{"component": "clause", "props": {"groups": [{"size": 19, "samples": [{"hash": "l1HzNAfvpat", "uri": "/contracts/l1HzNAfvpat#integration-level", "label": "Defined Contribution Plan", "score": 26.7785829617, "published": true}, {"hash": "eNxGHQUp7z4", "uri": "/contracts/eNxGHQUp7z4#integration-level", "label": "Defined Contribution Plan", "score": 25.236086236, "published": true}, {"hash": "6Rrggf9bvyg", "uri": "/contracts/6Rrggf9bvyg#integration-level", "label": "Defined Contribution Plan (1st Constitution Bancorp)", "score": 23.7871321013, "published": true}], "snippet": "The amount of Compensation specified in the Adoption Agreement at or below which the rate of contributions or benefits (expressed in each case as a percentage of such Compensation) provided under the Plan is less than the rate of contributions or benefits (expressed in each case as a percentage of such Compensation) provided under the Plan with respect to Compensation above such level. The Adoption Agreement must specify an Integration Level in effect for the Plan Year. No Integration Level in effect for a particular Plan Year may exceed the contribution and benefit base (\u201cTaxable Wage Base\u201d) under Section 230 [Code Section 3121(a)(1)] of the Social Security Act in effect on the first day of the Plan Year.", "snippet_links": [{"key": "amount-of-compensation", "type": "clause", "offset": [4, 26]}, {"key": "adoption-agreement", "type": "clause", "offset": [44, 62]}, {"key": "rate-of-contributions", "type": "clause", "offset": [85, 106]}, {"key": "each-case", "type": "definition", "offset": [133, 142]}, {"key": "a-percentage", "type": "definition", "offset": [146, 158]}, {"key": "with-respect-to", "type": "clause", "offset": [342, 357]}, {"key": "in-effect", "type": "definition", "offset": [446, 455]}, {"key": "the-plan-year", "type": "clause", "offset": [460, 473]}, {"key": "no-integration", "type": "clause", "offset": [475, 489]}, {"key": "the-contribution", "type": "clause", "offset": [544, 560]}, {"key": "benefit-base", "type": "clause", "offset": [565, 577]}, {"key": "taxable-wage-base", "type": "definition", "offset": [580, 597]}, {"key": "code-section", "type": "definition", "offset": [619, 631]}, {"key": "social-security-act", "type": "clause", "offset": [651, 670]}, {"key": "effect-on-the", "type": "clause", "offset": [674, 687]}, {"key": "day-of", "type": "clause", "offset": [694, 700]}], "hash": "24b548c9cf82f89b4e7831c945b2e24a", "id": 1}, {"size": 11, "samples": [{"hash": "lkSbgB8Wxcu", "uri": "/contracts/lkSbgB8Wxcu#integration-level", "label": "Custodial Agreement", "score": 32.4504085877, "published": true}, {"hash": "hDVjndGD52V", "uri": "/contracts/hDVjndGD52V#integration-level", "label": "Simplified Employee Pension Plan Agreement", "score": 29.1594561312, "published": true}, {"hash": "9xjpQUMTo4r", "uri": "/contracts/9xjpQUMTo4r#integration-level", "label": "Traditional Individual Retirement Custodial Agreement", "score": 26.7262149213, "published": true}], "snippet": "The taxable wage base, or such lesser amount elected by the Employer in the Adoption Agreement. The taxable wage base is the maximum amount of earnings which may be considered wages for a year under section 3121(a)(1) of the Code in effect as of the beginning of the Plan Year.", "snippet_links": [{"key": "taxable-wage-base", "type": "definition", "offset": [4, 21]}, {"key": "lesser-amount", "type": "definition", "offset": [31, 44]}, {"key": "by-the-employer", "type": "clause", "offset": [53, 68]}, {"key": "adoption-agreement", "type": "clause", "offset": [76, 94]}, {"key": "maximum-amount", "type": "definition", "offset": [125, 139]}, {"key": "wages-for", "type": "clause", "offset": [176, 185]}, {"key": "a-year", "type": "definition", "offset": [186, 192]}, {"key": "the-code", "type": "clause", "offset": [221, 229]}, {"key": "in-effect", "type": "definition", "offset": [230, 239]}, {"key": "the-plan-year", "type": "clause", "offset": [263, 276]}], "hash": "efc59a385aa4edc51546bf2f898dd820", "id": 2}, {"size": 7, "samples": [{"hash": "jcPwrtKcOuD", "uri": "/contracts/jcPwrtKcOuD#integration-level", "label": "Adoption Agreement (Invesco Industrial Income Fund Inc)", "score": 18.0, "published": true}, {"hash": "ijgfAP9sW6D", "uri": "/contracts/ijgfAP9sW6D#integration-level", "label": "Adoption Agreement (Invesco Capital Appreciation Funds Inc)", "score": 18.0, "published": true}, {"hash": "gjdeNNngmQa", "uri": "/contracts/gjdeNNngmQa#integration-level", "label": "Adoption Agreement (Invesco Multiple Asset Funds Inc)", "score": 18.0, "published": true}], "snippet": "The Integration Level under the Plan is: (Choose (1) or (2))\n(1) (not exceeding 100%) of the taxable wage base, as determined under Section 230 of the Social Security Act in effect on the first day of the Plan Year. (Choose any combination of (i) and (ii) or choose (iii))\n(i) Rounded to _____________ (but not exceeding the taxable wage base).\n(ii) But not greater than $_________________.\n(iii) Without any further adjustment or limitation.", "snippet_links": [{"key": "taxable-wage-base", "type": "definition", "offset": [93, 110]}, {"key": "social-security-act", "type": "clause", "offset": [151, 170]}, {"key": "effect-on-the", "type": "clause", "offset": [174, 187]}, {"key": "day-of", "type": "clause", "offset": [194, 200]}, {"key": "the-plan-year", "type": "clause", "offset": [201, 214]}, {"key": "rounded-to", "type": "clause", "offset": [277, 287]}, {"key": "further-adjustment", "type": "clause", "offset": [409, 427]}], "hash": "366b730d60f1635ca10e280a02ee84de", "id": 3}, {"size": 4, "samples": [{"hash": "3m74azZxqPY", "uri": "/contracts/3m74azZxqPY#integration-level", "label": "Pension Plan Adoption Agreement", "score": 21.0, "published": true}, {"hash": "3Y489jljOnK", "uri": "/contracts/3Y489jljOnK#integration-level", "label": "Pension Plan Adoption Agreement", "score": 21.0, "published": true}, {"hash": "dCo1G8fcdCc", "uri": "/contracts/dCo1G8fcdCc#integration-level", "label": "Volume Submitter Money Purchase Plan Adoption Agreement", "score": 19.1327857632, "published": true}], "snippet": "For purposes of determining the permitted disparity contribution under (1) or", "snippet_links": [{"key": "for-purposes-of", "type": "clause", "offset": [0, 15]}], "hash": "8ba176d4130b26cede58839b53dacb6d", "id": 4}, {"size": 3, "samples": [{"hash": "iddQXRbA7t9", "uri": "/contracts/iddQXRbA7t9#integration-level", "label": "Defined Contribution Plan and Trust (Comstock Resources Inc)", "score": 21.4955509925, "published": true}, {"hash": "iJ3QYofvwEV", "uri": "/contracts/iJ3QYofvwEV#integration-level", "label": "Defined Contribution Plan and Trust (Triad Guaranty Inc)", "score": 21.0, "published": true}, {"hash": "69pExvNXqyB", "uri": "/contracts/69pExvNXqyB#integration-level", "label": "401(k) Profit Sharing Plan Adoption Agreement (Atlas America Inc)", "score": 21.0, "published": true}], "snippet": "Unless selected otherwise in the Adoption Agreement, the Integration Level shall be the taxable wage base. The Integration Level is the dollar amount at or below which the rate of contributions or benefits (expressed as a percentage of Plan Compensation) is less than the rate of contributions above that dollar amount. The term \u201cIntegration Level\u201d only applies if the Plan is integrated with Social Security. If an integrated Employer Profit Sharing or Money Purchase Contribution is made for a Short Plan Year (as defined in Section 3.1.9), the Integration Level used for purposes of determining and allocating such contribution shall equal the otherwise applicable Integration Level multiplied by a fraction, the numerator of which is the number of months in the Plan Year and the denominator of which is 12.", "snippet_links": [{"key": "adoption-agreement", "type": "clause", "offset": [33, 51]}, {"key": "taxable-wage-base", "type": "definition", "offset": [88, 105]}, {"key": "dollar-amount", "type": "clause", "offset": [136, 149]}, {"key": "rate-of-contributions", "type": "clause", "offset": [172, 193]}, {"key": "a-percentage", "type": "definition", "offset": [220, 232]}, {"key": "plan-compensation", "type": "clause", "offset": [236, 253]}, {"key": "the-term", "type": "clause", "offset": [320, 328]}, {"key": "integrated-with-social-security", "type": "clause", "offset": [377, 408]}, {"key": "profit-sharing", "type": "definition", "offset": [436, 450]}, {"key": "short-plan-year", "type": "definition", "offset": [496, 511]}, {"key": "defined-in-section", "type": "clause", "offset": [516, 534]}, {"key": "for-purposes-of", "type": "clause", "offset": [570, 585]}, {"key": "number-of-months", "type": "definition", "offset": [742, 758]}, {"key": "the-plan-year", "type": "clause", "offset": [762, 775]}], "hash": "c468a94ffae244ad32090fea131f7b48", "id": 5}, {"size": 3, "samples": [{"hash": "cfg8FRMBNkb", "uri": "/contracts/cfg8FRMBNkb#integration-level", "label": "Nonstandardized Prototype Profit Sharing/401(k) Plan Adoption Agreement", "score": 19.0, "published": true}, {"hash": "276Y2aNUMTR", "uri": "/contracts/276Y2aNUMTR#integration-level", "label": "401(k) Plan Adoption Agreement", "score": 19.0, "published": true}], "snippet": "Instead of the Taxable Wage Base, the Integration Level is: \u25a1 (i) % of the Taxable Wage Base, increased (but not above the Taxable Wage Base) to the next higher: \u25a1 (A) N/A \u25a1 (B) $1 \u25a1 (C) $100 \u25a1 (D) $1,000 \u25a1 (ii) $ (not to exceed the Taxable Wage Base) \u25a1 (iii) 20% of the Taxable Wage Base, reduced by $1 [Note: The maximum integration percentage of 5.7% must be reduced to (i) 5.4% if the Integration Level is based on an amount that is greater than 80% but less than 100% of the Taxable Wage Base or (ii) 4.3% if the Integration Level is based on an amount that is greater than 20% but less than or equal to 80% of the Taxable Wage Base. See Section 3.02(a)(1)(ii) of the Plan.] \u25a1 (2) Four-step permitted disparity formula. Check this (2) if: \u25a1 (i) The four-step permitted disparity formula will always be used.", "snippet_links": [{"key": "taxable-wage-base", "type": "definition", "offset": [15, 32]}, {"key": "not-to-exceed", "type": "clause", "offset": [215, 228]}, {"key": "maximum-integration", "type": "clause", "offset": [315, 334]}, {"key": "based-on", "type": "clause", "offset": [410, 418]}, {"key": "equal-to", "type": "definition", "offset": [600, 608]}, {"key": "the-plan", "type": "clause", "offset": [669, 677]}], "hash": "737dbacf7fb1fd27c8e49be589fff987", "id": 6}, {"size": 2, "samples": [{"hash": "k1aJLK6qFza", "uri": "/contracts/k1aJLK6qFza#integration-level", "label": "401(k) Profit Sharing Plan Agreement (C Cube Microsystems Inc)", "score": 18.0, "published": true}, {"hash": "d25FNKjiaGq", "uri": "/contracts/d25FNKjiaGq#integration-level", "label": "Trust and Custodial Agreement (Hs Resources Inc)", "score": 18.0, "published": true}], "snippet": "The level of Participants' Compensation elected in the Adoption Agreement at which allocations of Employer Contributions may change.", "snippet_links": [{"key": "adoption-agreement", "type": "clause", "offset": [55, 73]}, {"key": "employer-contributions", "type": "definition", "offset": [98, 120]}], "hash": "c023b526bf640d39169a7371260a329f", "id": 7}, {"size": 2, "samples": [{"hash": "hogN8OfqSfy", "uri": "/contracts/hogN8OfqSfy#integration-level", "label": "Adoption Agreement (Invesco International Funds Inc)", "score": 18.0, "published": true}, {"hash": "352yPTqcLcA", "uri": "/contracts/352yPTqcLcA#integration-level", "label": "Adoption Agreement (Invesco Income Funds Inc)", "score": 18.0, "published": true}], "snippet": "The Integration Level under the Plan is: (Choose (1) or (2))\n(1) (not exceeding 100%) of the taxable wage base, as determined under Section 230 of the Social Security Act, in effect on the first day of the Plan Year: (Choose any combination of (i) and (ii) or choose (iii))\n(i) Rounded to -------------------- (but not exceeding the taxable wage base).\n(ii) But not greater than $----------------------.\n(iii) Without any further adjustment or limitation.\n(2) $------------- [Note: Not esceeding the taxable wage base for the Plan Year in which this Adoption Agreement first is effective.] Maximum Disparity Table. For purposes of Options (b) and (c), the applicable percentage is: Inegration Level (as Applicable percentage of taxable wage base) Percentage ----------------------------------------------------------- 100% 5.7% More than 80% but less than 100% 5.4% More than 20% (but not less than $10,001) and not more than 80% 4.3% 20% (or $10,000, if greater) or less 5.7%", "snippet_links": [{"key": "taxable-wage-base", "type": "definition", "offset": [93, 110]}, {"key": "social-security-act", "type": "clause", "offset": [151, 170]}, {"key": "effect-on-the", "type": "clause", "offset": [175, 188]}, {"key": "day-of", "type": "clause", "offset": [195, 201]}, {"key": "the-plan-year", "type": "clause", "offset": [202, 215]}, {"key": "rounded-to", "type": "clause", "offset": [278, 288]}, {"key": "further-adjustment", "type": "clause", "offset": [422, 440]}, {"key": "adoption-agreement", "type": "clause", "offset": [550, 568]}, {"key": "maximum-disparity-table", "type": "clause", "offset": [590, 613]}, {"key": "for-purposes-of", "type": "clause", "offset": [615, 630]}, {"key": "applicable-percentage", "type": "definition", "offset": [656, 677]}], "hash": "63e171b1dc2d4fca6f55967789c2e2ea", "id": 8}, {"size": 2, "samples": [{"hash": "8a5nbZaXcGR", "uri": "/contracts/8a5nbZaXcGR#integration-level", "label": "Defined Contribution Prototype Plan and Trust Agreement (Mercantile Bancorp, Inc.)", "score": 19.0, "published": true}], "snippet": "The Integration Level under the Plan is used for determining the Excess Compensation or Offset Compensation used to determine a Participant\u2019s Stated Benefit under the Plan. The Employer may elect under Part 4, #14.d.(1)(a) of the Agreement to use a Participant\u2019s Covered Compensation for the Plan Year as the Integration Level. Alternatively, the Employer may elect under Parts 4, #14.d.(1)(b) \u2013 (e) to apply an alternative Integration Level under the Plan. (See subsection (c)(3)(iii) above for special rules that apply if the Employer elects an alternative Integration Level.)", "snippet_links": [{"key": "excess-compensation", "type": "clause", "offset": [65, 84]}, {"key": "to-determine", "type": "definition", "offset": [113, 125]}, {"key": "a-participant", "type": "definition", "offset": [126, 139]}, {"key": "the-employer-may", "type": "clause", "offset": [173, 189]}, {"key": "part-4", "type": "definition", "offset": [202, 208]}, {"key": "agreement-to-use", "type": "clause", "offset": [230, 246]}, {"key": "the-plan-year", "type": "clause", "offset": [288, 301]}, {"key": "to-apply", "type": "clause", "offset": [400, 408]}, {"key": "special-rules", "type": "clause", "offset": [496, 509]}], "hash": "2427b44ade87f9ec5e5392175237e072", "id": 9}, {"size": 2, "samples": [{"hash": "jtNMqwXqA0Y", "uri": "/contracts/jtNMqwXqA0Y#integration-level", "label": "Governmental Nonstandardized Defined Contribution Plan", "score": 27.6291156853, "published": true}], "snippet": "The Taxable Wage Base, unless specified otherwise under AA \u00a76- 3(c)(1).", "snippet_links": [{"key": "taxable-wage-base", "type": "definition", "offset": [4, 21]}], "hash": "e139aaa076fcf3232722086f19c2b1a2", "id": 10}], "next_curs": "CloSVGoVc35sYXdpbnNpZGVyY29udHJhY3RzcjYLEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2IhppbnRlZ3JhdGlvbi1sZXZlbCMwMDAwMDAwYQyiAQJlbhgAIAA=", "clause": {"size": 67, "children": [["", ""], ["increased-allocation", "Increased allocation"], ["reduction-of-employer-contribution", "Reduction of Employer  contribution"], ["attainment-of-normal", "Attainment of Normal"], ["incorporation-of-contribution-formula", "Incorporation of Contribution Formula"]], "parents": [["glossary-of-plan-terms", "Glossary of Plan Terms"], ["amount", "AMOUNT"], ["definitions", "Definitions"], ["employer-contributions-and-forfeitures", "Employer Contributions and Forfeitures"], ["plan-administrator", "PLAN ADMINISTRATOR"]], "title": "Integration Level", "id": "integration-level", "related": [["formal-level", "Formal Level", "Formal Level"], ["staffing-levels", "Staffing Levels", "Staffing Levels"], ["benefit-level", "Benefit Level", "Benefit Level"], ["adjustment-of-minimum-quarterly-distribution-and-target-distribution-levels", "Adjustment of Minimum Quarterly Distribution and Target Distribution Levels", "Adjustment of Minimum Quarterly Distribution and Target Distribution Levels"], ["mileage-measurement", "Mileage Measurement", "Mileage Measurement"]], "related_snippets": [], "updated": "2025-07-07T12:37:54+00:00"}, "json": true, "cursor": ""}}