Market Accounts. In each monthly statement period, you may make no more than six (6) transfers and/or withdrawals by means of preauthorized, automatic telephone or computer instructions or checks, when applicable. There are no limits on the number of transfers or withdrawals that you may make in person at any of our branches or at an ATM. We will impose a service charge for each transaction in excess of the legal limit. If you exceed the permitted limit repeatedly, we may convert your account to a transaction account. If we convert your account, we will tell you that we have done so.
Market Accounts. There is a minimum Average Daily Balance of $1,000.00 required to avoid a service fee for the dividend period. If the minimum average daily balance is not maintained during the dividend period, there will be a service fee as stated in the Fee Schedule. • Savings, Kids Klub, SCUGMA, XXX, Money Market, Estate and Fiduciary Accounts. There is a minimum daily balance required to earn the Annual Percentage Yield disclosed for the dividend period. If the minimum daily balance is not met, you will not earn the Annual Percentage Yield stated in the Rate Schedule.
Market Accounts. You may only make up to six (6) withdrawals or transfers per statement cycle, or a combination of such transfers or withdrawals per statement cycle, to another TDB account or to a third party (inclusive of pre-authorized or automatic transfers, whether by ACH, telephone, internet banking, overdraft protection, check draft, withdrawal, debit card, etc.) from a money market account prior to incurring excess transaction fees, as detailed in the applicable Disclosures & Schedule of Fees.
Market Accounts. Transfers from a Money Market account or to third parties by preauthorized, automatic, telephone transfer, or online banking are limited to 6 per statement cycle with no more than 6 by check or similar order to third parties. If a hold has been placed on deposits made to an account from which you wish to transfer funds, you cannot transfer the portion of the funds held until the hold expires. Fees - You will be provided with our Fee Schedule at the time of account opening or when a new service is added, reflecting any changes that may be applicable. Notice Regarding ATM Fees by Others - If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network. You may be charged a fee for a balance inquiry by the operator of the machine and/or by an automated transfer network even if you do not complete a funds transfer. Transactions & Daily Dollar Limits Debit Card - You can use your Heritage Bank Visa debit card to pay for goods and services at locations which honor Visa debit cards up to the available balance in your account or $1,500, whichever is less. ATM Card - You can withdraw cash using your Heritage Bank ATM card or Heritage Bank Visa debit card at any ATM up to the available balance in your account or $500 per day, whichever is less. Point-of-Sale (POS) With your Heritage Bank Visa debit card and personal identification number (PIN), you can pay for purchases up to the available balance in your account or $1,500, whichever is less; or obtain cash up to the available balance in your account or $500, whichever is less. With your Heritage Bank ATM card and PIN, you can pay for purchases or obtain cash up to the available balance in your account or$500, whichever is less. Direct Deposits - You may make arrangements for certain direct deposits to be accepted into your checking or savings account. Preauthorized Withdrawals - You may make arrangements to pay certain recurring bills from your checking or savings account. Online Banking Xxxx Payment Service - Online Banking Xxxx Payment permits you to direct payments from your designated funding account to third parties you wish to pay. All payments you make will be deducted from the account you designate as your funding account for each Xxxx Payee. We will automatically deduct any fee related to the service from your funding account. After completing the requested online information to establish your Xxxx Pa...
