{"component": "clause", "props": {"groups": [{"size": 33, "snippet": "Throughout the term of this Agreement, the Borrower shall keep the Collateral Property continuously insured against the following risks, paying as the same become due and payable all premiums with respect thereto:\n(a) insurance against loss or damage to the Property by all perils, with uniform standard extended coverage endorsement limited only as may be provided in the standard form of extended coverage endorsement at the time in use in the State, to such extent as is necessary to provide for the full insurable value, but with deductible clauses in such amounts as are customary for facilities of similar size and character within the State;\n(b) comprehensive general accident and public liability insurance (including coverage for all losses arising from the ownership or use of any vehicle) providing coverage limits (including deductible clauses) of not less than the coverage limits customarily carried by owners or operators of facilities of similar size and character within the State;\n(c) fidelity insurance or bonds on those of its officers and employees who handle funds of the Borrower, both in such amounts and to such extent as are customarily carried by organizations similar to the Borrower and operating properties similar in size and character to the facilities of the Borrower; and\n(d) workers\u2019 compensation insurance, disability benefits insurance and such other forms of insurance as the Borrower is required by law to provide with respect to the Property. The insurance policies required by this Section may be evidenced by individual policies or by an umbrella policy. At least every three years from July 1, 2022, the Borrower shall employ, at its expense, an Insurance Consultant to review the insurance coverage required by this Section and to render to the Borrower and the Trustee a report as to the adequacy of such coverage and as to its recommendations, if any, for adjustments thereto. The insurance coverage provided by this Section may be reduced or otherwise adjusted by the Borrower without the consent of the Trustee; provided that all coverages after such reduction or other adjustment are certified by the Insurance Consultant to be adequate and appropriate for facilities of like size and type, taking into account the availability of such insurance, the terms upon which such insurance is available, the cost of such available insurance and the effect of such terms and such cost upon the Borrower\u2019s costs and charges for its services. If as a result of such review, the Insurance Consultant finds that the existing coverage is inadequate, taking into account the availability of such insurance, the terms upon which such insurance is available, the cost of such available insurance and the effect of such terms and such cost upon the Borrowers\u2019 costs and charges for its services, then the insurance coverage provided by this Section shall be increased or otherwise adjusted by the Borrowers. The insurance coverage required by this Section, and modification thereof permitted or required by this paragraph, shall at all times be adequate and appropriate for facilities of like size and type, taking into account the Borrowers\u2019 particular circumstances, and the Insurance Consultant shall so certify in the report required by the above-insured for all or any part of the foregoing requirements if the Borrowers have received a written evaluation with respect to such self-insurance programs from an Insurance Consultant stating that such self-insurance is consistent with sound risk management policies. The Borrowers shall pay any fees charged by such Insurance Consultant. Any self-insurance of the Borrowers existing on the date of execution of this Agreement may continue without evidence of compliance with the above requirements unless the periodic report of the Insurance Consultant required by this Section states that such self-insurance is not consistent with sound risk management. The Borrowers shall deliver to the Trustee: (a) upon the commencement of the term of this Agreement, the originals or certified copies thereof of all insurance policies (or certificates of insurance with respect thereto) which the Borrowers are required to maintain pursuant to this Section, together with evidence as to the payment of all premiums then due thereon; (b) at least thirty (30) days prior to the expiration of any such policies evidence as to the renewal thereof, if then required by this Section, and the payment of all premiums then due with respect thereto; and (c) promptly upon request by the Trustee, but in any case within ninety (90) days after the end of each Fiscal Year, a certificate of an Authorized Representative of the Borrower setting forth the particulars as to all insurance policies maintained by the Borrower pursuant to this Section and certifying that such insurance policies are in full force and effect, that such policies comply with the provisions of this Section and that all premiums then due thereon have been paid. All insurance policies required by this Section 6.3 shall name the Trustee as an additional insured or loss payee, as applicable, and shall provide that no such policy may be terminated without thirty (30) days\u2019 written notice to the Trustee. Delivery of reports, recommendations, certificates and other documents to the Trustee pursuant to this Section 6.3 is for safe keeping purposes only and the Trustee\u2019s receipt of the foregoing shall not imply a duty on the part of the Trustee to review, evaluate or analyze the information contained therein.", "samples": [{"hash": "bj0aP5E9FlG", "uri": "/contracts/bj0aP5E9FlG#insurance-required", "label": "Loan Agreement (Wildfire New PubCo, Inc.)", "score": 33.6105422974, "published": true}, {"hash": "2IasYS8Q5cS", "uri": "/contracts/2IasYS8Q5cS#insurance-required", "label": "Loan Agreement (Wildfire New PubCo, Inc.)", "score": 33.6105422974, "published": true}], "snippet_links": [{"key": "the-term-of-this-agreement", "type": "clause", "offset": [11, 37]}, {"key": "the-borrower-shall", "type": "clause", "offset": [39, 57]}, {"key": "collateral-property", "type": "definition", "offset": [67, 86]}, {"key": "continuously-insured", "type": "definition", "offset": [87, 107]}, {"key": "due-and-payable", "type": "definition", "offset": [163, 178]}, {"key": "damage-to-the-property", "type": "clause", "offset": [244, 266]}, {"key": "uniform-standard", "type": "definition", "offset": [287, 303]}, {"key": "coverage-endorsement", "type": "clause", "offset": [313, 333]}, {"key": "form-of", "type": "clause", "offset": [382, 389]}, {"key": "at-the-time", "type": "clause", "offset": [420, 431]}, {"key": "provide-for", "type": "definition", "offset": [487, 498]}, {"key": "insurable-value", "type": "definition", "offset": [508, 523]}, {"key": "within-the-state", "type": "clause", "offset": [631, 647]}, {"key": "comprehensive-general", "type": "clause", "offset": [653, 674]}, {"key": "public-liability-insurance", "type": "definition", "offset": [688, 714]}, {"key": "coverage-for", "type": "clause", "offset": [726, 738]}, {"key": "ownership-or-use", "type": "clause", "offset": [767, 783]}, {"key": "coverage-limits", "type": "definition", "offset": [810, 825]}, {"key": "by-owners", "type": "clause", "offset": [914, 923]}, {"key": "operators-of", "type": "clause", "offset": [927, 939]}, {"key": "fidelity-insurance", "type": "definition", "offset": [1003, 1021]}, {"key": "employees-who", "type": "clause", "offset": [1060, 1073]}, {"key": "operating-properties", "type": "definition", "offset": [1216, 1236]}, {"key": "the-facilities", "type": "clause", "offset": [1270, 1284]}, {"key": "insurance-and", "type": "clause", "offset": [1363, 1376]}, {"key": "other-forms-of-insurance", "type": "clause", "offset": [1382, 1406]}, {"key": "required-by-law", "type": "definition", "offset": [1426, 1441]}, {"key": "with-respect-to", "type": "clause", "offset": [1453, 1468]}, {"key": "insurance-policies-required", "type": "clause", "offset": [1487, 1514]}, {"key": "individual-policies", "type": "clause", "offset": [1551, 1570]}, {"key": "umbrella-policy", "type": "definition", "offset": [1580, 1595]}, {"key": "insurance-consultant", "type": "definition", "offset": [1689, 1709]}, {"key": "insurance-coverage-required", "type": "clause", "offset": [1724, 1751]}, {"key": "the-borrower-and-the", "type": "clause", "offset": [1785, 1805]}, {"key": "coverage-provided", "type": "clause", "offset": [1937, 1954]}, {"key": "by-the-borrower", "type": "clause", "offset": [2008, 2023]}, {"key": "consent-of-the-trustee", "type": "clause", "offset": [2036, 2058]}, {"key": "provided-that", "type": "definition", "offset": [2060, 2073]}, {"key": "all-coverages", "type": "clause", "offset": [2074, 2087]}, {"key": "other-adjustment", "type": "definition", "offset": [2112, 2128]}, {"key": "certified-by", "type": "definition", "offset": [2133, 2145]}, {"key": "availability-of", "type": "clause", "offset": [2264, 2279]}, {"key": "the-terms", "type": "definition", "offset": [2296, 2305]}, {"key": "cost-of", "type": "clause", "offset": [2350, 2357]}, {"key": "available-insurance", "type": "clause", "offset": [2363, 2382]}, {"key": "effect-of", "type": "clause", "offset": [2391, 2400]}, {"key": "terms-and", "type": "clause", "offset": [2406, 2415]}, {"key": "charges-for", "type": "clause", "offset": [2456, 2467]}, {"key": "existing-coverage", "type": "clause", "offset": [2553, 2570]}, {"key": "at-all-times", "type": "definition", "offset": [3061, 3073]}, {"key": "consultant-shall", "type": "clause", "offset": [3219, 3235]}, {"key": "report-required", "type": "clause", "offset": [3254, 3269]}, {"key": "the-foregoing", "type": "definition", "offset": [3314, 3327]}, {"key": "written-evaluation", "type": "clause", "offset": [3374, 3392]}, {"key": "insurance-programs", "type": "definition", "offset": [3419, 3437]}, {"key": "consistent-with", "type": "definition", "offset": [3503, 3518]}, {"key": "risk-management-policies", "type": "clause", "offset": [3525, 3549]}, {"key": "fees-charged", "type": "clause", "offset": [3579, 3591]}, {"key": "insurance-of-the-borrowers", "type": "clause", "offset": [3631, 3657]}, {"key": "execution-of-this-agreement", "type": "clause", "offset": [3682, 3709]}, {"key": "compliance-with-the", "type": "clause", "offset": [3743, 3762]}, {"key": "report-of-the", "type": "clause", "offset": [3802, 3815]}, {"key": "deliver-to", "type": "definition", "offset": [3960, 3970]}, {"key": "commencement-of-the-term", "type": "clause", "offset": [3997, 4021]}, {"key": "originals-or-certified-copies", "type": "clause", "offset": [4045, 4074]}, {"key": "all-insurance-policies", "type": "definition", "offset": [4086, 4108]}, {"key": "certificates-of-insurance", "type": "clause", "offset": [4113, 4138]}, {"key": "to-maintain", "type": "clause", "offset": [4194, 4205]}, {"key": "pursuant-to", "type": "definition", "offset": [4206, 4217]}, {"key": "payment-of", "type": "clause", "offset": [4265, 4275]}, {"key": "prior-to-the", "type": "clause", "offset": [4337, 4349]}, {"key": "expiration-of", "type": "clause", "offset": [4350, 4363]}, {"key": "upon-request", "type": "clause", "offset": [4532, 4544]}, {"key": "by-the-trustee", "type": "clause", "offset": [4545, 4559]}, {"key": "days-after", "type": "definition", "offset": [4596, 4606]}, {"key": "fiscal-year", "type": "definition", "offset": [4623, 4634]}, {"key": "authorized-representative-of-the-borrower", "type": "definition", "offset": [4656, 4697]}, {"key": "full-force-and-effect", "type": "clause", "offset": [4860, 4881]}, {"key": "provisions-of-this-section", "type": "clause", "offset": [4918, 4944]}, {"key": "section-63", "type": "clause", "offset": [5040, 5051]}, {"key": "an-additional-insured", "type": "clause", "offset": [5078, 5099]}, {"key": "loss-payee", "type": "definition", "offset": [5103, 5113]}, {"key": "notice-to-the-trustee", "type": "clause", "offset": [5220, 5241]}, {"key": "delivery-of-reports", "type": "clause", "offset": [5243, 5262]}, {"key": "certificates-and-other-documents", "type": "clause", "offset": [5281, 5313]}, {"key": "receipt-of", "type": "clause", "offset": [5410, 5420]}, {"key": "the-information", "type": "clause", "offset": [5516, 5531]}], "hash": "15fc8c6b321aaefb99649b6c6ebcfe0d", "id": 4}, {"size": 31, "snippet": "Outside Counsel certifies that it presently maintains malpractice insurance in an amount not less than Agency\u2019s limitation of liability under Section 4.1 of this OCC.", "samples": [{"hash": "2hpRxPusBHf", "uri": "/contracts/2hpRxPusBHf#insurance-required", "label": "Outside Counsel Contract", "score": 32.4879074097, "published": true}, {"hash": "bBzfEp0E83X", "uri": "/contracts/bBzfEp0E83X#insurance-required", "label": "Outside Counsel Contract", "score": 32.4849090576, "published": true}, {"hash": "7UMxhznFJ8K", "uri": "/contracts/7UMxhznFJ8K#insurance-required", "label": "Outside Counsel Contract", "score": 32.3715553284, "published": true}], "snippet_links": [{"key": "outside-counsel", "type": "definition", "offset": [0, 15]}, {"key": "malpractice-insurance", "type": "clause", "offset": [54, 75]}, {"key": "limitation-of-liability", "type": "definition", "offset": [112, 135]}, {"key": "section-41", "type": "clause", "offset": [142, 153]}], "hash": "bb19fb5efc401e5dc8af1a1267eee198", "id": 5}, {"size": 35, "snippet": "Prior to commencement of any activity under this Contract, Contractor, at Contractor\u2019s sole expense, shall obtain and maintain in full force and effect during the term of this Contract and during any other period during which Contractor is acting pursuant to this Contract the insurance coverages set forth herein on Contractor\u2019s operations and activities. The failure to purchase, maintain, and provide evidence of the required insurance shall constitute material default.", "samples": [{"hash": "aZV6K5pkv7s", "uri": "/contracts/aZV6K5pkv7s#insurance-required", "label": "Service Contract", "score": 35.98279953, "published": true}, {"hash": "e2Qlp7jqVa1", "uri": "/contracts/e2Qlp7jqVa1#insurance-required", "label": "Service Contract", "score": 35.6180152893, "published": true}, {"hash": "kHAoCCoimYU", "uri": "/contracts/kHAoCCoimYU#insurance-required", "label": "Service Contract", "score": 35.4806900024, "published": true}], "snippet_links": [{"key": "commencement-of", "type": "clause", "offset": [9, 24]}, {"key": "under-this-contract", "type": "clause", "offset": [38, 57]}, {"key": "sole-expense", "type": "definition", "offset": [87, 99]}, {"key": "full-force-and-effect", "type": "clause", "offset": [130, 151]}, {"key": "term-of-this-contract", "type": "clause", "offset": [163, 184]}, {"key": "period-during-which", "type": "clause", "offset": [206, 225]}, {"key": "pursuant-to", "type": "definition", "offset": [247, 258]}, {"key": "insurance-coverages", "type": "definition", "offset": [277, 296]}, {"key": "failure-to-purchase", "type": "clause", "offset": [361, 380]}, {"key": "evidence-of", "type": "clause", "offset": [404, 415]}, {"key": "required-insurance", "type": "definition", "offset": [420, 438]}, {"key": "material-default", "type": "clause", "offset": [456, 472]}], "hash": "42687b871391bfb4e73f49728a687c18", "id": 2}, {"size": 34, "snippet": "Effective as of the date hereof and until the expiration or termination of the right of the Company to act as agent of the Agency hereunder, the Company shall maintain, or cause to be maintained by its subagent or subcontractors, certain insurance against such risks and for such amounts as are customarily insured against by businesses of like size and type, and paying, as the same become due and payable, all premiums in respect thereto, including, but not necessarily limited to: Insurance against loss or damage by fire, lightning and other casualties, with a uniform standard extended coverage endorsement, such insurance to be in an amount not less than the full replacement value of the Facility, exclusive of excavations and foundations, as determined by a recognized appraiser or insurer selected by the Company; or as an alternative to the foregoing, the Company may insure the Facility under a blanket insurance policy or policies covering not only the Facility but other properties as well, provided a periodic appraisal is performed and provided to the Agency. Workers' compensation insurance, disability benefits insurance, and each other form of insurance which the Agency or the Company is required by law to provide, covering loss resulting from injury, sickness, disability or death of employees of the Company who are located at or assigned to the Facility. Insurance against loss or losses from liabilities imposed by law or assumed in any written contract (including the contractual liability assumed by the Company under Section", "samples": [{"hash": "lhp7fBjbMT2", "uri": "/contracts/lhp7fBjbMT2#insurance-required", "label": "Project Agreement", "score": 36.3038444519, "published": true}, {"hash": "d0iO8LlDACL", "uri": "/contracts/d0iO8LlDACL#insurance-required", "label": "Project Agreement", "score": 35.8658866882, "published": true}, {"hash": "ixjVprK1zWz", "uri": "/contracts/ixjVprK1zWz#insurance-required", "label": "Project Agreement", "score": 35.7718582153, "published": true}], "snippet_links": [{"key": "effective-as-of-the", "type": "clause", "offset": [0, 19]}, {"key": "date-hereof", "type": "clause", "offset": [20, 31]}, {"key": "right-of-the-company", "type": "clause", "offset": [79, 99]}, {"key": "act-as-agent", "type": "definition", "offset": [103, 115]}, {"key": "the-agency", "type": "clause", "offset": [119, 129]}, {"key": "the-company-shall", "type": "clause", "offset": [141, 158]}, {"key": "certain-insurance", "type": "clause", "offset": [230, 247]}, {"key": "due-and-payable", "type": "definition", "offset": [391, 406]}, {"key": "damage-by-fire", "type": "clause", "offset": [510, 524]}, {"key": "uniform-standard", "type": "definition", "offset": [565, 581]}, {"key": "coverage-endorsement", "type": "clause", "offset": [591, 611]}, {"key": "insurance-to-be", "type": "clause", "offset": [618, 633]}, {"key": "replacement-value", "type": "definition", "offset": [670, 687]}, {"key": "by-the-company", "type": "clause", "offset": [807, 821]}, {"key": "the-foregoing", "type": "definition", "offset": [847, 860]}, {"key": "policy-or-policies", "type": "clause", "offset": [924, 942]}, {"key": "other-properties", "type": "clause", "offset": [978, 994]}, {"key": "disability-benefits-insurance", "type": "clause", "offset": [1108, 1137]}, {"key": "form-of-insurance", "type": "clause", "offset": [1154, 1171]}, {"key": "required-by-law", "type": "definition", "offset": [1207, 1222]}, {"key": "to-provide", "type": "clause", "offset": [1223, 1233]}, {"key": "resulting-from", "type": "definition", "offset": [1249, 1263]}, {"key": "employees-of-the-company", "type": "clause", "offset": [1305, 1329]}, {"key": "to-the-facility", "type": "definition", "offset": [1361, 1376]}, {"key": "loss-or-losses", "type": "clause", "offset": [1396, 1410]}, {"key": "written-contract", "type": "clause", "offset": [1461, 1477]}, {"key": "contractual-liability", "type": "definition", "offset": [1493, 1514]}], "hash": "55fc8e69f8002322b73307447a472adb", "id": 3}, {"size": 51, "snippet": "The Engineer shall secure the insurance specified below. The insurance shall be issued by insurance company(s) acceptable to the City and may be in a policy or policies of insurance, primary or excess. Certificates of all required insurance including any policy endorsements shall be provided to the City prior to or upon the execution of this Agreement.", "samples": [{"hash": "2Pr6IMWZlkW", "uri": "/contracts/2Pr6IMWZlkW#insurance-required", "label": "Professional Services", "score": 28.3800983429, "published": true}, {"hash": "cS4UB13M95k", "uri": "/contracts/cS4UB13M95k#insurance-required", "label": "Professional Services", "score": 27.5037651062, "published": true}, {"hash": "exJhc2FUiSa", "uri": "/contracts/exJhc2FUiSa#insurance-required", "label": "Professional Services", "score": 27.1670093536, "published": true}], "snippet_links": [{"key": "the-engineer", "type": "definition", "offset": [0, 12]}, {"key": "the-insurance", "type": "clause", "offset": [26, 39]}, {"key": "issued-by", "type": "definition", "offset": [80, 89]}, {"key": "to-the-city", "type": "definition", "offset": [122, 133]}, {"key": "policies-of-insurance", "type": "clause", "offset": [160, 181]}, {"key": "required-insurance", "type": "definition", "offset": [222, 240]}, {"key": "policy-endorsements", "type": "clause", "offset": [255, 274]}, {"key": "prior-to", "type": "clause", "offset": [305, 313]}, {"key": "execution-of-this-agreement", "type": "clause", "offset": [326, 353]}], "hash": "097be924ceeeea47eb75312c63a05c63", "id": 1}, {"size": 24, "snippet": "At all times throughout the Lease Term, including, when indicated herein, during the Construction Period, if any, the Company shall, at its sole cost and expense, maintain or cause to be maintained insurance against such risks and for such amounts as are customarily insured against by facilities of like size and type and shall pay or cause to be paid, as the same become due and payable, all premiums with respect thereto, including, but not necessarily limited to:\n(a) Insurance against loss or damage by fire, lightning and other casualties customarily insured against, with a uniform standard extended coverage endorsement, in an amount not less than the full replacement value of the completed Improvements, exclusive of footings and foundations, as determined by a recognized appraiser or insurer selected by the Company, but in no event less than the greater of $1,000,000 or the amount as may be required by any Lender. During the Construction Period, such policy shall be written in the so-called \u201cBuilder\u2019s Risk Completed Value Non-Reporting Form\u201d and shall contain a provision granting the insured permission to complete and/or occupy.\n(b) Workers\u2019 compensation insurance, disability benefits insurance and each other form of insurance which the Company or any permitted sublessee is required by law to provide, covering loss resulting from injury, sickness, disability or death of employees of the Company or any permitted sublessee who are located at or assigned to the Facility. This coverage shall be in effect from and after the Completion Date or on such earlier date as any employees of the Company, any permitted sublessee, any contractor or subcontractor first occupy the Facility.\n(c) Insurance protecting the Agency and the Company against loss or losses from liability imposed by law or assumed in any written contract (including the contractual liability assumed by the Company under Section 8.2 hereof) or arising from personal injury, including bodily injury or death, or damage to the property of others, caused by an accident or other occurrence, with a limit of liability of not less than $1,000,000 (combined single limit or equivalent for personal injury, including bodily injury or death, and property damage); comprehensive automobile liability insurance covering all owned, non-owned and hired autos, with a limit of liability of not less than $1,000,000 (combined single limit or equivalent protecting the Agency and the Company against any loss, liability or damage for personal injury, including bodily injury or death, and property damage); and blanket excess liability coverage, in an amount not less than $5,000,000 combined single limit or equivalent, protecting the Agency and the Company against any loss or liability or damage for personal injury, including bodily injury or death, or property damage. This coverage shall also be in effect during the Construction Period.\n(d) During the Construction Period, if any (and for at least one year thereafter in the case of Products and Completed Operations as set forth below), the Company shall cause the general contractor to carry liability insurance of the type and providing the minimum limits set forth below:\n(i) Workers\u2019 compensation and employer\u2019s liability with limits in accordance with applicable law.\n(ii) Comprehensive general liability providing coverage for: Premises and Operations Products and Completed Operations Owners Protective Contractors Protective Contractual Liability Personal Injury Liability Broad Form Property Damage (including completed operations) Explosion Hazard Collapse Hazard Underground Property Damage Hazard Such insurance shall have a limit of liability of not less than $1,000,000 (combined single limit for personal injury, including bodily injury or death, and property damage).\n(iii) Comprehensive auto liability, including all owned, non-owned and hired autos, with a limit of liability of not less than $1,000,000 (combined single limit for personal injury, including bodily injury or death, and property damage).\n(iv) Excess \u201cumbrella\u201d liability providing liability insurance in excess of the coverages in (i), (ii) and (iii) above with a limit of not less than $5,000,000.\n(e) A policy or policies of flood insurance in an amount not less than the greater of $1,000,000 or the amount that may be required by any Lender or the maximum amount of flood insurance available with respect to the Facility under the Flood Disaster Protection Act of 1973, as amended, whichever is less. This requirement will be waived upon presentation of evidence satisfactory to the Agency that no portion of the Land is located within an area identified by the U.S. Department of Housing and Urban Development as having special flood hazards.\n(f) The Agency does not in any way represent that the insurance specified in this Lease Agreement, whether in scope or coverage or limits of coverage, is adequate or sufficient to protect the Company\u2019s business or interests.", "samples": [{"hash": "7J1pQ7dOocy", "uri": "/contracts/7J1pQ7dOocy#insurance-required", "label": "Lease and Project Agreement", "score": 30.1564941406, "published": true}, {"hash": "4OR8svZn25t", "uri": "/contracts/4OR8svZn25t#insurance-required", "label": "Lease and Project Agreement", "score": 30.1564941406, "published": true}, {"hash": "a2If7LxhSxP", "uri": "/contracts/a2If7LxhSxP#insurance-required", "label": "Lease and Project Agreement (CVD Equipment Corp)", "score": 29.2491436005, "published": true}], 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Approval of the insurance by the City shall not relieve or decrease any liability of Consultant Any requirement for insurance to be maintained after completion of the work shall survive this Agreement.", "samples": [{"hash": "7cguFc7fTOt", "uri": "/contracts/7cguFc7fTOt#insurance-required", "label": "Professional Services", "score": 31.7887420654, "published": true}, {"hash": "9fykCpLq3OS", "uri": "/contracts/9fykCpLq3OS#insurance-required", "label": "Professional Services", "score": 31.0444164276, "published": true}, {"hash": "inQMkEGMJNU", "uri": "/contracts/inQMkEGMJNU#insurance-required", "label": "Professional Services Agreement", "score": 30.3792362213, "published": true}], "snippet_links": [{"key": "consultant-shall", "type": "clause", "offset": [0, 16]}, {"key": "maintain-insurance", "type": "clause", "offset": [17, 35]}, {"key": "other-agents", "type": "definition", "offset": [127, 139]}, {"key": "approval-of", "type": "definition", "offset": [156, 167]}, {"key": "the-insurance", "type": "clause", "offset": [168, 181]}, {"key": "the-city-shall", "type": "clause", "offset": [185, 199]}, {"key": "liability-of-consultant", "type": "clause", "offset": [228, 251]}, {"key": "insurance-to-be-maintained", "type": "clause", "offset": [272, 298]}, {"key": "completion-of-the-work", "type": "definition", "offset": [305, 327]}, {"key": "this-agreement", "type": "clause", "offset": [342, 356]}], "hash": "78fae39571293af85f97d074f2cf0895", "id": 9}, {"size": 21, "snippet": "Effective as of the date hereof and until the Agency consents in writing to a termination, the Company shall maintain or cause to be maintained insurance against such risks and for such amounts as are customarily insured against by businesses of like size and type paying, as the same become due and payable, all premiums in respect thereto. Such insurance shall be provided, in whole or in part, either through insurance carriers meeting the requirements of this Agreement or through a funded self-insurance program, and shall include, but not necessarily be limited to:\n(i) Insurance against loss or damage by fire, lightning and other casualties, with a uniform standard extended coverage endorsement, such insurance to be in an amount not less than the full replacement value of the Facility, exclusive of excavations and foundations, as determined by a recognized appraiser or insurer selected by the Company or (ii) as an alternative to the above requirements (including the requirement of periodic appraisal), the Company may insure the Facility under a blanket insurance policy or policies covering not only the Facility but other properties as well.\n(b) Worker\u2019s compensation insurance, disability benefits insurance, and each other form of insurance which the Agency or the Company is required by law to provide, covering loss resulting from injury, sickness, disability or death of employees of the Company who are located at or assigned to the Facility.\n(c) Insurance against loss or losses from liabilities imposed by law or assumed in any written contract and arising from personal injury and death or damage to the property of others caused by any accident or occurrence, with limits of not less than $1,000,000 per accident or occurrence on account of personal injury, including death resulting therefrom, and $1,000,000 per accident or occurrence on account of damage to the property of others, excluding liability imposed upon the Company by any applicable worker\u2019s compensation law; and a blanket excess liability policy in the amount not less than $5,000,000, protecting the Company against any loss or liability or damage for personal injury or property damage.", "samples": [{"hash": "cb5ydkgSdeo", "uri": "/contracts/cb5ydkgSdeo#insurance-required", "label": "Agent and Financial Assistance and Project 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2119]}, {"key": "for-personal-injury-or-property-damage", "type": "clause", "offset": [2143, 2181]}], "hash": "fa0f5d5862dcc42057cfad38e4a9ff5a", "id": 8}, {"size": 30, "snippet": "During the term of this Project Agreement, the Company shall maintain insurance with respect to the Project Facility as required pursuant to Sublease Agreement and particularly as set forth in Sections 6.3, 6.4 and 5.5 of the Sublease Agreement.", "samples": [{"hash": "60kykzzKSkr", "uri": "/contracts/60kykzzKSkr#insurance-required", "label": "Uniform Project Agreement", "score": 35.5369606018, "published": true}, {"hash": "ekUuEF2A3kB", "uri": "/contracts/ekUuEF2A3kB#insurance-required", "label": "Uniform Project Agreement", "score": 35.3355941772, "published": true}, {"hash": "9f3NsTHRPAT", "uri": "/contracts/9f3NsTHRPAT#insurance-required", "label": "Uniform Project Agreement", "score": 35.2825698853, "published": true}], "snippet_links": [{"key": "term-of-this", "type": "clause", "offset": [11, 23]}, {"key": "project-agreement", "type": "clause", "offset": [24, 41]}, {"key": "the-company-shall", "type": "clause", "offset": [43, 60]}, {"key": "maintain-insurance", "type": "clause", "offset": [61, 79]}, {"key": "with-respect-to", "type": "clause", "offset": [80, 95]}, {"key": "project-facility", "type": "definition", "offset": [100, 116]}, {"key": "as-required", "type": "clause", "offset": [117, 128]}, {"key": "sublease-agreement", "type": "clause", "offset": [141, 159]}, {"key": "the-sublease", "type": "clause", "offset": [222, 234]}], "hash": "5b792ccb0eb26d51b8c663adecd963ab", "id": 6}, {"size": 20, "snippet": "(a) Borrower shall cause to be maintained, in full force and effect on all property of Borrower insurance in such amounts against such risks as is reasonably satisfactory to Lender, including, but without limitation, product liability, business interruption, liability, casualty, fire, boiler, theft, burglary, pilferage, vandalism, malicious mischief, loss in transit, and hazard insurance and, if as of the date hereof, any of the leased real property of Borrower is in an area that has been identified by the Secretary of Housing and Urban Development as having special flood or mudslide hazards, and on which the sale of flood insurance has been made available under the National Flood Insurance Act of 1968, then Borrower shall maintain flood insurance. Said policy or policies shall:\n(i) Be in a form and with insurers which are satisfactory to Lender;\n(ii) Be for such risks, and for such insured values as Lender or its assigns may reasonably require in order to replace the property in the event of actual or constructive total loss;\n(iii) Designate Lender as additional insured and loss payee as Lender\u2019s interest may from time to time appear;\n(iv) Contain a \u201cbreach of warranty clause\u201d whereby the insurer agrees that a breach of the insuring conditions or any negligence by Borrower or any other person shall not invalidate the insurance as to Lender and its assignee;\n(v) Provide that they may not be canceled or altered without thirty (30) days prior written notice to Lender; and\n(vi) Upon demand, be delivered to Lender.\n(b) Borrower shall obtain such additional insurance as Lender may reasonably require.\n(c) Borrower shall, in the event of loss or damage, forthwith notify Lender and file proofs of loss with the appropriate insurer. Borrower hereby authorizes Lender to endorse any checks or drafts constituting insurance proceeds.\n(d) Borrower shall forthwith upon receipt of insurance proceeds endorse and deliver the same to Lender.\n(e) In no event shall Lender be required either to (i) ascertain the existence of or examine any insurance policy or (ii) advise Borrower in the event such insurance coverage shall not comply with the requirements of this Agreement.", "samples": [{"hash": "5i07P9xWKC3", "uri": "/contracts/5i07P9xWKC3#insurance-required", "label": "Loan and Security Agreement (Greenwood Hall, Inc.)", "score": 27.9295005798, "published": true}, {"hash": "at7UlN1Ub2J", "uri": "/contracts/at7UlN1Ub2J#insurance-required", "label": "Loan and Security Agreement (Greenwood Hall, Inc.)", "score": 27.798084259, "published": true}], "snippet_links": [{"key": "borrower-shall", "type": "clause", "offset": [4, 18]}, {"key": "full-force-and-effect", "type": "clause", "offset": [46, 67]}, {"key": "all-property", 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["other-insurance-requirements", "Other Insurance Requirements", "Other Insurance Requirements"], ["minimum-insurance-requirements", "Minimum Insurance Requirements", "Minimum Insurance Requirements"], ["insurance-requirement-review", "INSURANCE REQUIREMENT REVIEW", "INSURANCE REQUIREMENT REVIEW"]], "related_snippets": [], "updated": "2025-07-24T06:48:57+00:00", "also_ask": ["What minimum coverage limits and types of insurance are essential for adequate protection?", "How can parties negotiate allocation of insurance costs and responsibilities?", "What are the most common loopholes or exclusions that undermine this clause\u2019s effectiveness?", "How do courts typically interpret ambiguous insurance requirements in contracts?", "How does this clause compare to industry-standard insurance provisions?"], "drafting_tip": "Specify minimum coverage amounts and types to ensure adequate protection; require proof of insurance to verify compliance; define consequences for non-compliance to promote enforcement.", "explanation": "The 'Insurance Required' clause mandates that one or more parties to an agreement must obtain and maintain specific types and amounts of insurance coverage. Typically, this clause outlines the minimum coverage limits, the types of insurance needed (such as general liability, property, or professional liability), and may require proof of insurance through certificates. Its core function is to allocate risk and ensure that adequate financial protection is in place in case of accidents, damages, or other covered events, thereby safeguarding the interests of all parties involved."}, "json": true, "cursor": ""}}