{"component": "clause", "props": {"groups": [{"size": 6, "samples": [{"hash": "4IzZSy7jVoA", "uri": "/contracts/4IzZSy7jVoA#mfa", "label": "Vital Records Management System Contract", "score": 35.5800819397, "published": true}, {"hash": "jZrzENCXaiK", "uri": "/contracts/jZrzENCXaiK#mfa", "label": "Phlebotomy and Laboratory Testing Services Contract", "score": 35.371181488, "published": true}, {"hash": "3EeT6MWN9u8", "uri": "/contracts/3EeT6MWN9u8#mfa", "label": "Digital Health Solution Services Agreement", "score": 35.3629684448, "published": true}], "snippet": "All cloud hosted applications that are accessible over the Internet must support Multi Factor Authentication.", "snippet_links": [{"key": "hosted-applications", "type": "clause", "offset": [10, 29]}, {"key": "the-internet", "type": "clause", "offset": [55, 67]}], "hash": "6a5ded87646903f5f1e5846dbdfecf6a", "id": 1}, {"size": 4, "samples": [{"hash": "5UWJUw1a4iS", "uri": "/contracts/5UWJUw1a4iS#mfa", "label": "Master Services Agreement", "score": 31.9713687897, "published": true}, {"hash": "737Ht7dSQN0", "uri": "/contracts/737Ht7dSQN0#mfa", "label": "Master Services Agreement", "score": 30.3426361084, "published": true}, {"hash": "1XKAefeZRMd", "uri": "/contracts/1XKAefeZRMd#mfa", "label": "Master Services Agreement", "score": 26.4866523743, "published": true}], "snippet": "powered by IntelliTrust (MFA):\n3.4.1 MFA powered by IntelliTrust Security Risks:", "snippet_links": [{"key": "security-risks", "type": "clause", "offset": [65, 79]}], "hash": "4b706089e9793dc25b773b40cb280674", "id": 2}, {"size": 4, "samples": [{"hash": "5CApsQI52Yy", "uri": "/contracts/5CApsQI52Yy#mfa", "label": "Employment Agreement (Mfa Mortgage Investments)", "score": 21.0, "published": true}, {"hash": "q9x5IeIGtI", "uri": "/contracts/q9x5IeIGtI#mfa", "label": "Employment Agreement (Mfa Mortgage Investments)", "score": 19.0, "published": true}, {"hash": "di01mzC1Gku", "uri": "/contracts/di01mzC1Gku#mfa", "label": "Employment Agreement (Mfa Mortgage Investments)", "score": 19.0, "published": true}], "snippet": "shall indemnify the Executive to the fullest extent permitted by Maryland law as amended from time to time in connection with the Executive's duties with MFA, against all costs, expenses, liabilities and losses (including, without limitation, attorneys' fees, judgments, fines, penalties, ERISA excise taxes and amounts paid in settlement) actually and reasonably incurred by the Executive in connection with an action, suit or proceeding. During the Term of Employment and for six years following the date of the Executive's termination as an officer of MFA, MFA (or any successor thereto) shall provide comprehensive coverage under its officers and directors insurance policy (or policies) on substantially the same terms and levels that it provides to its senior executive officers, at MFA's sole cost.", "snippet_links": [{"key": "to-the-fullest-extent-permitted", "type": "clause", "offset": [30, 61]}, {"key": "maryland-law", "type": "definition", "offset": [65, 77]}, {"key": "as-amended", "type": "definition", "offset": [78, 88]}, {"key": "from-time-to-time", "type": "clause", "offset": [89, 106]}, {"key": "in-connection-with", "type": "clause", "offset": [107, 125]}, {"key": "all-costs", "type": "definition", "offset": [167, 176]}, {"key": "liabilities-and-losses", "type": "clause", "offset": [188, 210]}, {"key": "without-limitation", "type": "clause", "offset": [223, 241]}, {"key": "taxes-and", "type": "clause", "offset": [302, 311]}, {"key": "by-the-executive", "type": "clause", "offset": [373, 389]}, {"key": "suit-or-proceeding", "type": "clause", "offset": [420, 438]}, {"key": "during-the-term-of-employment", "type": "clause", "offset": [440, 469]}, {"key": "following-the", "type": "definition", "offset": [488, 501]}, {"key": "of-the-executive", "type": "clause", "offset": [507, 523]}, {"key": "an-officer", "type": "clause", "offset": [541, 551]}, {"key": "coverage-under", "type": "clause", "offset": [619, 633]}, {"key": "insurance-policy", "type": "definition", "offset": [661, 677]}, {"key": "terms-and", "type": "clause", "offset": [718, 727]}, {"key": "senior-executive-officers", "type": "clause", "offset": [759, 784]}], "hash": "8f2f8802dd57dd74fbc84fb467110865", "id": 3}, {"size": 3, "samples": [{"hash": "kB1uqzxdqyY", "uri": "/contracts/kB1uqzxdqyY#mfa", "label": "Online Banking Services Agreement", "score": 28.5003871918, "published": true}, {"hash": "17Uus9fLsKd", "uri": "/contracts/17Uus9fLsKd#mfa", "label": "Online Banking Services Agreement", "score": 26.0951404572, "published": true}, {"hash": "7brObwVHon0", "uri": "/contracts/7brObwVHon0#mfa", "label": "Online Banking Services Agreement", "score": 24.7056808472, "published": true}], "snippet": "See above, at 1.", "snippet_links": [], "hash": "958eae839cd47bff3a27650ce89b3ff2", "id": 4}, {"size": 3, "samples": [{"hash": "g9mact4V1Ge", "uri": "/contracts/g9mact4V1Ge#mfa", "label": "Partnership Agreement", "score": 23.4106769562, "published": true}], "snippet": "Full-time fishermen \u2013 Full-time fishermen with no other significant income generation. \u2022 MFB: Part-time fishermen \u2013 Part-time fishermen with other income sources. \u2022 MFC: Recreational fishermen \u2013 No nets permitted, hook limits on longlines and no access to tuna quota. Moreover, fish caught by recreational fishermen cannot be sold onto the market and catch recording is not made. \u2022 MFD: Transport vessels \u2013 Auxiliary Vessels (work boats) used in fishing operations \u2022 S: Sport fishermen. In 2012, full-time employment in the fishing and aquaculture sector amounted to an average of 506 and an annual average of 734 was recorded for part-time employment.142 In terms of gross value added, the fisheries sector contributed 0.3% in 2012, which is equivalent to around \u20ac17.6 million.143 The social and cultural importance of the Maltese fishing industry far outweighs its small economic contribution, which is equivalent to about 0.1% of the national Gross Domestic Product. The income of most of the local fishers depends on the sale of highly-priced fresh fish caught by traditional artisanal methods during very short fishing trips. The variety and quality of the catch also contributes considerably to the tourism industry. As at the end of 2012, the annual volume of fish landings at the official market by administrative area amounted to 1,042 tonnes, 141 tonnes less when compared to the annual volume for the year 2011.144 In addition, the annual wholesale value of fish landings at the official market amounted to \u20ac6,253,000 (an increase of \u20ac78,000 in comparison to the annual wholesale value of fish landings for 2011).145 The Maltese aquaculture sector is economically dominated by tuna penning operations along with well-established sea bass and sea bream farms. As at the end of 2012, the number of aquaculture farms amounted to six. In the same year, Malta\u2019s output in terms of sales was around 3,904 tonnes of BFT worth some \u20ac78.9 million and around 126 tonnes of Sea Bass worth \u20ac833,000. The sales output for sea bream has increased steadily over the last four years and at 2,604 tonnes in 2012 (worth around \u20ac11million) is the mainstay of Maltese farmed fish production. Using 2012 as the baseline year, other species amounting to 806 tonnes worth some \u20ac2.2 million146 were also produced. Maltese aquaculture produce is almost entirely exported to European and Asian markets. The aquaculture sector is complemented with interventions by the fish processing industry. This industry is still in its infancy stage mainly since the local catch is made up of high-value fish that is exported or consumed fresh. In addition, the aquaculture harvesting and packing has little or no value added to this sector. Some limited processing activity exists by merchants within this field mainly in cutting, filleting, portioning, rewrapping and smoking for retail and hotel/restaurant customers. 141 Fisheries Management Plan: Lampuki FAD Fishery, Ministry for Sustainability, the Environment and Climate Change, Department of Fisheries and Aquaculture 2013. 142 National Statistics Office, Gainfully Occupied Population: 2008-2012 (Revisions) News Release 190/2013. 143 National Statistics Office, September 2013. 144 National Statistics Office, October 2013: Data does not include sales of aquaculture and tuna farming. 145 Ibid. 146 National Statistics Office: News Release 222/2013. During the 2007-2013 programming period, the Maltese labour market recorded a relatively positive performance, as reflected by the increasing participation rates and employment levels and the relatively low and stable unemployment rate. Notwithstanding this, Malta still faces challenges relating to low labour market participation, together with rising youth unemployment rates. Human capital utilisation is also lagging behind (compared to the EU average) in terms of tertiary education (or equivalent) attainment levels. This is compounded by a still relatively high early school leaving rate when compared to the EU average. Education and employment also have a direct link towards creating a more socially inclusive society. Within this context, Malta\u2019s commitment to increase the employment rate complemented by the requirement to reduce the early school leaving rate to 10% and to increase the percentage of persons obtaining tertiary education to 33% by 2020, is expected to lead to improvements in the utilisation of human capital. Education and employment have a direct link towards creating a more inclusive society whereby investments in these areas will contribute towards the reduction in the number of persons at risk of poverty or social exclusion. With a population of 413,300 in 2013, Malta\u2019s labour force stood (20-64) at 178,000 as shown in Table 1.23 below. This represents an 11.0% increase over 2008 figures. The inactive population, which has declined during the reference period, represents 31.2% of the reference population. The employed population has also registered an increasing trend which is attributable to a number of factors including the higher female emancipation. The increase in female participation has been achieved through the introduction of a series of initiatives such as fiscal incentives and family friendly measures. Notwithstanding the financial crisis and the subsequent recession, the number of people looking for work remained relatively stable over the time period covered.", "snippet_links": [{"key": "income-generation", "type": "clause", "offset": [68, 85]}, {"key": "income-sources", "type": "clause", "offset": [147, 161]}, {"key": "recreational-fishermen", "type": "definition", "offset": [170, 192]}, {"key": "limits-on", "type": "clause", "offset": [219, 228]}, {"key": "access-to", "type": "definition", "offset": [246, 255]}, {"key": "the-market", "type": "clause", "offset": [336, 346]}, {"key": "transport-vessels", "type": "definition", "offset": [387, 404]}, {"key": "time-employment", "type": "clause", "offset": [501, 516]}, {"key": "annual-average", "type": "definition", "offset": [592, 606]}, {"key": "in-terms", "type": "clause", "offset": [656, 664]}, {"key": "value-added", "type": "clause", "offset": [674, 685]}, {"key": "fisheries-sector", "type": "clause", "offset": [691, 707]}, 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"offset": [3696, 3716]}, {"key": "human-capital", "type": "clause", "offset": [3765, 3778]}, {"key": "the-eu", "type": "clause", "offset": [3827, 3833]}, {"key": "or-equivalent", "type": "definition", "offset": [3875, 3888]}, {"key": "education-and-employment", "type": "clause", "offset": [4014, 4038]}, {"key": "commitment-to", "type": "clause", "offset": [4144, 4157]}, {"key": "the-employment", "type": "clause", "offset": [4167, 4181]}, {"key": "the-requirement", "type": "clause", "offset": [4203, 4218]}, {"key": "the-percentage", "type": "definition", "offset": [4282, 4296]}, {"key": "to-lead", "type": "definition", "offset": [4365, 4372]}, {"key": "investments-in", "type": "clause", "offset": [4520, 4534]}, {"key": "reduction-in", "type": "definition", "offset": [4575, 4587]}, {"key": "number-of-persons", "type": "clause", "offset": [4592, 4609]}, {"key": "at-risk", "type": "definition", "offset": [4610, 4617]}, {"key": "as-shown", "type": "definition", "offset": [4734, 4742]}, {"key": "reference-period", "type": "clause", "offset": [4872, 4888]}, {"key": "a-number", "type": "definition", "offset": [5025, 5033]}, {"key": "family-friendly", "type": "definition", "offset": [5224, 5239]}, {"key": "the-financial", "type": "clause", "offset": [5266, 5279]}, {"key": "number-of-people", "type": "definition", "offset": [5321, 5337]}, {"key": "time-period-covered", "type": "definition", "offset": [5391, 5410]}], "hash": "e59802da1f4b11b03d35de97292646a0", "id": 5}, {"size": 2, "samples": [{"hash": "gkNqvgMeYCn", "uri": "/contracts/gkNqvgMeYCn#mfa", "label": "Grants & Funding", "score": 33.6793136597, "published": true}, {"hash": "a44wdfcxQv", "uri": "/contracts/a44wdfcxQv#mfa", "label": "Grants & Funding", "score": 32.988899231, "published": true}], "snippet": "\u2587\u2587\u2587\u2587\u2587 may carry out ex post controls of the grant recipients\u2019 compliance with the rules set forth in this Part III.", "snippet_links": [{"key": "ex-post", "type": "clause", "offset": [20, 27]}, {"key": "the-grant", "type": "clause", "offset": [40, 49]}, {"key": "compliance-with-the-rules", "type": "clause", "offset": [62, 87]}, {"key": "part-iii", "type": "definition", "offset": [106, 114]}], "hash": "448e7db20fbcb61f5d2e8c5bba7a61be", "id": 6}, {"size": 2, "samples": [{"hash": "gkNqvgMeYCn", "uri": "/contracts/gkNqvgMeYCn#mfa", "label": "Grants & Funding", "score": 33.6793136597, "published": true}, {"hash": "a44wdfcxQv", "uri": "/contracts/a44wdfcxQv#mfa", "label": "Grants & Funding", "score": 32.988899231, "published": true}], "snippet": "Norad may in exceptional cases upon written and justified request from the grant recipient, also allow single source procurement where:\na) A product or services can only be provided by a single firm because of exclusive capabilities, exceptional worth for the Project or proprietary rights.\nb) Standardisation with existing equipment is determined to be important and justified, and compatible goods cannot be provided by other suppliers.\nc) It is a case of extreme urgency not foreseeable or attributable to the grant recipients. The exceptions set out in points (a) and (b) shall only apply when no reasonable alternative or substitute exists, and the absence of competition is not the result of an artificial narrowing down of the parameters of the procurement.", "snippet_links": [{"key": "exceptional-cases", "type": "clause", "offset": [13, 30]}, {"key": "grant-recipient", "type": "clause", "offset": [75, 90]}, {"key": "single-source-procurement", "type": "definition", "offset": [103, 128]}, {"key": "the-project", "type": "clause", "offset": [256, 267]}, {"key": "proprietary-rights", "type": "definition", "offset": [271, 289]}, {"key": "existing-equipment", "type": "definition", "offset": [315, 333]}, {"key": "other-suppliers", "type": "clause", "offset": [422, 437]}, {"key": "extreme-urgency", "type": "definition", "offset": [458, 473]}, {"key": "set-out", "type": "definition", "offset": [546, 553]}, {"key": "reasonable-alternative", "type": "definition", "offset": [601, 623]}], "hash": "6be56d50c163cc9f66ceb4af74467d9b", "id": 7}, {"size": 2, "samples": [{"hash": "4ZAnGl6YnjJ", "uri": "/contracts/4ZAnGl6YnjJ#mfa", "label": "Index", "score": 29.2734947205, "published": true}, {"hash": "Ot077mrZz5", "uri": "/contracts/Ot077mrZz5#mfa", "label": "Index", "score": 29.049030304, "published": true}], "snippet": "See Ministry of Foreign Affairs Military Basic Law, Israel (1976), 7", "snippet_links": [{"key": "ministry-of-foreign-affairs", "type": "definition", "offset": [4, 31]}, {"key": "basic-law", "type": "definition", "offset": [41, 50]}], "hash": "e9c1ae028fa47267569cf5939c0f7b20", "id": 8}, {"size": 2, "samples": [{"hash": "bxNrJuSIuSf", "uri": "/contracts/bxNrJuSIuSf#mfa", "label": "Intergovernmental Agreement", "score": 17.2861061096, "published": true}], "snippet": "2008a. Updated Stormwater Evaluation Work Plan, Front Avenue LP, Portland, Oregon. April 16, 2008.", "snippet_links": [{"key": "work-plan", "type": "definition", "offset": [37, 46]}], "hash": "a9c5dd4162ecbbab8e8593e046ce261c", "id": 9}, {"size": 1, "samples": [{"hash": "gxyoXRS8gCe", "uri": "/contracts/gxyoXRS8gCe#mfa", "label": "Court Records Summary", "score": 18.9125595093, "published": true}], "snippet": "Quarterly Newsletter is published four times a year (December, March, June, and September) by the \u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587 Family Association, Inc., \u2587\u2587\u2587 \u2587\u2587\u2587\u2587\u2587\u2587 \u2587\u2587\u2587\u2587\u2587, Forsyth, GA 31029. Subscription to the Quarterly is included in membership dues. Articles for inclusion in the Quarterly, or suggestions for topics, may be sent to \u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587 \u2587\u2587\u2587\u2587, Editor, at \u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587@\u2587\u2587\u2587\u2587\u2587.\u2587\u2587\u2587.", "snippet_links": [{"key": "quarterly-newsletter", "type": "clause", "offset": [0, 20]}, {"key": "a-year", "type": "definition", "offset": [45, 51]}, {"key": "the-\u2587", "type": "clause", "offset": [94, 99]}, {"key": "membership-dues", "type": "clause", "offset": [219, 234]}, {"key": "may-be-sent", "type": "definition", "offset": [304, 315]}], "hash": "e6a476ee451487813b5300ec4e057186", "id": 10}], "next_curs": "CkwSRmoVc35sYXdpbnNpZGVyY29udHJhY3RzcigLEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2IgxtZmEjMDAwMDAwMGEMogECZW4YACAA", "clause": {"title": "MFA", "size": 43, "children": [["scope-of-risk", "Scope of Risk"], ["", ""], ["saas-fees", "SaaS Fees"], ["restrictions", "Restrictions"]], "parents": [["jurisdiction", "Jurisdiction"], ["review", "Review"], ["service-specific-security-measures", "Service Specific Security Measures"], ["virus-protection", "Virus Protection"], ["expenditure-limit", "Expenditure Limit"]], "id": "mfa", "related": [["the-executive", "The Executive", "The Executive"], ["executive", "Executive", "Executive"], ["the-company", "The Company", "The Company"], ["employers", "Employers", "Employers"], ["employee", "Employee", "Employee"]], "related_snippets": [], "updated": "2025-07-10T04:27:38+00:00", "also_ask": ["What are the essential elements that must be included in an MFA clause to ensure enforceability?", "How can the MFA clause be strategically negotiated to balance flexibility and protection for both parties?", "What are the most common risks or loopholes in MFA clauses that could undermine their effectiveness?", "How do MFA clauses compare to similar provisions like MFN (Most Favored Nation) in terms of legal effect and risk allocation?", "What standards do courts typically apply when interpreting and enforcing MFA clauses in disputes?"], "drafting_tip": "Specify MFA requirements, define authentication methods, and allocate responsibilities to ensure security, clarity, and enforceability.", "explanation": "The MFA (Most Favored Nation) clause ensures that one party receives terms that are at least as favorable as those offered to any other party in similar agreements. In practice, if the contract issuer later provides better terms to another party, the beneficiary of the MFA clause is automatically entitled to those improved terms as well. This clause is commonly used in commercial contracts, investment agreements, and licensing deals to protect a party from being disadvantaged by subsequent, more favorable deals offered to others. Its core function is to maintain fairness and competitive parity, preventing a party from being left at a disadvantage compared to others in similar contractual relationships."}, "json": true, "cursor": ""}}