{"component": "clause", "props": {"groups": [{"samples": [{"hash": "pcYIoUuokr", "uri": "/contracts/pcYIoUuokr#lapses", "label": "Reinsurance Agreement (Nationwide VL Separate Account-G)", "score": 30.4360027313, "published": true}, {"hash": "iDjnRohravd", "uri": "/contracts/iDjnRohravd#lapses", "label": "Reinsurance Agreement (Nationwide VL Separate Account-G)", "score": 30.4360027313, "published": true}, {"hash": "fmPmHj5Xwdf", "uri": "/contracts/fmPmHj5Xwdf#lapses", "label": "Reinsurance Agreement (Thrivent Variable Life Account I)", "score": 28.9028072357, "published": true}], "size": 22, "snippet_links": [{"key": "a-policy", "type": "clause", "offset": [5, 13]}, {"key": "by-the-company", "type": "clause", "offset": [21, 35]}, {"key": "will-be-terminated", "type": "clause", "offset": [98, 116]}, {"key": "in-this-agreement", "type": "clause", "offset": [169, 186]}, {"key": "terms-of", "type": "clause", "offset": [242, 250]}], "snippet": "When a policy issued by the Company lapses, the corresponding reinsurance on the Reinsured Policy will be terminated effective the same date. Unless specified otherwise in this Agreement, if a policy fully retained by the Company lapses, the terms of Article", "hash": "be8e1a2b3cc20822ef43026fedd31486", "id": 1}, {"samples": [{"hash": "ldDpi4W02Wb", "uri": "/contracts/ldDpi4W02Wb#lapses", "label": "Reinsurance Agreement (Ge Life & Annuity Assurance Co Ii)", "score": 18.0, "published": true}, {"hash": "kywNl6OkNki", "uri": "/contracts/kywNl6OkNki#lapses", "label": "Automatic Self Administered Yrt Reinsurance Agreement (American Family Variable Account I)", "score": 18.0, "published": true}, {"hash": "kxVKgMKNs95", "uri": "/contracts/kxVKgMKNs95#lapses", "label": "Reinsurance Agreement (Ge Life & Annuity Assurance Co Ii)", "score": 18.0, "published": true}], "size": 12, "snippet_links": [{"key": "a-policy", "type": "clause", "offset": [5, 13]}, {"key": "will-be-terminated", "type": "clause", "offset": [57, 75]}, {"key": "the-reinsurer", "type": "clause", "offset": [101, 114]}, {"key": "with-respect-to", "type": "clause", "offset": [127, 142]}, {"key": "unearned-premiums", "type": "clause", "offset": [143, 160]}, {"key": "set-out", "type": "definition", "offset": [199, 206]}, {"key": "in-this-agreement", "type": "clause", "offset": [248, 265]}, {"key": "by-the-company", "type": "clause", "offset": [294, 308]}, {"key": "policy-or-policies", "type": "definition", "offset": [331, 349]}, {"key": "for-the-company", "type": "clause", "offset": [431, 446]}, {"key": "to-maintain", "type": "clause", "offset": [447, 458]}, {"key": "full-retention", "type": "clause", "offset": [463, 477]}, {"key": "the-terms", "type": "clause", "offset": [479, 488]}, {"key": "the-policy", "type": "definition", "offset": [688, 698]}, {"key": "remain-in-force", "type": "clause", "offset": [702, 717]}, {"key": "premium-loan", "type": "definition", "offset": [738, 750]}, {"key": "in-effect", "type": "definition", "offset": [852, 861]}], "snippet": "When a policy lapses, the corresponding Reinsured Policy will be terminated effective the same date. The Reinsurer's liability with respect to unearned premiums on the terminated Reinsured Policy is set out in Exhibit F. Unless specified otherwise in this Agreement, if a policy fully retained by the Company lapses, the Reinsured Policy or Policies on that same life will be reduced or terminated effective the same date in order for the Company to maintain its full retention. The terms under the preceding Reductions clause would apply. If the Company allows extended or reduced paid-up insurance following a lapse, the reinsurance will be appropriately amended. If the Company allows the policy to remain in force under its automatic premium loan regulations, the reinsurance will continue unchanged and in force as long as such regulations remain in effect, except as provided for otherwise in this Agreement.", "hash": "2f03320f9d334937c06da3d806d71a34", "id": 2}, {"samples": [{"hash": "ey7NPgGrf4r", "uri": "/contracts/ey7NPgGrf4r#lapses", "label": "Assignment, Transfer and Novation Agreement (Ameritas Variable Separate Account V)", "score": 31.3148536682, "published": true}, {"hash": "bPaXhDoyx0x", "uri": "/contracts/bPaXhDoyx0x#lapses", "label": "Reinsurance Agreement (Jnlny Separate Account Iv)", "score": 18.0, "published": true}, {"hash": "6fM3U22SsRL", "uri": "/contracts/6fM3U22SsRL#lapses", "label": "Reinsurance Agreement (Jackson National Separate Account Iv)", "score": 18.0, "published": true}], "size": 12, "snippet_links": [{"key": "nonpayment-of-premium", "type": "definition", "offset": [24, 45]}, {"key": "terms-of-the", "type": "clause", "offset": [74, 86]}, {"key": "the-ceding-company", "type": "clause", "offset": [109, 127]}, {"key": "practices-and-procedures", "type": "clause", "offset": [150, 174]}, {"key": "the-reinsurer", "type": "clause", "offset": [215, 228]}, {"key": "date-of-reinstatement", "type": "definition", "offset": [239, 260]}, {"key": "reinsurance-premiums", "type": "definition", "offset": [313, 333]}, {"key": "and-interest", "type": "clause", "offset": [334, 346]}, {"key": "in-the-same-manner", "type": "definition", "offset": [347, 365]}], "snippet": "If insurance lapses for nonpayment of premium and is reinstated under the terms of the particular policy and the Ceding Company's usual reinstatement practices and procedures, the reinsurance shall be reinstated by the Reinsurer as of the date of reinstatement. The Ceding Company must pay the Reinsurer all back reinsurance premiums and interest in the same manner as the Ceding Company received insurance premiums and interest under the particular policy.", "hash": "e41390adf6da29e071ce139f12673bae", "id": 3}, {"samples": [{"hash": "cF5i4Pq5ULq", "uri": "/contracts/cF5i4Pq5ULq#lapses", "label": "Automatic and Facultative Yearly Renewable Term Agreement (Pacific Select Exec Separate Acct Pacific Life Ins)", "score": 30.9466114044, "published": true}, {"hash": "ayXQr9hhsaJ", "uri": "/contracts/ayXQr9hhsaJ#lapses", "label": "Automatic and Facultative Yearly Renewable Term Agreement (Pacific Select Exec Separate Acct Pacific Life Ins)", "score": 30.9466114044, "published": true}, {"hash": "JDQeSPNP7B", "uri": "/contracts/JDQeSPNP7B#lapses", "label": "Automatic and Facultative Yearly Renewable Term Agreement (Pacific Select Exec Separate Acct Pacific Life Ins)", "score": 30.9466114044, "published": true}], "size": 12, "snippet_links": [{"key": "a-policy", "type": "clause", "offset": [5, 13]}, {"key": "issued-by", "type": "definition", "offset": [14, 23]}, {"key": "the-ceding-company", "type": "clause", "offset": [24, 42]}, {"key": "will-be-terminated", "type": "clause", "offset": [105, 123]}, {"key": "in-this-agreement", "type": "clause", "offset": [176, 193]}, {"key": "terms-of", "type": "clause", "offset": [256, 264]}, {"key": "article-x", "type": "definition", "offset": [265, 274]}, {"key": "extended-term-insurance", "type": "clause", "offset": [339, 362]}, {"key": "on-the-same-basis", "type": "definition", "offset": [474, 491]}, {"key": "the-original", "type": "clause", "offset": [495, 507]}, {"key": "expiry-of", "type": "clause", "offset": [535, 544]}, {"key": "term-period", "type": "clause", "offset": [558, 569]}, {"key": "according-to", "type": "definition", "offset": [776, 788]}, {"key": "the-policy", "type": "definition", "offset": [842, 852]}, {"key": "remain-in-force", "type": "clause", "offset": [856, 871]}, {"key": "premium-loan", "type": "definition", "offset": [892, 904]}, {"key": "in-effect", "type": "definition", "offset": [1044, 1053]}, {"key": "except-as-otherwise-provided", "type": "clause", "offset": [1055, 1083]}], "snippet": "When a policy issued by the CEDING COMPANY lapses, the corresponding reinsurance on the reinsured policy will be terminated effective the same date. Unless specified otherwise in this AGREEMENT, if a policy fully retained by the CEDING COMPANY lapses, the terms of Article X will apply. If a policy issued by the CEDING COMPANY lapses and extended term insurance is elected under the terms of that policy, the corresponding reinsurance on the reinsured policy will continue on the same basis as the original reinsured policy until the expiry of the extended term period. If a policy issued by the CEDING COMPANY lapses and reduced paid-up insurance is elected under the terms of that policy, the amount of the corresponding reinsurance on the reinsured policy will be reduced according to the terms of Article X. If the CEDING COMPANY allows the policy to remain in force under its automatic premium loan regulations, the corresponding reinsurance on the reinsured policy will continue unchanged and in force as long as such regulations remain in effect, except as otherwise provided in this AGREEMENT.", "hash": "63d349cec80037814d25be249e5d4792", "id": 4}, {"samples": [{"hash": "knHb38Gklpe", "uri": "/contracts/knHb38Gklpe#lapses", "label": "Reinsurance Agreement (Lincoln Life Flexible Premium Variable Life Account M)", "score": 16.0, "published": true}, {"hash": "bkcNg0VhrCT", "uri": "/contracts/bkcNg0VhrCT#lapses", "label": "Reinsurance Agreement (Lincoln Life & Annuity Flexible Prem Vari Life Acct M)", "score": 16.0, "published": true}, {"hash": "9sI1mSpsC6j", "uri": "/contracts/9sI1mSpsC6j#lapses", "label": "Reinsurance Agreement (Lincoln Life & Annuity Flexible Prem Vari Life Acct M)", "score": 16.0, "published": true}], "size": 11, "snippet_links": [{"key": "will-be-terminated", "type": "clause", "offset": [52, 70]}, {"key": "in-this-agreement", "type": "clause", "offset": [123, 140]}, {"key": "a-policy", "type": "clause", "offset": [145, 153]}, {"key": "by-the-company", "type": "clause", "offset": [169, 183]}, {"key": "the-terms", "type": "clause", "offset": [192, 201]}, {"key": "extended-term-insurance", "type": "clause", "offset": [286, 309]}, {"key": "of-the-policy", "type": "clause", "offset": [337, 350]}, {"key": "on-the-same-basis", "type": "definition", "offset": [390, 407]}, {"key": "original-policy", "type": "definition", "offset": [415, 430]}, {"key": "expiry-of", "type": "clause", "offset": [441, 450]}, {"key": "term-period", "type": "clause", "offset": [464, 475]}, {"key": "amount-of-reinsurance", "type": "clause", "offset": [582, 603]}, {"key": "according-to", "type": "definition", "offset": [620, 632]}, {"key": "remain-in-force", "type": "clause", "offset": [728, 743]}, {"key": "premium-loan", "type": "definition", "offset": [764, 776]}, {"key": "in-effect", "type": "definition", "offset": [878, 887]}, {"key": "the-reinsurer", "type": "clause", "offset": [941, 954]}, {"key": "policy-loans", "type": "definition", "offset": [979, 991]}, {"key": "other-forms", "type": "clause", "offset": [995, 1006]}, {"key": "policies-reinsured", "type": "clause", "offset": [1026, 1044]}], "snippet": "When a Reinsured Policy lapses, reinsurance thereon will be terminated effective the same date. Unless specified otherwise in this Agreement, if a policy fully retained by the Company lapses, the terms under the preceding Reductions clause would apply. If a Reinsured Policy lapses and extended term insurance is elected under the terms of the policy, the reinsurance thereon will continue on the same basis as the original policy until the expiry of the extended term period. If a Reinsured Policy lapses and reduced paid-up insurance is elected under the terms of the policy, the amount of reinsurance will be reduced according to the terms under the preceding Reductions clause. If the Company allows the Reinsured Policy to remain in force under its automatic premium loan regulations, the reinsurance will continue unchanged and in force as long as such regulations remain in effect, except as provided for otherwise in this Agreement. The Reinsurer does not participate in policy loans or other forms of indebtedness on policies reinsured under this Agreement. Therefore, policy loans do not affect the amount of reinsurance.", "hash": "472adcfb6a865065d01d750309e0cedd", "id": 5}, {"samples": [{"hash": "gDZPiz0iivh", "uri": "/contracts/gDZPiz0iivh#lapses", "label": "Reinsurance Agreement (John Hancock Life Insurance Co of New York Separate Account B)", "score": 21.0, "published": true}, {"hash": "akGJ27vyV9U", "uri": "/contracts/akGJ27vyV9U#lapses", "label": "Reinsurance Agreement (John Hancock Life Insurance Co of New York Separate Account B)", "score": 21.0, "published": true}, {"hash": "a03v5N1pZNZ", "uri": "/contracts/a03v5N1pZNZ#lapses", "label": "Reinsurance Agreement (John Hancock Life Insurance Co (Usa) Separate Account N)", "score": 21.0, "published": true}], "size": 7, "snippet_links": [{"key": "remain-in-force", "type": "clause", "offset": [262, 277]}, {"key": "premium-loan", "type": "definition", "offset": [298, 310]}, {"key": "in-effect", "type": "definition", "offset": [413, 422]}, {"key": "in-this-agreement", "type": "clause", "offset": [457, 474]}, {"key": "payment-of-premium", "type": "clause", "offset": [517, 535]}, {"key": "days-of-grace", "type": "clause", "offset": [547, 560]}, {"key": "a-policy", "type": "clause", "offset": [629, 637]}, {"key": "of-the-company", "type": "clause", "offset": [662, 676]}, {"key": "in-accordance-with", "type": "definition", "offset": [868, 886]}, {"key": "terms-and", "type": "clause", "offset": [891, 900]}, {"key": "rules-and-practices", "type": "clause", "offset": [916, 935]}, {"key": "the-reinsurer", "type": "clause", "offset": [937, 950]}, {"key": "in-arrears", "type": "definition", "offset": [1031, 1041]}, {"key": "the-policyholder", "type": "clause", "offset": [1047, 1063]}, {"key": "to-pay", "type": "clause", "offset": [1098, 1104]}, {"key": "reinsurance-premiums", "type": "definition", "offset": [1137, 1157]}, {"key": "in-connection-with", "type": "clause", "offset": [1169, 1187]}, {"key": "reinstatement-of", "type": "clause", "offset": [1257, 1273]}, {"key": "good-health", "type": "definition", "offset": [1390, 1401]}], "snippet": "When a reinsured policy lapses, the cession in question shall be cancelled effective the same date. If the Company allows extended or reduced paid-up insurance following a lapse, the reinsurance will be appropriately amended. If the Company allows the policy to remain in force under its automatic premium loan regulations, the reinsurance shall continue unchanged and in force as long as such regulations remain in effect, except as provided for otherwise in this Agreement. If the policy continues in force without payment of premium during any days of grace pending its termination, whether such continuance is as a result of a policy provision or a practice of the Company, the reinsurance will also continue without payment of premium and will terminate on the same date as the Company\u2019s risk terminates. If a policy reinsured on an automatic basis is reinstated in accordance with the terms and normal Company rules and practices, the Reinsurer shall reinstate the reinsurance automatically. If the Company collects premiums in arrears from the policyholder of a reinstated policy, it agrees to pay the Reinsurer all corresponding reinsurance premiums in arrears in connection with the reinstatement. The Reinsurer\u2019s approval is required only for the reinstatement of a facultative policy when the Company\u2019s regular reinstatement rules indicate that more evidence than a Statement of Good Health is required.", "hash": "b7beaf173ff90a6f079462f58cebb44a", "id": 6}, {"samples": [{"hash": "d0O2shztG2u", "uri": "/contracts/d0O2shztG2u#lapses", "label": "Reinsurance Agreement (John Hancock Life Insurance Co (Usa) Separate Account A)", "score": 33.9472961426, "published": true}, {"hash": "cZ15q1MZgZk", "uri": "/contracts/cZ15q1MZgZk#lapses", "label": "Reinsurance Agreement (John Hancock Life Insurance Co (Usa) Separate Account A)", "score": 33.9472961426, "published": true}, {"hash": "erXhr4qSRjf", "uri": "/contracts/erXhr4qSRjf#lapses", "label": "Reinsurance Agreement (John Hancock Life Insurance Co of New York Separate Account B)", "score": 27.9541416168, "published": true}], "size": 7, "snippet_links": [{"key": "covered-policy", "type": "definition", "offset": [7, 21]}, {"key": "effective-as-of-the", "type": "clause", "offset": [95, 114]}, {"key": "date-of", "type": "clause", "offset": [115, 122]}, {"key": "remain-in-force", "type": "clause", "offset": [305, 320]}, {"key": "loan-provisions", "type": "clause", "offset": [349, 364]}, {"key": "in-effect", "type": "definition", "offset": [454, 463]}, {"key": "in-this-agreement", "type": "clause", "offset": [498, 515]}, {"key": "days-of-grace", "type": "clause", "offset": [585, 598]}, {"key": "a-policy", "type": "clause", "offset": [667, 675]}, {"key": "of-the-company", "type": "clause", "offset": [712, 726]}, {"key": "payment-of-premium", "type": "clause", "offset": [772, 790]}], "snippet": "When a Covered Policy is terminated due to a lapse, the cession in question shall be cancelled effective as of the date of such lapse. If the Company allows extended or reduced paid-up insurance following a lapse, the reinsurance will be appropriately amended. If the Company allows the Covered Policy to remain in force under its automatic premium loan provisions, the reinsurance shall continue unchanged and in force as long as such provisions remain in effect, except as provided for otherwise in this Agreement. If the Covered Policy continues in force without payment during any days of grace pending its termination, whether such continuance is as a result of a policy contractual provision or a practice of the Company, the reinsurance shall also continue without payment of premium and shall terminate on the same date as the Company\u2019s risk terminates.", "hash": "76891f1bbb220355ad5ca5befe9f9db4", "id": 7}, {"samples": [{"hash": "6HRhrvcMzkw", "uri": "/contracts/6HRhrvcMzkw#lapses", "label": "Reinsurance Agreement (Nationwide Vli Separate Account 4)", "score": 31.2991104126, "published": true}, {"hash": "3fl00Yap93r", "uri": "/contracts/3fl00Yap93r#lapses", "label": "Reinsurance Agreement (Nationwide Vli Separate Account 4)", "score": 31.2991104126, "published": true}], "size": 5, "snippet_links": [{"key": "a-policy", "type": "clause", "offset": [5, 13]}, {"key": "by-the-company", "type": "clause", "offset": [21, 35]}, {"key": "will-be-terminated", "type": "clause", "offset": [98, 116]}, {"key": "in-this-agreement", "type": "clause", "offset": [169, 186]}, {"key": "terms-of", "type": "clause", "offset": [242, 250]}, {"key": "full-retention", "type": "clause", "offset": [275, 289]}, {"key": "as-specified", "type": "clause", "offset": [307, 319]}, {"key": "exhibit-d", "type": "clause", "offset": [323, 332]}, {"key": "extended-term-insurance", "type": "clause", "offset": [397, 420]}, {"key": "on-the-same-basis", "type": "definition", "offset": [532, 549]}, {"key": "the-original", "type": "clause", "offset": [553, 565]}, {"key": "expiry-of", "type": "clause", "offset": [593, 602]}, {"key": "term-period", "type": "clause", "offset": [616, 627]}, {"key": "according-to", "type": "definition", "offset": [827, 839]}, {"key": "the-policy", "type": "definition", "offset": [941, 951]}, {"key": "remain-in-force", "type": "clause", "offset": [955, 970]}, {"key": "premium-loan", "type": "definition", "offset": [991, 1003]}, {"key": "in-effect", "type": "definition", "offset": [1143, 1152]}, {"key": "except-as-otherwise-provided", "type": "clause", "offset": [1154, 1182]}], "snippet": "When a policy issued by the Company lapses, the corresponding reinsurance on the Reinsured Policy will be terminated effective the same date. Unless specified otherwise in this Agreement, if a policy fully retained by the Company lapses, the terms of Article 7.3 will apply. Full retention shall be defined as specified in Exhibit D of this Agreement. If a policy issued by the Company lapses and extended term insurance is elected under the terms of that policy, the corresponding reinsurance on the Reinsured Policy will continue on the same basis as the original Reinsured Policy until the expiry of the extended term period. If a policy issued by the Company lapses and reduced paid-up insurance is elected under the terms of that policy, the amount of the corresponding reinsurance on the Reinsured Policy will be reduced according to the terms of Article 7.3. I414849US-12 (11-01-2011) QT#04028US11 (COLI & B\u2587\u2587\u2587) If the Company allows the policy to remain in force under its automatic premium loan regulations, the corresponding reinsurance on the Reinsured Policy will continue unchanged and in force as long as such regulations remain in effect, except as otherwise provided in this Agreement.", "hash": "268c484bcaf78fb5023b7c10ef5139a0", "id": 8}, {"samples": [{"hash": "h6rYCnmXWyN", "uri": "/contracts/h6rYCnmXWyN#lapses", "label": "Reinsurance Agreement (Vericity, Inc.)", "score": 28.4209442139, "published": true}, {"hash": "85AvZaAkaAH", "uri": "/contracts/85AvZaAkaAH#lapses", "label": "Reinsurance Agreement (Vericity, Inc.)", "score": 27.7583847046, "published": true}], "size": 3, "snippet_links": [{"key": "a-policy", "type": "clause", "offset": [5, 13]}, {"key": "by-the-company", "type": "clause", "offset": [21, 35]}, {"key": "number-of-days", "type": "definition", "offset": [69, 83]}, {"key": "state-mandated", "type": "clause", "offset": [92, 106]}, {"key": "grace-periods", "type": "clause", "offset": [107, 120]}, {"key": "for-the-company", "type": "clause", "offset": [144, 159]}, {"key": "administrative-procedures", "type": "clause", "offset": [162, 187]}, {"key": "will-be-terminated", "type": "clause", "offset": [276, 294]}, {"key": "in-this-agreement", "type": "clause", "offset": [347, 364]}, {"key": "terms-of", "type": "clause", "offset": [420, 428]}, {"key": "full-retention", "type": "clause", "offset": [453, 467]}, {"key": "as-specified", "type": "clause", "offset": [485, 497]}, {"key": "exhibit-d", "type": "clause", "offset": [501, 510]}, {"key": "extended-term-insurance", "type": "clause", "offset": [575, 598]}, {"key": "on-the-same-basis", "type": "definition", "offset": [710, 727]}, {"key": "the-original", "type": "clause", "offset": [731, 743]}, {"key": "expiry-of", "type": "clause", "offset": [771, 780]}, {"key": "term-period", "type": "clause", "offset": [794, 805]}], "snippet": "When a policy issued by the Company lapses, after the greater of the number of days for all state mandated grace periods and the number of days for the Company\u2019s administrative procedures for lapsing policy to take place, the corresponding reinsurance on the Reinsured Policy will be terminated effective the same date. Unless specified otherwise in this Agreement, if a policy fully retained by the Company lapses, the terms of Article 7.3 will apply. Full retention shall be defined as specified in Exhibit D of this Agreement. If a policy issued by the Company lapses and extended term insurance is elected under the terms of that policy, the corresponding reinsurance on the Reinsured Policy will continue on the same basis as the original Reinsured Policy until the expiry of the extended term period.", "hash": "f09dd76df22b459e35f01120a379a47a", "id": 9}, {"samples": [{"hash": "erXhr4qSRjf", "uri": "/contracts/erXhr4qSRjf#lapses", "label": "Reinsurance Agreement (John Hancock Life Insurance Co of New York Separate Account B)", "score": 27.9541416168, "published": true}, {"hash": "6Zr0xdOqLYr", "uri": "/contracts/6Zr0xdOqLYr#lapses", "label": "Reinsurance Agreement (John Hancock Life Insurance Co (Usa) Separate Account A)", "score": 26.9541416168, "published": true}], "size": 2, "snippet_links": [{"key": "covered-policy", "type": "definition", "offset": [7, 21]}, {"key": "effective-as-of-the", "type": "clause", "offset": [95, 114]}, {"key": "date-of", "type": "clause", "offset": [115, 122]}, {"key": "the-company", "type": "definition", "offset": [138, 149]}, {"key": "remain-in-force", "type": "clause", "offset": [305, 320]}, {"key": "loan-provisions", "type": "clause", "offset": [349, 364]}, {"key": "in-effect", "type": "definition", "offset": [454, 463]}, {"key": "in-this-agreement", "type": "clause", "offset": [498, 515]}], "snippet": "When a Covered Policy is terminated due to a lapse, the cession in question shall be cancelled effective as of the date of such lapse. If the Company allows extended or reduced paid-up insurance following a lapse, the reinsurance will be appropriately amended. If the Company allows the Covered Policy to remain in force under its automatic premium loan provisions, the reinsurance shall continue unchanged and in force as long as such provisions remain in effect, except as provided for otherwise in this Agreement.", "hash": "f4509ac6f49c1b2b99cc6dac94eaabab", "id": 10}], "next_curs": "Ck8SSWoVc35sYXdpbnNpZGVyY29udHJhY3RzcisLEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2Ig9sYXBzZXMjMDAwMDAwMGEMogECZW4YACAA", "clause": {"children": [], "title": "Lapses", "parents": [["general", "General"], ["scope-of-coverage", "SCOPE OF COVERAGE"], ["reinstatement", "REINSTATEMENT"], ["credit-for-reinsurance", "Credit for Reinsurance"], ["changes-to-business-reinsured", "CHANGES TO BUSINESS REINSURED"]], "size": 102, "id": "lapses", "related": [["expiration-of-restrictions-and-risk-of-forfeiture", "Expiration of Restrictions and Risk of Forfeiture", "Expiration of Restrictions and Risk of Forfeiture"], ["lapse-of-forfeiture-restrictions", "Lapse of Forfeiture Restrictions", "Lapse of Forfeiture Restrictions"], ["forfeiture", "Forfeiture", "Forfeiture"], ["lapse-of-restrictions", "Lapse of Restrictions", "Lapse of Restrictions"], ["lapse", "LAPSE", "LAPSE"]], "related_snippets": [], "updated": "2026-05-01T06:28:31+00:00"}, "json": true, "cursor": ""}}