{"component": "clause", "props": {"groups": [{"snippet": "Merchants are responsible for and must provide you with a clear way of choosing how to make a Visa debit transaction if they support the option. Please be advised that should you choose to use the Shazam\u00ae or Interlink\u00ae network when making a transaction without a PIN, different terms may apply. Certain protections and rights applicable only to Visa debit transactions as described in this Bank Account Agreement will not apply to transactions processed on the Shazam\u00ae or Visa Interlink\u00ae network. Please refer to the paragraph captioned \"Your Liability for Unauthorized Transfers\" for a description of these rights and protections applicable to Visa debit and non-Visa debit transactions. To initiate a Visa debit transaction at a point-of-sale, swipe the Card through the POS terminal, dip the Card chip into the chip-enabled card reader, add your Card information to a mobile wallet, tap your contactless card at a contactless terminal, sign the receipt, or provide your 16-digit Card number for a mail order, telephone, or internet purchase. To initiate a non-Visa debit transaction at the POS, enter your PIN at the POS terminal or provide your 16-digit Card number after clearly indicating a preference to route your transaction as a non-Visa debit transaction for certain bill payment, mail order, telephone, or Internet purchases.", "samples": [{"hash": "ci7WIjFHYOO", "uri": "/contracts/ci7WIjFHYOO#merchant-processing", "label": "Bank Account Agreement", "score": 32.5640602112, "published": true}, {"hash": "86JPoeVsXi", "uri": "/contracts/86JPoeVsXi#merchant-processing", "label": "Bank Account Agreement", "score": 25.6420269012, "published": true}, {"hash": "vMOTgj1hp9", "uri": "/contracts/vMOTgj1hp9#merchant-processing", "label": "Bank Account Agreement", "score": 25.1984939575, "published": true}], "size": 6, "snippet_links": [{"key": "responsible-for", "type": "clause", "offset": [14, 29]}, {"key": "the-option", "type": "clause", "offset": [133, 143]}, {"key": "please-be-advised", "type": "clause", "offset": [145, 162]}, {"key": "you-choose", "type": "definition", "offset": [175, 185]}, {"key": "different-terms", "type": "clause", "offset": [268, 283]}, {"key": "certain-protections", "type": "clause", "offset": [295, 314]}, {"key": "and-rights", "type": "clause", "offset": [315, 325]}, {"key": "visa-debit-transactions", "type": "clause", "offset": [345, 368]}, {"key": "bank-account-agreement", "type": "definition", "offset": [390, 412]}, {"key": "refer-to-the", "type": "definition", "offset": [504, 516]}, {"key": "your-liability-for-unauthorized-transfers", "type": "clause", "offset": [538, 579]}, {"key": "description-of", "type": "clause", "offset": [587, 601]}, {"key": "rights-and-protections", "type": "clause", "offset": [608, 630]}, {"key": "applicable-to", "type": "definition", "offset": [631, 644]}, {"key": "the-card", "type": "definition", "offset": [752, 760]}, {"key": "pos-terminal", "type": "definition", "offset": [773, 785]}, {"key": "card-reader", "type": "definition", "offset": [827, 838]}, {"key": "card-information", "type": "clause", "offset": [849, 865]}, {"key": "mobile-wallet", "type": "definition", "offset": [871, 884]}, {"key": "contactless-card", "type": "definition", "offset": [895, 911]}, {"key": "card-number", "type": "clause", "offset": [982, 993]}, {"key": "mail-order", "type": "definition", "offset": [1000, 1010]}, {"key": "a-non", "type": "clause", "offset": [1057, 1062]}, {"key": "your-transaction", "type": "definition", "offset": [1217, 1233]}, {"key": "bill-payment", "type": "definition", "offset": [1278, 1290]}, {"key": "internet-purchases", "type": "definition", "offset": [1318, 1336]}], "hash": "331ad823d1f1360dba7345d8833266cc", "id": 1}, {"snippet": "You will provide Us with details of the merchant provider for the processing of credit card and online orders. Any such accounts are subject to approval by Us.", "samples": [{"hash": "dMuVvzQAATo", "uri": "/contracts/dMuVvzQAATo#merchant-processing", "label": "License Agreement", "score": 31.3408622742, "published": true}, {"hash": "hhxVPh2Tp9l", "uri": "/contracts/hhxVPh2Tp9l#merchant-processing", "label": "License Agreement (Sack Lunch Productions Inc.)", "score": 29.1040382385, "published": true}, {"hash": "go9DuubwT4A", "uri": "/contracts/go9DuubwT4A#merchant-processing", "label": "License Agreement (Sack Lunch Productions Inc.)", "score": 29.1040382385, "published": true}], "size": 5, "snippet_links": [{"key": "provide-us", "type": "clause", "offset": [9, 19]}, {"key": "merchant-provider", "type": "definition", "offset": [40, 57]}, {"key": "the-processing", "type": "clause", "offset": [62, 76]}, {"key": "credit-card", "type": "clause", "offset": [80, 91]}, {"key": "online-orders", "type": "clause", "offset": [96, 109]}, {"key": "approval-by", "type": "clause", "offset": [144, 155]}], "hash": "350622739549120b567f2defa0c0024d", "id": 2}, {"snippet": "Neither the Company nor any of its Subsidiaries provide, or has provided, merchant credit card processing services to any merchants.", "samples": [{"hash": "lMzogBzhIv1", "uri": "/contracts/lMzogBzhIv1#merchant-processing", "label": "Merger Agreement (Falmouth Bancorp Inc)", "score": 21.0, "published": true}, {"hash": "7iPDeDLXLiQ", "uri": "/contracts/7iPDeDLXLiQ#merchant-processing", "label": "Merger Agreement (Independent Bank Corp)", "score": 21.0, "published": true}, {"hash": "7IKCuPJIyRg", "uri": "/contracts/7IKCuPJIyRg#merchant-processing", "label": "Merger Agreement (Abington Bancorp Inc)", "score": 18.0, "published": true}], "size": 3, "snippet_links": [{"key": "neither-the-company", "type": "definition", "offset": [0, 19]}, {"key": "merchant-credit-card-processing-services", "type": "clause", "offset": [74, 114]}], "hash": "b6d84e779cf9ea2773847b52ce39526b", "id": 3}, {"snippet": "Merchant Processing is subject to the terms and conditions of a separate Merchant Processing Agreement.", "samples": [{"hash": "dRW2I3n4Nt5", "uri": "/contracts/dRW2I3n4Nt5#merchant-processing", "label": "Business Banking Master Agreement", "score": 25.3477077484, "published": true}, {"hash": "51rN3e3Sj2L", "uri": "/contracts/51rN3e3Sj2L#merchant-processing", "label": "Business Banking Master Agreement", "score": 25.3477077484, "published": true}, {"hash": "23jdUJoYpUn", "uri": "/contracts/23jdUJoYpUn#merchant-processing", "label": "Business Banking Master Agreement", "score": 25.1971244812, "published": true}], "size": 3, "snippet_links": [{"key": "terms-and-conditions-of", "type": "clause", "offset": [38, 61]}, {"key": "a-separate", "type": "definition", "offset": [62, 72]}, {"key": "merchant-processing-agreement", "type": "definition", "offset": [73, 102]}], "hash": "2d299a93bc5900710d2a921159f60642", "id": 4}, {"snippet": "Merchant will tender to SPS for processing all of Merchant's Transactions from all Merchant locations. Merchant will not use the services of any bank, corporation, or person other than SPS for Authorization or processing of Transactions during the term of this Agreement unless Merchant notifies SPS in writing and receives written approval from SPS prior to processing with another institution.", "samples": [{"hash": "a3hNDcDFQBp", "uri": "/contracts/a3hNDcDFQBp#merchant-processing", "label": "Merchant Agreement", "score": 27.0358963013, "published": true}, {"hash": "laewuVvqzFQ", "uri": "/contracts/laewuVvqzFQ#merchant-processing", "label": "Merchant Agreement", "score": 21.918548584, "published": true}], "size": 3, "snippet_links": [{"key": "merchant-locations", "type": "definition", "offset": [83, 101]}, {"key": "merchant-will-not", "type": "clause", "offset": [103, 120]}, {"key": "the-services", "type": "definition", "offset": [125, 137]}, {"key": "processing-of-transactions", "type": "clause", "offset": [210, 236]}, {"key": "during-the-term-of-this-agreement", "type": "clause", "offset": [237, 270]}, {"key": "in-writing", "type": "definition", "offset": [300, 310]}, {"key": "written-approval", "type": "definition", "offset": [324, 340]}, {"key": "prior-to", "type": "definition", "offset": [350, 358]}], "hash": "bbc56492cfd4666a1e4f434481ef7b90", "id": 5}, {"snippet": "Delay If there is a Merchant Processing Delay and you have a Balance at the time the merchant processes your payment and completes the transaction, PayPal will use your Balance instead of your Preferred Funding Source. Special Funding Sources: Certain payments may be funded by special Funding Sources linked to your Account, such as merchant/transaction specific balance, gift vouchers or other promotional Funding Sources, the use and priority of which are subject to further terms and conditions between you and PayPal (\u201cSpecial Funding Sources\u201d). Your Account Overview may showthe notional amount available in your Special Funding Sources to fund qualifying payments at any given time. This amount does not constitute E- money, is not deemed part of your Balance and is not redeemable in cash - it only represents the amount of E-money which PayPal offers to issue and credit to your PayPal Account at the time of (and only to immediately fund) a qualifying PayPal payment, subject to (and only for the period outlined in) the further terms and conditions of use of that Special Funding Source. If your PayPal payment funded by a Special Funding Source is rescinded (including, without limitation, Reversed) at a later time for any reason, PayPal will keep the amount that represents the portion of that PayPal payment that was funded by your Special Funding Source and (provided that the Special Funding Source has not already expired) reinstate the Special Funding Source.", "samples": [{"hash": "2mwm2nI9k3W", "uri": "/contracts/2mwm2nI9k3W#merchant-processing", "label": "User Agreement", "score": 26.2803821564, "published": true}], "size": 3, "snippet_links": [{"key": "merchant-processing-delay", "type": "clause", "offset": [20, 45]}, {"key": "at-the-time", "type": "clause", "offset": [69, 80]}, {"key": "the-merchant", "type": "clause", "offset": [81, 93]}, {"key": "your-payment", "type": "definition", "offset": [104, 116]}, {"key": "the-transaction", "type": "clause", "offset": [131, 146]}, {"key": "your-balance", "type": "clause", "offset": [164, 176]}, {"key": "preferred-funding-source", "type": "clause", "offset": [193, 217]}, {"key": "special-funding-sources", "type": "definition", "offset": [219, 242]}, {"key": "payments-may-be", "type": "clause", "offset": [252, 267]}, {"key": "to-your-account", "type": "clause", "offset": [309, 324]}, {"key": "transaction-specific", "type": "clause", "offset": [343, 363]}, {"key": "subject-to", "type": "definition", "offset": [459, 469]}, {"key": "further-terms-and-conditions", "type": "clause", "offset": [470, 498]}, {"key": "account-overview", "type": "clause", "offset": [556, 572]}, {"key": "amount-available", "type": "definition", "offset": [594, 610]}, {"key": "to-fund", "type": "definition", "offset": [643, 650]}, {"key": "qualifying-payments", "type": "definition", "offset": [651, 670]}, {"key": "to-issue", "type": "clause", "offset": [860, 868]}, {"key": "paypal-account", "type": "definition", "offset": [888, 902]}, {"key": "paypal-payment", "type": "clause", "offset": [962, 976]}, {"key": "the-period", "type": "clause", "offset": [1003, 1013]}, {"key": "terms-and-conditions-of-use", "type": "definition", "offset": [1039, 1066]}, {"key": "without-limitation", "type": "clause", "offset": [1182, 1200]}, {"key": "for-any-reason", "type": "clause", "offset": [1228, 1242]}, {"key": "provided-that", "type": "definition", "offset": [1375, 1388]}, {"key": "the-special", "type": "definition", "offset": [1389, 1400]}], "hash": "b8063b31b653acd1631163714f7bd41e", "id": 6}, {"snippet": "Except as set forth on Schedule 5.19, neither Juniata nor any Juniata Subsidiary provides, or has provided, merchant credit card processing services to any merchants.", "samples": [{"hash": "1NKQwOgunNj", "uri": "/contracts/1NKQwOgunNj#merchant-processing", "label": "Merger Agreement (Juniata Valley Financial Corp)", "score": 29.0109519958, "published": true}, {"hash": "cFdLP3fh9Ha", "uri": "/contracts/cFdLP3fh9Ha#merchant-processing", "label": "Merger Agreement (Juniata Valley Financial Corp)", "score": 26.4811763763, "published": true}], "size": 2, "snippet_links": [{"key": "on-schedule", "type": "definition", "offset": [20, 31]}, {"key": "merchant-credit-card-processing-services", "type": "clause", "offset": [108, 148]}], "hash": "6c9fcd711a55d7d3767e1c0cec5ad924", "id": 7}, {"snippet": "Except as set forth in Section 4.28 of the ICBC Disclosure Schedule, neither ICBC nor any ICBC Subsidiary provides merchant credit card processing services to any merchants.", "samples": [{"hash": "fbwpEqnhEPM", "uri": "/contracts/fbwpEqnhEPM#merchant-processing", "label": "Merger Agreement (Independence Community Bank Corp)", "score": 21.0, "published": true}, {"hash": "dchcIymQNNJ", "uri": "/contracts/dchcIymQNNJ#merchant-processing", "label": "Merger Agreement (Sovereign Bancorp Inc)", "score": 21.0, "published": true}], "size": 2, "snippet_links": [{"key": "disclosure-schedule", "type": "clause", "offset": [48, 67]}, {"key": "merchant-credit-card-processing-services", "type": "clause", "offset": [115, 155]}], "hash": "a0032122a2caf72f19755d4cab4ed7b0", "id": 8}, {"snippet": "As soon as practicable after the Effective Date ------------------- BAMSI shall enter into agreements or make other mutually acceptable arrangements with the Bank pursuant to which the Bank will provide those banking services which are necessary for BAMSI to provide the Merchant Processing Services and which the parties wish the Bank to provide.", "samples": [{"hash": "B2ubbYaAfi", "uri": "/contracts/B2ubbYaAfi#merchant-processing", "label": "Sponsorship and Processing Agreement (Ba Merchant Services Inc)", "score": 16.0, "published": true}, {"hash": "7VU8rkLAUEV", "uri": "/contracts/7VU8rkLAUEV#merchant-processing", "label": "Sponsorship and Processing Agreement (Ba Merchant Services Inc)", "score": 16.0, "published": true}], "size": 2, "snippet_links": [{"key": "as-soon-as-practicable", "type": "definition", "offset": [0, 22]}, {"key": "after-the-effective-date", "type": "clause", "offset": 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"/contracts/89jne3c31Do#merchant-processing", "label": "Technology Sourcing Agreement (Synchrony Financial)", "score": 25.3394927979, "published": true}], "size": 2, "snippet_links": [{"key": "the-information", "type": "clause", "offset": [21, 36]}, {"key": "you-need", "type": "clause", "offset": [37, 45]}, {"key": "exception-reporting", "type": "clause", "offset": [84, 103]}], "hash": "9eef4acebb8bb37a742e12e489672657", "id": 10}], "next_curs": "ClwSVmoVc35sYXdpbnNpZGVyY29udHJhY3RzcjgLEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2IhxtZXJjaGFudC1wcm9jZXNzaW5nIzAwMDAwMDBhDKIBAmVuGAAgAA==", "clause": {"parents": [["credit-card-accounts-and-merchant-processing", "Credit Card Accounts and Merchant Processing"], ["truth-in-savings-disclosures", "Truth in Savings Disclosures"], ["equipment-products", "Equipment Products"], ["additional-definitions", "Additional Definitions"], ["honoring-cards", "Honoring Cards"]], "size": 62, "title": "Merchant Processing", "children": [["use-of-designated-merchant-processing-partner", "USE OF DESIGNATED MERCHANT PROCESSING PARTNER"], ["use-of-non-designated-merchant-processing-partner", "USE OF NON-DESIGNATED MERCHANT PROCESSING PARTNER"], ["merchant-contracts", "Merchant Contracts"], ["payment", "Payment"], ["processing-and-submission-to-interchange", "Processing and Submission to Interchange"]], "id": "merchant-processing", "related": [["payment-processing", "Payment Processing", "Payment Processing"], ["sub-processing", "Sub-Processing", "Sub-Processing"], ["merchant", "Merchant", "Merchant"], ["data-processing", "Data Processing", "Data Processing"], ["subprocessing", "Subprocessing", "Subprocessing"]], "related_snippets": [], "updated": "2025-09-27T06:38:08+00:00", "also_ask": [], "drafting_tip": "", "explanation": "The Merchant Processing clause defines the terms and conditions under which a business accepts and processes electronic payments, such as credit or debit card transactions, from its customers. It typically outlines the responsibilities of the merchant regarding payment processing, compliance with payment network rules, and the handling of transaction fees or chargebacks. This clause ensures that both the merchant and the payment processor understand their obligations, thereby reducing disputes and facilitating smooth financial transactions."}, "json": true, "cursor": ""}}