{"component": "clause", "props": {"groups": [{"size": 87, "snippet_links": [{"key": "cash-withdrawals", "type": "clause", "offset": [14, 30]}, {"key": "in-foreign-currencies", "type": "clause", "offset": [36, 57]}, {"key": "the-exchange-rate", "type": "clause", "offset": [109, 126]}, {"key": "to-convert", "type": "clause", "offset": [132, 142]}, {"key": "foreign-currency-transactions", "type": "clause", "offset": [143, 172]}, {"key": "the-rate", "type": "definition", "offset": [295, 303]}, {"key": "applicable-currency", "type": "definition", "offset": [388, 407]}, {"key": "the-day", "type": "definition", "offset": [411, 418]}, {"key": "the-transaction", "type": "clause", "offset": [419, 434]}, {"key": "rate-applicable", "type": "clause", "offset": [479, 494]}, {"key": "to-your-account", "type": "clause", "offset": [546, 561]}], "samples": [{"hash": "hosH0cECnGp", "uri": "/contracts/hosH0cECnGp#mastercard", "label": "Electronic Fund Transfers Agreement", "score": 30.9199981689, "published": true}, {"hash": "4XoXSWDtaDD", "uri": "/contracts/4XoXSWDtaDD#mastercard", "label": "Electronic Fund Transfers Agreement", "score": 28.3700084686, "published": true}, {"hash": "2bt5MRZF9SJ", "uri": "/contracts/2bt5MRZF9SJ#mastercard", "label": "Electronic Fund Transfers Agreement", "score": 26.7193775177, "published": true}], "snippet": "Purchases and cash withdrawals made in foreign currencies will be debited from your account in U.S. dollars. The exchange rate used to convert foreign currency transactions to U.S. dollars is either a government-mandated exchange rate or a wholesale exchange rate and is selected by Mastercard. The rate Mastercard uses for a particular transaction is the rate Mastercard selects for the applicable currency on the day the transaction is processed. This rate may differ from the rate applicable on the date the transaction occurred or was posted to your account.", "hash": "00ca80ec571ef12ade3788578553df51", "id": 1}, {"size": 22, "snippet_links": [{"key": "debit-mastercard", "type": "clause", "offset": [41, 57]}, {"key": "account-numbers", "type": "definition", "offset": [233, 248]}, {"key": "the-account", "type": "clause", "offset": [358, 369]}, {"key": "number-of", "type": "definition", "offset": [370, 379]}, {"key": "the-card", "type": "clause", "offset": [380, 388]}], "samples": [{"hash": "fvVQHdpnIvk", "uri": "/contracts/fvVQHdpnIvk#mastercard", "label": "Merchant Processing Agreement", "score": 28.1281051636, "published": true}, {"hash": "8m51LKcTzkW", "uri": "/contracts/8m51LKcTzkW#mastercard", "label": "Merchant Processing Agreement", "score": 26.905544281, "published": true}, {"hash": "lHrUOwFcgKp", "uri": "/contracts/lHrUOwFcgKp#mastercard", "label": "Merchant Processing Agreement", "score": 26.3415470123, "published": true}], "snippet": "a. The MasterCard Global hologram or the Debit MasterCard hologram and the MasterCard brand \u2587\u2587\u2587\u2587 stacked within a retaining line, or the MasterCard brandmark without a retaining line if the hologram is on the back.\nb. All MasterCard account numbers are 16 digits long.\nc. The first four digits of the embossed account number match the four digits printed on the account number of the Card. The last four digits of the account number are embossed over the hologram.", "hash": "fe77ca44ba29e6e46357315ed5ffb15f", "id": 2}, {"size": 7, "snippet_links": [{"key": "a-booking", "type": "definition", "offset": [24, 33]}, {"key": "prior-to", "type": "definition", "offset": [52, 60]}, {"key": "cancellation-deadline", "type": "clause", "offset": [74, 95]}, {"key": "the-planned", "type": "clause", "offset": [138, 149]}, {"key": "day-of", "type": "clause", "offset": [150, 156]}], "samples": [{"hash": "44ABuUnOut4", "uri": "/contracts/44ABuUnOut4#mastercard", "label": "Acquiring Agreement", "score": 27.21210289, "published": true}, {"hash": "6YOwGmCoYKW", "uri": "/contracts/6YOwGmCoYKW#mastercard", "label": "Acquiring Agreement", "score": 26.9605941772, "published": true}, {"hash": "k27IUAz5ZU8", "uri": "/contracts/k27IUAz5ZU8#mastercard", "label": "Acquiring Agreement", "score": 23.1067752838, "published": true}], "snippet": "If the Cardholder makes a booking less than 72 hour prior to arrival, the cancellation deadline must not fall any earlier than 6.00 pm on the planned day of arrival.", "hash": "a04cde17c3b2da7397a70cae1525f286", "id": 3}, {"size": 7, "snippet_links": [{"key": "cash-withdrawals", "type": "clause", "offset": [14, 30]}, {"key": "in-foreign-currencies", "type": "clause", "offset": [36, 57]}, {"key": "the-exchange-rate", "type": "clause", "offset": [109, 126]}, {"key": "to-convert", "type": "clause", "offset": [132, 142]}, {"key": "foreign-currency-transactions", "type": "clause", "offset": [143, 172]}, {"key": "the-rate", "type": "definition", "offset": [295, 303]}, {"key": "applicable-currency", "type": "definition", "offset": [388, 407]}, {"key": "the-day", "type": "definition", "offset": [411, 418]}, {"key": "the-transaction", "type": "clause", "offset": [419, 434]}, {"key": "rate-applicable", "type": "clause", "offset": [479, 494]}, {"key": "to-your-account", "type": "clause", "offset": [546, 561]}, {"key": "transactions-completed", "type": "clause", "offset": [601, 623]}, {"key": "outside-of-the-united-states", "type": "clause", "offset": [624, 652]}, {"key": "the-merchant", "type": "definition", "offset": [703, 715]}, {"key": "all-fees", "type": "clause", "offset": [816, 824]}, {"key": "based-on", "type": "definition", "offset": [840, 848]}, {"key": "transaction-amount", "type": "definition", "offset": [853, 871]}], "samples": [{"hash": "jp3JbASvwRm", "uri": "/contracts/jp3JbASvwRm#mastercard", "label": "Electronic Fund Transfer Agreement and Disclosure", "score": 24.691991806, "published": true}, {"hash": "8BVzXpwZmsk", "uri": "/contracts/8BVzXpwZmsk#mastercard", "label": "Electronic Fund Transfers Agreement", "score": 22.9527931213, "published": true}], "snippet": "Purchases and cash withdrawals made in foreign currencies will be debited from your account in U.S. dollars. The exchange rate used to convert foreign currency transactions to U.S. dollars is either a government-mandated exchange rate or a wholesale exchange rate and is selected by MasterCard. The rate MasterCard uses for a particular transaction is the rate MasterCard selects for the applicable currency on the day the transaction is processed. This rate may differ from the rate applicable on the date the transaction occurred or was posted to your account. A fee of 0.80% will be charged on all transactions completed outside of the United States, where the cardholder\u2019s country code differs from the merchant\u2019s country code. A fee of 0.20% will be charged on all transactions completed in a foreign currency. All fees are calculated based on the transaction amount after it is converted to U.S. dollars. These fees are charged except where excluded.", "hash": "52c54d1c2c20b3eebd52e34fc6551a0b", "id": 4}, {"size": 4, "snippet_links": [{"key": "cancellation-deadline", "type": "clause", "offset": [4, 25]}, {"key": "local-time", "type": "clause", "offset": [44, 54]}, {"key": "the-planned", "type": "clause", "offset": [58, 69]}, {"key": "day-of", "type": "clause", "offset": [70, 76]}, {"key": "the-hotel", "type": "definition", "offset": [157, 166]}, {"key": "write-down", "type": "definition", "offset": [244, 254]}, {"key": "this-code", "type": "definition", "offset": [255, 264]}, {"key": "confirmation-of", "type": "clause", "offset": [306, 321]}, {"key": "card-number", "type": "clause", "offset": [475, 486]}, {"key": "the-card", "type": "clause", "offset": [489, 497]}, {"key": "expiry-date", "type": "definition", "offset": [500, 511]}, {"key": "other-relevant-information", "type": "clause", "offset": [538, 564]}], "samples": [{"hash": "xGozCJ31k9", "uri": "/contracts/xGozCJ31k9#mastercard", "label": "Terms and Conditions for Acquiring Services", "score": 21.9171791077, "published": true}, {"hash": "gWYSVxmI02R", "uri": "/contracts/gWYSVxmI02R#mastercard", "label": "Terms and Conditions", "score": 21.9171791077, "published": true}, {"hash": "4MbkYjoscg1", "uri": "/contracts/4MbkYjoscg1#mastercard", "label": "Acquiring Agreement", "score": 21.9171791077, "published": true}], "snippet": "The cancellation deadline is always 6.00 pm local time on the planned day of arrival. Once a room has been cancelled before the deadline for cancella- tion, the hotel must give the Cardholder a cancellation code and recommend the Cardholder to write down this code. If the Cardholder has requested written confirmation of the cancellation, the hotel must send an acknowledgement to the Cardholder containing the following information: \u0084 The Cardholder\u2019s name \u0084 The truncated card number \u0084 The Card\u2019s expiry date \u0084 The cancellation code \u0084 Other relevant information", "hash": "3851ceff699f22c9975c4c5bbfffd714", "id": 5}, {"size": 3, "snippet_links": [{"key": "cash-withdrawals", "type": "clause", "offset": [14, 30]}, {"key": "in-foreign-currencies", "type": "clause", "offset": [36, 57]}, {"key": "your-account", "type": "definition", "offset": [79, 91]}, {"key": "the-exchange-rate", "type": "clause", "offset": [109, 126]}, {"key": "transaction-currency", "type": "definition", "offset": [139, 159]}, {"key": "currency-used", "type": "clause", "offset": [176, 189]}, {"key": "international-transactions", "type": "definition", "offset": [205, 231]}, {"key": "the-applicable", "type": "clause", "offset": [325, 339]}, {"key": "processing-date", "type": "definition", "offset": [348, 363]}, {"key": "the-rate", "type": "definition", "offset": [390, 398]}, {"key": "in-effect", "type": "clause", "offset": [453, 462]}, {"key": "the-processing", "type": "clause", "offset": [533, 547]}, {"key": "purchase-date", "type": "clause", "offset": [611, 624]}, {"key": "posting-date", "type": "definition", "offset": [649, 661]}], "samples": [{"hash": "5FsZJs7wOmM", "uri": "/contracts/5FsZJs7wOmM#mastercard", "label": "Electronic Fund Transfers Agreement", "score": 23.7438583374, "published": true}], "snippet": "Purchases and cash withdrawals made in foreign currencies will be debited from your account in U.S. dollars. The exchange rate between the transaction currency and the billing currency used for processing international transactions is a rate selected by Visa from a range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate Visa itself receives or the government- mandated rate in effect for the applicable central processing date. The exchange rate used on the processing date may differ from the rate that would have been used on the purchase date or cardholder statement posting date.", "hash": "f647054761e21408aa3a63aad54af998", "id": 6}, {"size": 2, "snippet_links": [{"key": "mastercard-international", "type": "definition", "offset": [88, 112]}, {"key": "the-charge", "type": "clause", "offset": [139, 149]}, {"key": "a-us", "type": "clause", "offset": [155, 160]}, {"key": "dollar-amount", "type": "definition", "offset": [162, 175]}, {"key": "international-will", "type": "definition", "offset": [188, 206]}, {"key": "conversion-procedure", "type": "clause", "offset": [224, 244]}, {"key": "currency-conversion-rate", "type": "definition", "offset": [318, 342]}], "samples": [{"hash": "fm8p6W3NBeM", "uri": "/contracts/fm8p6W3NBeM#mastercard", "label": "Electronic Fund Transfer Agreement", "score": 22.0985946655, "published": true}, {"hash": "j1WlDJ1SCQ1", "uri": "/contracts/j1WlDJ1SCQ1#mastercard", "label": "Electronic Fund Transfer Agreement", "score": 20.5811080933, "published": true}], "snippet": "If you effect a transaction with your MasterCard in a currency other than U.S. dollars, MasterCard International Incorporated will convert the charge into a U.S. dollar amount. MasterCard international will use its currency conversion procedure, which is disclosed to institutions that issue MasterCard. Currently the currency conversion rate used by MasterCard", "hash": "32e3d522f6513ca05425336b8c738a7d", "id": 7}, {"size": 2, "snippet_links": [{"key": "cash-withdrawals", "type": "clause", "offset": [14, 30]}, {"key": "in-foreign-currencies", "type": "clause", "offset": [36, 57]}, {"key": "your-account", "type": "definition", "offset": [79, 91]}], "samples": [{"hash": "2UxDY0tes3k", "uri": "/contracts/2UxDY0tes3k#mastercard", "label": "On Line Banking Account Access Agreement", "score": 24.151725769, "published": true}], "snippet": "Purchases and cash withdrawals made in foreign currencies will be debited from your account in", "hash": "0e971142c112ca44ae0f116e9c7b46a8", "id": 8}, {"size": 1, "snippet_links": [{"key": "cash-withdrawals", "type": "clause", "offset": [14, 30]}, {"key": "in-foreign-currencies", "type": "clause", "offset": [36, 57]}, {"key": "your-account", "type": "definition", "offset": [79, 91]}, {"key": "the-exchange-rate", "type": "clause", "offset": [109, 126]}, {"key": "to-convert", "type": "clause", "offset": [132, 142]}, {"key": "foreign-currency-transactions", "type": "clause", "offset": [143, 172]}, {"key": "based-on", "type": "definition", "offset": [192, 200]}, {"key": "wholesale-market", "type": "definition", "offset": [223, 239]}, {"key": "where-applicable", "type": "clause", "offset": [269, 285]}, {"key": "currency-conversion-rate", "type": "definition", "offset": [291, 315]}, {"key": "the-rate", "type": "definition", "offset": [364, 372]}, {"key": "applicable-currency", "type": "definition", "offset": [381, 400]}, {"key": "the-transaction", "type": "clause", "offset": [413, 428]}, {"key": "foreign-transactions", "type": "definition", "offset": [729, 749]}, {"key": "your-card", "type": "clause", "offset": [837, 846]}, {"key": "outside-of-the-united-states", "type": "clause", "offset": [847, 875]}, {"key": "all-fees", "type": "clause", "offset": [877, 885]}, {"key": "transaction-amount", "type": "definition", "offset": [914, 932]}, {"key": "completed-by", "type": "clause", "offset": [1023, 1035]}, {"key": "outside-the-united-states", "type": "definition", "offset": [1160, 1185]}, {"key": "time-of-the", "type": "clause", "offset": [1193, 1204]}], "samples": [{"hash": "lJ4qjch0qvt", "uri": "/contracts/lJ4qjch0qvt#mastercard", "label": "Terms and Conditions", "score": 27.8172492981, "published": true}], "snippet": "Purchases and cash withdrawals made in foreign currencies will be debited from your account in U.S. dollars. The exchange rate used to convert foreign currency transactions to U.S. dollars is based on rates observed in the wholesale market or governmentmandated rates, where applicable. The currency conversion rate Mastercard uses for a particular transaction is the rate for the applicable currency on the date the transaction occurs. However, in limited situations, particularly where transaction submissions to Mastercard for processing are delayed, the currency conversion rate Mastercard uses may be the rate for the applicable currency on the date the transaction is processed. A fee of up to 1.00% will be charged on all foreign transactions. A foreign transaction is any transaction that you complete or a merchant completes on your card outside of the United States. All fees are calculated based on the transaction amount after it is converted to U.S. dollars and are charged except where excluded. Transactions completed by merchants outside of the United States are considered foreign transactions, regardless of whether you are located inside or outside the United States at the time of the transaction.", "hash": "34dffa076e51a5f63ae66f8c5cb0d400", "id": 9}, {"size": 1, "snippet_links": [{"key": "if-approved", "type": "clause", "offset": [0, 11]}, {"key": "goods-and-services", "type": "definition", "offset": [59, 77]}, {"key": "participating-merchants", "type": "definition", "offset": [83, 106]}, {"key": "your-card", "type": "clause", "offset": [133, 142]}, {"key": "type-of", "type": "definition", "offset": [159, 166]}, {"key": "gambling-transaction", "type": "definition", "offset": [167, 187]}, {"key": "goods-or-services", "type": "definition", "offset": [212, 229]}, {"key": "the-internet", "type": "clause", "offset": [235, 247]}, {"key": "to-provide", "type": "clause", "offset": [269, 279]}, {"key": "card-number", "type": "clause", "offset": [280, 291]}, {"key": "security-information", "type": "definition", "offset": [292, 312]}, {"key": "the-transaction", "type": "clause", "offset": [354, 369]}, {"key": "you-agree", "type": "clause", "offset": [371, 380]}, {"key": "local-law", "type": "definition", "offset": [485, 494]}, {"key": "card-purchases", "type": "clause", "offset": [516, 530]}, {"key": "share-draft-account", "type": "definition", "offset": [558, 577]}, {"key": "debit-card-transactions", "type": "clause", "offset": [601, 624]}, {"key": "consent-to", "type": "definition", "offset": [635, 645]}, {"key": "the-credit-union", "type": "definition", "offset": [646, 662]}, {"key": "overdraft-protection-plan", "type": "definition", "offset": [665, 690]}, {"key": "transaction-amount", "type": "definition", "offset": [708, 726]}, {"key": "the-plan", "type": "clause", "offset": [747, 755]}, {"key": "your-consent", "type": "clause", "offset": [765, 777]}, {"key": "resulting-from", "type": "definition", "offset": [835, 849]}, {"key": "types-of-transactions", "type": "definition", "offset": [856, 877]}, {"key": "services-and-fees", "type": "clause", "offset": [879, 896]}, {"key": "the-member", "type": "clause", "offset": [971, 981]}, {"key": "schedule-of-fees-and-charges", "type": "clause", "offset": [1031, 1059]}], "samples": [{"hash": "7ldlkMmNgPS", "uri": "/contracts/7ldlkMmNgPS#mastercard", "label": "Electronic Fund Transfers Agreement", "score": 23.0814151764, "published": true}], "snippet": "If approved, you may use your MasterCard\u00ae card to purchase goods and services from participating merchants. However, you may not use your card to initiate any type of gambling transaction. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your card purchases will be deducted from your share draft account. For ATM and one- time debit card transactions, you must consent to the Credit Union\u2019s overdraft protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for overdrafts are shown in the document the Credit Union uses to capture the member\u2019s opt-in choice for overdraft protection and the Schedule of Fees and Charges.", "hash": "e4a085049892f251b06e6c8d531d600b", "id": 10}], "next_curs": "ClMSTWoVc35sYXdpbnNpZGVyY29udHJhY3Rzci8LEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2IhNtYXN0ZXJjYXJkIzAwMDAwMDBhDKIBAmVuGAAgAA==", "clause": {"parents": [["security-features", "Security Features"], ["key-definitions", "Key Definitions"], ["honoring-cards", "Honoring Cards"], ["cancellations", "Cancellations"], ["guaranteed-reservation", "Guaranteed Reservation"]], "size": 136, "children": [], "title": "Mastercard", "id": "mastercard", "related": [["visa", "Visa", "Visa"], ["visa-debit-card", "Visa Debit Card", "Visa Debit Card"], ["merchant", "Merchant", "Merchant"], ["debit-card", "Debit Card", "Debit Card"], ["credit-card", "Credit Card", "Credit Card"]], "related_snippets": [], "updated": "2025-07-10T05:58:13+00:00", "also_ask": [], "drafting_tip": "Specify Mastercard's role, outline permitted uses, and define liability limits to ensure clarity, prevent misuse, and allocate risk appropriately.", "explanation": "The 'Mastercard' clause defines the terms and conditions under which Mastercard-branded payment cards may be used or accepted within the context of the agreement. Typically, this clause outlines the responsibilities of parties regarding the processing of Mastercard transactions, compliance with Mastercard's rules, and any associated fees or liabilities. For example, it may specify how chargebacks are handled or what security standards must be met. The core function of this clause is to ensure that all parties understand and adhere to Mastercard's requirements, thereby reducing the risk of disputes and ensuring smooth payment processing."}, "json": true, "cursor": ""}}