Motor contingent liability Sample Clauses
The motor contingent liability clause provides coverage for liability arising from the use of motor vehicles that are not owned by the insured but are used in connection with the insured's business. Typically, this clause applies when employees use their personal vehicles for work purposes or when vehicles are hired or borrowed temporarily. Its core function is to protect the insured from third-party claims for bodily injury or property damage that may occur in such situations, thereby addressing gaps in standard motor insurance and ensuring comprehensive risk management for business operations.
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Motor contingent liability. Notwithstanding the exclusion ‘Ownership or use of mechanically propelled vehicles’, we agree to indemnify you in respect of liability arising out of or from the operation or use of any mechanically propelled vehicle not owned, hired or borrowed by or leased to you which is used in the course of business provided that this clause excludes and we will not be liable for:
a) damage to such vehicle or to property conveyed therein or thereon,
b) bodily injury or damage arising while such vehicle is being driven by;
i) any other insured party other than an employee; or
ii) any person who to your knowledge or the knowledge of any your directors, officers or managers, does not hold a licence to drive such vehicle;
c) bodily injury or damage caused or arising while such vehicle is:
i) engaged in racing, pace-making, reliability trials or speed testing;
ii) being used outside the European Union; bodily injury or damage in respect of which you or any other insured party is entitled to indemnity under any other insurance.
Motor contingent liability. Notwithstanding the exclusion ‘Ownership or use of mechanically propelled vehicles’, the insurer agrees to indemnify the public authority in respect of liability arising out of or from the operation or use of any mechanically propelled vehicle not owned, hired or borrowed by or leased to the insured which is used in the course of business provided that this clause excludes and the insurer will not be liable for:
a) damage to such vehicle or to property conveyed therein or thereon,
b) bodily injury or damage arising while such vehicle is being driven by;
i) any person other than an employee or member; or
ii) any person who to the insured’s knowledge or the knowledge of any member, director, officer or manager of the insured, does not hold a licence to drive such vehicle;
c) bodily injury or damage caused or arising while such vehicle is:
i) engaged in racing, pace-making, reliability trials or speed testing;
ii) being used outside the European Union;
d) bodily injury or damage in respect of which the insured is entitled to indemnity under any other insurance.
Motor contingent liability. 4.4.1 Notwithstanding exclusion 5.23 to insured sections A, B and C, the insurer agrees to indemnify the insured in respect of liability arising out of or from the operation or use of any mechanically propelled vehicle not owned hired or borrowed by or leased to the insured and used in the course of business, provided that this clause excludes and the insurer will not be liable for:
a) damage to such vehicle or to property conveyed therein or thereon, or
b) bodily injury or damage arising while such vehicle is being driven by;
i) any person who to the insured’s knowledge does not hold a licence to drive such vehicle;
c) bodily injury or damage caused or arising while such vehicle is:
i) engaged in racing, pace-making, reliability trials or speed testing;
ii) being used outside the United Kingdom;
d) bodily injury or damage in respect of which the insured is entitled to indemnity under any other insurance.
Motor contingent liability. Notwithstanding the exclusion „Ownership or use of mechanically propelled vehicles‟, we agree to indemnify you in respect of liability arising out of or from the operation or use of any mechanically propelled vehicle not owned, hired or borrowed by or leased to you which is used in the course of business provided that this clause excludes and we will not be liable for:
a) damage to such vehicle or to property conveyed therein or thereon,
b) bodily injury or damage arising while such vehicle is being driven by;
i) any other insured party other than an employee; or
ii) any person who to your knowledge or the knowledge of any your directors, officers or managers, does not hold a licence to drive such vehicle;
c) bodily injury or damage caused or arising while such vehicle is: