{"component": "clause", "props": {"groups": [{"samples": [{"hash": "1LE4ixI93yJ", "uri": "/contracts/1LE4ixI93yJ#loan-document-unenforceable", "label": "Third Amended and Restated Credit Agreement (Ipalco Enterprises, Inc.)", "score": 36.2306632996, "published": true}, {"hash": "kUTe85v5eG", "uri": "/contracts/kUTe85v5eG#loan-document-unenforceable", "label": "Credit Agreement (Crocs, Inc.)", "score": 35.9267616272, "published": true}, {"hash": "gxyn2pQ9ijn", "uri": "/contracts/gxyn2pQ9ijn#loan-document-unenforceable", "label": "Credit Agreement (Hallador Energy Co)", "score": 35.7542762756, "published": true}], "snippet": "Any of the Loan Documents shall cease to be legal, valid and binding agreements enforceable against the party executing the same or such party\u2019s successors and assigns (as permitted under the Loan Documents) in accordance with the respective terms thereof or shall in any way be terminated (except in accordance with its terms) or become or be declared ineffective or inoperative or shall in any way be challenged or contested or cease to give or provide the respective Liens, security interests, rights, titles, interests, remedies, powers or privileges intended to be created thereby;", "snippet_links": [{"key": "the-loan-documents", "type": "clause", "offset": [7, 25]}, {"key": "agreements-enforceable", "type": "clause", "offset": [69, 91]}, {"key": "the-party", "type": "clause", "offset": [100, 109]}, {"key": "such-party", "type": "clause", "offset": [132, 142]}, {"key": "successors-and-assigns", "type": "clause", "offset": [145, 167]}, {"key": "in-accordance-with", "type": "clause", "offset": [208, 226]}, {"key": "provide-the", "type": "clause", "offset": [447, 458]}, {"key": "security-interests", "type": "definition", "offset": [477, 495]}], "size": 352, "hash": "ec175b54b33b303568b59b28ae3a2f36", "id": 1}, {"samples": [{"hash": "2Ho4kOLL7ZL", "uri": "/contracts/2Ho4kOLL7ZL#loan-document-unenforceable", "label": "Credit Agreement 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interests, rights, titles, interests, remedies, powers or privileges intended to be created thereby on assets with an aggregate value (for all assets as to which an event described in this clause (iii) or the clause (b) below has occurred and is continuing) in excess of the Threshold Amount (except by operation of its terms) or (b) any security interest and Lien purported to be created by any Security Document on assets with an aggregate value (for all assets as to which an event described in this clause (b) or the clause (a)(iii) above has occurred and is continuing) in excess of the Threshold Amount shall cease to be in full force and effect, or shall cease to give the Collateral Agent, for the benefit of the Secured Parties, the Liens, rights, powers and privileges purported to be created and granted under such Security Document (except as otherwise expressly provided in such Security Document);", "snippet_links": [{"key": "the-loan-documents", "type": "clause", "offset": [11, 29]}, 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by any party thereto (other than the Administrative Agent or any Lender) or cease to give or provide the respective Liens, security interests, rights, titles, interests, remedies, powers or privileges intended to be created thereby (other than as a result of the Administrative Agent or any Lenders action or inaction with respect thereto);", "snippet_links": [{"key": "the-loan-documents", "type": "clause", "offset": [7, 25]}, {"key": "agreements-enforceable", "type": "clause", "offset": [69, 91]}, {"key": "the-party", "type": "clause", "offset": [100, 109]}, {"key": "such-party", "type": "clause", "offset": [132, 142]}, {"key": "successors-and-assigns", "type": "clause", "offset": [145, 167]}, {"key": "in-accordance-with", "type": "clause", "offset": [208, 226]}, {"key": "by-any-party", "type": "clause", "offset": [427, 439]}, {"key": "the-administrative-agent", "type": "definition", "offset": [460, 484]}, {"key": "provide-the", "type": "clause", "offset": [520, 531]}, {"key": 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the Loan Documents) in accordance with the respective terms thereof or shall in any way be terminated (except in accordance with its terms) or become or be declared ineffective or inoperative or shall in any way be challenged or contested or cease to give or provide the respective Liens, security interests, rights, titles, interests, remedies, powers or privileges intended to be created thereby, except to the extent that the enforceability thereof may be limited by applicable bankruptcy, insolvency, reorganization, moratorium or other similar laws generally affecting creditors\u2019 rights and by equitable principles (regardless of whether enforcement is sought in equity or at law);", "snippet_links": [{"key": "the-loan-documents", "type": "clause", "offset": [7, 25]}, {"key": "agreements-enforceable", "type": "clause", "offset": [69, 91]}, {"key": "the-party", "type": "clause", "offset": [100, 109]}, {"key": "such-party", "type": "clause", "offset": [132, 142]}, {"key": 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Armour, Inc.)", "score": 22.5906906128, "published": true}], "snippet": "Any of the Loan Documents shall cease to be legal, valid and binding agreements enforceable against the party executing the same or such party\u2019s successors and assigns (as permitted under the Loan Documents) in accordance with the respective terms thereof or shall in any way be terminated (except in accordance with its terms) or become or be declared ineffective or inoperative or shall in any way be challenged or contested or cease to give or provide the respective Liens, security interests, rights, titles, interests, remedies, powers or privileges intended to be created thereby, provided, however, that this Section 8.1.7 shall not apply if such Loan Document ceases to be legal, valid and binding due to action of an Official Body of general application;", "snippet_links": [{"key": "the-loan-documents", "type": "clause", "offset": [7, 25]}, {"key": "agreements-enforceable", "type": "clause", "offset": [69, 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["notice-of-voluntary-termination", "Notice of Voluntary Termination"], ["notices-regarding-plans-and-benefit-arrangements", "Notices Regarding Plans and Benefit Arrangements"]], "children": [["generally", "Generally"], ["after-a-security-event", "After A Security Event"]], "size": 499, "id": "loan-document-unenforceable", "related": [["unenforceable-terms", "Unenforceable Terms", "Unenforceable Terms"], ["invalid-or-unenforceable-provisions", "Invalid or Unenforceable Provisions", "Invalid or Unenforceable Provisions"], ["unenforceable-provision", "UNENFORCEABLE PROVISION", "UNENFORCEABLE PROVISION"], ["invalidity-of-loan-documents", "Invalidity of Loan Documents", "Invalidity of Loan Documents"], ["unenforceable-provisions", "Unenforceable Provisions", "Unenforceable Provisions"]], "related_snippets": [], "updated": "2026-07-04T04:24:40+00:00", "also_ask": ["What fallback remedies should be included if the loan document is deemed unenforceable?", "How can this clause be negotiated to minimize lender risk while protecting borrower interests?", "What are the most common legal grounds for a loan document being declared unenforceable in court?", "How does this clause compare to severability provisions in similar agreements?", "What drafting elements are essential to withstand enforceability challenges?"], "drafting_tip": "Specify consequences of unenforceability, clarify parties' obligations, and include severability language to ensure the agreement remains effective and to prevent disputes over invalid provisions.", "explanation": "The 'Loan Document Unenforceable' clause defines what happens if any part of the loan agreement is found to be invalid or unenforceable by a court or regulatory authority. Typically, this clause ensures that the remainder of the agreement remains in effect, even if a specific provision cannot be enforced. For example, if a particular interest rate provision is deemed unlawful, the rest of the loan terms would still apply. The core function of this clause is to preserve the integrity and enforceability of the overall loan agreement, minimizing disruption and legal uncertainty if one part is invalidated."}, "json": true, "cursor": ""}}