Common use of Non-Circumvent Clause in Contracts

Non-Circumvent. Countrywide and Purchaser understand and agree that Countrywide may introduce the owner of the Mortgage Loans to Purchaser, that the Current Owner is a customer of Countrywide and that such relationship of Countrywide is confidential. Purchaser agrees, with respect to the Current Owner, Purchaser will not, for the purpose of purchasing other mortgage loans [for a period of one year from the Closing Date], communicate with or purchase such other mortgage loans from the Current Owner unless the Current Owner has had previous business dealings (other than any transactions involving Countrywide) with the Current Owner in a similar context. Please acknowledge your agreement to the terms and conditions of this Trade Confirmation by signing in the appropriate space below and returning a copy of the same to the undersigned. Telecopy signatures shall be deemed valid and binding to the same extent as the original. Sincerely, Agreed to and Accepted by: COUNTRYWIDE HOME LOANS, INC. XXXXXXX SACHS MORTGAGE COMPANY By: Name: By: Title: Name: Xxxxx Xxxxxxx Title: Executive Vice President EXECUTION EXHIBIT A MORTGAGE LOAN SCHEDULE AND PRICING INFORMATION (attached) X-X-0 XXXXXXX X XXXXXXXXXXXX XXXXXXXXXX (xxxxxxxx)

Non-Circumvent. Countrywide and Purchaser understand and agree that Countrywide may introduce the owner of the Mortgage Loans to Purchaser, that the Current Owner is a customer of Countrywide and that such relationship of Countrywide is confidential. Purchaser agrees, with respect to the Current Owner, Purchaser will not, for the purpose of purchasing other mortgage loans [for a period of one year from the Closing Date], communicate with or purchase such other mortgage loans from the Current Owner unless the Current Owner has had previous business dealings (other than any transactions involving Countrywide) with the Current Owner in a similar context. Please acknowledge your agreement to the terms and conditions of this Trade Confirmation by signing in the appropriate space below and returning a copy of the same to the undersigned. Telecopy signatures shall be deemed valid and binding to the same extent as the original. Sincerely, Agreed to and Accepted by: COUNTRYWIDE HOME LOANS, INC. XXXXXXX SACHS MORTGAGE COMPANY By: Name: By: Title: _____________________________ Name: Xxxxx Xxxxxxx Title: Executive Vice President XXXXXXX XXXXX MORTGAGE COMPANY By: _____________________________ Name: Title: EXECUTION EXHIBIT A MORTGAGE LOAN SCHEDULE AND PRICING INFORMATION (attached) X-X-0 XXXXXXX X XXXXXXXXXXXX XXXXXXXXXX (xxxxxxxx)

Non-Circumvent. Countrywide and Purchaser understand and agree that Countrywide may introduce the owner of the Mortgage Loans to Purchaser, that the Current Owner is a customer of Countrywide and that such relationship of Countrywide is confidential. Purchaser agrees, with respect to the Current Owner, Purchaser will not, for the purpose of purchasing other mortgage loans [for a period of one year from the Closing Date], communicate with or purchase such other mortgage loans from the Current Owner unless the Current Owner has had previous business dealings (other than any transactions involving Countrywide) with the Current Owner in a similar context. Please acknowledge your agreement to the terms and conditions of this Trade Confirmation by signing in the appropriate space below and returning a copy of the same to the undersigned. Telecopy signatures shall be deemed valid and binding to the same extent as the original. Sincerely, Agreed to and Accepted by: COUNTRYWIDE HOME LOANS, INC. XXXXXXX SACHS MORTGAGE COMPANY By: Name: By: Title: ____________________________ Name: Xxxxx Xxxxxxx Title: Executive Vice President EXECUTION XXXXXXX XXXXX MORTGAGE COMPANY By: _________________________________ Name: Title: EXHIBIT A MORTGAGE LOAN SCHEDULE AND PRICING INFORMATION (attached) X-X-0 XXXXXXX X XXXXXXXXXXXX XXXXXXXXXX (xxxxxxxx)

Non-Circumvent. Countrywide and Purchaser understand and agree that Countrywide may introduce the owner of the Mortgage Loans to Purchaser, that the Current Owner is a customer of Countrywide and that such relationship of Countrywide is confidential. Purchaser agrees, with respect to the Current Owner, Purchaser will not, for the purpose of purchasing other mortgage loans [for a period of one year from the Closing Date], communicate with or purchase such other mortgage loans from the Current Owner unless the Current Owner has had previous business dealings (other than any transactions involving Countrywide) with the Current Owner in a similar context. Please acknowledge your agreement to the terms and conditions of this Trade Confirmation by signing in the appropriate space below and returning a copy of the same to the undersigned. Telecopy signatures shall be deemed valid and binding to the same extent as the original. Sincerely, Agreed to and Accepted by: COUNTRYWIDE HOME LOANS, INC. XXXXXXX SACHS MORTGAGE COMPANY By: Name: By: Title: _______________________________ Name: Xxxxx Xxxxxxx Title: Executive Vice President EXECUTION XXXXXXX XXXXX MORTGAGE COMPANY By: _______________________________ Name: Title: EXHIBIT A MORTGAGE LOAN SCHEDULE AND PRICING INFORMATION (attached) X-X-0 XXXXXXX X XXXXXXXXXXXX XXXXXXXXXX (xxxxxxxx)

Non-Circumvent. Countrywide and Purchaser understand and agree that Countrywide may introduce the owner of the Mortgage Loans to Purchaser, that the Current Owner is a customer of Countrywide and that such relationship of Countrywide is confidential. Purchaser agrees, with respect to the Current Owner, Purchaser will not, for the purpose of purchasing other mortgage loans [for a period of one year from the Closing Date], communicate with or purchase such other mortgage loans from the Current Owner unless the Current Owner has had previous business dealings (other than any transactions involving Countrywide) with the Current Owner in a similar context. Please acknowledge your agreement to the terms and conditions of this Trade Confirmation by signing in the appropriate space below and returning a copy of the same to the undersigned. Telecopy signatures shall be deemed valid and binding to the same extent as the original. Sincerely, Agreed to and Accepted by: COUNTRYWIDE HOME LOANS, INC. XXXXXXX SACHS MORTGAGE COMPANY By: Name: By: Title: Name: Xxxxx Xxxxxxx Title: Executive Vice President EXECUTION XXXXXXX XXXXX MORTGAGE COMPANY By: Name: Title: EXHIBIT A MORTGAGE LOAN SCHEDULE AND PRICING INFORMATION (attached) X-X-0 XXXXXXX X XXXXXXXXXXXX XXXXXXXXXX (xxxxxxxx)EXHIBIT B UNDERWRITING GUIDELINES

Non-Circumvent. Countrywide and Purchaser understand and agree that Countrywide may introduce the owner of the Mortgage Loans to Purchaser, that the Current Owner is a customer of Countrywide and that such relationship of Countrywide is confidential. Purchaser agrees, with respect to the Current Owner, Purchaser will not, for the purpose of purchasing other mortgage loans [for a period of one year from the Closing Date], communicate with or purchase such other mortgage loans from the Current Owner unless the Current Owner has had previous business dealings (other than any transactions involving Countrywide) with the Current Owner in a similar context. Please acknowledge your agreement to the terms and conditions of this Trade Confirmation by signing in the appropriate space below and returning a copy of the same to the undersigned. Telecopy signatures shall be deemed valid and binding to the same extent as the original. Sincerely, Agreed to and Accepted by: COUNTRYWIDE HOME LOANS, INC. XXXXXXX SACHS MORTGAGE COMPANY By: Name: By: Title: Name: Xxxxx Xxxxxxx Title: Executive Vice President EXECUTION XXXXXXX XXXXX MORTGAGE COMPANY By: Name: Title: EXHIBIT A MORTGAGE LOAN SCHEDULE AND PRICING INFORMATION (attached) X-X-0 XXXXXXX X XXXXXXXXXXXX XXXXXXXXXX (xxxxxxxx)

Non-Circumvent. Countrywide and Purchaser understand and agree that Countrywide may introduce the owner of the Mortgage Loans to Purchaser, that the Current Owner is a customer of Countrywide and that such relationship of Countrywide is confidential. Purchaser agrees, with respect to the Current Owner, Purchaser will not, for the purpose of purchasing other mortgage loans [for a period of one year from the Closing Date], communicate with or purchase such other mortgage loans from the Current Owner unless the Current Owner has had previous business dealings (other than any transactions involving Countrywide) with the Current Owner in a similar context. Please acknowledge your agreement to the terms and conditions of this Trade Confirmation by signing in the appropriate space below and returning a copy of the same to the undersigned. Telecopy signatures shall be deemed valid and binding to the same extent as the original. Sincerely, Agreed to and Accepted by: COUNTRYWIDE HOME LOANS, INC. XXXXXXX SACHS MORTGAGE COMPANY By: Name: By: Title: ______________________________ Name: Xxxxx Xxxxxxx Title: Executive Vice President EXECUTION By: _________________________________ Name: Title: EXHIBIT A MORTGAGE LOAN SCHEDULE AND PRICING INFORMATION (attached) X-X-0 XXXXXXX X XXXXXXXXXXXX XXXXXXXXXX (xxxxxxxx)