{"component": "clause", "props": {"groups": [{"snippet": "An eligible employee may waive rights to participate in either single or family coverage. If an employee waives this benefit, such employee may not revoke the waiver until the next open enrollment period and may be accepted only after medical review by the insurance provider.", "snippet_links": [{"key": "an-eligible-employee", "type": "clause", "offset": [0, 20]}, {"key": "participate-in", "type": "definition", "offset": [41, 55]}, {"key": "single-or-family-coverage", "type": "clause", "offset": [63, 88]}, {"key": "if-an-employee", "type": "clause", "offset": [90, 104]}, {"key": "the-waiver", "type": "clause", "offset": [155, 165]}, {"key": "open-enrollment-period", "type": "definition", "offset": [181, 203]}, {"key": "medical-review", "type": "definition", "offset": [235, 249]}, {"key": "insurance-provider", "type": "definition", "offset": [257, 275]}], "size": 23, "samples": [{"hash": "lk1Xr7cHPCq", "uri": "/contracts/lk1Xr7cHPCq#insurance-program", "label": "Labor Agreement", "score": 30.0507526398, "published": true}, {"hash": "cZJuIcu2xQr", "uri": "/contracts/cZJuIcu2xQr#insurance-program", "label": "Labor Agreement", "score": 28.0918140411, "published": true}, {"hash": "35nTTXLtzyj", "uri": "/contracts/35nTTXLtzyj#insurance-program", "label": "Labor Agreement", "score": 28.0918140411, "published": true}], "hash": "472e179cc73cdf7eed4320522655fefd", "id": 1}, {"snippet": "The Board agrees to provide during the life of this contract, from carriers of its choosing, certain insurance benefits described herein.", "snippet_links": [{"key": "to-provide", "type": "definition", "offset": [17, 27]}, {"key": "this-contract", "type": "definition", "offset": [47, 60]}, {"key": "certain-insurance-benefits", "type": "clause", "offset": [93, 119]}], "size": 13, "samples": [{"hash": "7zp5HdGEt1n", "uri": "/contracts/7zp5HdGEt1n#insurance-program", "label": "Collective Bargaining Agreement", "score": 31.9121494293, "published": true}, {"hash": "7ls8jhJYNIQ", "uri": "/contracts/7ls8jhJYNIQ#insurance-program", "label": "Collective Bargaining Agreement", "score": 31.9121494293, "published": true}, {"hash": "4aLXWfTdfyg", "uri": "/contracts/4aLXWfTdfyg#insurance-program", "label": "Master Agreement", "score": 25.4668045044, "published": true}], "hash": "b84d149425bd6b4681bdf3a929d78de1", "id": 2}, {"snippet": "Franchisee shall procure, prior to commencement of construction of the Franchised Unit, and shall maintain in full force and effect during the Term of this Agreement at Franchisee's expense, an insurance policy or policies protecting Franchisee and Franchisor, and their officers, directors, agents and employees, against any loss, liability, or expense whatsoever from personal injury, death or property damage or casualty, including, fire, lightning, theft, vandalism, malicious mischief, and other perils normally included in an extended coverage endorsement arising from, occurring upon or in connection with the construction, operation or occupancy of the Franchised Unit, as Franchisor may reasonably require for its own and Franchisee's protection.", "snippet_links": [{"key": "construction-of-the", "type": "clause", "offset": [51, 70]}, {"key": "franchised-unit", "type": "definition", "offset": [71, 86]}, {"key": "full-force-and-effect", "type": "clause", "offset": [110, 131]}, {"key": "during-the-term-of-this-agreement", "type": "clause", "offset": [132, 165]}, {"key": "policy-or-policies", "type": "definition", "offset": [204, 222]}, {"key": "agents-and-employees", "type": "clause", "offset": [292, 312]}, {"key": "any-loss", "type": "definition", "offset": [322, 330]}, {"key": "personal-injury", "type": "clause", "offset": [370, 385]}, {"key": "damage-or-casualty", "type": "clause", "offset": [405, 423]}, {"key": "coverage-endorsement", "type": "clause", "offset": [541, 561]}, {"key": "in-connection-with", "type": "clause", "offset": [594, 612]}, {"key": "the-construction", "type": "clause", "offset": [613, 629]}], "size": 9, "samples": [{"hash": "1nphzdTfIy4", "uri": "/contracts/1nphzdTfIy4#insurance-program", "label": "Franchise Agreement", "score": 23.4599590302, "published": true}, {"hash": "hJSTlcQwa84", "uri": "/contracts/hJSTlcQwa84#insurance-program", "label": "Franchise Agreement (Afc Enterprises Inc)", "score": 18.0, "published": true}, {"hash": "hHjsbCMXqf1", "uri": "/contracts/hHjsbCMXqf1#insurance-program", "label": "Franchise Agreement (Afc Enterprises Inc)", "score": 18.0, "published": true}], "hash": "04d05316bc77d1b0822b8e1e87560fc9", "id": 3}, {"snippet": "A. The City agrees to provide bargaining unit employees with medical, dental, life, and disability insurance benefits under the same terms and conditions as are provided to the City\u2019s Administrative Officers, as may be amended from time to time.", "snippet_links": [{"key": "to-provide", "type": "definition", "offset": [19, 29]}, {"key": "employees-with", "type": "clause", "offset": [46, 60]}, {"key": "disability-insurance-benefits", "type": "clause", "offset": [88, 117]}, {"key": "same-terms-and-conditions", "type": "clause", "offset": [128, 153]}, {"key": "to-the-city", "type": "clause", "offset": [170, 181]}, {"key": "administrative-officers", "type": "definition", "offset": [184, 207]}, {"key": "from-time-to-time", "type": "clause", "offset": [227, 244]}], "size": 8, "samples": [{"hash": "bURnzceKzjA", "uri": "/contracts/bURnzceKzjA#insurance-program", "label": "Collective Bargaining Agreement", "score": 31.7232837677, "published": true}, {"hash": "dZApC8sZzKU", "uri": "/contracts/dZApC8sZzKU#insurance-program", "label": "Collective Bargaining Agreement", "score": 25.3627643585, "published": true}, {"hash": "b90n5mL6LV7", "uri": "/contracts/b90n5mL6LV7#insurance-program", "label": "Collective Bargaining Agreement", "score": 25.3572902679, "published": true}], "hash": "63698062fd9a5c9a6d60d9580b77cdb2", "id": 4}, {"snippet": "An eligible employee may waive his rights to participate in either the single or family coverage. If an employee waives this benefit, such employee may not revoke his waiver until the next open enrollment period, except as provided for in the County's policy. If the County's Group program offers a health maintenance organization, eligible employees shall have the option of joining the County's health maintenance organization in lieu of the Group Hospitalization Insurance Program. In the event the County creates a health insurance committee for participation by other employee groups in the County, the Union will be invited to have a delegate attend and participate in the health insurance committee.", "snippet_links": [{"key": "an-eligible-employee", "type": "clause", "offset": [0, 20]}, {"key": "rights-to-participate", "type": "clause", "offset": [35, 56]}, {"key": "single-or-family-coverage", "type": "clause", "offset": [71, 96]}, {"key": "if-an-employee", "type": "clause", "offset": [98, 112]}, {"key": "open-enrollment-period", "type": "definition", "offset": [189, 211]}, {"key": "the-county", "type": "definition", "offset": [239, 249]}, {"key": "group-program", "type": "definition", "offset": [276, 289]}, {"key": "health-maintenance-organization", "type": "definition", "offset": [299, 330]}, {"key": "employees-shall", "type": "clause", "offset": [341, 356]}, {"key": "the-option", "type": "clause", "offset": [362, 372]}, {"key": "in-lieu-of", "type": "clause", "offset": [429, 439]}, {"key": "hospitalization-insurance", "type": "clause", "offset": [450, 475]}, {"key": "in-the-event-the", "type": "clause", "offset": [485, 501]}, {"key": "health-insurance-committee", "type": "clause", "offset": [519, 545]}, {"key": "other-employee-groups", "type": "clause", "offset": [567, 588]}, {"key": "the-union", "type": "definition", "offset": [604, 613]}, {"key": "attend-and-participate-in", "type": "clause", "offset": [649, 674]}, {"key": "the-health-insurance", "type": "definition", "offset": [675, 695]}], "size": 8, "samples": [{"hash": "lc4kIwdL2HA", "uri": "/contracts/lc4kIwdL2HA#insurance-program", "label": "Collective Bargaining Agreement", "score": 27.0926742554, "published": true}, {"hash": "29KH045b3T7", "uri": "/contracts/29KH045b3T7#insurance-program", "label": "Supervisors Agreement", "score": 26.8004951477, "published": true}, {"hash": "cbCaAsIxZig", "uri": "/contracts/cbCaAsIxZig#insurance-program", "label": "Collective Bargaining Agreement", "score": 26.7987136841, "published": true}], "hash": "87c7ba81b851ee848f5737942996fa88", "id": 5}, {"snippet": "The Company shall establish for the benefit of the Executive an insurance program, which shall include, among other things, life, health, dental and long-term disability coverage. Such insurance program shall be no less competitive than similar benefit programs that are established for other health care companies or comparable industries.", "snippet_links": [{"key": "the-company-shall", "type": "clause", "offset": [0, 17]}, {"key": "of-the-executive", "type": "clause", "offset": [44, 60]}, {"key": "an-insurance", "type": "clause", "offset": [61, 73]}, {"key": "disability-coverage", "type": "clause", "offset": [159, 178]}, {"key": "benefit-programs", "type": "definition", "offset": [245, 261]}, {"key": "health-care", "type": "definition", "offset": [293, 304]}], "size": 8, "samples": [{"hash": "iQT7ucn15kS", "uri": "/contracts/iQT7ucn15kS#insurance-program", "label": "Employment Agreement (Cytomedix Inc)", "score": 18.0, "published": true}, {"hash": "cQ18ayYpjbf", "uri": "/contracts/cQ18ayYpjbf#insurance-program", "label": "Employment Agreement (Cytomedix Inc)", "score": 18.0, "published": true}, {"hash": "az29mkhbAWv", "uri": "/contracts/az29mkhbAWv#insurance-program", "label": "Employment Agreement (Cytomedix Inc)", "score": 18.0, "published": true}], "hash": "4a97420f9bcc68e13cfa1c6b94cffbfc", "id": 6}, {"snippet": "Coupa maintains an industry standard insurance program to help manage risk that contains terms no less stringent than the following: (a) Commercial General Liability Insurance with minimum limits of US$1,000,000 combined single limit and combined bodily injury and property damage per occurrence and US$2,000,000 dollars in the aggregate; (b) Commercial Automobile Liability Insurance providing coverage for owned, hired, and non-owned motor vehicles used in connection with this Agreement in an amount of not less than US$1,000,000 per accident combined single limit for bodily injury and property damage; (c) Umbrella Liability providing excess liability coverage in the minimum amount of US$5,000,000.00 per occurrence, to supplement the primary coverage provided in the policies listed above; (d) Professional Liability Insurance (Errors and Omissions Insurance), which policy also includes cyber-liability insurance for financial losses arising from destruction or corruption of data, including but not limited to privacy and data security breaches, virus transmission, unauthorized access, denial of service and loss of income from network security failures, with minimum limits of US$5,000,000.00; (e) Workers Compensation Insurance covering Coupa employees pursuant to applicable state laws, and at the maximum limits statutorily required for each such state; and (f) Commercial Crime Insurance including coverage for loss or damage resulting from theft committed by the Coupa\u2019s employees, acting alone or in collusion with others, and coverage for computer crime, with a minimum per event and annual aggregate limit of US$2,000,000. Upon request, Coupa shall promptly furnish Customer with a certificate evidencing the coverages set forth above.", "snippet_links": [{"key": "industry-standard", "type": "clause", "offset": [19, 36]}, {"key": "manage-risk", "type": "clause", "offset": [63, 74]}, {"key": "commercial-general-liability-insurance-with", "type": "clause", "offset": [137, 180]}, {"key": "minimum-limits", "type": "clause", "offset": [181, 195]}, {"key": "combined-single-limit", "type": "clause", "offset": [212, 233]}, {"key": "bodily-injury-and-property-damage", "type": "clause", "offset": [247, 280]}, {"key": "per-occurrence", "type": "clause", "offset": [281, 295]}, {"key": "in-the-aggregate", "type": "definition", "offset": [321, 337]}, {"key": "commercial-automobile-liability-insurance", "type": "clause", "offset": [343, 384]}, {"key": "coverage-for", "type": "clause", "offset": [395, 407]}, {"key": "motor-vehicles", "type": "clause", "offset": [436, 450]}, {"key": "in-connection-with", "type": "clause", "offset": [456, 474]}, {"key": "this-agreement", "type": "clause", "offset": [475, 489]}, {"key": "umbrella-liability", "type": "clause", "offset": [611, 629]}, {"key": "excess-liability-coverage", "type": "clause", "offset": [640, 665]}, {"key": "minimum-amount", "type": "definition", "offset": [673, 687]}, {"key": "coverage-provided", "type": "clause", "offset": [749, 766]}, {"key": "the-policies", "type": "clause", "offset": [770, 782]}, {"key": "professional-liability-insurance", "type": "definition", "offset": [801, 833]}, {"key": "errors-and-omissions-insurance", "type": "definition", "offset": [835, 865]}, {"key": "insurance-for", "type": "clause", "offset": [911, 924]}, {"key": "financial-losses", "type": "definition", "offset": [925, 941]}, {"key": "not-limited", "type": "clause", "offset": [1004, 1015]}, {"key": "data-security-breaches", "type": "clause", "offset": [1031, 1053]}, {"key": "unauthorized-access", "type": "clause", "offset": [1075, 1094]}, {"key": "denial-of-service", "type": "definition", "offset": [1096, 1113]}, {"key": "loss-of-income", "type": "clause", "offset": [1118, 1132]}, {"key": "security-failures", "type": "clause", "offset": [1146, 1163]}, {"key": "state-laws", "type": "definition", "offset": [1288, 1298]}, {"key": "maximum-limits", "type": "clause", "offset": [1311, 1325]}, {"key": "commercial-crime-insurance", "type": "clause", "offset": [1376, 1402]}, {"key": "loss-or-damage", "type": "definition", "offset": [1426, 1440]}, {"key": "resulting-from", "type": "definition", "offset": [1441, 1455]}, {"key": "and-coverage", "type": "clause", "offset": [1540, 1552]}, {"key": "annual-aggregate-limit", "type": "definition", "offset": [1602, 1624]}, {"key": "upon-request", "type": "clause", "offset": [1642, 1654]}], "size": 8, "samples": [{"hash": "dUYu2Amj7TM", "uri": "/contracts/dUYu2Amj7TM#insurance-program", "label": "Master Subscription Agreement", "score": 26.8494186401, "published": true}, {"hash": "RmyjLLKxpZ", "uri": "/contracts/RmyjLLKxpZ#insurance-program", "label": "Master Subscription Agreement", "score": 26.8494186401, "published": true}, {"hash": "3aYfkTHMpSG", "uri": "/contracts/3aYfkTHMpSG#insurance-program", "label": "Master Subscription Agreement", "score": 26.8494186401, "published": true}], "hash": "e961bd3f3e670f2c81f06d5a675725c9", "id": 7}, {"snippet": "1. The District agrees to provide to all unit employees through the New Mexico Public Insurance Authority, programs of medical, dental, vision, life, and long-term disability insurance benefits.\n2. The District will provide $50,000 in basic term life insurance at no cost to employees who are actively employed in paid status and who enroll for the coverage.\n3. The District shall also provide employees professional liability insurance in accordance with provisions of coverage specified by the New Mexico Public Schools Insurance Authority, subject to the Tort Claims Act limit.\n4. The District will provide Workers Compensation for on-the-job injury, in accordance with the New Mexico Public Schools Insurance Authority requirements.", "snippet_links": [{"key": "to-provide", "type": "definition", "offset": [23, 33]}, {"key": "unit-employees", "type": "clause", "offset": [41, 55]}, {"key": "new-mexico", "type": "definition", "offset": [68, 78]}, {"key": "insurance-authority", "type": "definition", "offset": [86, 105]}, {"key": "disability-insurance-benefits", "type": "clause", "offset": [164, 193]}, {"key": "will-provide", "type": "clause", "offset": [211, 223]}, {"key": "term-life-insurance", "type": "clause", "offset": [241, 260]}, {"key": "at-no-cost", "type": "definition", "offset": [261, 271]}, {"key": "employees-who", "type": "clause", "offset": [275, 288]}, {"key": "actively-employed", "type": "definition", "offset": [293, 310]}, {"key": "paid-status", "type": "clause", "offset": [314, 325]}, {"key": "district-shall", "type": "clause", "offset": [366, 380]}, {"key": "professional-liability-insurance", "type": "definition", "offset": [404, 436]}, {"key": "in-accordance-with", "type": "clause", "offset": [437, 455]}, {"key": "provisions-of-coverage", "type": "clause", "offset": [456, 478]}, {"key": "public-schools", "type": "definition", "offset": [507, 521]}, {"key": "subject-to-the", "type": "clause", "offset": [543, 557]}, {"key": "tort-claims-act", "type": "clause", "offset": [558, 573]}, {"key": "compensation-for", "type": "clause", "offset": [618, 634]}, {"key": "job-injury", "type": "clause", "offset": [642, 652]}, {"key": "authority-requirements", "type": "definition", "offset": [713, 735]}], "size": 7, "samples": [{"hash": "fHJyGvWVRpO", "uri": "/contracts/fHJyGvWVRpO#insurance-program", "label": "Collective Bargaining Agreement", "score": 35.3573799133, "published": true}, {"hash": "1HIRDio6Qkj", "uri": "/contracts/1HIRDio6Qkj#insurance-program", "label": "Collective Bargaining Agreement", "score": 35.3166351318, "published": true}, {"hash": "dwbdKQw4CVF", "uri": "/contracts/dwbdKQw4CVF#insurance-program", "label": "Collective Bargaining Agreement", "score": 27.8309383392, "published": true}], "hash": "c867e8bb7e6050b2d95b499534b3171c", "id": 8}, {"snippet": "A. The City shall make a comprehensive group insurance program available to full-time employees covered by this Agreement. This insurance shall include, but is not limited to:\n1. Health and Accident Insurance (including major medical)\n2. Life Insurance\n3. Accidental Death & Dismemberment Insurance", "snippet_links": [{"key": "the-city-shall", "type": "clause", "offset": [3, 17]}, {"key": "group-insurance-program", "type": "definition", "offset": [39, 62]}, {"key": "available-to", "type": "definition", "offset": [63, 75]}, {"key": "employees-covered-by-this-agreement", "type": "clause", "offset": [86, 121]}, {"key": "this-insurance", "type": "clause", "offset": [123, 137]}, {"key": "not-limited", "type": "clause", "offset": [160, 171]}, {"key": "health-and-accident-insurance", "type": "definition", "offset": [179, 208]}, {"key": "major-medical", "type": "definition", "offset": [220, 233]}, {"key": "life-insurance", "type": "definition", "offset": [238, 252]}, {"key": "accidental-death-dismemberment-insurance", "type": "clause", "offset": [256, 298]}], "size": 7, "samples": [{"hash": "5VP149sr2h4", "uri": "/contracts/5VP149sr2h4#insurance-program", "label": "Collective Bargaining Agreement", "score": 33.7287597656, "published": true}, {"hash": "liCRuwB9Nhx", "uri": "/contracts/liCRuwB9Nhx#insurance-program", "label": "Collective Bargaining Agreement", "score": 27.3655033112, "published": true}, {"hash": "eaywj0HLrVy", "uri": "/contracts/eaywj0HLrVy#insurance-program", "label": "Collective Bargaining Agreement", "score": 27.3655033112, "published": true}], "hash": "c84fb42f608b597070850fd501c69433", "id": 9}, {"snippet": "A. Medical Insurance\n1. The Board shall provide group hospitalization, surgical and major medical insurance coverage.", "snippet_links": [{"key": "board-shall", "type": "definition", "offset": [28, 39]}, {"key": "group-hospitalization", "type": "clause", "offset": [48, 69]}, {"key": "medical-insurance-coverage", "type": "definition", "offset": [90, 116]}], "size": 6, "samples": [{"hash": "klVPSAipBOT", "uri": "/contracts/klVPSAipBOT#insurance-program", "label": "Master Agreement", "score": 31.0981483459, "published": true}, {"hash": "3FR5cDe3dnU", "uri": "/contracts/3FR5cDe3dnU#insurance-program", "label": "Master Agreement", "score": 26.7932853699, "published": true}, {"hash": "az30kdJa1P", "uri": "/contracts/az30kdJa1P#insurance-program", "label": "Master Agreement", "score": 26.175907135, "published": true}], "hash": "986197ed373f1bb5b089866100692d51", "id": 10}], "next_curs": "CloSVGoVc35sYXdpbnNpZGVyY29udHJhY3RzcjYLEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2IhppbnN1cmFuY2UtcHJvZ3JhbSMwMDAwMDAwYQyiAQJlbhgAIAA=", "clause": {"title": "Insurance Program", "children": [["", ""], ["medical-insurance-contributions", "Medical Insurance Contributions"], ["retirement-health-insurance-program", "Retirement Health Insurance Program"], ["retirement-medical-compensation-program", "Retirement Medical Compensation Program"], ["group-insurance-plan-continuation-eligibility", "Group Insurance Plan Continuation Eligibility"]], "size": 329, "parents": [["insurance", "Insurance"], ["employee-benefits", "Employee Benefits"], ["no-pyramiding", "No Pyramiding"], ["non-utilization", "Non-Utilization"], ["telephone-extension", "Telephone Extension"]], "id": "insurance-program", "related": [["insurance-programs", "Insurance Programs", "<strong>Insurance Programs</strong>"], ["insurance-plan", "Insurance Plan", "Insurance Plan"], ["insurance-plans", "Insurance Plans", "Insurance Plans"], ["group-insurance-plan", "Group Insurance Plan", "Group Insurance Plan"], ["standard-hazard-insurance-and-flood-insurance-policies", "Standard Hazard Insurance and Flood Insurance Policies", "Standard Hazard Insurance and Flood Insurance Policies"]], "related_snippets": [], "updated": "2026-02-03T05:33:10+00:00"}, "json": true, "cursor": ""}}