIVED, the undersigned, THE INTERPUBLIC GROUP OF COMPANIES, INC., a Delaware corporation (the "Borrower"), HEREBY PROMISES TO PAY to the order of ________________________ (the "LENDER") for the account of its Applicable Lending Office (as defined in the Five364-Year Day Credit Agreement dated as of June 27, 2000 among the Borrower, the Lender and certain other lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, Bank Xxx, XX, XxxXrust Bank XxxXrxxx Xxnk and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A., as Agent for the Lender and such other lenders (as amended or modified from time to time, the "CREDIT AGREEMENT"; the terms defined therein being used herein as therein defined)), on __________ __, 200_, the principal amount of [U.S.$_______________] [for a Competitive Bid Advance in a Committed Currency, list currency and amount of such Advance]. The Borrower promises to pay interest on the unpaid principal amount hereof from the date hereof until such principal amount is paid in full, at the interest rate and payable on the interest payment date or dates provided below: Interest Rate: _____% per annum (calculated on the basis of a year of _____ days for the actual number of days elapsed). Both principal and interest are payable in lawful money of ________________ to Citibank, as agent, for the account of the Lender at the office of _________________________, at _________________________ in same day funds. This Promissory Note is one of the Competitive Bid Notes referred to in, and is entitled to the benefits of, the Credit Agreement. The Credit Agreement, among other things, contains provisions for acceleration of the maturity hereof upon the happening of certain stated events. The Borrower hereby waives presentment, demand, protest and notice of any kind. No failure to exercise, and no delay in exercising, any rights hereunder on the part of the holder hereof shall operate as a waiver of such rights. This Promissory Note shall be governed by, and construed in accordance with, the laws of the State of New York. THE INTERPUBLIC GROUP OF COMPANIES, INC. By____________________________ Title: EXHIBIT B-1 - FORM OF NOTICE OF REVOLVING CREDIT BORROWING Citibank, N.A., as Agent for the Lenders parties to the Credit Agreement referred to below Two Penns Way New Castle, Delaware 19720 [Xxxx] Xxxxntion: Bank Loan Syndications Department Ladies and Gentlemen: The undersigned, [The Interpublic Group of Companies, Inc.][Name of Designated Subsidiary], refers to the Five364-Year Day Credit Agreement, dated as of June 27, 2000 (as amended or modified from time to time, the "CREDIT AGREEMENT", the terms defined therein being used herein as therein defined), among The Interpublic Group of Companies, Inc., certain Lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, Bxxx Xxx, XX, XuxXxxxx XunTrust Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A., as Agent for said Lenders, and hereby gives you notice, irrevocably, pursuant to Section 2.02 of the Credit Agreement that the undersigned hereby requests a Revolving Credit Borrowing under the Credit Agreement, and in that connection sets forth below the information relating to such Revolving Credit Borrowing (the "PROPOSED REVOLVING CREDIT BORROWING") as required by Section 2.02(a) of the Credit Agreement:

Payments of Principal. | | | | AMOUNT OF | | | DATE | TYPE OF AMOUNT OF | RINCIPAL CURRENCY PRINCIPAL PAID | UNPAID PRINCIPAL | NOTATION | | | ADVANCE | ADVANCE OR PREPAID | BALANCE | MADE BY | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | ----------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ 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------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ EXHIBIT A-2 - FORM OF COMPETITIVE BID PROMISSORY NOTE CANADIAN SUBSIDIARY FACILITY PROMISSORY NOTE U.S.$_______________ Dated: ___________ __, _____, 200_ FOR VALUE RECEIVED, the undersigned, THE INTERPUBLIC GROUP OF COMPANIESAGCO CANADA, INCLTD., a Delaware corporation (the "Borrower")Saskatchewan corporation, HEREBY PROMISES TO PAY to the order of ________________________ (the "LENDERLender") ), for the account of its Applicable Lending Office (as such term and other capitalized terms used herein and not otherwise defined having the respective meanings specified in the Five-Year Credit Agreement dated as of June 27, 2000 among referred to below) the Borrower, the Lender and certain other lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, Bank Xxx, XX, XxxXrust Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A., as Agent for the Lender and such other lenders (as amended or modified from time to time, the "CREDIT AGREEMENT"; the terms defined therein being used herein as therein defined)), on __________ __, 200_, the aggregate principal amount of [U.S.$_______________] [for a Competitive Bid Advance the Advances (or such portion thereof as may be specified in a Committed Currency, list currency and amount of the Credit Agreement) made by the Lender to the Borrower pursuant to the Credit Agreement outstanding on the Termination Date or on such Advance]earlier date as may be specified in the Credit Agreement. The Borrower promises to pay interest on the unpaid principal amount hereof of each Advance from the date hereof of such Advance until such principal amount is paid in full, at the such interest rate rates, and payable on at such times, as are specified in the interest payment date or dates provided below: Interest Rate: _____% per annum (calculated on the basis of a year of _____ days for the actual number of days elapsed)Credit Agreement. Both principal and interest in respect of each Advance made to it in any currency are payable in lawful money such currency to Deutsche Bank Canada (or any successor appointed as Canadian administrative agent pursuant to Article VII of ________________ to Citibankthe Credit Agreement), as Canadian administrative agent, for the account of the Lender at the office of _________________________, at _______, _______, ___________ , in same same-day funds. This Promissory Note is one of the Competitive Bid Notes referred to in, and is entitled Each Advance owing to the benefits of, Lender by the Credit Agreement. The Credit Agreement, among other things, contains provisions for acceleration of the maturity hereof upon the happening of certain stated events. The Borrower hereby waives presentment, demand, protest and notice of any kind. No failure to exercise, and no delay in exercising, any rights hereunder on the part of the holder hereof shall operate as a waiver of such rights. This Promissory Note shall be governed by, and construed in accordance with, the laws of the State of New York. THE INTERPUBLIC GROUP OF COMPANIES, INC. By____________________________ Title: EXHIBIT B-1 - FORM OF NOTICE OF REVOLVING CREDIT BORROWING Citibank, N.A., as Agent for the Lenders parties pursuant to the Credit Agreement referred to below Two Penns Way New Castle, Delaware 19720 [Xxxx] Xxxxntion: Bank Loan Syndications Department Ladies and Gentlemen: The undersigned, [The Interpublic Group (including each Letter of Companies, Inc.][Name of Designated Subsidiary], refers to Credit Advance purchased by the Five-Year Credit Agreement, dated Lender as of June 27, 2000 (as amended or modified from time to time, the "CREDIT AGREEMENT", the terms defined therein being used herein as therein defined), among The Interpublic Group of Companies, Inc., certain Lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, Bxxx Xxx, XX, XuxXxxxx Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A., as Agent for said Lenders, and hereby gives you notice, irrevocably, pursuant to Section 2.02 of the Credit Agreement that the undersigned hereby requests a Revolving Credit Borrowing under provided in the Credit Agreement), and in that connection sets forth below the information relating maturity thereof, and all payments made on account of principal thereof, shall be recorded by the Lender and, prior to such Revolving Credit Borrowing (any transfer hereof, endorsed on the "PROPOSED REVOLVING CREDIT BORROWING") as required by Section 2.02(a) grid attached hereto which is part of the Credit Agreement:this Promissory Note.

Payments of Principal. | | | | CLASS AND AMOUNT OF | | | DATE | AMOUNT OF | RINCIPAL PAID | UNPAID TYPE PRINCIPAL | DATE LOAN OF LOAN REPAID NOTATION | | | ADVANCE | OR PREPAID | BALANCE | MADE BY | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- EXHIBIT A-2 - FORM OF COMPETITIVE BID PROMISSORY NOTE U.S.$_______________ DatedB XXXXX XXXXX L.L.P. OPINION [Restatement Date] TO: _______________JPMorgan Chase Bank, 200_ FOR VALUE RECEIVEDas Administrative Agent, and the undersigned, THE INTERPUBLIC GROUP OF COMPANIES, INC., a Delaware corporation (Lenders referred to below Lyondell Chemical Company Ladies and Gentlemen: This opinion is furnished to you pursuant to Section 3.01(a)(i) of the "Borrower"), HEREBY PROMISES TO PAY to the order of ________________________ (the "LENDER") for the account of its Applicable Lending Office (as defined in the Five-Year Amended and Restated Credit Agreement dated as of June 27, 2000 2002 (the "Credit Agreement") among the Borrower, the Lender and certain other lenders parties thereto, Salomon Smith Barney, Inc.Lyondell Chemical Company, as lead arranger and book managerBorrower (the "Company"), Bank Xxx, XX, XxxXrust Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust JPMorgan Chase Bank, as syndication agentAdministrative Agent, Bank of America, N.A. and Citibank, N.A., as Agent for Co-Syndication Agents, Societe Generale and UBS Warburg LLC, as Co-Documentation Agents, and the Lender and such other lenders (as amended or modified from time to time, the "CREDIT AGREEMENT"; the Lenders party thereto. Capitalized terms defined therein being used herein as therein defined)), on __________ __, 200_, and not otherwise defined herein have the principal amount of [U.S.$_______________] [for a Competitive Bid Advance meanings given to them in a Committed Currency, list currency and amount of such Advance]. The Borrower promises to pay interest on the unpaid principal amount hereof from the date hereof until such principal amount is paid in full, at the interest rate and payable on the interest payment date or dates provided below: Interest Rate: _____% per annum (calculated on the basis of a year of _____ days for the actual number of days elapsed). Both principal and interest are payable in lawful money of ________________ to Citibank, as agent, for the account of the Lender at the office of _________________________, at _________________________ in same day funds. This Promissory Note is one of the Competitive Bid Notes referred to in, and is entitled to the benefits of, the Credit Agreement. The Credit AgreementCompany, among other things, contains provisions for acceleration of the maturity hereof upon the happening of certain stated events. The Borrower hereby waives presentment, demand, protest and notice of any kind. No failure to exercise, and no delay in exercising, any rights hereunder on the part of the holder hereof shall operate as a waiver of such rights. This Promissory Note shall be governed by, and construed in accordance with, the laws of the State of New York. THE INTERPUBLIC GROUP OF COMPANIES, INC. By____________________________ Title: EXHIBIT B-1 - FORM OF NOTICE OF REVOLVING CREDIT BORROWING Citibank, N.A., as Agent for the Lenders parties to the Credit Agreement referred to below Two Penns Way New Castle, Delaware 19720 [Xxxx] Xxxxntion: Bank Loan Syndications Department Ladies and Gentlemen: The undersigned, [The Interpublic Group of Companies, Inc.][Name of Designated Subsidiary], refers to the Five-Year Credit Agreement, dated as of June 27, 2000 (as amended or modified from time to time, the "CREDIT AGREEMENT", the terms defined therein being used herein as therein defined), among The Interpublic Group of CompaniesLyondell Chemical Worldwide, Inc., certain Lenders parties theretoa Delaware corporation ("LCW"), Salomon Smith BarneyLyondell Chemical Nederland, Ltd., a Delaware corporation ("LCNL"), PO Offtake, LP, a Delaware limited partnership, Lyondell POTechGP, Inc., as lead arranger a Delaware corporation, Lyondell POTechLP, Inc. a Delaware corporation, Lyondell General Methanol Company, a Delaware corporation, Lyondell Limited Methanol Corporation, a Delaware corporation, ARCO Chemical Technology, Inc., a Delaware corporation, ARCO Chemical Technology, L.P., a Delaware limited partnership, Lyondell Refining Company, a Delaware corporation, Lyondell Refining LP, LLC, a Delaware limited liability company, Lyondell Petrochemical G.P. Inc., a Delaware corporation, and book managerLyondell Petrochemical L.P. Inc. a Delaware corporation, Bxxx Xxxare hereinafter referred to, XX, XuxXxxxx Bank and HSBC Bank USAcollectively, as co-arrangersthe "Loan Parties" and, Bank One, NAindividually, as documentation agent, SunTrust Bank, a "Loan Party". We have acted as syndication agent, and Citibank, N.A., as Agent for said Lenders, and hereby gives you notice, irrevocably, pursuant counsel to Section 2.02 of the Credit Agreement that the undersigned hereby requests a Revolving Credit Borrowing under Company in connection with the Credit Agreement, and in . In that connection sets forth below the information relating to such Revolving Credit Borrowing (the "PROPOSED REVOLVING CREDIT BORROWING") as required by Section 2.02(a) we have examined executed counterparts of the Credit Agreementfollowing:

Payments of Principal. | | | | AMOUNT OF | | | DATE | AMOUNT OF | RINCIPAL PAID | UNPAID PRINCIPAL | NOTATION | | | ADVANCE | OR PREPAID | BALANCE | MADE BY | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | ----------------------------------------------------------------------------- Amount of Date Amount of Principal Paid Unpaid Principal Notation Advance or Prepaid Balance Made By -------------------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------------------- 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-------------------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------------------- EXHIBIT A-2 - FORM OF COMPETITIVE BID PROMISSORY NOTE U.S.$_______________ Dated: _______________, 200_ FOR VALUE RECEIVED, the undersigned, THE INTERPUBLIC GROUP OF COMPANIES, INC., a Delaware corporation (the "Borrower"), HEREBY PROMISES TO PAY to the order of ________________________ (the "LENDER") for the account of its Applicable Lending Office (as defined in the Five-Year Credit Agreement dated as of June 27, 2000 among the Borrower, the Lender and certain other lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, Bank Xxx, XX, XxxXrust Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A., as Agent for the Lender and such other lenders (as amended or modified from time to time, the "CREDIT AGREEMENT"; the terms defined therein being used herein as therein defined)), on __________ __, 200_, the principal amount of [U.S.$_______________] [for a Competitive Bid Advance in a Committed Currency, list currency and amount of such Advance]. The Borrower promises to pay interest on the unpaid principal amount hereof from the date hereof until such principal amount is paid in full, at the interest rate and payable on the interest payment date or dates provided below: Interest Rate: _____% per annum (calculated on the basis of a year of _____ days for the actual number of days elapsed). Both principal and interest are payable in lawful money of ________________ to Citibank, as agent, for the account of the Lender at the office of _________________________, at _________________________ in same day funds. This Promissory Note is one of the Competitive Bid Notes referred to in, and is entitled to the benefits of, the Credit Agreement. The Credit Agreement, among other things, contains provisions for acceleration of the maturity hereof upon the happening of certain stated events. The Borrower hereby waives presentment, demand, protest and notice of any kind. No failure to exercise, and no delay in exercising, any rights hereunder on the part of the holder hereof shall operate as a waiver of such rights. This Promissory Note shall be governed by, and construed in accordance with, the laws of the State of New York. THE INTERPUBLIC GROUP OF COMPANIES, INC. By____________________________ Title: EXHIBIT B-1 B - FORM OF NOTICE OF REVOLVING CREDIT BORROWING Citibank, N.A., as Agent for the Lenders parties to the Credit Agreement referred to below Two Penns Way New Castle, Delaware 19720 [Xxxx] XxxxntionAttention: Bank Loan Syndications Department Ladies and Gentlemen: The undersigned, [The Interpublic Group of CompaniesOmnicom Finance Inc.][Omnicom Capital Inc.][Omnicom Finance plc], Inc.][Name of Designated Subsidiary](the "Borrower"), refers to the Five-Amended and Restated Five Year Credit Agreement, dated as of June 27May 24, 2000 2004 (as amended or modified from time to time, the "CREDIT AGREEMENTCredit Agreement", the terms defined therein being used herein as therein defined), among The Interpublic Group of Companies, Inc.the Borrowers referred to therein (including the undersigned), certain Lenders parties thereto, Salomon Smith Barney, Citigroup Global Markets Inc. and J.P. Morgan Securities Inc., as lead arranger arrangers and book managermanagers, Bxxx XxxXXX XXXX Xxnk N.V., XXas syndication agent, XuxXxxxx JPMorgan Chase Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agentagents, and Citibank, N.A., as Agent for said Lenders, and hereby gives you notice, irrevocably, pursuant to Section 2.02 of the Credit Agreement that the undersigned hereby requests a Revolving Credit Borrowing under the Credit Agreement, and in that connection sets forth below the information relating to such Revolving Credit Borrowing (the "PROPOSED REVOLVING CREDIT BORROWINGProposed Borrowing") as required by Section 2.02(a) of the Credit Agreement:

Payments of Principal. | | | | AMOUNT OF | | | DATE | AMOUNT OF | RINCIPAL PAID | UNPAID PRINCIPAL | NOTATION | | | ADVANCE | OR PREPAID | BALANCE | MADE BY | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | ----------------------------------------------------------------------------- Amount of Amount of Principal Paid Unpaid Principal Notation Date Advance or Prepaid Balance Made by -------------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------------- 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-------------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------------- EXHIBIT A-2 - TO THE FOURTH AMENDED AND RESTATED REVOLVING CREDIT AGREEMENT FORM OF COMPETITIVE BID PROMISSORY TRANCHE B REVOLVING CREDIT NOTE U.S.$___$____________ Dated: _____________December__, 200_ 1996 FOR VALUE RECEIVED, the undersigned, THE INTERPUBLIC GROUP OF COMPANIES, MARVEL IV HOLDINGS INC., a Delaware corporation (the "Borrower"), HEREBY PROMISES TO PAY to the order of ________________________ (the "LENDERLender") for the account of its Applicable Lending Office (as defined in the Five-Year Fourth Amended and Restated Revolving Credit Agreement dated as of June 27, 2000 among referred to below) the Borrower, the Lender and certain other lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, Bank Xxx, XX, XxxXrust Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A., as Agent for the Lender and such other lenders (as amended or modified from time to time, the "CREDIT AGREEMENT"; the terms defined therein being used herein as therein defined)), on __________ __, 200_, the aggregate principal amount of [U.S.$_______________] [for a Competitive Bid Advance the Tranche B Revolving Credit Advances (as defined below) owing to the Lender by the Borrower pursuant to the Fourth Amended and Restated Revolving Credit Agreement (as defined below) on the dates and in a Committed Currencythe amounts specified in the Fourth Amended and Restated Revolving Credit Agreement, list currency and amount of such Advance]but in no event later than June 30, 1997. The Borrower promises to pay interest on the unpaid principal amount hereof of each Tranche B Revolving Credit Advance from the date hereof of each Tranche B Revolving Credit Advance until such principal amount is paid in full, at the such interest rate rates, and payable on at such times, as are specified in the interest payment date or dates provided below: Interest Rate: _____% per annum (calculated on the basis of a year of _____ days for the actual number of days elapsed)Fourth Amended and Restated Revolving Credit Agreement. Both principal and interest are payable in lawful money of ________________ the United States of America to Citibank, N.A., as agent, for the account of the Lender at the office of _________________________Agent, at _________________________ its offices at 000 Xxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, Account No. 3685-2248, in same day funds. Each Tranche B Revolving Credit Advance owing to the Lender by the Borrower and the maturity thereof, and all payments made on account of principal thereof, shall be recorded by the Lender and, prior to any transfer hereof, endorsed on the grid attached hereto, which is part of this Promissory Note. This Promissory Note is one of the Competitive Bid Tranche B Revolving Credit Notes referred to in, and is entitled to the benefits of, the Fourth Amended and Restated Revolving Credit Agreement dated as of December 16, 1996 (such agreement, as it may hereafter be amended or modified, being the "Fourth Amended and Restated Revolving Credit Agreement") among the Borrower, the Lender, certain other lenders parties thereto, the initial issuing bank thereunder, Citibank, N.A., as Administrative Agent, The First National Bank of Boston, as Documentation Agent, Chase Securities, Inc., as Syndication Agent, Citibank, N.A., as Collateral Agent and the managing agents party thereto. The Fourth Amended and Restated Revolving Credit Agreement, among other things, (i) provides for the making of Tranche B revolving credit advances (the "Tranche B Revolving Credit Advances") by the Lender to the Borrower from time to time in an aggregate amount not to exceed at any time outstanding the U.S. dollar amount first above mentioned, the indebtedness of the Borrower resulting from such Tranche B Revolving Credit Advances being evidenced by this Promissory Note, and (ii) contains provisions for acceleration of the maturity hereof upon the happening of certain stated events. The Borrower hereby waives presentment, demand, protest events and notice also for prepayments on account of any kind. No failure principal hereof prior to exercise, the maturity hereof upon the terms and no delay in exercising, any rights hereunder on the part of the holder hereof shall operate as a waiver of such rightsconditions therein specified. This Promissory Note shall be governed by, and construed in accordance with, the laws of the State of New York. THE INTERPUBLIC GROUP OF COMPANIES, MARVEL IV HOLDINGS INC. By:________________________________ Title: EXHIBIT B-1 - FORM OF NOTICE OF REVOLVING CREDIT BORROWING Citibank, N.A., as Agent for the Lenders parties to the Credit Agreement referred to below Two Penns Way New Castle, Delaware 19720 [Xxxx] Xxxxntion: Bank Loan Syndications Department Ladies and Gentlemen: The undersigned, [The Interpublic Group of Companies, Inc.][Name of Designated Subsidiary], refers to the Five-Year Credit Agreement, dated as of June 27, 2000 (as amended or modified from time to time, the "CREDIT AGREEMENT", the terms defined therein being used herein as therein defined), among The Interpublic Group of Companies, Inc., certain Lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, Bxxx Xxx, XX, XuxXxxxx Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A., as Agent for said Lenders, and hereby gives you notice, irrevocably, pursuant to Section 2.02 of the Credit Agreement that the undersigned hereby requests a Revolving Credit Borrowing under the Credit Agreement, and in that connection sets forth below the information relating to such Revolving Credit Borrowing (the "PROPOSED REVOLVING CREDIT BORROWING") as required by Section 2.02(a) of the Credit Agreement:

Payments of Principal. | | | | AMOUNT OF | | | DATE | AMOUNT OF | RINCIPAL PAID | UNPAID PRINCIPAL | NOTATION | | | ADVANCE | OR PREPAID | BALANCE | MADE BY | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | ----------------------------------------------------------------------------- Amount of Unpaid Notation Initial Amount of Principal Paid Principal Made Date Principal or Prepaid Balance By ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ EXHIBIT A-2 - B FORM OF COMPETITIVE BID PROMISSORY NOTE U.S.$_______________ Dated: _______________, 200_ FOR VALUE RECEIVED, the undersigned, THE INTERPUBLIC GROUP OF COMPANIES, INC., a Delaware corporation (the "Borrower"), HEREBY PROMISES TO PAY ASSIGNMENT AND ACCEPTANCE Reference is made to the order of ________________________ (the "LENDER") for the account of its Applicable Lending Office (as defined in the Five-Year Credit Agreement Indenture dated as of June 27, 2000 among the Borrower, the Lender and certain other lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, Bank Xxx, XX, XxxXrust Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A., as Agent for the Lender and such other lenders (as amended or modified from time to time, the "CREDIT AGREEMENT"; the terms defined therein being used herein as therein defined)), on __________ __, 200_, the principal amount of [U.S.$_______________] [for a Competitive Bid Advance in a Committed Currency, list currency and amount of such Advance]. The Borrower promises to pay interest on the unpaid principal amount hereof from the date hereof until such principal amount is paid in full, at the interest rate and payable on the interest payment date or dates provided below: Interest Rate: _____% per annum (calculated on the basis of a year of _____ days for the actual number of days elapsed). Both principal and interest are payable in lawful money of ________________ to Citibank, as agent, for the account of the Lender at the office of _________________________, at _________________________ in same day funds. This Promissory Note is one of the Competitive Bid Notes referred to in, and is entitled to the benefits of, the Credit Agreement. The Credit Agreement, among other things, contains provisions for acceleration of the maturity hereof upon the happening of certain stated events. The Borrower hereby waives presentment, demand, protest and notice of any kind. No failure to exercise, and no delay in exercising, any rights hereunder on the part of the holder hereof shall operate as a waiver of such rights. This Promissory Note shall be governed by, and construed in accordance with, the laws of the State of New York. THE INTERPUBLIC GROUP OF COMPANIES, INC. By____________________________ Title: EXHIBIT B-1 - FORM OF NOTICE OF REVOLVING CREDIT BORROWING Citibank, N.A., as Agent for the Lenders parties to the Credit Agreement referred to below Two Penns Way New Castle, Delaware 19720 [Xxxx] Xxxxntion: Bank Loan Syndications Department Ladies and Gentlemen: The undersigned, [The Interpublic Group of Companies, Inc.][Name of Designated Subsidiary], refers to the Five-Year Credit Agreement, dated as of June 27, 2000 2003 (as amended, amended and restated, supplemented or otherwise modified from time to time, the "CREDIT AGREEMENTIndenture", ; the terms defined therein therein, unless otherwise defined herein, being used herein as therein defined) among Warnaco Inc., a Delaware corporation (the "Company"), among The Interpublic Group Warnaco Group, Inc. (the "Parent"), the subsidiaries of Companiesthe Parent listed on the signature pages thereof and Wells Fargo Bank Minnesota, Inc., certain Lenders parties thereto, Salomon Smith Barney, Inc.National Association, as lead arranger and book manager, Bxxx Xxx, XX, XuxXxxxx Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A., as Agent Trustee for said Lenders, and hereby gives you notice, irrevocably, pursuant to Section 2.02 thx Xxxders. Each of the Credit Agreement that Assignor (the undersigned hereby requests a Revolving Credit Borrowing under "Assignor") and Assignee (the Credit Agreement, and in that connection sets forth below "Assignee") whose names appear on the signature pages hereof agrees severally with respect to all information relating to such Revolving Credit Borrowing (the "PROPOSED REVOLVING CREDIT BORROWING") it and its assignment hereunder and on Schedule 1 hereto as required by Section 2.02(a) of the Credit Agreementfollows:

Payments of Principal. | | | | AMOUNT OF | | | DATE | AMOUNT OF | RINCIPAL PAID | UNPAID PRINCIPAL | NOTATION | | | ADVANCE | OR PREPAID | BALANCE | MADE BY | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | ----------------------------------------------------------------------------- Amount of Unpaid Notation Initial Amount of Principal Paid Principal Made Date Principal or Prepaid Balance By ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ EXHIBIT A-2 - A-3 FORM OF COMPETITIVE BID PROMISSORY ALVAREZ NOTE U.S.$$_______________ DatedXxxxd: _________ __, _______, 200_ FOR VALUE RECEIVED, the undersigned, THE INTERPUBLIC GROUP OF COMPANIESWARNACO, INC., a Delaware corporation (the "BorrowerCompany"), HEREBY PROMISES TO PAY to the order of _________________________ (the "LENDERHolder") for the account outstanding principal amount of its Applicable Lending Office (as defined in this Note owing to the Five-Year Credit Agreement Holder by the Company pursuant to the Indenture dated as of June 27January __, 2000 among the Borrower, the Lender and certain other lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, Bank Xxx, XX, XxxXrust Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A., as Agent for the Lender and such other lenders 2003 (as amended, amended and restated, supplemented or otherwise modified from time to time, the "CREDIT AGREEMENTIndenture"; the terms defined therein therein, unless otherwise defined herein, being used herein as therein defined)), on __________ __, 200_) among the Company, the principal amount of [U.S.$_______________] [for a Competitive Bid Advance Parent, the Subsidiary Guarantors and Wells Fargo Bank Minnesota, National Association, as Indenture Trusxxx xor the Holders on the dates and in a Committed Currency, list currency and amount of such Advance]the amounts specified in the Indenture. The Borrower Company promises to pay interest on the unpaid principal amount hereof of this Note from the date hereof until such principal amount is paid in full, at the such interest rate rates, and payable on at such times, as are specified in the interest payment date or dates provided below: Interest Rate: _____% per annum (calculated on the basis of a year of _____ days for the actual number of days elapsed)Indenture. Both principal and interest are payable in lawful money of ________________ the United States of America to CitibankWells Fargo Bank Minnesota, National Association, as agent, for the account of the Lender at the office of _________________________Indenture Trusxxx, at _______________, _______________ _____, in same day funds, as specified in the Indenture. The principal owing to the Holder by the Company under this Note and the maturity thereof, and all payments made on account of principal thereof, shall be recorded by the Holder and, prior to any transfer hereof, endorsed on the grid attached hereto, which is part of this Note; provided, however, that the failure of the Holder to make any such recordation or endorsement shall not affect the Obligations of the Company under this Note. This Promissory Note is one of the Competitive Bid Alvarez Notes referred to in, and is entitled to the benefits of, the Credit Agreementtxx Xxxxnture. The Credit AgreementIndenture, among other things, contains provisions for acceleration of the maturity hereof upon the happening of certain stated eventsevents and also for prepayments on account of principal hereof prior to the maturity hereof upon the terms and conditions therein specified. The Borrower hereby waives presentment, demand, protest obligations of the Company under this Note and notice of any kind. No failure to exercisethe other Loan Documents, and no delay in exercising, any rights hereunder on the part obligations of the holder hereof shall operate other Loan Parties under the Loan Documents, are secured by the Collateral as a waiver of such rightsprovided in the Loan Documents. This Promissory Note shall be governed by, and construed in accordance with, the laws of the State of New York. THE INTERPUBLIC GROUP OF COMPANIESWARNACO, INC. By_By ___________________________ Title: EXHIBIT B-1 - FORM OF NOTICE OF REVOLVING CREDIT BORROWING Citibank, N.A., as Agent for the Lenders parties to the Credit Agreement referred to below Two Penns Way New Castle, Delaware 19720 [Xxxx] Xxxxntion: Bank Loan Syndications Department Ladies and Gentlemen: The undersigned, [The Interpublic Group of Companies, Inc.][Name of Designated Subsidiary], refers to the Five-Year Credit Agreement, dated as of June 27, 2000 (as amended or modified from time to time, the "CREDIT AGREEMENT", the terms defined therein being used herein as therein defined), among The Interpublic Group of Companies, Inc., certain Lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, Bxxx Xxx, XX, XuxXxxxx Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A., as Agent for said Lenders, and hereby gives you notice, irrevocably, pursuant to Section 2.02 of the Credit Agreement that the undersigned hereby requests a Revolving Credit Borrowing under the Credit Agreement, and in that connection sets forth below the information relating to such Revolving Credit Borrowing (the "PROPOSED REVOLVING CREDIT BORROWING") as required by Section 2.02(a) of the Credit Agreement:

Payments of Principal. | | | | AMOUNT OF | | | DATE | AMOUNT OF | RINCIPAL PAID | UNPAID PRINCIPAL | NOTATION | | | ADVANCE | OR PREPAID | BALANCE | MADE BY | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | ----------------------------------------------------------------------------- Amount of Unpaid Notation Initial Amount of Principal Paid Principal Made Date Principal or Prepaid Balance By ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ ------------------- ----------------------- ----------------------- ----------------------- ------------------------ EXHIBIT A-2 - A-4 FORM OF COMPETITIVE BID PROMISSORY PIK NOTE U.S.$$_______________ Dated: _________ __, _______, 200_ FOR VALUE RECEIVED, the undersigned, THE INTERPUBLIC GROUP OF COMPANIESWARNACO, INC., a Delaware corporation (the "BorrowerCompany"), HEREBY PROMISES TO PAY to the order of _________________________ (the "LENDERHolder") for the account outstanding amount of its Applicable Lending Office (as defined in principal amount under this Note owing to the Five-Year Credit Agreement Holder by the Company pursuant to the Indenture dated as of June 27January __, 2000 among the Borrower, the Lender and certain other lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, Bank Xxx, XX, XxxXrust Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A., as Agent for the Lender and such other lenders 2003 (as amended, amended and restated, supplemented or otherwise modified from time to time, the "CREDIT AGREEMENTIndenture"; the terms defined therein therein, unless otherwise defined herein, being used herein as therein defined)), on __________ __, 200_) among the Company, the principal amount of [U.S.$_______________] [for a Competitive Bid Advance Parent, the Subsidiary Guarantors and Wells Fargo Bank Minnesota, National Association, as Indenture Trusxxx xor the Holders on the dates and in a Committed Currency, list currency and amount of such Advance]the amounts specified in the Indenture. The Borrower Company promises to pay interest on the unpaid principal amount hereof of this Note from the date hereof until such principal amount is paid in full, at the such interest rate rates, and payable on at such times, as are specified in the interest payment date or dates provided below: Interest Rate: _____% per annum (calculated on the basis of a year of _____ days for the actual number of days elapsed)Indenture. Both principal and interest are payable in lawful money of ________________ the United States of America to CitibankWells Fargo Bank Minnesota, National Association, as agent, for the account of the Lender at the office of _________________________Indenture Trusxxx, at _______________, _______________ _____, in same day funds, as specified in the Indenture. The principal owing to the Holder by the Company under this Note and the maturity thereof, and all payments made on account of principal thereof, shall be recorded by the Holder and, prior to any transfer hereof, endorsed on the grid attached hereto, which is part of this Note; provided, however, that the failure of the Holder to make any such recordation or endorsement shall not affect the Obligations of the Company under this Note. This Promissory Note is one of the Competitive Bid PIK Notes referred to in, and is entitled to the benefits of, the Credit AgreementIndenture. The Credit AgreementIndenture, among other things, contains provisions for acceleration of the maturity hereof upon the happening of certain stated eventsevents and also for prepayments on account of principal hereof prior to the maturity hereof upon the terms and conditions therein specified. The Borrower hereby waives presentment, demand, protest obligations of the Company under this Note and notice of any kind. No failure to exercisethe other Loan Documents, and no delay in exercising, any rights hereunder on the part obligations of the holder hereof shall operate other Loan Parties under the Loan Documents, are secured by the Collateral as a waiver of such rightsprovided in the Loan Documents. This Promissory Note shall be governed by, and construed in accordance with, the laws of the State of New York. THE INTERPUBLIC GROUP OF COMPANIESWARNACO, INC. ByBy ______________________________ Title: EXHIBIT B-1 - FORM OF NOTICE OF REVOLVING CREDIT BORROWING Citibank, N.A., as Agent for the Lenders parties to the Credit Agreement referred to below Two Penns Way New Castle, Delaware 19720 [Xxxx] Xxxxntion: Bank Loan Syndications Department Ladies and Gentlemen: The undersigned, [The Interpublic Group of Companies, Inc.][Name of Designated Subsidiary], refers to the Five-Year Credit Agreement, dated as of June 27, 2000 (as amended or modified from time to time, the "CREDIT AGREEMENT", the terms defined therein being used herein as therein defined), among The Interpublic Group of Companies, Inc., certain Lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, Bxxx Xxx, XX, XuxXxxxx Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A., as Agent for said Lenders, and hereby gives you notice, irrevocably, pursuant to Section 2.02 of the Credit Agreement that the undersigned hereby requests a Revolving Credit Borrowing under the Credit Agreement, and in that connection sets forth below the information relating to such Revolving Credit Borrowing (the "PROPOSED REVOLVING CREDIT BORROWING") as required by Section 2.02(a) of the Credit Agreement:

Payments of Principal. | | | Amount of | AMOUNT OF Unpaid | | | DATE Date | AMOUNT OF Amount of | RINCIPAL PAID Principal Paid | UNPAID PRINCIPAL Principal | NOTATION Notation | | | ADVANCE Advance | OR PREPAID or Prepaid | BALANCE Balance | MADE BY Made By | |-----------|-------------|-----------------|--------------------|------------| |-----------|--------------|------------------|----------------|---------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| |-----------|--------------|------------------|----------------|---------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| |-----------|--------------|------------------|----------------|---------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| |-----------|--------------|------------------|----------------|-- ------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| |-----------|--------------|------------------|----------------|---------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| |-----------|--------------|------------------|----------------|---------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| |-----------|--------------|------------------|----------------|---------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| |-----------|--------------|------------------|----------------|---------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | ----------------------------------------------------------------------------- ------------------------------------------------------------------------------ EXHIBIT A-2 - B FORM OF COMPETITIVE BID PROMISSORY NOTE U.S.$_______________ Dated: _____________ASSIGNMENT AND ACCEPTANCE Reference is made to the Credit Agreement dated as of July __, 200_ FOR VALUE RECEIVED2002 (as amended, amended and restated, supplemented or otherwise modified from time to time, the undersigned"Credit Agreement"; the terms defined therein, THE INTERPUBLIC GROUP OF COMPANIESunless otherwise defined herein, being used herein as therein defined) among ICG COMMUNICATIONS, INC., a Delaware corporation (the "Borrower"), HEREBY PROMISES TO PAY to the order Lenders party thereto, Royal Bank of ________________________ (the "LENDER") Canada, as Collateral Agent and as Administrative Agent for the account of its Applicable Lending Office (as defined in the Five-Year Credit Agreement dated as of June 27, 2000 among the Borrower, the Lender Lenders and certain other lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, Bank Xxx, XX, XxxXrust Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Wachovia Bank, as syndication agent, and Citibank, N.A., as Agent for the Lender and such other lenders (as amended or modified from time to time, the Documentation Agent. Each "CREDIT AGREEMENT"; the terms defined therein being used herein as therein defined)), on __________ __, 200_, the principal amount of [U.S.$_______________] [for a Competitive Bid Advance in a Committed Currency, list currency and amount of such Advance]. The Borrower promises to pay interest on the unpaid principal amount hereof from the date hereof until such principal amount is paid in full, at the interest rate and payable on the interest payment date or dates provided below: Interest Rate: _____% per annum (calculated on the basis of a year of _____ days for the actual number of days elapsed). Both principal and interest are payable in lawful money of ________________ to Citibank, as agent, for the account of the Lender at the office of _________________________, at _________________________ in same day funds. This Promissory Note is one of the Competitive Bid Notes Assignor" referred to inon Schedule 1 hereto (each, an "Assignor") and is entitled to the benefits of, the Credit Agreement. The Credit Agreement, among other things, contains provisions for acceleration of the maturity hereof upon the happening of certain stated events. The Borrower hereby waives presentment, demand, protest and notice of any kind. No failure to exercise, and no delay in exercising, any rights hereunder on the part of the holder hereof shall operate as a waiver of such rights. This Promissory Note shall be governed by, and construed in accordance with, the laws of the State of New York. THE INTERPUBLIC GROUP OF COMPANIES, INC. By____________________________ Title: EXHIBIT B-1 - FORM OF NOTICE OF REVOLVING CREDIT BORROWING Citibank, N.A., as Agent for the Lenders parties to the Credit Agreement each "Assignee" referred to below Two Penns Way New Castleon Schedule 1 hereto (each, Delaware 19720 [Xxxx] Xxxxntion: Bank Loan Syndications Department Ladies and Gentlemen: The undersigned, [The Interpublic Group of Companies, Inc.][Name of Designated Subsidiary], refers an "Assignee") agrees severally with respect to the Five-Year Credit Agreement, dated as of June 27, 2000 (as amended or modified from time to time, the "CREDIT AGREEMENT", the terms defined therein being used herein as therein defined), among The Interpublic Group of Companies, Inc., certain Lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, Bxxx Xxx, XX, XuxXxxxx Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A., as Agent for said Lenders, and hereby gives you notice, irrevocably, pursuant to Section 2.02 of the Credit Agreement that the undersigned hereby requests a Revolving Credit Borrowing under the Credit Agreement, and in that connection sets forth below the all information relating to such Revolving Credit Borrowing (the "PROPOSED REVOLVING CREDIT BORROWING") it and its assignment hereunder and on Schedule 1 hereto as required by Section 2.02(a) of the Credit Agreementfollows:

Payments of Principal. | | | | AMOUNT OF | | | DATE | AMOUNT OF | RINCIPAL PAID | UNPAID PRINCIPAL | NOTATION | | | ADVANCE | OR PREPAID | BALANCE | MADE BY | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | ----------------------------------------------------------------------------- Amount of Date Amount of Principal Paid Unpaid Principal Notation Advance or Prepaid Balance Made By ------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------ 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------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------ EXHIBIT A-2 - FORM OF COMPETITIVE BID PROMISSORY NOTE U.S.$_______________ Dated: _______________, 200_ FOR VALUE RECEIVED, the undersigned, THE INTERPUBLIC GROUP OF COMPANIES, GENUITY INC., a Delaware corporation (the "Borrower"), HEREBY PROMISES TO PAY to the order of -------- _________________________ (the "LENDERLender") for the account of its Applicable ------ Lending Office (as defined in the Five-Year Credit Agreement dated as of June 27[August 30], 2000 2000, as amended or modified from time to time (the "Credit Agreement") among ---------------- the Borrower, the Lender and certain other lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, The Chase Manhattan Bank Xxx, XX, XxxXrust Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A.("Chase"), as Agent for the Lender and such other lenders (lenders, Chase ------ Securities, Inc., as amended or modified from time to timearranger, the "CREDIT AGREEMENT"; the terms defined therein being used herein Citibank, N.A., as therein defined))syndication agent, and Credit Suisse First Boston and Deutsche Bank AG, New York and/or Cayman Islands Branches, as co-documentation agents, on __________ ______, 200_, the principal amount of [U.S.$_______________] [for a Competitive Bid Advance . Terms defined in a Committed Currency, list currency the Credit Agreement and amount of such Advance]not otherwise defined herein are used herein with the meanings so defined. The Borrower promises to pay interest on the unpaid principal amount hereof from the date hereof until such principal amount is paid in full, at the interest rate and payable on the interest payment date or dates provided below: Interest Rate: _____% per annum (calculated on the basis of a year of _____ days for the actual number of days elapsed). Both principal and interest are payable in lawful money of ________________ to Citibank, as agent, for the account of the Lender at the office of Interest Payment Date(s):_________________________, at _________________________ in same day funds. This Promissory Note is one of the Competitive Bid Notes referred to in, and is entitled to the benefits of, the Credit Agreement. The Credit Agreement, among other things, contains provisions for acceleration of the maturity hereof upon the happening of certain stated events. The Borrower hereby waives presentment, demand, protest and notice of any kind. No failure to exercise, and no delay in exercising, any rights hereunder on the part of the holder hereof shall operate as a waiver of such rights. This Promissory Note shall be governed by, and construed in accordance with, the laws of the State of New York. THE INTERPUBLIC GROUP OF COMPANIES, INC. By____________________________ Title: EXHIBIT B-1 - FORM OF NOTICE OF REVOLVING CREDIT BORROWING Citibank, N.A., as Agent for the Lenders parties to the Credit Agreement referred to below Two Penns Way New Castle, Delaware 19720 [Xxxx] Xxxxntion: Bank Loan Syndications Department Ladies and Gentlemen: The undersigned, [The Interpublic Group of Companies, Inc.][Name of Designated Subsidiary], refers to the Five-Year Credit Agreement, dated as of June 27, 2000 (as amended or modified from time to time, the "CREDIT AGREEMENT", the terms defined therein being used herein as therein defined), among The Interpublic Group of Companies, Inc., certain Lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, Bxxx Xxx, XX, XuxXxxxx Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A., as Agent for said Lenders, and hereby gives you notice, irrevocably, pursuant to Section 2.02 of the Credit Agreement that the undersigned hereby requests a Revolving Credit Borrowing under the Credit Agreement, and in that connection sets forth below the information relating to such Revolving Credit Borrowing (the "PROPOSED REVOLVING CREDIT BORROWING") as required by Section 2.02(a) of the Credit Agreement:.

Payments of Principal. | | | | AMOUNT OF | | | DATE | AMOUNT OF | RINCIPAL PAID | UNPAID PRINCIPAL | NOTATION | | | ADVANCE | OR PREPAID | BALANCE | MADE BY | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | ----------------------------------------------------------------------------- Amount of Date Amount of Principal Paid Unpaid Principal Notation Advance or Prepaid Balance Made By ------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------ 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------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------ EXHIBIT A-2 - FORM OF COMPETITIVE BID PROMISSORY NOTE U.S.$_______________ Dated: _______________, 200_ FOR VALUE RECEIVED, the undersigned, THE INTERPUBLIC GROUP OF COMPANIES, INC., a Delaware corporation (the "Borrower"), HEREBY PROMISES TO PAY to the order of ________________________ (the "LENDER") for the account of its Applicable Lending Office (as defined in the Five-Year Credit Agreement dated as of June 27, 2000 among the Borrower, the Lender and certain other lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, Bank Xxx, XX, XxxXrust Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A., as Agent for the Lender and such other lenders (as amended or modified from time to time, the "CREDIT AGREEMENT"; the terms defined therein being used herein as therein defined)), on __________ __, 200_, the principal amount of [U.S.$_______________] [for a Competitive Bid Advance in a Committed Currency, list currency and amount of such Advance]. The Borrower promises to pay interest on the unpaid principal amount hereof from the date hereof until such principal amount is paid in full, at the interest rate and payable on the interest payment date or dates provided below: Interest Rate: _____% per annum (calculated on the basis of a year of _____ days for the actual number of days elapsed). Both principal and interest are payable in lawful money of ________________ to Citibank, as agent, for the account of the Lender at the office of _________________________, at _________________________ in same day funds. This Promissory Note is one of the Competitive Bid Notes referred to in, and is entitled to the benefits of, the Credit Agreement. The Credit Agreement, among other things, contains provisions for acceleration of the maturity hereof upon the happening of certain stated events. The Borrower hereby waives presentment, demand, protest and notice of any kind. No failure to exercise, and no delay in exercising, any rights hereunder on the part of the holder hereof shall operate as a waiver of such rights. This Promissory Note shall be governed by, and construed in accordance with, the laws of the State of New York. THE INTERPUBLIC GROUP OF COMPANIES, INC. By____________________________ Title: EXHIBIT B-1 B - FORM OF NOTICE OF REVOLVING CREDIT BORROWING Citibank, N.A., as Agent for the Lenders parties to the Credit Agreement referred to below Two Penns Way New Castle, Delaware 19720 [Xxxx] XxxxntionXxxxxxxxx: Bank Loan Syndications Department Ladies and Gentlemen: The undersigned, [The Interpublic Group of CompaniesOmnicom Finance Inc.][Omnicom Capital Inc.][Omnicom Finance plc], Inc.][Name of Designated Subsidiary](the "Borrower"), refers to the Five364-Year Day Credit Agreement, dated as of June 27May 24, 2000 2004 (as amended or modified from time to time, the "CREDIT AGREEMENTCredit Agreement", the terms defined therein being used herein as therein defined), among The Interpublic Group of Companies, Inc.the Borrowers referred to therein (including the undersigned), certain Lenders parties thereto, Salomon Smith Barney, Citigroup Global Markets Inc. and J.P. Morgan Securities Inc., as lead arranger arrangers and book managermanagers, Bxxx XxxXXX XXXX Xank N.V., XXas syndication agent, XuxXxxxx JPMorgan Chase Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agentagents, and Citibank, N.A., as Agent for said Lenders, and hereby gives you notice, irrevocably, pursuant to Section 2.02 of the Credit Agreement that the undersigned hereby requests a Revolving Credit Borrowing under the Credit Agreement, and in that connection sets forth below the information relating to such Revolving Credit Borrowing (the "PROPOSED REVOLVING CREDIT BORROWINGProposed Borrowing") as required by Section 2.02(a) of the Credit Agreement:

Payments of Principal. | | | | ==================================================================================================================== AMOUNT OF | | | DATE | UNPAID AMOUNT OF | RINCIPAL PRINCIPAL PAID | UNPAID PRINCIPAL | NOTATION | | | DATE ADVANCE | OR PREPAID | BALANCE | MADE BY | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | ----------------------------------------------------------------------------- ==================================================================================================================== -------------------------------------------------------------------------------------------------------------------- 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-------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------- ==================================================================================================================== EXHIBIT A-2 - A-1(b) FORM OF COMPETITIVE BID PROMISSORY US REVOLVING CREDIT TRANCHE B NOTE U.S.$$_______________ Dated: _________ __, ____ FOR VALUE RECEIVED, the undersigned, __________________, 200_ FOR VALUE RECEIVED, the undersigned, THE INTERPUBLIC GROUP OF COMPANIES, INC., a Delaware corporation (the "Borrower"), HEREBY PROMISES TO PAY to the order of _________ corporation (the "BORROWER"), HEREBY PROMISES TO PAY ________________ (the "LENDER") for the account of its Applicable Lending Office (as defined in the Five-Year Credit Agreement referred to below) the aggregate principal amount of the US Revolving Credit Tranche B Advances (as defined below) owing to the Lender by the Borrower pursuant to the $825,000,000 Credit Agreement dated as of June 2719, 2000 among the Borrower, the Lender and certain other lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, Bank Xxx, XX, XxxXrust Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A., as Agent for the Lender and such other lenders 2003 (as amended, amended and restated, supplemented or otherwise modified from time to time, the "CREDIT AGREEMENT"; the terms defined therein therein, unless otherwise defined herein, being used herein as therein defined))) among Xxxxxxx Investments Ltd., an Ontario corporation and predecessor to Xxxxxxx International, Inc., a Delaware corporation, Xxxxxxx Transit Ltd., an Ontario corporation, and Greyhound Canada Transportation Corp., an Ontario corporation, as borrowers thereunder, the Lender and certain other lender parties party thereto, Citicorp North America, Inc., as Collateral Agent and as Administrative Agent for the Lender and such other lender parties, on __________ __, 200_, the principal amount of [U.S.$_______________] [for a Competitive Bid Advance in a Committed Currency, list currency and amount of such Advance]Termination Date. The Borrower promises to pay interest on the unpaid principal amount hereof of each US Revolving Credit Tranche B Advance from the date hereof of such US Revolving Credit Tranche B Advance until such principal amount is paid in full, at the such interest rate rates, and payable on at such times, as are specified in the interest payment date or dates provided below: Interest Rate: _____% per annum (calculated on the basis of a year of _____ days for the actual number of days elapsed)Credit Agreement. Both principal and interest are payable in lawful money of ________________ the United States of America to CitibankCiticorp North America, Inc., as agent, for the account of the Lender at the office of _________________________Administrative Agent, at _______________, New York, New York __________ in same day funds. Each US Revolving Credit Tranche B Advance owing to the Lender by the Borrower and the maturity thereof, and all payments made on account of principal thereof, shall be recorded by the Lender and, prior to any transfer hereof, endorsed on the grid attached hereto, which is part of this Promissory Note; provided, however, that the failure of the Lender to make any such recordation or endorsement shall not affect the Obligations of the Borrower under this Promissory Note. This Promissory Note is one of the Competitive Bid Notes referred to in, and is entitled to the benefits of, the Credit Agreement. The Credit Agreement, among other things, (i) provides for the making or purchasing of advances (the "US REVOLVING CREDIT TRANCHE B ADVANCES") by the Lender to or for the benefit of the Borrower from time to time in an aggregate amount not to exceed at any time outstanding the U.S. dollar amount first above mentioned, the indebtedness of the Borrower resulting from each such US Revolving Credit Tranche B Advance being evidenced by this Promissory Note, and (ii) contains provisions for acceleration of the maturity hereof upon the happening of certain stated eventsevents and also for prepayments on account of principal hereof prior to the maturity hereof upon the terms and conditions therein specified. The obligations of the Borrower hereby waives presentment, demand, protest under this Promissory Note and notice of any kind. No failure to exercisethe other Loan Documents, and no delay in exercising, any rights hereunder on the part obligations of the holder hereof shall operate other Loan Parties under the Loan Documents, are secured by the Collateral as a waiver of such rightsprovided in the Loan Documents. This Promissory Note shall be governed by, and construed in accordance with, the laws of the State state of New York. THE INTERPUBLIC GROUP OF COMPANIES, INC. [BORROWER] By: ______________________________ Title: EXHIBIT B-1 - FORM OF NOTICE OF REVOLVING CREDIT BORROWING Citibank, N.A., as Agent for the Lenders parties to the Credit Agreement referred to below Two Penns Way New Castle, Delaware 19720 [Xxxx] Xxxxntion: Bank Loan Syndications Department Ladies and Gentlemen: The undersigned, [The Interpublic Group of Companies, Inc.][Name of Designated Subsidiary], refers to the Five-Year Credit Agreement, dated as of June 27, 2000 (as amended or modified from time to time, the "CREDIT AGREEMENT", the terms defined therein being used herein as therein defined), among The Interpublic Group of Companies, Inc., certain Lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, Bxxx Xxx, XX, XuxXxxxx Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A., as Agent for said Lenders, and hereby gives you notice, irrevocably, pursuant to Section 2.02 of the Credit Agreement that the undersigned hereby requests a Revolving Credit Borrowing under the Credit Agreement, and in that connection sets forth below the information relating to such Revolving Credit Borrowing (the "PROPOSED REVOLVING CREDIT BORROWING") as required by Section 2.02(a) of the Credit Agreement:

Payments of Principal. | | | | UNPAID AMOUNT OF | | | DATE | AMOUNT OF | RINCIPAL PRINCIPAL PRINCIPAL NOTATION DATE ADVANCE PAID | UNPAID PRINCIPAL | NOTATION | | | ADVANCE | OR PREPAID | BALANCE | MADE BY | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | |-----------|-------------|-----------------|--------------------|------------| | | | | | | ----------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ EXHIBIT A-2 - FORM OF COMPETITIVE BID PROMISSORY NOTE U.S.$_______________ Dated: _______________, 200_ FOR VALUE RECEIVED, the undersigned, THE INTERPUBLIC GROUP OF COMPANIES, INC., a Delaware corporation (the "Borrower"), HEREBY PROMISES TO PAY to the order of ________________________ (the "LENDER") for the account of its Applicable Lending Office (as defined in the Five-Year Credit Agreement dated as of June 27, 2000 among the Borrower, the Lender and certain other lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger and book manager, Bank Xxx, XX, XxxXrust Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A., as Agent for the Lender and such other lenders (as amended or modified from time to time, the "CREDIT AGREEMENT"; the terms defined therein being used herein as therein defined)), on __________ __, 200_, the principal amount of [U.S.$_______________] [for a Competitive Bid Advance in a Committed Currency, list currency and amount of such Advance]. The Borrower promises to pay interest on the unpaid principal amount hereof from the date hereof until such principal amount is paid in full, at the interest rate and payable on the interest payment date or dates provided below: Interest Rate: _____% per annum (calculated on the basis of a year of _____ days for the actual number of days elapsed). Both principal and interest are payable in lawful money of ________________ to Citibank, as agent, for the account of the Lender at the office of _________________________, at _________________________ in same day funds. This Promissory Note is one of the Competitive Bid Notes referred to in, and is entitled to the benefits of, the Credit Agreement. The Credit Agreement, among other things, contains provisions for acceleration of the maturity hereof upon the happening of certain stated events. The Borrower hereby waives presentment, demand, protest and notice of any kind. No failure to exercise, and no delay in exercising, any rights hereunder on the part of the holder hereof shall operate as a waiver of such rights. This Promissory Note shall be governed by, and construed in accordance with, the laws of the State of New York. THE INTERPUBLIC GROUP OF COMPANIES, INC. By____________________________ Title: EXHIBIT B-1 - B FORM OF NOTICE OF REVOLVING CREDIT BORROWING Citibank, N.A.Barclays Bank PLC, as Agent for the Lenders parties to the Credit Agreement referred to below Two Penns Way 222 Broadway New CastleYork, Delaware 19720 NY 10038 Attention: Michele Fuimo and Mayerxxx Xxxxxxxxx [Xxxx] Xxxxntion: Bank Loan Syndications Department Ladies and GentlemenXxxxxxxxx: The undersignedXxx xndersigned, [The Interpublic Group of Companies, Inc.][Name of Designated Subsidiary]THE DETROIT EDISON COMPANY, refers to the FiveThree-Year Credit Agreement, dated as of June 27October 24, 2000 2003 (as amended or modified from time to time, the "CREDIT AGREEMENTCredit Agreement", ; the terms defined therein being used herein as therein defined), among The Interpublic Group of Companies, Inc.the undersigned, certain Lenders parties thereto, Salomon Smith Barney, Inc., as lead arranger thereto and book manager, Bxxx Xxx, XX, XuxXxxxx Barclays Bank and HSBC Bank USA, as co-arrangers, Bank One, NA, as documentation agent, SunTrust Bank, as syndication agent, and Citibank, N.A.PLC, as Agent for said Lenders, and hereby gives you notice, irrevocably, pursuant to Section 2.02 of the Credit Agreement that the undersigned hereby requests a Revolving Credit Borrowing under the Credit Agreement, and in that connection sets forth below the information relating to such Revolving Credit Borrowing (the "PROPOSED REVOLVING CREDIT BORROWINGProposed Borrowing") as required by Section 2.02(a) of the Credit Agreement: